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Pemberdayaan Warga Aisyiyah Kecamatan Lumbir melalui Pemanfaatan Lahan Sempit dengan Produksi Tanaman Hidroponikan Naelati Tubastuvi; Tiara Pandansari; Ika Yustina Rahmawati
Prosiding University Research Colloquium Proceeding of The 8th University Research Colloquium 2018: Bidang Sosial Ekonomi dan Psikologi
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (244.686 KB)

Abstract

Kegiatan IbM ini bertujuan untuk memberikan pelatihan mengenai pemanfaatan lahan sempit melalui media hidroponikan dan usaha produktif berbasis teknologi hidroponik. Kegiatan IbM dilakukan pada kelompok Pengurus dan anggota Aisiyah Cabang Lumbir Kabupaten Banyumas. Kegiatan ini dilakukan oleh tim pelaksana dari fakultas ekonomi Universitas Muhammadiyah Purwokerto. Hasil dari kegiatan ini adalah Proses pelaksanaan praktek produksi tanaman hidroponik sangat menarik antusias dan minat dari ibu-ibu aisyiyah karena mudah untuk dilakukan. Peserta juga tergerak untuk meminta infomasi mengenai cara memperoleh alat dan bahan yang diperlukan sebagai bentuk antusiasme dari keberlanjutan program ini, Evaluasi dilakukan dengan memberikan pertanyaan seputar feedback (umpan balik) kegiatan. Dari hasil evaluasi, diketahui bahwa bagi peserta pelatihan ini sangat bermanfaaat bagi peserta.
Information Technology and Religiosity as Moderating Variables of the Relationship between Investment Risk-Taking and Firm Performance Wida Purwidianti; Ika Yustina Rahmawati; Lahan Adi Purwanto
Jurnal Manajemen dan Kewirausahaan Vol 10, No 2 (2022): December 2022
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jmdk.v10i2.8241

Abstract

Study on the impact of investment risk-taking on the performance of small and medium enterprises (SMEs) are still inconsistent. This study provides novelty to the relationship between the two variables by adding moderating variables of information technology and religiosity. This study took a sample of 94 SME owners in Banyumas Regency. The results show that the influence of investment risk-taking and information technology has no significant results. The higher level of religiosity of the SME owners will be able to improve the company's performance. The moderating relationship between information technology and investment risk-taking shows significantly positive results. In contrast, the moderating effect of the religiosity variable will further reduce the effect of investment risk-taking on company performance.
The Effect of Financial Literacy, Financial Knowledge, Financial Attitudes and Personality on Financial Management Behavior in MSME Rizka Septiana Putri; Naelati Tubastuvi; Ika Yustina Rahmawati; Hermin Endratno
BASKARA : Journal of Business and Entrepreneurship Vol 5, No 2 (2023): BASKARA: Journal of Business and Entrepreneurship
Publisher : Universitas Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54268/baskara.5.2.136-151

Abstract

The research was conducted with the aim of examining the influence of financial literacy, financial knowledge, financial attitudes and personality on financial management behavior. The subjects in this examine were Micro, Small and Medium Enterprises (MSMEs) in Banyumas Regency with a population of 8,542 MSMEs and the sample in this observe was 159 MSMEs. Information were dissected the utilizing validity test, reliability test, descriptive analysis, classical assumption test, and multiple regression test. The study demonstrates that financial literacy, financial knowledge, financial attitudes, and personality traits have a significant and positive impact on financial management behavior. Based on this research, financial management behavior for MSME is very important, MSME must understand how important it is to understand financial literacy, financial knowledge, financial attitudes and personality. Thus, some Banyumas MSMEs have implemented good financial management behaviors and can be an example for other MSMEs.
The Effect Of Capital Structure, Profitability and Liquidity on Firm Value With Dividend Policy As A Moderating Variable Arafah Esa Yuswandani; Naelati Tubastuvi; Akhmad Darmawan; Ika Yustina Rahmawati
SENTRALISASI Vol. 12 No. 2 (2023): Sentralisasi
Publisher : Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/sl.v12i2.2156

Abstract

Goals of this study are to see if there is an effect of capital structure, profitability and liquidity on firm value by including dividend policy as a moderation variable. In this study, a quantitative approach was chosen. This study’s population includes all companies in the LQ45index from periode 2018-2021 and purposive sampling is used in this research sampling techniques. Multiple regression analysis and the absolute difference test were used in this study. According to the findings of this study, capital structure has no effects on firm alue, profitability has positive effects on firm value, and liquidity has positive effects on firm value, dividend policy as moderation is not able to moderate the effect of capital structure on firm value, dividend policy variable as moderation is unable to moderate the effect of profitability on firm value also liquidity on firm value cannot moderate by dividend policy.
THE EFFECT OF INTELLECTUAL CAPITAL AND GOOD CORPORATE GOVERNANCE ON FINANCIAL PERFORMANCE IN BANKING SECTOR REGISTERED IN INDONESIA STOCK EXCHANGE WITH COMPETITIVE ADVANTAGE AS INTERVENING VARIABLES FOR 2016-2019 Novi Crisnandani; Ika Yustina Rahmawati; Naelati Tubastuvi; Totok Haryanto
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 5, No 2 (2021): IJEBAR, VOL. 05 ISSUE 02, JUNE 2021
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v5i2.2312

Abstract

The purpose of this study is to obtain empirical evidence of the role of Competitive Advantage in mediating the relationship between Intellectual Capital and Good Corporate Governance and Financial Performance. The population of this study is the banking sector companies listed on the Indonesia Stock Exchange (BEI) 2016-2019. The method of determining the sample using a purposive sampling technique. The number of samples obtained was 31 companies with a total of 124 observations. Based on the research results, it was found that the variable that had a direct influence on the Competitive Advantage was the Good Corporate Governance variable, while the Intellectual Capital variable did not have a direct effect. Meanwhile, the variables that have a direct influence on financial performance are the variables of Good Corporate Governance and Competitive Advantage. Based on the results of the analysis, it was also found that Competitive Advantage was not able to mediate the relationship between Intellectual Capital and Financial Performance but was able to mediate the relationship between Good Corporate Governance and Financial Performance. Keywords: Intellectual Capital, Good Corporate Governance, Competitive Advantage, Financial Performance
Pengelolaan Ekonomi Rumah Tangga Berbasi “ILM’ Tadbir Al Manzil ” Bagi Wirausaha Perempuan Naelati Tubastuvi; Ika Yustina Rahmawati; Sulistiyani Budiningsih
Jurnal Pengabdian Kepada Masyarakat Kalam Vol. 1 No. 3 (2022): Membangun Desa dan Kampung
Publisher : Prisani Cendekia

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Abstract

The purpose of Science and Technology for the Community is expected that members of the Aisyiyah Banyumas Regional Leadership will be able to become agents of change for women or housewives around them, by applying the concept of household economic management based on Ilm' Tadbir Al Manzil. From these insights, it is expected to be able to provide benefits and contributions to the management of family finances / assets so that assets are divided into short-, medium and long-term needs, especially to learn to invest, besides that savings measures can also be done by being disciplined in budget priorities to avoid debt bondage
Strategi Penguatan Kinerja Umkm Melalui Peran Optimalisasi Financial Teknologi (FINTECH) Ika Yustina Rahmawati; Wida Purwidianti; Tri Septin Muji Rahayu; Retno Dwiyanti; Alfalisyado Alfalisyado
Jurnal Pengabdian Kepada Masyarakat Kalam Vol. 2 No. 2 (2023): Mengedukasi Masyarakat Untuk Siap Menghadapi Tatanan Ekonomi Baru
Publisher : Prisani Cendekia

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Abstract

This service activity is carried out for UMKM players in the Regency. Banyumas. Based on the survey results, there are two general issues related to empowering MSMEs in Banyumas, namely: alternative access to capital/funds and a lack of capacity for financial management skills among MSME actors. This activity aims to convey insights regarding alternative micro business financing (MSMEs) outside of bank finance and provide insight into Islamic financial literacy. Against this background, follow-up activities on Fintech and Islamic financial literacy were held. Fast-growing fintech will help achieve the three main objectives of the Indonesian financial services sector master plan. (1) Contribution, encouraging accelerated growth of the national economy through optimizing functions in the financial services sector, (2) Resilience, sustainable development driven by good management of financial system stability; (3) Inclusive, namely providing a way of convenience in finance with the aim of improving people's lives for the better in the future. Furthermore, financial literacy is carried out with sharia financial literacy training to provide insight into knowledge, abilities and beliefs that influence attitudes and behavior to improve the quality of decision-making and financial management in achieving a better level of life, develop materials on how to optimize the financing of production activities and direct MSME actors to always operate in accordance with sharia principles.
PENGARUH LITERASI KEUANGAN, LINGKUNGAN SOSIAL, GAYA HIDUP, DAN PENGETAHUAN KEUANGAN TERHADAP PERENCANAAN KEUANGAN PRIBADI MAHASISWA Tubagus Zuhdan Azis; Ika Yustina Rahmawati; Wida Purwidianti; Restu Frida Utami
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 1 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v8i2.14149

Abstract

Penelitian ini bertujuan untuk mengkaji pengaruh literasi keuangan, lingkungan sosial, gaya hidup, dan pengetahuan keuangan terhadap perencanaan keuangan pribadi mahasiswa. Latar belakang penelitian ini adalah tingginya tingkat kegagalan finansial di kalangan mahasiswa akibat kurangnya perhatian terhadap perencanaan keuangan. Metode yang digunakan adalah penelitian kuantitatif dengan menggunakan kuesioner yang disebarkan kepada 112 mahasiswa dari tiga perguruan tinggi di Purwokerto. Data dianalisis menggunakan Software Smart PLS versi 3. Hasil penelitian menunjukkan bahwa pengetahuan keuangan memiliki pengaruh positif dan signifikan terhadap perencanaan keuangan pribadi mahasiswa, sementara literasi keuangan, lingkungan sosial, dan gaya hidup tidak berpengaruh terhadap perencanaan keuangan pribadi. Penelitian ini memberikan wawasan penting bagi pengembangan keterampilan keuangan mahasiswa agar mereka dapat menjadi pengelola keuangan yang lebih baik di masa depan.
Pengaruh Kecerdasan Spiritual dan Literasi Keuangan Terhadap Manajemen Keuangan Pribadi: (The Influence of Spiritual Intelligence and Financial Literacy on Student Personal Financial Management) Ika Yustina Rahmawati; Artika Cahyaningsih; Cicih Wiarsih
e-Journal Ekonomi Bisnis dan Akuntansi Vol. 10 No. 1 (2023): e-JEBA Volume 10 Number 1 Year 2023
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ejeba.v10i1.38289

Abstract

The research aims to find out how student personal financial management is influenced by spiritual intelligence and financial literacy. Purposive sampling technique was used to select the sample for this investigation. Students of the Faculty of Economics and Commerce Muhammadiyah University Purwokerto, Jenderal Soedirman University, and Saiffudin Zuhri State Islamic University Purwokerto became the population of this study. 110 participants sampled for this investigation. Multiple regression analysis, classical assumption test, model fit test, and descriptive statistical analysis were used to evaluate the data. The findings from the results are that financial literacy and spiritual intelligence have a beneficial impact on personal financial management.