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Pengaruh Kredibilitas Influencer dan Consumer Review Terhadap Minat Beli Produk Ms Glow pada Platform Shopee Muhamat Hasyim Fahmi Midrorun Niami; Imronudin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 11 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i11.5636

This research aims to analyze the influence of influencer credibility and consumer reviews on buying interest. The sampling method was purposive sampling technique. The questionnaires were distributed via buying online to 100 respondents.The collected date were analysed using Partial Least Square (PLS) . The results show that both the influencer credibility and consumer review variables are positive and significant influence on buying interest in MS Glow products on the Shopee platform. Has the highest influence on buying interest.

Pengaruh Struktur Modal, Likuiditas, dan Ukuran Perusahaan Terhadap Kinerja Keuangan Perusahaan Sarwindah Budi Utami; Imronudin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i5.2358

The main objective of the analysis is to evaluate the impact of capital structure (DER), liquidity (CR), and the company’s size (Total Asset) on financial performance (ROE). The methodology that is used is a quantitative one. The population consists of an industrial sub-sector company that is listed for 2019-2022 on the Indonesian Stock Exchange (BEI). Purposive sampling is the approach that was utilized to establish the sample criteria. Over the course of four years, 19 samples in all were chosen, and 76 data were collected. Researchers employ coefficients, F tests, Hausmant tests, Chow tests, and descriptive statistical tests while analyzing data. Regression analysis with panel data is one of the analytical methods employed. The Fixed Effect Model was derived from the Chow and Hausmant Test results. The statistical F test result was 0.000000 < 0.05, so the independent variables of the capital structure, liquidity, and the company size simultaneously had a significant influence on the dependent variable of financial performance. The coefficient test results showed that capital structure significantly positive improve the financial performances variable.

Pengaruh Literasi Keuangan dan Gaya Hidup Hedonisme Terhadap Pengelolaan Keuangan Mahasiswa yang Kos di Surakarta Ratih Rahmaningrum; Imronudin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i5.2359

Globalization has changed many behaviors, especially economic behavior. Supported by students' consumerist attitudes and advances in technology, it makes it easier for them to spend their money. Generation Z also likes branded products at expensive prices. This causes their expenses to be high. Therefore, it is important for Generation Z to master financial understanding in order to manage their finances optimally, so they can be smarter in using money. This research aims to analyze the influence of financial literacy and a hedonistic lifestyle on the financial management of boarding house students in Surakarta, with a sample of 176 people who are students at the Muhammadiyah University of Surakarta. Data was collected using a questionnaire and analyzed using SmartPLS. The results of this research prove that financial literacy and a hedonistic lifestyle have a positive and significant effect on financial management.

Pengaruh Kredibilitas Influencer dan Consumer Review Terhadap Minat Beli Produk Ms Glow pada Platform Shopee Muhamat Hasyim Fahmi Midrorun Niami; Imronudin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 11 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i11.5636

This research aims to analyze the influence of influencer credibility and consumer reviews on buying interest. The sampling method was purposive sampling technique. The questionnaires were distributed via buying online to 100 respondents.The collected date were analysed using Partial Least Square (PLS) . The results show that both the influencer credibility and consumer review variables are positive and significant influence on buying interest in MS Glow products on the Shopee platform. Has the highest influence on buying interest.

The Moderating Role of Firm Size: Pengaruh Capital Structure, Current Ratio dan Profitability Terhadap Company Value Keisya Novadila Putri; Imronudin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.6524

This study examines company value with firm size moderation in property and real estate companies listed on the Indonesia Stock Exchange (IDX) during the 2020–2023 period. The sample consists of 38 companies per year, selected using the purposive sampling method, resulting in a total of 152 data points over four years. The research variables include Debt to Asset Ratio (DAR), Current Ratio (CR), Return on Assets (ROA), firm size (log of total assets), and company value (Tobin's Q). Multiple linear regression analysis is employed to assess the impact of independent variables on company value, while Moderated Regression Analysis (MRA) is used to evaluate the moderating role of firm size. The findings indicate that capital structure, current ratio, and profitability positively and significantly affect company value. Firm size is shown to moderate the relationship between capital structure and current ratio with company value but does not moderate the relationship between profitability and company value. The study recommends expanding the data and research period and exploring other moderating variables to provide deeper insights into the factors influencing company value.

The Influence of Financial Literacy, Financial Inclusion, and Fintech Usage on MSME Financial Performance: Study on MSME Actors of the Batik Handicraft Industry Center in Solo Raya Lady Noor Majid; Imronudin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.6781

MSMEs are the main pillar of the Indonesian economy, playing a major role in employment, increasing GDP, and exporting local products. The government targets 90% financial inclusion by 2024, but low financial literacy is a challenge. MSMEs' performance could be improved by using fintech, however optimizing economic impact and guaranteeing business sustainability require a strong grasp of finance. With an emphasis on the connection between these factors and MSME performance, this study attempts to investigate how financial inclusion, financial literacy, and financial technology use affect MSMEs' financial success. The research involved 160 MSME owners from the Solo Besar Batik Craft Center, all of whom have adopted fintech-based payment systems. A straightforward random sampling procedure was used to choose the sample. Using a Likert scale, a questionnaire was used to gather primary data. Data analysis was conducted using SmartPLS 3 software, applying the probability sampling method (simple random sampling). The findings revealed that financial literacy, financial inclusion, and the use of financial technology significantly and positively influence the financial performance of MSMEs. Financial literacy aids in better management and increased profitability, financial inclusion broadens access to financial services, and financial technology enhances access to capital and improves transaction management. This research confirms the importance of these three factors for the growth and sustainability of MSMEs.

Pengaruh Efisiensi Kinerja Perbankan Syariah di Indonesia dan Malaysia Menggunakan Metode DEA Asyaffa Aulia, Prambawati; Sholahuddin, Muhammad; Imronudin
JURNAL ILMIAH EDUNOMIKA Vol. 9 No. 4 (2025): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v9i4.18353

This research aims to analyze and compare the operational efficiency of sharia banking in Indonesia and Malaysia using the Data Envelopment Analysis (DEA) method, a non-parametric approach that is able to measure relative efficiency based on input and output. The research gap lies in the lack of comparative analysis of Islamic banking efficiency in the two countries, especially using the DEA method. The research sample consists of sharia banking financial reports in Indonesia and Malaysia during the 2019–2023 period. The research results show that both countries have a high level of technical efficiency, with an average efficiency close to 1. Bank B in Indonesia and Bank F in Malaysia show stable efficiency performance, while Bank D shows significant fluctuations. Further analysis reveals that there is no significant difference in operational efficiency between the two countries. This research contributes by providing in-depth insight into the efficiency of sharia banking and becomes a reference for regulators and banking managers in improving operational strategies. Research limitations include limited data coverage on financial variables and certain periods. For future research, it is recommended to include non-financial variables and expand the analysis period.

Evaluation of Operational Efficiency of Conventional and Sharia Rural Credit Banks (BPR) in Solo Raya Using Data Envelopment Analysis Wahid Nur Hasan; Imronudin; Muhammad Sholahudin
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 4 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i4.8337

This study aims to analyze and compare the operational efficiency of conventional Rural Credit Banks (BPR) and Sharia Rural Credit Banks (BPRS) operating in the Solo Raya area during the period 2020 to 2024. Using the Data Envelopment Analysis (DEA) method, this study measures the technical efficiency level of each bank and identifies the main factors that affect their performance. The input variables used include total assets, operating costs, third-party funds, and employee expenses, while the output variables consist of operating income, credit/financing distribution, and net profit. The results of this study show that there are significant variations in efficiency between BPR and BPRS, with operational scale, cost discipline, and financial structure as the main determining factors. This study contributes to the literature on microbanking efficiency in Indonesia and offers empirical evidence and practical recommendations for bank management and regulators in improving operational strategies and financial sustainability.

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