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Journal : Jurnal Keuangan dan Perbankan

THE IMPACT OF GLOBAL ECONOMIC CONTRACTION TOWARDS LENDING BEHAVIOR OF BANKS IN INDONESIA Yudaruddin, Rizky
Jurnal Keuangan dan Perbankan Vol 19, No 2 (2015): May 2015
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (160.983 KB) | DOI: 10.26905/jkdp.v19i2.852

Abstract

The global financial crisis of 2008 that hit many countries had become an important concern, especially thebanking industry in Indonesia. This was because first, the experience of the economic crisis of 1997-1998.Second, the nature of the crisis could spread to other countries. So this study aimed to examine empirically theimpact of the global economic contraction on the behavior of bank credit in Indonesia. Using panel data sourcefrom the Word Bank and Bank Indonesia Year 2004-2012, the data were analyzed with Dynamic Panel Datausing E-views program 8. The results showed that the global economic contraction had a significant effect onthe behavior of credit in foreign and joint venture banks in Indonesia in 2004-2012.
DAMPAK TINGKAT KONSENTRASI TERHADAP KINERJA DAN STABILITAS PERBANKAN DI INDONESIA TAHUN 2003-2013 Rizky Yudaruddin
Jurnal Keuangan dan Perbankan Vol 18, No 2 (2014): May 2014
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (217.413 KB) | DOI: 10.26905/jkdp.v18i2.808

Abstract

The Indonesian Banking Architecture policy had increased banks concentration to strengthen their capitalstructure. Banks were forced to increase their capital so that banks consolidation might occur through mergers andor acquisitions. Based on these conditions, the purpose of this study was to analyze the impact of bank concentrationlevel to the performance and stability of the bank. Using the efficiency hypothesis, concentration-stabilityhypothesis, and concentration-fragility hypothesis, this study analyzed the entire conventional banks inIndonesia. The data used were secondary data from Bank Indonesia and the Central Bureau of Statistics from2003 to 2013, with panel data regression using eviews program. The results showed that banking industries inIndonesia supported the efficiency hypothesis and the concentration-stability hypothesis.
The Global Economic Crisis and Its Impact on Bank Lending in Indonesia Rizky Yudaruddin
Jurnal Keuangan dan Perbankan Vol 21, No 4 (2017): October 2017
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jkdp.v21i4.1513

Abstract

This study examined the impact of the crisis on bank lending in Indonesia. The crisis was also interacted with profitability and liquidity to see the impact of profitability and liquidity during the global economic crisis on bank lending in Indonesia. This study involves bank-specific as a control variable and macroeconomic variables. Using panel data, I constructed a panel of 1,372 bank-year observations for 98 banks in Indonesia in the period 2002-2015. The empirical results showed that the profitability proxied from Return On Asset affected bank lending negatively, but this effect was relatively insigniƻcant. The study also found a positive and significant impact between liquidity and bank lending in Indonesia. Meanwhile, the only GDP which had a significant impact on lending with a positive sign.DOI: https://doi.org/10.26905/jkdp.v21i4.1513
Co-Authors . Suharsono Adi H. Purnomo Ady Wardana Ajeng Puput Kurniati Al Hatul Julianti Ambarsari, Kharisma Ananda Rizky Firdha Husaini Andanhari, Isa bella Putri Anis Rachma Utary Anis Rachma Utary Ansi Diayu Aldila Ardi Paminto Ariana, Dana Chairunnisa, Putri Zhafira Chindy Wardanila Riyanto Dana Ariana Dea Ayu Mardhotillah Dedy Alfiannur Djoko Setyadi Doddy Adhimursandi Eka Nor Santi Elisabeth Tangdiara Elmas Larissa Fairuz Elvani, Sendy Parlinsa Elvi Resana Bela Fahryantho Qodarie Farah Dwi Munna Fathunnida Fathunnida Fathunnida, Fathunnida Felisitas Defung Fitriani Fitriani Gery Nugroho Gusti N. Achmad Hadi Wardoyo Hamisyah, Nurul Hapidah Hapidah Herning Indriastuti Indra Rukmana Intan Nur Jannah Irsan Tricahyadinata Isna Yuningsih Itsna Nur Afiffa Justina Ade Justina Ade Judiarni Karina Kausalya Laman Karmila Karmila Kharisma Ambarsari Kiky Mevianti Widyaningtyas Laman, Karina Kausalya Mardhotillah, Dea Ayu Michael Hadjaat Michael Hadjaat Mita Riska Puspita Muhammad Baihaki MUHDIN NOOR mukhamad helmi Musdalifah Azis Nadia Azmi Hafidhoh Nadya Karina Ayu Sandra Noor Wahyuningsih Nora Idiawati Nur Fadhilah Nur Fitriani, Reisya Amalia Nurul Hamisyah Ories Maihesa Puput W. Budiman Putri Naufha Soraya Putri Zhafira Chairunnisa Reisya Amalia Nur Fitriani Renny Wulandary Reonaldus - Rian Hilmawan Rijal Fahmi Rijal Fahmi Rima Nur Ahadiati Risfa Innayahnti Rizka Maria Nabilah Robiansyah Robiansyah Ronaldo, Podung Juricho ROSIDAH - Salvira Mawardini Santoso santoso Sendi elison Sendy Parlinsa Elvani Silvitri Diah Yulianti Sisca Sinthia Anwar siti Ardiyanti, siti Siti Darmala Siti Patimah Siti Raudhatul Jannah Solly Aryza Soraya, Putri Naufha Sri Mintarti Suharto, Rahmad Budi Suharto, Rahmad Budi Sukisno Selamet Riadi Suprayitno Suprayitno Syarifah Hudayah Titah Alasty Purbaningrum Tria Ariani Ulfa Novianti Utami Sefti Namira Wahyuni, Yuyun Sri Wardana, Ady Willy Chandra Yanita Marfiyanti Yonathan Pongtuluran Yulianti, Silvitri Diah Yuni Saraswati Yusvika Rachmawati Zainal Ilmi