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Juridical Analysis Of The Legal Standing Of Sharia Financial Institutions – Cash Waqf Recipients Of Sharia Banks Post-Establishment Of Indonesian Sharia Bank Hidayatullah Hidayatullah; Muhammad Aini; Nasrullah Nasrullah
International Journal of Law, Environment, and Natural Resources Vol. 2 No. 2 (2022): October Issue
Publisher : Scholar Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51749/injurlens.v2i2.23

Abstract

The selection of Sharia banks in accepting cash waqf is because in general Sharia banking has several advantages being expected for optimizing the operations of the cash waqf. However, since the election of Sharia banks in accepting cash waqf, in general, Sharia banking has several advantages which expected for optimizing the operations of the cash waqf. On the one hand, the merger raises questions regarding the legal standing and system of cash waqf Recipient by the Sharia banks themselves as Sharia Financial Institutions-Cash Waqf Recipient (SFI-CWR), which used to stand separately and are now incorporated in one management. This study aims to provide an overview of the legal standing and management system of the SFI-CWR of the Sharia banks post-establishment of Indonesian Sharia Bank which is a combination of the SFI-CWR of sharia banks. This research is a normative legal research, in which the data are secondary data sourced from laws and regulations, books and other references. Analysis method of the data used is content analysis, which analysing the content of the subject matter studied. From this research activity, it will be found how the status, legal standing and management system of SFI-CWR of Sharia Banks after the establishment of ISB.
MICRO WAQF BANK: IMPLICATIONS FOR WAQF LAW IN INDONESIA Hidayatullah Hidayatullah; Nasrullah Nasrullah; Muhammad Muhammad; Ary Chandra Kristiyawan
Al-Adl : Jurnal Hukum Vol 17, No 1 (2025)
Publisher : Fakultas Hukum, Universitas Islam Kalimantan Muhammad Arsyad Al Banjari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/al-adl.v17i1.16832

Abstract

The Micro Waqf Bank (BWM) initiative in Indonesia aims to expand financial inclusion for low-income communities, particularly around Islamic boarding schools (pesantren). By providing Sharia-compliant microfinancing, BWM supports micro-entrepreneurs who face barriers in accessing conventional banking services. However, the use of the term “waqf” in BWM's branding raises significant legal implications concerning Indonesia's waqf law. Traditionally, waqf assets are meant to be managed perpetually, with the principal maintained intact and only the benefits utilized. BWM’s rotational fund management system deviates from this concept, causing potential misunderstandings among the public about the legal status of waqf within BWM. This study utilizes a normative legal research method, examining statutes and regulatory frameworks to analyze BWM's compliance with waqf regulations. Key findings highlight that BWM operates under Sharia microfinance regulations but is not recognized as a waqf institution under Law Number 41 of 2004 on Waqf, leading to regulatory overlaps and legal ambiguity. The paper recommends harmonization between the Financial Services Authority (OJK) and the Ministry of Religious Affairs to clarify the regulatory status of BWM, ensuring legal certainty and public understanding of waqf and Sharia-compliant finance.
DYNAMIC MODEL OF THE CASH WAQF SYSTEM: DEEP UNDERSTANDING OF THE INTERDEPENDENCE OF ECONOMIC,SOCIAL, AND SHARIA LAW FACTORS Hidayatullah Hidayatullah; Muhammad Fadhan Adhani, Putri Nabella Galuh Randa, I Made Dwijayantara
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 3 No. 1 (2024): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
Publisher : ADISAM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research delved into the dynamic model of the Cash Waqf system, aiming to cultivate a profound understanding of the intricate interdependencies among economic, social, and Shariah legal factors. A meticulous analysis was conducted on generating, allocating, and investing funds within the Cash Waqf framework, focusing on financial instruments such as investment portfolios. The cyclical nature of economic variables impacting Cash Waqf's performance over time was scrutinized, emphasizing the system's adaptability to diverse economic and social contexts. Social dynamics were integral, prompting a comprehensive investigation into the beneficiaries of Cash Waqf initiatives and their community engagement. Social impact indicators, including advancements in education, healthcare, and poverty alleviation, played a pivotal role in shaping Cash Waqf's dynamics. The model successfully captured the reciprocal relationship between economic activities and their social consequences, enhancing its holistic representation of the Cash Waqf system. Shariah legal considerations were intricately integrated into the dynamic model, ensuring compliance throughout the lifecycle of Cash Waqf. The research acknowledged inherent feedback loops and nonlinearities, illustrating how changes in economic variables or social dynamics created interconnected consequences. The adaptive nature of the Cash Waqf system was highlighted, emphasizing its resilience to external shocks and regulatory changes.
Penyuluhan Hukum Tentang Perlindungan Pekerja Migran Indonesia Di Kuala Lumpur: Literasi Kontrak Kerja Digital Dan Bukti Digital Dalam Menghadapi Permasalahan Kerja Hanafi Arief; Hidayatullah Hidayatullah; Akhmad Munawar; Indah Dewi Megasari; Adriansyah Adriansyah
Interdisciplinary Explorations in Research Journal Vol. 4 No. 2 (2026)
Publisher : PT. Sharia Journal and Education Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62976/ierj.v4i2.2035

Abstract

Pekerja migran Indonesia menghadapi hubungan kerja lintas negara yang semakin bergantung pada dokumen dan komunikasi digital. Dalam kondisi tersebut, perlindungan hukum tidak cukup hanya dipahami sebagai keberadaan aturan, tetapi juga sebagai kemampuan pekerja membaca kontrak, mengenali hak dan kewajiban, menjaga dokumen, serta menggunakan bukti digital ketika muncul masalah kerja. Kegiatan Pengabdian kepada Masyarakat Internasional ini dilaksanakan oleh Program Pascasarjana Program Studi Magister Hukum Universitas Islam Kalimantan Muhammad Arsyad Al Banjari Banjarmasin di Kuala Lumpur, Malaysia, pada 13–18 April 2026. Sesi penyuluhan berfokus pada pengertian dan syarat sah perjanjian kerja, kewajiban pekerja dan pemberi kerja, bagian penting dalam kontrak, keabsahan kontrak kerja digital, jenis bukti digital, cara penyimpanan bukti, serta langkah praktis ketika terjadi perselisihan kerja. Metode kegiatan menggunakan penyuluhan hukum partisipatif yang dipadukan dengan diskusi kasus, identifikasi dokumen, dan evaluasi reflektif. Peserta terdiri atas tim akademik Program Magister Hukum dan beberapa pekerja migran Indonesia yang bekerja di Malaysia. Hasil kegiatan menunjukkan bahwa materi hukum lebih mudah dipahami ketika disusun dari persoalan konkret seperti upah tidak dibayar, pekerjaan tidak sesuai kontrak, pemutusan hubungan kerja sepihak, dan perlakuan tidak adil. Kegiatan menghasilkan kerangka praktis lima langkah, yaitu membaca kontrak secara teliti, memahami isi pokoknya, menyimpan dokumen, mengumpulkan bukti digital, dan mencari bantuan melalui saluran yang berwenang. Program ini menegaskan bahwa literasi kontrak dan literasi bukti digital merupakan keterampilan preventif yang relevan untuk memperkuat kesiapan hukum pekerja migran.