Claim Missing Document
Check
Articles

Found 13 Documents
Search

Influence of Third Party Funds, BI Rate, Inflation On Market Share In Islamic Banking Aziz Septiatin
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 10, No 1 (2022)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v10i1.5706

Abstract

The market share that can be controlled by Islamic banking is still relatively small compared to conventional banking, so this study aims to examine the influence of third party funds, BI Rate and Inflation on the share of Islamic banking in Indonesia for the 2015-2021 period. The sample in this study uses a saturated sampling technique, which means that the entire population is sampled, both Islamic commercial banks and sharia business units registered with the Financial Services Authority. The method of data analysis in this study used the classical assumption test, multiple linear regression analysis and hypothesis testing. The results showed that third party funds and the BI Rate had an effect on market share, while inflation had no effect on market share. Simultaneously, third party funds, BI Rate and Inflation have a significant influence on market share. The overall contribution of the independent variable to the dependent variable is 87.7%. 
PEMBERDAYAAN UMKM BERBASIS DIGITAL MARKETING MELALUI OPTIMALISASI PLATFORM E-COMMERCE DI ERA EKONOMI DIGITAL 2026 Hendri Syahputra; Aziz Septiatin; Ika Mei Lina; Gilang Ryan Fernandes; Lisna Bantulu
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 7 No. 2 (2026): Vol. 7 No. 2 (2026)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v7i2.57505

Abstract

Pengabdian kepada masyarakat melalui kegiatan pemberdayaan ini bertujuan untuk meningkatkan kapasitas pelaku UMKM dalam memanfaatkan digital marketing dan platform e-commerce sebagai sarana pengembangan usaha di era ekonomi digital. Metode pelaksanaan yang digunakan meliputi pelatihan dan pendampingan secara intensif dan berkelanjutan. Hasil kegiatan menunjukkan adanya peningkatan signifikan pada literasi digital peserta, baik dari aspek pemahaman konseptual maupun keterampilan praktis. Disamping itu, terdapat penguatan keterampilan teknis dalam pengelolaan toko daring, yang berlangsung seiring dengan terjadinya perubahan pola pikir pelaku UMKM. Program ini juga berhasil meningkatkan kinerja usaha, sekaligus mendorong kemampuan peserta dalam menerapkan strategi pemasaran berbasis data. Penguatan pada aspek branding produk juga turut mengalami perkembangan yang signifikan, yang kemudian diikuti dengan terbentuknya jejaring kolaboratif antar pelaku UMKM. Meskipun masih dihadapkan pada berbagai kendala, seperti keterbatasan infrastruktur teknologi dan variasi tingkat adaptasi digital, pendekatan pelatihan dan pendampingan yang berkelanjutan terbukti mampu meminimalkan hambatan tersebut. Secara keseluruhan, program ini dapat dinyatakan berhasil dalam mendorong transformasi digital UMKM secara berkelanjutan, baik dari aspek peningkatan kompetensi maupun perubahan perilaku usaha, sehingga berkontribusi terhadap penguatan daya saing UMKM dalam ekosistem ekonomi digital.
Pengaruh Intellectual Capital Dan Islamic Performance Index Terhadap Nilai Perusahaan Dengan Kinerja Keuangan Sebagai Variabel Intervening Pada Bank Umum Syariah Periode 2019-2024 Shiffa Mutiara Aliyyah; M. Iqbal; Aziz Septiatin
Journal of Economics and Business Vol. 4 No. 1 (2026): Journal of Economics and Business
Publisher : CV. Doki Course and Training

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61994/econis.v4i1.1672

Abstract

This study aims to analyze the influence of Intellectual Capital and Islamic Performance Index on Company Value with Financial Performance as an Intervening variable in Islamic Commercial Banks in Indonesia during the period 2019 to 2024. Intellectual Capital is an intangible asset owned, while the Islamic Performance Index is used to measure Company Performance based on Sharia principles. Company Value is an important indicator that reflects investor perceptions of the Company's prospects in the future. This type of research is quantitative with secondary data derived from annual financial reports published by the Financial Services Authority (OJK) and each bank. The sample in this study was selected using purposive sampling, resulting in 7 banks that met the criteria in the study. The data obtained were then processed using the Eviwes Student 12 application.The results of the study show that IC consisting of VACA, VAHU, and STVA has no effect on Financial Performance, and IPI consisting of EDR has no effect, and PSR has an effect on Financial Performance. IC consisting of VACA and VAHU has an effect on Company Value, STVA has no effect, and IPI consisting of EDR has no effect, and PSR has an effect on Company Value