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MSMEs and Islamic Securities Crowdfunding: The Importance of Financial Literacy Majid, Rifaldi; Nugraha, Rizky Aditya
Muslim Business and Economics Review Vol. 1 No. 2 (2022)
Publisher : Universitas Islam Internasional Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56529/mber.v1i2.71

Abstract

The development of Islamic securities crowdfunding (I-SCF) financial technology has recently become a momentum for micro, small, and medium enterprises (MSMEs) in terms of fulfilling capital by issuing shares (sukuk) based on syariah principles. This research examines the role of Islamic financial literacy through the use of variables from the theory of planned behavior about the intentions of MSME actors to apply for capital through I-SCF. A total of 97 responses were collected from MSMEs owners/managers who have been in business for at least two years using an online questionnaire and then examined using structural equation modeling by SmartPLS. The results show that the variables of subjective norm, perceived behavioral control, and attitude toward behavior significantly influence the intention to obtain capital to expand one’s business. The primary finding of this research is that Islamic financial literacy has been experimentally shown to improve the desire of MSME players to expand their business capacity. There is thereby a need for continuous efforts from the Indonesian Financial Service Authority to collaborate with industry players, organising associations, and syariah scholars to boost Islamic financial literacy through sustainable education. In addition, efforts to maintain the uniqueness of I-SCF and its syariah compliancy must be supported by prospective I-SCF providers, even while awaiting their operational permits.
PELATIHAN PENDIRIAN BANK SAMPAH KEPADA MASYARAKAT SUSUKAN SIROTO KECAMATAN UNGARAN TIMUR KABUPATEN SEMARANG Atmanti, Hastarini Dwi; Rejekiningsih, Tri Wahyu; Muttaqin, Aris Anwaril; Majid, Rifaldi; Rinusara, Novita Mukti
Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat Vol. 2 No. 2 (2024): Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat
Publisher : Yayasan Sagita Akademia Maju

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61579/beujroh.v2i2.93

Abstract

This activity aims to promote clean living, raise community knowledge of environmental issues, and realize community welfare for the people living in Susukan Siroto, East Ungaran District, Semarang Regency, Central Java Province; in particular, the people living in RT 6 RW 2. The ability to oversee a waste bank devoted to inorganic waste is possessed by the residents. Community Development Practice is the approach taken, in which locals are asked to gain firsthand experience in managing a trash bank. Residents may now manage their waste as a result of this action. To sum up, citizens may manage their inorganic trash and place it in the waste bank, which will ultimately keep the environment clean and allow them to make extra money from the waste they place in the waste bank.