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All Journal JIET (Jurnal Ilmu Ekonomi Terapan) Jurnal Mirai Management Jurnal Akuntansi dan Pajak Islamic Economics Quotient EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Open Access Indonesia Journal of Social Sciences Journal of Management - Small and Medium Enterprises (SME's) Management of Zakat and Waqf Journal (MAZAWA)) An-Nisbah : Jurnal Perbankan Syariah Open Access Indonesia Journal of Social Sciences Mabny : Journal of Sharia Management and Business juremi: jurnal riset ekonomi Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Balance: Journal of Islamic Accounting Journal of Management and Islamic Finance Al-Khidmah Jurnal Pengabdian Masyarakat Jurnal Pengabdian pada Masyarakat Ilmu Pengetahuan dan Teknologi Terintegrasi e-Jurnal Apresiasi Ekonomi Reinforce: Journal of Sharia Management Tijarah Balance: Journal of Islamic Accounting Jurnal Cendekia Ilmiah Jurnal Ekonomi, Manajemen, Akuntansi Ulil Albab Asian Journal of Law and Islamic Finance
Citra Mulya Sari
Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung
Religion Arts Humanities Automotive Engineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Pengaruh Jumlah Tenaga Kerja, Pengangguran, dan Kemiskinan terhadap Pertumbuhan Ekonomi Kabupaten Nganjuk Tahun 2013-2022 Nur Risma Novitasari; Citra Mulya Sari
Jurnal Mirai Management Vol 8, No 1 (2023)
Publisher : STIE AMKOP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/mirai.v8i1.4346

Abstract

Mengukur dan menguji pengaruh parsial dan simultan jumlah tenaga kerja, pengangguran, dan kemiskinan terhadap pertumbuhan ekonomi Kabupaten Nganjuk dari tahun 2013 hingga 2022 merupakan target dari penelitian ini. Penelitian ini mempergunakan metode kuantitatif yang dikombinasikan dengan penelitian deskriptif. Data penelitian didasarkan pada data sekunder yang dapat diunduh dari website Badan Pusat Statistik Kabupaten Nganjuk. Berdasarkan hasil analisis IBM SPSS 23, ditentukan bahwa: (1) secara simultan ketiga variabel independen berpengaruh signifikan terhadap pertumbuhan ekonomi; (2) jumlah tenaga kerja tidak berpengaruh signifikan tetapi berkorelasi positif dengan pertumbuhan ekonomi; (3) pengangguran tidak berpengaruh signifikan tetapi berkorelasi positif dengan pertumbuhan ekonomi; serta (4) kemiskinan berpengaruh signifikan terhadap pertumbuhan ekonomi tetapi berkorelasi negatif dengan pertumbuhan ekonomi. Variabel kemiskinan paling dominan mempengaruhi pertumbuhan ekonomi Kabupaten Nganjuk tahun 2013-2022 sebesar 87,278%. Nilai 94% dalam determinasi R Square dapat dikaitkan dengan variasi dari tiga variabel independen yang dapat menjelaskan pertumbuhan ekonomi. Kata Kunci: Jumlah Tenaga kerja, Kemiskinan, Pengangguran, Pertumbuhan ekonomi.
Pengaruh Layanan Dana Bergulir Masyarakat (DBM) BUMDESMA Tanggunggunung Terhadap Kesejahteraan Masyarakat di Kecamatan Tanggunggunung Kabupaten Tulungagung. Mukhamad Kholil Ridwan; Citra Mulya Sari
Jurnal Mirai Management Vol 8, No 2 (2023)
Publisher : STIE AMKOP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/mirai.v8i2.4844

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Layanan Dana Bergulir Masyarakat (DBM) BUMDESMA Tanggunggunung terhadap Kesejahteraan Masyarakat di Kecamatan Tanggunggunung Kabupaten Tulungagung. Teknik pengambilan sampel dalam penelitian ini menggunakan Area Sampling. Populasi dalam penelitian ini adalah 1.600 orang, sampel yang diambil adalah 50 anggota kelompok Dana Bergulir Masyarakat (DBM) BUMDESMA Tanggunggunung. Dari hasil analisis yang telah dilakukan, diperoleh hasil penelitian dengan perhitungan korelasi diketahui bahwa variabel Layanan (X) berpengaruh positif dan signifikan terhadap Kesejahteraan Masyarakat (Y). Hasil analisis penelitian ini adalah Layanan Dana Bergulir Masyarakat (DBM) BUMDESMA Tanggunggunung secara parsial berpengaruh terhadap Kesejahteraan Masyarakat di Kecamatan Tanggunggung. Sedangkan koefisien determinasi (R2) diketahui sebesar 0,533 sehingga kesejahteraan masyarakat mampu dijelaskan oleh layanan DBM BUMDESMA Tanggunggunung sebesar 53,3%. Kata kunci: Layanan, BUMDESMA, kesejahteraan masyarakat
THE EFFECT OF TAX RATE, TAX AWARENESS AND PENALITIES ON TAX PAYER COMPLIANCE AT SMEs IN REJOTANGAN TULUNGAGUNG Novita Eksanti Rahayu; Citra Mulya Sari
BALANCE: JOURNAL OF ISLAMIC ACCOUNTING Vol 2 No 02 (2021): Balance: Journal of Islamic Accounting
Publisher : State Islamic Institute (IAIN) Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/balance.v2i02.5415

Abstract

Abstract The purpose of this research is to examine the effect of tax rates on taxpayer compliance of SMEs in Rejotangan Tulungagung district. To test the effect of sensitization on taxpayer compliance with SMEs in Rejotangani Tulungagung District, to examine the effect of tax penalties on SMEs taxpayer compliance in Rejotangani Tulungagung District. To examine the effect of tax rates, tax awareness and penalties on taxpayer compliance by SMEs in Rejotangan Tulungagung District. The research approach used is a quantitative approach, of the associative research type. The population used in this study consisted of all SMEs in Rejotangan district, with a total of 85 SMEs selected using the random sampling technique. Data analysis used the multiple linear regression method. The results of this study, namely: (1) There is a significant effect of tax rates on taxpayer compliance of SMEs actors in Rejotangan Tulungagung district. The amount of the tax rate which is the stipulation also makes the reason why the taxpayer pays the tax. (2) There is a significant effect of sensitization on tax compliance of SMEs in Rejotangan Tulungagung district. Taxpayers make tax payments due to self-awareness or encouragement from other parties. (3) Tax penalties have a significant effect on taxpayer compliance of SMEs actors in Rejotangan Tulungagung district. The application of tax penalties that create a deterrent effect, so that subsequent payments are better directed. (4) There is a significant effect of tax rates, awareness and tax penalties on taxpayer compliance of SMEs actors in Rejotangan Tulungagung district. Therefore, it is important for the parties involved to consider various factors that influence taxpayer compliance. Keywords: SMEs, tax rate, tax awareness, penalties for taxpayer compliance
The Effect of Performance Measurement on Budget Execution with the Formulation of Performance Indicators on Budget Implementation of KPPN Blitar Service Scope Laili, Nurina Risfaqul; Citra Mulya Sari
Open Access Indonesia Journal of Social Sciences Vol. 5 No. 4 (2022): Open Access Indonesia Journal of Social Sciences
Publisher : HM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37275/oaijss.v5i4.120

Abstract

This study aims to analyze the effect of performance measurement with the formulation of performance indicators of budget implementation (IKPA) on the implementation of the budget. Performance measurement in this study is a systematic process to assess whether the planned program/activity is in accordance with the plan and, more importantly, whether it has achieved the success that was the target at the time of planning. Through a performance measurement, the success of a government agency will be more considered, and the ability of the agency will be based on the resources it manages. This is useful for achieving results in accordance with the planned plans so that strategic planning can advance the economy. Performance indicators of budget implementation are needed as a tool to monitor and evaluate as well as to measure the quality of financial implementation in order to encourage changes in state financial management behavior. In 2020, new regulations emerged with the addition of new indicator formulations, the variables used were value data from the old and new formulations of performance indicators for budget implementation. The analytical method used is a quantitative method, research instrument test, classical test, linear test, and partial and simultaneous test. The findings in this study indicate that: First, the formulation of the Old IKPA Assessment has a significant positive effect on Budget Implementation. Second, New IKPA Assessment has a significant positive effect on the budget implementation.
Upaya Peningkatan Perekonomian Masyarakat Melalui Budidaya Ikan Koi di Desa Kemloko Kecamatan Nglegok Kabupaten, Blitar Rusda, Moh Ulimta; Sari, Citra Mulya
Jurnal Apresiasi Ekonomi Vol 11, No 1 (2023)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (274.632 KB) | DOI: 10.31846/jae.v11i1.584

Abstract

ABSTRACTPoverty is a social problem that is global in nature, and is a problem that is often faced by many people in Indonesia. To overcome this problem, the people in Kemloko Village, Nglegok District, Blitar are doing koi fish farming to improve their economy. This study aims to analyze the increase in the economy in Kemloko village and the factors that influence the income of koi fish farming entrepreneurs. This study uses a qualitative descriptive approach using primary data, the methods used are observation and interviews. The analysis technique used goes through three stages, namely sorting out important or main things and focusing on important things in the field, then presenting the data in order to better understand the case being researched. The conclusions from this study (1) Koi fish farming activities carried out by the Kelud Koi Koi Fish Cultivation group can improve the economic level of the Kemloko village community for the better. In addition, this activity can increase the productivity of the community. (2) Land area, seeds and feed are factors that influence the level of koi fish production in Kemloko village. (3) Capital and market competition are obstacles that are often faced by the Kemloko village community when carrying out koi fish farming activities.Keywords: Economic improvement, Community economy, Productivity, Poverty
Strategi Pemasaran Produk Simpanan Qurban dalam Menarik Minat Nasabah di BMT Mandiri Sejahtera Moropelang dan BMT Mandiri Sejahtera Sumberwudi Lamongan Rizqiyani, Hanifah; Sari, Citra Mulya
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 7 No 2 (2023): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v7i2.865

Abstract

This study aims to find out how the marketing strategy activities for qurban savings products at BMT Mandiri Sejahtera Moropelang and BMT Mandiri Sejahtera Sumberwudi Lamongan. This qurban savings product is also a product that is rarely owned by other Islamic financial institutions. This qurban savings product uses a wadiah yad dhammanah contract and is planned. This qurban savings product makes its customers disciplined in saving because withdrawals can only be made as the time of sacrifice approaches. The research method uses qualitative data analysis which describes descriptively the marketing strategy activities for Qurban Savings Products at BMT Mandiri Sejahtera, Moropelang and Sumberwudi branches. The two BMT branches both carry out marketing activities for savings products using a marketing mix strategy or Marketing Mix to attract customers’ interest in raising funds for the purpose of sacrificial worship.
PENGARUH MANAJEMEN DAN BUDAYA KERJA TERHADAP PENINGKATAN KINERJA USAHA KECIL MENENGAH (UKM) TULIP CRAFT Kurniasari, Ana Aprillia; Sari, Citra Mulya
Journal of Management Small and Medium Enterprises (SMEs) Vol 17 No 1 (2024): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v17i1.10422

Abstract

This study aims to determine the effect of Management and Work Culture on Performance Improvement in Tulip Craft. The sampling technique in this study used Cluster Sampling. The samples taken were 64 Tulip Craft employees in Tulungagung. The study results show that the Management and Work Culture variables partially or simultaneously significantly affect Performance Improvement in Tulip Craft. Keywords: Management; Work Culture; Performance Improvement
Pengaruh Variabel Makro Ekonomi Terhadap Indeks Harga Saham di Jakarta Islamic Indexs (JII) Periode 2017-2021 In'am Aulia Akbar; Citra Mulya Sari
Jurnal Akuntansi dan Pajak Vol 24, No 1 (2023): JAP : Vol. 24, No. 1, Februari 2023 - Juli 2023
Publisher : ITB AAS INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jap.v24i1.7364

Abstract

This study aims to analyze the effect of macroeconomic variables on the stock price index in the Jakarta Islamic Indexs (JII) for the 2017-2021 period. This research uses a quantitative approach and belongs to the type of associative research. The population in this study is the Jakarta Islamic Index (JII) data, inflation, the BI 7-Day repo rate, changes in the IDR/USD exchange rate and the money supply (M2). The sampling technique used in this research is purposive sampling. The d This study aims to analyze the effect of macroeconomic variables on the stock price index in the Jakarta Islamic Indexs (JII) for the 2017-2021 period. This research uses a quantitative approach and belongs to the type of associative research. The population in this study is the Jakarta Islamic Index (JII) data, inflation, the BI 7-Day repo rate, changes in the IDR/USD exchange rate and the money supply (M2). The sampling technique used in this research is purposive sampling. The data used as a sample is the Jakarta Islamic Index (JII) closing price data and all research variable data using monthly data, so that 60 observation periods are obtained from January 2017 to December 2021. The data analysis technique used is multiple linear regression analysis. The results of this study indicate that inflation and the BI 7-Day repo rate partially have a significant negative effect on the Stock Price Index in the Jakarta Islamic Indexs (JII) for the 2017-2021 period. While the IDR/USD Exchange Rate and the Total Money Supply partially have a significant positive effect on the Stock Price Index in the Jakarta Islamic Indexs (JII) for the 2017-2021 Period. Based on the results of the f-test of inflation variables, the BI 7-Day repo rate, the IDR/USD exchange rate and the money supply (X4) simultaneously have a significant effect on the Stock Price Index in the Jakarta Islamic Indexs (JII) for the 2017-2021 period with a determinant coefficient of 81.1 %.
MACROECONOMIC STABILITY ON ISLAMIC ECONOMIC PERSPECTIVE: TOWARDS EQUITABLE AND SUSTAINABLE ECONOMIC GROWTH Risdiana Himmati; Citra Mulya Sari; Lativa Hartiningtyas; Rendra Erdkhadifa
Journal of Management and Islamic Finance Vol. 4 No. 2 (2024): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v4i2.10003

Abstract

This study aims to determine macroeconomic stability in the perspective of Islamic economics towards equitable and sustainable economic growth. In this context, Islamic economics emphasizes justice, equal distribution of income, and prevention of practice usury. Policy government such using of zakat and policy in appropriate monetary with Islamic principles can help reach stability of economics. The method in this study uses literature study approach. The main purpose to reach in this study is significantly important for evaluating economics policy related to growth fair economy. The analysis shows that from perspective Islamic economics, stability macroeconomics will be evaluated and improved by policy supporting economics investment, equal distribution of income, and growth of sustainable economy.
Penguatan Literasi Keuangan Syariah sebagai Pilar Keberlanjutan UMKM di Sumbergempol Sari, Citra Mulya; Huda, Qomarul; Tegar, Tegar
Jurnal Pengabdian pada Masyarakat Ilmu Pengetahuan dan Teknologi Terintegrasi Vol. 9 No. 1 (2024): December
Publisher : Politeknik Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33795/jindeks.v9i1.6701

Abstract

Effective financial management is one of the key factors for business sustainability, especially for MSMEs. However, many MSMEs in Sumbergempol, Tulungagung face challenges in developing a sharia-based financial plan. The main problems include a lack of understanding of sharia financial principles, such as riba, gharar, and maysir, as well as limited skills in budgeting and separating personal finances from business finances. To address these issues, the community service team from the Faculty of Islamic Economics and Business at UIN Sayyid Ali Rahmatullah Tulungagung conducted a "Sharia Financial Planning Training" program over three days on October 12, 13, and 20, 2024. The implementation method consisted of three main stages, namely participant socialization and mapping, Focus Group Discussion (FGD), and reflection sessions. Through this activity, participants were provided with theoretical and practical materials on sharia-based financial planning, budgeting, and cash flow management. The results of the activity showed an increase in participants' understanding and skills in managing business finances according to sharia principles. Participants were able to separate personal finances from business finances, create budget plans, and develop more effective financial strategies. This activity also fostered collaboration among MSME actors and strengthened their motivation to apply sharia principles in their businesses. Moving forward, it is proposed to conduct follow-up training and intensive mentoring to strengthen the sustainable implementation of sharia financial planning.
Co-Authors Asma’ul Kumala Sari Choirina Sintya Lutfi Faradela Sandi Fitriyani, Shela Helenyunia Trivianti In'am Aulia Akbar Indah Yuliana Kurniasari, Ana Aprillia Lailatul Komayaroh Laili, Nurina Risfaqul Lativa Hartiningtyas Moh Nauval Zabidi Monica bella silvia Sari Mukhamad Kholil Ridwan Muktirrahman Novita Eksanti Rahayu Nur Risma Novitasari Oktafiani, Dinda Qomarul Huda Rendra Erdkhadifa Retno Febriyastuti Widyawati Risdiana Himmati Rizqiyani, Hanifah Rusda, Moh Ulimta Salim Al Idrus Salwa Alfa Rohmatin Salwa Siti Yukanidah Sri Eka Astutiningsih Susi Rahayu Tegar, Tegar Zein Wiratama Yudhanto