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Journal : IQTISHODUNA

Strategi Penguatan Keberlangsungan Usaha Melalui Edukasi Literasi Keuangan: Studi Pada Sentra Indutri Tempe Sanan Mega Noerman Ningtyas; Novi Lailiyul Wafiroh
IQTISHODUNA IQTISHODUNA (VOL.19, No.1, 2023)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (724.964 KB) | DOI: 10.18860/iq.v1i1.20387

Abstract

Education to improve the understanding of financial literacy in MSMEs is one of the efforts that can be carried out to enrich their knowledge. This knowledge will be useful for their business, especially for sustainability of their business. This research was conducted at the Tempe Sanan Industrial Center, Malang using a qualitative method, that is interviews. The results of the study show that not all business actors have sufficient financial literacy, especially if it is related to the investment context. However, business actors are considered sufficient to have a good financial attitude but not for things such as: making budgets, monitoring cash flows, and planning business protection. This is because business actors are too busy with their business operations so they do not have enough time to do the things above..
Strategi Penguatan Keberlangsungan Usaha Melalui Edukasi Literasi Keuangan: Studi Pada Sentra Indutri Tempe Sanan Mega Noerman Ningtyas; Novi Lailiyul Wafiroh
IQTISHODUNA IQTISHODUNA (VOL.19, No.1, 2023)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/iq.v1i1.20387

Abstract

Education to improve the understanding of financial literacy in MSMEs is one of the efforts that can be carried out to enrich their knowledge. This knowledge will be useful for their business, especially for sustainability of their business. This research was conducted at the Tempe Sanan Industrial Center, Malang using a qualitative method, that is interviews. The results of the study show that not all business actors have sufficient financial literacy, especially if it is related to the investment context. However, business actors are considered sufficient to have a good financial attitude but not for things such as: making budgets, monitoring cash flows, and planning business protection. This is because business actors are too busy with their business operations so they do not have enough time to do the things above..
Intelligence, Financial Literacy, and Financial Behavior: A Study on Generation Z Ningtyas, Mega Noerman; Putra, Rafli Sahrian
IQTISHODUNA IQTISHODUNA (Vol. 20, No. 2, 2024)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/iq.v20i2.26528

Abstract

Financial behavior plays an important role in determining individual welfare. A person will behave financially well when he understands the concept of finance well. In addition, each individual is also endowed with intelligence to help him in carrying out every activity that will be carried out. The purpose of this study is to examine the role of financial literacy on financial behavior in Generation Z and also to examine intelligence as a moderating role. The analysis used was the SEM-PLS approach. We collected 400 respondents using an online questionnaire. The results of this study indicate that financial literacy has a positive effect on financial behavior and intelligence has a positive impact on financial behavior. However, intelligence cannot strengthen the influence between financial literacy and financial behavior. The financial behavior of Gen Z needs to get more attention from the government considering that Indonesia is now entering the demographic bonus era where this generation dominates the overall population.