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All Journal JDM E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis J-MAS (Jurnal Manajemen dan Sains) JUMANJI (JURNAL MANAJEMEN JAMBI) JURNAL RISET AKUNTANSI JAMBI Jurnal Ekonomi Manajemen Sistem Informasi ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar Jurnal Manajemen Riset Inovasi Jurnal Abdimas Sosek (Jurnal Pengabdian dan Pembardayaan Masyarakat) SJEE (Scientific Journals of Economic Education) Jurnal Kajian Dan Penalaran Ilmu Manajemen (JIMBE) Jurnal Pengabdian Masyarakat dan Riset Pendidikan Jurnal Ilmiah Manajemen Dan Kewirausahaan
Mulia Inda Purwati
Universitas Adiwangsa Jambi
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Kinerja Keuangan CV. ARTHA MANDIRI Mulia Inda Purwati
JURNAL RISET AKUNTANSI JAMBI Vol. 4 No. 2 (2021): JURNAL RISET AKUNTANSI JAMBI
Publisher : LPPM Universitas Adiwangsa Jambi

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Abstract

This Study entitled “Financial Performance On CV. ARTHA MANDIRI. The purpose of this study were : 1. To determine the development of the Current Ratio (CR), , Cash Ratio, Total Assets Turn Over ( TATO), Fixed Assets Turn Over (FATO), Debt to Equity Ratio (DER), Net Profit Margin (NPM), Return on Investment (ROI) 2. To determine the financial performance of CV. ARTHA MANDIRI. To achieve this goal in doing the following steps : 1. See the development of the financial performance of the CV. ARTHA MANDIRI by using Liquidity Ratios, Activity Ratios, Solvabilitas Ratios and Profitability Ratios. 2. Conduct an analysis of financial performance of the CV. ARTHA MANDIRI 0f six indicators of financial ratios. Results of this study indicate that : 1. The development of each ratio is not optimal and fluctuates annually. 2. The financial performance of the CV. ARTHA MANDIRI are from year to year has fluctuate development and the achievement was not optimal, so in this case an enterprise is not able to perform its management company and obligations. For the management company, should seek to continue to maintain and repair financial performance in order tto be better in the future, by focusing more on improving Liquidity Ratios, Activity Ratios, Solvabilitas Ratios and Profitability Ratios.
Pengaruh Lingkungan Kerja Terhadap Semangat Kerja Pegawai pada Pemerintahan Desa Peninjauan Kecamatan Maro Sebo Ulu Kabupaten Batanghari Provinsi Jambi Nasrul; Mulia Indah Purwati; Jumisar; Seno Aji
JURNAL RISET AKUNTANSI JAMBI Vol. 5 No. 2 (2022): JURNAL RISET AKUNTANSI JAMBI
Publisher : LPPM Universitas Adiwangsa Jambi

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Abstract

This research aims to determine the influence of Knowing the influence of the work environment on employee morale in the Pengunjungan Village Government, Maro Sebo Ulu District, Batanghari Regency, Jambi Province. The research method used in this research simple regression analysis analysis techniques. The results of the research show that work environment and employee morale have a positive influence on in the Pengunjungan Village Government, Maro Sebo Ulu District, Batanghari Regency, Jambi Province.
Pengaruh Beban Kerja dan Stres Kerja terhadap Kinerja Karyawan Generasi Z di Kota Jambi Vania Lestari; Adria Wuri Lastari; Mulia Inda Purwati
J-MAS (Jurnal Manajemen dan Sains) Vol 11, No 1 (2026): April
Publisher : Universitas Batanghari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jmas.v11i1.2416

Abstract

The increasing work demands faced by Generation Z employees in Jambi City have the potential to affect performance levels through workload and work stress experienced. This study aims to analyze and examine the influence of these variables. The study population included Gen Z employees in Jambi City born between 1997 and 2012 and working as contract employees or permanent employees with a minimum work period of 6 months. The sample size was 85 people. The data analysis strategy used was multiple linear regression analysis with SPSS 25 and the research instrument was evaluated using a Likert scale of 1-5. Workload was proven to have no significant effect on employee performance, but on the contrary, work stress had a significant effect, and both variables simultaneously affected employee work performance.
Analisis Kinerja Keuangan Pada Perusahaan PT Unit Kota Jambi Tahun 2016-2020: Penelitian Pardomuan Siburian; Mulia Inda Purwati; Bella Hartati
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 4 (2026): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 4 April - Juni
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i4.6448

Abstract

Penelitian ini dilatarbelakangi oleh terjadinya penurunan laba bersih dan total ekuitas pada PT. Unit Kota Jambi selama periode 2018–2020. Kondisi tersebut menunjukkan adanya permasalahan dalam pengelolaan keuangan perusahaan yang perlu dianalisis lebih lanjut melalui pengukuran kinerja keuangan. Penelitian ini bertujuan untuk menganalisis kinerja keuangan perusahaan berdasarkan laporan keuangan dengan menggunakan rasio profitabilitas, serta untuk mengetahui kemampuan perusahaan dalam menghasilkan laba selama periode penelitian. Metode penelitian yang digunakan adalah metode deskriptif dengan pendekatan kuantitatif. Teknik pengambilan sampel menggunakan purposive sampling, sedangkan teknik pengumpulan data dilakukan melalui dokumentasi berupa laporan keuangan perusahaan tahun 2016–2020. Teknik analisis data yang digunakan adalah analisis deskriptif dengan menghitung rasio profitabilitas yang terdiri dari Gross Profit Margin, Net Profit Margin, Return on Equity dan Return on Assets. Hasil penelitian menunjukkan bahwa kinerja keuangan PT. Unit Kota Jambi secara umum dapat dikatakan cukup baik meskipun nilai rasio profitabilitas mengalami fluktuasi setiap tahunnya. Dengan demikian, perusahaan perlu meningkatkan efisiensi operasional agar profitabilitas perusahaan dapat terus meningkat secara optimal.
Pengaruh Debt to Equity Ratio (DER) dan Return on Equity (ROE) terhadap Harga Saham pada PT Bank Syariah Indonesia Tbk Astrina Fitriani; Mulia Inda Purwati; Kiki Helencia
Jurnal Manajemen Riset Inovasi Vol. 4 No. 3 (2026): Jurnal Manajemen Riset Inovasi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/mri.v4i3.9736

Abstract

This study aims to determine and analyze the effect of Debt to Equity Ratio (DER) and Return on Equity (ROE) on stock prices at PT Bank Syariah Indonesia Tbk for the period 2021–2024. This study used a quantitative approach with an associative research type. The data used were secondary data obtained from the annual financial statements of PT Bank Syariah Indonesia Tbk for the period 2021–2024. The sampling technique used purposive sampling, with samples in the form of company financial statements containing DER, ROE, and stock price data. The data analysis techniques used included descriptive statistical analysis, classical assumption tests, multiple linear regression analysis, t-test, F-test, and coefficient of determination (R²) using the SPSS program. The results of the study indicate that partially Debt to Equity Ratio (DER) and Return on Equity (ROE) partially have a significant effect on stock prices. Simultaneously, Debt to Equity Ratio (DER) and Return on Equity (ROE) have a significant effect on stock prices with a significance value of 0.000 <0.05. The coefficient of determination (R Square) value of 0.487 indicates that DER and ROE are able to explain the effect on stock prices by 48.7%, while the remaining 51.3% is influenced by other variables outside the study.
Efektivitas Bantuan Pemerintah Melalui Akses Permodalan Bank 9 Jambi Dalam Upaya Peningkatan Kinerja UMKM Menuju Digitalisasi Mulia Inda Purwati; Evrina Evrina; Efandri Agustian; Indah Mutiara
Jurnal Ekonomi Manajemen Sistem Informasi Vol. 6 No. 2 (2024): Jurnal Ekonomi Manajemen Sistem Informasi (November - Desember 2024)
Publisher : Dinasti Review

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jemsi.v6i2.3122

Abstract

Usaha mikro kecil dan menengah (UMKM), merupakan salah satu kekuatan pendorong terdepan dalam pembangunan ekonomi. UMKM memegang peranan yang cukup signifikan dalam perekonomian. Kontribusi UMKM dalam perekonomian sangat tinggi, dalam laporan Menteri Keuangan tahun 2022, kontribusi UMKM lebih dari 50% lapangan pekerjaan di seluruh dunia. Di negara berkembang, UMKM formal berkontribusi sekitar 40% dari Produk Domestik Bruto (PDB). Masalah akses permodalan yang sulit menjadi hambatan bagi pertumbuhan dan perkembangan UMKM. Beberapa penelitian menunjukkan tentang berbagai masalah yang dihadapi yaitu antara lain adanya persyaratan penjaminan serta sulitnya adminitrasi dalam peminjaman modal. Stimulus yang dibuat oleh Pemerintah Provinsi Jambi melalui Bank 9 Jambi dengan memberikan bantuan KUR yang “mudah, murah dan cepat” telah membuat peningkatan pinjaman yang dilakukan oleh pelaku UMKM. Sehingga permasalahan berikutnya adalah, apakah kemudahan pinjaman tersebut sudah efektif untuk mendukung kinerja dan perkembangan UMKM menuju digitalisasi. Pemerintah sebagai katalisator harus melakukan upaya dalam mempercepat peningkatan dan perkembangan UMKM menuju Digitalisasi. Tujuan penelitian ini adalah untuk melihat bagaimana efektivitas akses permodalan Bank 9 Jambi dalam Upaya peningkatan kinerja dan perkembangan UMKM Kota Jambi. Urgensi penelitian ini penting, dimana ditemukan sebuah kesimpulan dan Solusi bagi skema akses permodalan yang merupakan bantuan Pemerintah dalam mendukung kinerja UMKM. Hasil penelitian ini mendapatkan temuan bahwa pembiayaan Bank 9 Jambi yang diberikan sangat efektif dalam meningkatkan kinerja UMKM yang telah menjadi nasabahnya. Selain itu pembiayaan Bank 9 Jambi berhasil membantu para UMKM dalam memenuhi kebutuhan lainnya tanpa mengesampingkan prinsip kepercayaan dan amanah yang mereka terima.
Pengaruh Penggunaan E-Wallet terhadap Perilaku Konsumtif Mahasiswa dengan Literasi Keuangan sebagai Variabel Intervening Rizky Amelia Putri; Adria Wuri Lastari; Mulia Inda Purwati
ARZUSIN Vol 6 No 5 (2026): ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i5.11128

Abstract

The development of e-wallet use has changed students’ transaction patterns through payment convenience, promotions, and digital financial features, but studies examining the effect of e-wallet use on consumptive behavior with financial literacy as a mediating variable remain limited. This study aims to analyze the effect of e-wallet use on consumptive behavior and financial literacy, the effect of financial literacy on consumptive behavior, and the mediating role of financial literacy in the relationship between e-wallet use and students’ consumptive behavior. This study used a quantitative approach with a causal associative design. The sample consisted of 56 students of the Management Study Program, Faculty of Economics, Universitas Adiwangsa Jambi, who were selected using purposive sampling. Data were collected using a Likert-scale questionnaire and analyzed with Partial Least Squares-Structural Equation Modeling (PLS-SEM) through SmartPLS. The results show that e-wallet use has a positive and significant effect on consumptive behavior and financial literacy. Financial literacy also has a positive and significant effect on consumptive behavior and partially mediates the effect of e-wallet use on students’ consumptive behavior. The conclusion of this study emphasizes that e-wallet use contributes to the formation of students’ consumptive behavior, both directly and through financial literacy. The implications of this study indicate that improving financial literacy needs to be balanced with self-control and the consistent application of financial management so that the use of digital financial services becomes wiser and more responsible.
Analisis Return on Assets (ROA) dan Return on Equity (ROE) Sebagai Alat Ukur Kinerja Keuangan PT Kimia Farma Periode 2023-2025 Ahmad Haryadi; Mulia Inda Purwati
Jurnal Ilmu Manajemen, Bisnis dan Ekonomi Vol 4 No 1 (2026): Juni
Publisher : PT Maju Malaqbi Makkarana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jimbe.v4i1.1171

Abstract

Penelitian ini bertujuan untuk: (1) Untuk menganalisis tingkat ROA PT Kimia Farma Tbk tahun 2023-2025, (2) Menganalisis tingkat ROE PT Kimia Farma Tbk tahun 2023-2025, dan (3) Menganalisis tingkat ROE PT Kimia Farma Tbk tahun 2023-2025. Data yang digunakan adalah sekunder. Penelitian ini menggunakan analisis data time series, metode deskriptif kuantitatif dengan sumber data berupa laporan keuangan konsolidasian audited PT Kimia Farma Tbk tahun 2023–2025 yang diperoleh dari Bursa Efek Indonesia dan website resmi perusahaan. Teknik analisis data dilakukan melalui perhitungan rasio profitabilitas ROA dan ROE, analisis tren (time series), serta analisis DuPont untuk mengetahui faktor penyebab perubahan profitabilitas perusahaan. Hasil penelitian menunjukkan bahwa nilai ROA PT Kimia Farma Tbk tahun 2023 sebesar -13,59%, tahun 2024 sebesar -8,07%, dan tahun 2025 sebesar -3,13%. Sementara nilai ROE tahun 2023 sebesar -47,31%, tahun 2024 sebesar -35,24%, dan tahun 2025 sebesar -16,21%. Hasil penelitian menunjukkan bahwa kinerja keuangan PT Kimia Farma Tbk selama periode 2023–2025 masih berada dalam kategori tidak sehat karena nilai ROA dan ROE berada di bawah standar rata-rata industri. Namun demikian, perusahaan menunjukkan tren perbaikan kinerja dari tahun ke tahun yang ditandai dengan menurunnya tingkat kerugian perusahaan. Faktor-faktor yang memengaruhi perubahan ROA dan ROE antara lain tingginya Harga Pokok Penjualan (HPP), besarnya beban usaha, tingginya beban keuangan, belum optimalnya efisiensi penggunaan aset, serta proses restrukturisasi perusahaan yang mulai memberikan dampak terhadap perbaikan profitabilitas perusahaan.
Analisis Kinerja Keuangan Pemerintah Kota Jambi Tahun 2020-2024 Anis Nur Aidah; Mulia Inda Purwati; A. Rozi
Jurnal Ilmiah Manajemen dan Kewirausahaan Vol. 5 No. 3 (2026): September: Jurnal Ilmiah Manajemen dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimak.v5i3.7848

Abstract

This study aims to analyze the financial performance of the Jambi City Government during the 2020–2024 fiscal period. This research is motivated by the suboptimal management of regional finances, as indicated by revenue realization that has not consistently achieved the targeted amount and the high dependence on transfer funds from the central government. The method used in this study is a qualitative descriptive approach using secondary data in the form of Budget Realization Reports (LRA). The analysis was conducted using financial ratios, including efficiency, effectiveness, growth, and fiscal dependency ratios. The results show that the financial performance of the Jambi City Government during 2020–2024 was generally categorized as fairly good. This is indicated by the efficiency ratio, which ranged from 75% to 79%, and was categorized as efficient, while the effectiveness ratio ranged from 83% to 96%, which was categorized as fairly effective to effective despite annual fluctuations. The regional revenue growth ratio showed a positive trend, with growth values of 8% in 2021, 14% in 2022, 3% in 2023, and 2% in 2024, although growth slowed toward the end of the period. Meanwhile, the fiscal dependency ratio ranged from 73% to 77%, indicating a high level of dependency because the regional government still relied heavily on transfer funds from the central government. Therefore, efforts to optimize Local Own-Source Revenue (PAD) are needed to improve regional fiscal independence.
Analisis Literasi Keuangan Sebelum dan Sesudah Adopsi Digital Payment Pada Pelaku UMKM di Kecamatan Kota Baru Riski Novita Sari; Mulia Inda Purwati; Evrina Evrina
Jurnal Ilmiah Manajemen dan Kewirausahaan Vol. 5 No. 3 (2026): September: Jurnal Ilmiah Manajemen dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimak.v5i3.7998

Abstract

The evolution of digital financial technology encourages MSME actors to utilize digital payments to facilitate transactions and financial management. This study aims to analyze differences in the financial literacy of MSME actors before and after the implementation of digital payments in Kota Baru District. This study employed a quantitative method involving a sample of 60 MSME actors who had utilized digital payments. Data were collected through questionnaires and analyzed using validity, reliability, normality, and paired sample t-test tests. The findings indicate that the research instrument demonstrated good validity and reliability. The hypothesis testing results revealed a significant difference in financial behavior before and after the implementation of digital payments. Nevertheless, there was no significant difference in financial attitudes before and after the implementation of digital payments. These findings indicate that the implementation of digital payments can improve the financial management behavior of MSME actors, although it has not yet resulted in a significant change in financial attitudes. Thus, the use of digital payments has a positive impact on the behavioral aspect of MSME actors' financial management and supports better financial management.
Co-Authors A. Rozi Agus Syarif Ahmad Haryadi Anis Nur Aidah Aon Haryadi Aqil Rajmico Astrina Fitriani Dwi Wara Sari Efandri Agustian Evrina Febriana Febriana Hartati Hartati Indah Mutiara Indah Mutiara Ismawati, Izka Jefri Febrian Putra Jumisar Kiki Helencia Lestari, Adria Wuri Luban Raja, May Anjelika M. Reza Brahmana marwan setiawan Mukti Hadianto Mumin, Abdul Nasrul Pardomuan Siburian Pratiwi Indah Sari Riski Novita Sari Rizky Amelia Putri Rona Indara Seno Aji Tona Aurora Lubis Vania Lestari Yanni Rahman