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Revolutionizing Rural Credit Banks: A Narrative Review of Sustainable Financial Futures through ESG Integration and Digital Innovation Bustani, Bustani
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Vol. 2 No. 1 (2025): Juni
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jemba.v2i1.765

Abstract

This study presents a narrative review of the transformation of Rural Credit Banks (BPR) through the integration of Environmental, Social, and Governance (ESG) principles and digital innovation, aiming to explore the future of sustainable finance. BPR plays a strategic role in expanding financial inclusion and strengthening the local economy, yet it faces complex challenges amid global economic dynamics. This research identifies three main pillars of BPR transformation: (1) the integration of ESG principles into governance, (2) the adoption of digital technology for efficiency, and (3) the enhancement of financial performance for business sustainability. The findings indicate that the combination of ESG integration and digital transformation is key for BPR to contribute to local economic development. Suggestions for future research include analyzing the impact of ESG implementation and digitalization on BPR's financial performance, as well as customer experiences with digital services.
Peningkatan Kapasitas Manajerial Klub Catur Benteng Alalak melalui Pendampingan Tata Kelola Organisasi Bustani, Bustani; Hayati, Diana
Jurnal Pengabdian Masyarakat Bangsa Vol. 3 No. 3 (2025): Mei
Publisher : Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/jpmba.v3i3.2319

Abstract

Pengabdian kepada masyarakat merupakan salah satu elemen penting dalam tridharma perguruan tinggi yang memungkinkan dosen untuk mengaplikasikan ilmu pengetahuan dan keterampilan secara langsung kepada masyarakat. Kegiatan ini bertujuan untuk memperkuat kapasitas kelembagaan Klub Catur Benteng Alalak, sebuah organisasi komunitas olahraga yang terletak di Kabupaten Barito Kuala dan telah memperoleh legalitas melalui SK PERCASI No. 010/PERCASI-BTL/V/2023. Permasalahan utama yang dihadapi oleh klub meliputi ketidakadaan struktur organisasi yang jelas, ketiadaan uraian tugas yang mendetail untuk setiap jabatan, serta keterbatasan kemampuan pengurus dalam menyusun proposal dana untuk pendanaan kegiatan. Pendekatan yang digunakan dalam kegiatan ini adalah edukasi dan pendampingan secara partisipatif, yang melibatkan observasi, pelatihan, serta pendampingan langsung. Hasil dari kegiatan ini menunjukkan perbaikan dalam pengelolaan organisasi, dengan berhasil disusunnya struktur organisasi yang formal, uraian tugas yang jelas, serta peningkatan kemampuan pengurus dalam menyusun proposal pendanaan. Sebagai saran lanjutan, disarankan agar pengurus klub terus melakukan evaluasi dan pembaruan secara berkala terhadap struktur organisasi serta mengembangkan keterampilan manajerial dan administratif lebih lanjut, khususnya dalam pengelolaan dana dan perencanaan strategis. Penguatan kelembagaan ini diharapkan dapat meningkatkan efektivitas operasional klub dan mendukung keberlanjutan organisasi dalam jangka panjang.
Application of Anti-SLAPP (Strategic Lawsuit Against Public Participation) Principles in Environmental Case Solutions in Indonesia Rina Fitri; Muhammad Chairullah; Dian Primadara; Hazimi Abdullah Cut Agam; Bustani
International Journal of Law, Social Science, and Humanities Vol. 2 No. 2 (2025): IJLSH - July 2025
Publisher : Lembaga Pusat Studi Sosial dan Humaniora [LPS2H]

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70193/ijlsh.v2i2.250

Abstract

The Anti-SLAPP (Strategic Lawsuit Against Public Participation) principle is one of the important principles in legal protection for environmental activism in Indonesia. This article discusses the application of the Anti-SLAPP principle in resolving criminal cases against environmental activists, with a case study of Decision Number 475/Pid.B/2020/PN Sgl jo. 21/PID/2021/PT BBL. This study uses a normative legal approach with descriptive analysis. The results of the study show that although the Anti-SLAPP principle has been recognized in the Indonesian legal system, its implementation still faces challenges, both in terms of regulations and law enforcement officers. This study recommends the need to strengthen regulations and increase the capacity of law enforcement officers in understanding Anti-SLAPP as part of the principle of protection for environmental advocacy. Keywords: Anti-SLAPP, Environmental Law, Human Rights Defenders, Public Participation, Legal Protection.
REGIONAL FINANCIAL MANAGEMENT SYSTEM OF REGENCY/CITY REGIONAL ORIGINAL INCOME IN ACEH PROVINCE PERIOD YEAR 2016-2020 Bustani, Bustani; Khaddafi, Muammar; Nur Ilham, Rico
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 2 No. 3 (2022): May
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v2i3.277

Abstract

This study aims to examine the effect of general allocation funds, special allocation funds and profit-sharing funds on local revenue in districts/cities in Aceh Province . This study uses secondary data, namely data obtained from the report on the realization of the district/city APBD in Aceh Province from 2016-2020 by accessing the official website on the website of the Directorate General of Fiscal Balance and the Regional Finance Agency of Aceh Province. The data analysis technique was using panel data regression analysis. The results of the analysis in this study indicate that the general allocation fund has a positive and significant effect on regional original income and the special allocation fund has a negative and significant effect on regional original income, while profit sharing funds have a significant negative effect on regional original income.
Optimizing Financial Literacy and Financial Technology in Improving the Performance of Sasirangan MSMEs in Banjarmasin: The Role of Financial Management Behavior Bustani, Bustani; Mailiana, Mailiana; Nasrullah, Nasrullah; Sartika, Riska
Ilomata International Journal of Social Science Vol. 7 No. 1 (2026): January 2026
Publisher : Yayasan Ilomata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijss.v7i1.1936

Abstract

This study examines the impact of financial literacy and the adoption of financial technology on financial management practices and the performance of Sasirangan MSMEs in Banjarmasin, highlighting the mediating role of financial management behavior. Although vital to the national economy, Sasirangan MSMEs face challenges in financial management and digital integration. The primary research question investigates how financial literacy and the utilization of financial technology influence financial management practices and overall MSME performance. By addressing a gap in the existing literature, this study analyzes the mediating role of financial management behavior between financial literacy, financial technology, and MSME performance, specifically within Sasirangan MSMEs. Utilizing a quantitative approach with PLS-SEM, data were gathered from 66 Sasirangan MSME owners in Banjarmasin. The findings demonstrate that financial literacy significantly impacts financial management behavior, which mediates the relationship between financial literacy and MSME performance. Furthermore, adopting financial technology enhances financial management behavior and MSME performance, with financial management behavior acting as a mediator. The study concludes that improving financial management behavior through financial literacy and technology adoption is vital for enhancing the performance of Sasirangan MSMEs. These results suggest that fostering improved financial management behavior is essential for promoting sustainable growth in local MSMEs. Future studies should examine external factors, such as government policies, that affect MSME financial management practices.
Enhancing Employee Performance in Sasirangan MSMEs: The Power of Engagement and Motivation Bustani, Bustani; Mohdari, Mohdari; Jumangin, Jumangin
Journal of Research in Social Science and Humanities Vol 5, No 3 (2025)
Publisher : Utan Kayu Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47679/jrssh.v5i3.431

Abstract

This research examines the impact of employee engagement on the performance of employees within Sasirangan MSMEs in Banjarmasin, with motivation serving as a mediating factor. The results reveal that employee engagement influences performance both directly and indirectly through motivation. High levels of engagement foster a positive connection between employees and the organization, which in turn strengthens their dedication and enhances the quality of their work. Motivation, whether intrinsic or extrinsic, plays a critical role as a mediator, amplifying the effect of employee engagement on performance. These findings are consistent with Social Exchange Theory, which posits that mutually beneficial relationships between employees and organizations lead to improved overall outcomes. From a practical perspective, this study highlights the importance of implementing strategies that enhance employee engagement for MSMEs, particularly Sasirangan MSMEs. Initiatives such as recognizing employee contributions, providing opportunities for personal growth, and cultivating a supportive work environment can significantly boost employee motivation, thereby improving performance. By fostering a culture of engagement, MSMEs can increase both the quantity and quality of work, contributing to greater organizational success and long-term sustainability. These insights enhance the theoretical understanding of employee engagement and offer actionable strategies for MSME managers to optimize performance through a motivated and engaged workforce. 
Pendampingan Penyelenggaraan Turnamen Catur Berbasis Digital Melalui Platform ChessManager pada Klub Catur Langkah Gaib Banjarmasin Bustani, Bustani
Jurnal Pengabdian Masyarakat Bangsa Vol. 3 No. 12 (2026): Februari
Publisher : Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/jpmba.v3i12.4102

Abstract

Pengabdian kepada masyarakat merupakan salah satu elemen penting dalam pelaksanaan tridharma perguruan tinggi yang memungkinkan dosen untuk mengaplikasikan ilmu pengetahuan dan keterampilan akademik secara langsung kepada masyarakat. Kegiatan ini bertujuan untuk memperkuat kapasitas manajerial Klub Catur “Langkah Gaib” Banjarmasin, sebuah organisasi komunitas olahraga yang bergerak di bidang pembinaan catur dan berada di bawah naungan Persatuan Catur Seluruh Indonesia (PERCASI) Kota Banjarmasin. Klub ini melaksanakan kegiatan latihan dan turnamen internal di bawah Jembatan Banua Anyar, kawasan Museum WASAKA, Kota Banjarmasin. Permasalahan utama yang dihadapi klub meliputi pengelolaan turnamen yang masih dilakukan secara manual, keterbatasan pemahaman pengurus terhadap sistem manajemen turnamen berbasis digital, serta belum optimalnya pencatatan dan dokumentasi hasil pertandingan. Pendekatan yang digunakan dalam kegiatan ini adalah edukasi dan pendampingan secara partisipatif, yang melibatkan observasi lapangan, pelatihan penggunaan platform ChessManager, serta pendampingan langsung dalam penyelenggaraan turnamen catur. Hasil kegiatan menunjukkan adanya peningkatan kemampuan pengurus dalam mengelola turnamen secara lebih terstruktur dan profesional. Sebagai tindak lanjut, disarankan agar pengurus klub terus melakukan evaluasi dan pengembangan kapasitas manajerial secara berkelanjutan untuk mendukung efektivitas kegiatan dan keberlanjutan organisasi klub di masa mendatang.
Reconstruction of Notary examination mechanism as a witness in the investigation phase after the Constitutional Court decision Number 49 / PUU-X/2012 Bustani, Bustani
Ipso Jure Vol. 3 No. 2 (2026): Ipso Jure - March
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/x8k1ef88

Abstract

The position of the Notary as a public official who is authorized to make authentic deeds places him in a strategic position in the civil law proof system as well as in the criminal law enforcement process. In practice, it is not uncommon for a notary to be called and checked at the stage of the investigation regarding the deed drawn up by him. This study aims to analyze the concept of notary position in the investigation process as well as the mechanism of summoning and examination of notaries as witnesses after the decision of the Constitutional Court decision Number 49/PUU-X/2012. The method used is normative legal research with a legislative and conceptual approach, especially to the Notary Office Act and the Code of Criminal Procedure. The results showed that notaries can be called as witnesses, experts, or related parties, but still bound by the obligation to maintain the confidentiality of the position. After the Constitutional Court decision, the mechanism for calling notaries must still pay attention to the principle of protecting positions through special procedures as stipulated in Article 66 of the UUJN. Therefore, a balance is needed between the authority of investigators in uncovering criminal acts and the protection of the dignity and independence of the notary profession in order to ensure certainty, justice, and legal expediency.
Design of Arduino-based Overvoltage Type time-lag Relay Aprylianto Susilo, Rizky; Bustani, Bustani; Toyib, Toyib; Qomaruddin, Qomaruddin; Lucky Ziesya, Muhammad; Alfarizza, Rizki; Aditya Yuhendra, Effri
Emitor: Jurnal Teknik Elektro Vol 26, No 1: March 2026
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/emitor.v26i1.13687

Abstract

Abstract - Voltage stability is the main prerequisite for electrical equipment to operate safely and reliably. This research design builds a single-phase protection system against overvoltage conditions. It is based on the Arduino Uno microcontroller with a time-lag relay scheme. The PZEM-004T sensor reliably monitors the input voltage of 80-260 V AC and sends the data using the UART communication protocol to the Arduino for analysis against the 192 V and 231 V thresholds. When the voltage exceeds these limits, the Arduino will automatically trigger a 5 V DC relay after a programmed time delay. This ensures that transient disturbances do not trigger premature disconnection of power. A 16x2 I2C LCD interface and three push-buttons allow users to monitor real-time voltage as well as set overvoltage, time-delay and calibration offset limits. Testing of the design results showed that the system successfully disconnected and connected the load according to the parameters, with a voltage reading error of < 1% after calibration and a trip time deviation below 10% of the set point. The research design, using easily accessible components, effectively teaches the principles of overvoltage protection relays, despite technical limitations. Keywords − overvoltage, time-lag relay, arduino, voltage protection.