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Pengaruh Halal Awareness dan Sertifikasi Halal pada Produk Kecantikan MS Glow terhadap Minat Beli Muslim Millennial Venisa Ayu Syafira; Nur Diana; Harun Al Rasyid
El-Aswaq Vol 2, No 2 (2021): Vol 2, No 2 (2021) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

This study aims to determine the effect of halal awareness and halal certification onMS Glow beauty product on purchase intention of Muslim Millennial. This type ofresearch is quantitative research. Sampling was done by using the non probabilitysampling with accidental sampling method. There are 102 respondents who areMuslim Millennial in Malang and using MS Glow beauty product. The analytical toolused is Multiple Linear Regression Analysis using SPSS 25. The result showed thatthe variable Halal Awareness (X1) had a positive and partially significant effect onpurchase intention (Y), halal certification (X2) had positive and significant effect onpartial to purchase intention (Y).
PERAN WAKAF, INFAQ, DAN SEDEKAH DALAM PEMBANGUNAN PONDOK PESANTREN (STUDI KASUS PONDOK PESANTREN DARUL MUZAKKI) Ardianita Thresnasari; Nur Diana; Harun Al Rasyid
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

Through the management and development of ziswaf as support in the management of existing developmentfacilities in Islamic boarding schools as a support for Islamic boarding school activities, which producephysical objects that are material. In the development process, planning for each stage has the ability to supportdevelopment for the next stage. The purpose of this study was to determine the management and role of waqf,infaq, and alms in the construction of Darul Muzakki Islamic Boarding School. Using content analysis methodsto get conclusions. Primary data obtained through interviews and documentation. The results of this studyindicate that waqf management is carried out by individual nadzir and waqf has a role to be used as land forinfrastructure development of Darul Muzakki Islamic Boarding School. The management of infaq and alms usestraditional methods that do not meet the existing development accountability procedures, but infaq and alms actas operational funds that can produce physical objects. The existence of development can have a positive impacton students so that they can have a proper place to study
ANALISIS PENGARUH HALAL AWARENESS DAN HALAL CERTIFICATION TERHADAP MINAT BELI PRODUK MAKANAN KORINUS TOK-POKI (Studi Pada Mahasiswa Muslim Pecinta Drama Korea) Rafika Tri Cahya; Nur Diana; Harun Alrasyid
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

The Korean Wave phenomenon entered Indonesia through halal food diplomacy suchas k-pop and k-drama. This has led to high consumer buying interest in Korean food. Thisstudy aimed to determine the effect of halal certification and halal awareness on the purchaseintention of Korinus TOK-POKI food products. The population in this study are Muslimstudents who love Korean dramas and are interested in buying and have purchased HalalTok-Poki (Korinus Tok-Poki) products in Malang City. The sample used in this study was 74respondents who had met the sampling criteria. The analytical method used is multiple linearregression, instrument test, descriptive analysis, normality test, classical assumption test, andhypothesis testing. The results of this study indicate that partially halal certification has apositive and significant effect on buying interest; partially, halal awareness has a positiveand significant effect on buying interest. Moreover, halal certification and awareness affectthe interest in buying Korinus TOK-POKI food products.
PENGARUH ZAKAT, INFAK DAN SHODAQOH (ZIS) PRODUKTIF TERHADAP KINERJA UMKM YANG TERDAMPAK PANDEMI COVID-19 (Studi Kasus UMKM Binaan LAZIZNU Kertosono) Bayu Kurnia Rizki; Nur Diana; Harun Alrasyid
El-Aswaq Vol 2, No 1 (2021): Vol 2, No 1 (2021) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

This study aims to determine the effect of Productive Zakat, Infaq and Shodaqoh (ZIS) on the performance of MSMEs affected by the Covid-19 pandemic. Samples were taken using purposive sampling method. The method used in this research is descriptive quantitative method with simple linear regression analysis technique and hypothesis testing with SPSS. The results of data analysis show that Productive ZIS simultaneously affects the performance of MSMEs affected by the COVID-19 pandemic. Partially, productive ZIS affects the performance of MSMEs affected by the COVID-19 pandemic.
Analisis Risiko Dan Strategi Mitigasi Risiko Pada Layanan Fintech Syariah Peer To Peer Lending Di Masa Pandemi Covid-19 (Studi Kasus : PT. Alami Fintek Sharia) Diawati Diawati; Nur Diana; M Cholid Mawardi
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

This study was used to determine risk analysis and risk mitigation strategies in the peer to peerlending sharia fintech service PT Alami Fintek Syariah. This research includes qualitative methods, usingprimary and secondary data sources. Data collection techniques are observation, interviews, anddocumentation. The risks in ALAMI P2P lending sharia fintech services are: 1) Character Risk of SMEFinancing Candidates, 2) Risk of Decrease in Paying Ability of SMEs, 3) Side Streaming Risk, 4) PayerCapacity Risk, 5) Legal Risk, and 6) Cybersecurity. From the risk analysis, the results of risk mitigationin ALAMI P2P lending services are: 1) Paying attention to the Competence of the Risk ManagementTeam, 2) Assessing Payer Capacity, 3) Establishing SME Project Ratings, 4) Cooperating with PrivateCredit Bureaus, 5) Using Second Way Out, 6) Use of Virtual Accounts, 7) Implement Due Diligence andPrudence, 8) ISO27001 Cybersecurity and 9) Periodic Industry Updates.
PENGARUH RELIGIUSITAS DAN LITERASI KEUANGAN SYARIAH TERHADAP MINAT MASYARAKAT MENABUNG DI LEMBAGA KEUANGAN SYARIAH (Study Kasus Masyarakat Desa Baruharjo, Kecamatan Durenan, Kabupaten Trenggalek) Farizka Ananda Safitri; Nur Diana; Harun Alrasyid
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh religiusitas dan literasi keuangan terhadap minatmasyarakat Desa Baruharjo, Kecamatan Durenan, Kabupaten Trenggalek dalam menabung di lembagakeuangan syariah. Populasi dalam penelitian ini adalah masyarakat Desa Baruharjo, Kecamatan Durenan,Kabupaten Trenggalek yang berusia minimal 18 tahun dan memiliki tabungan atau produk di lembagakeuangan syariah. Teknik sampel yang digunakan adalah purposive sampling. Sampel dalam penelitiansebanyak 97 responden. Jenis penelitian ini adalah deskriptif kuantitatif. Teknik pengumpulan datamenggunakan kuesioner. Teknik analisis data yang digunakan adalah analisis statistik deskriptif dan analisisregresi linier berganda. Hasil penelitian dalam uji f menunjukkan bahwasanya variabel religiusitas dan literasikeuangan syariah secara simultan berpengaruh signifikan terhadap minat menabung. Sedangkan dengan uji tmenunjukkan bahwasanya variabel religiusitas (X1) berpengaruh positif signifikan terhadap minat menbaung(Y) dengan nilai signifikasi 0.005 < 0.05, sedangkan pada variabel literasi keuangan syariah berpengaruhpositif signifikan terhadap minat menabung (Y) dengan nilai signifikasi sebesar 0.000<0.05.
MEKANISME LAYANAN PEER TO PEER LENDING DALAM TINJAUAN SYARIAH BERDASARKAN FATWA DSN MUI No. 117/DSN-MUI/II/2018 (STUDI KASUS PT AMMANA FINTEK SYARIAH) Durotin Masruroh; Nur Diana; Harun Alrasyid
El-Aswaq Vol 2, No 1 (2021): Vol 2, No 1 (2021) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

This study aims to explain the mechanism of Peer to Peer Lending services at PT Ammana Fintek Syariah and explain the application of DSN MUI Fatwa Number 117/DSN-MUI/II/2018 regarding Peer to Peer Lending products. The analysis uses qualitative methods with content analysis. The results of this study indicate that the Peer to Peer Lending service mechanism at PT Ammana Fintek Syariah has been registered and licensed at the OJK, there are three service mechanism products, namely Ammana funding, Hajj financing, and Ammana Paylater. Legally, it is in accordance with the DSN-MUI fatwa. The financing agreement sourced from PT. Ammana Fintek Syariah based on QS. Al-Anfaal verse 27 and Ijab Qobul in accordance with the QS. Al-Maidah paragraph 1. Application of Peer to Peer Lending products that are not in accordance with the DSN-MUI fatwa no. 117/DSN-MUI/II/2018 in the general provisions of point 19, namely Gharar. At PT. Ammana Fintek Syariah which is a product of Dana Ammana regarding contracts, there is confusion with the contracts used that are not in accordance with sharia principles
PENGARUH PERSEPSI MASYARAKAT TERHADAP KENYAMANAN DAN TINGKAT KUALITAS PELAYANAN PASCA MERGER BANK SYARIAH INDONESIA (Studi kasus pada nasabah Bank Syariah Indonesia) Dewi Hurwardani; Nur Diana; Harun Alrasyid
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

Penelitian ini bertujuan untuk mengetahui Persepsi Masyarakat (X) terhadap Kenyamanan (Y1) danTingkat Kualitas Pelayanan (Y2) pasca merger Bank Syariah Indonesia.Jenis penelitian didesain dengan penelitian korelasional. Sampel penelitian adalah 70 respondenyang merupakan nasabah Bank Syariah Indonesia dengan menggunakan metode kuesioner. Data dianalisisdengan menggunakan analisis regresi sederhana. Hasil penelitian menunjukkan bahwa: (1) Persepsimasyarakat berpengaruh positif signifikan terhadap kenyamanan pasca merger Bank Syariah Indonesia. (2)Persepsi masyarakat berpengaruh positif signifikan terhadap tingkat kualitas pelayanan pasca merger BankSyariah Indonesia.
PENGARUH CORPORATE IMAGE, CUSTOMER RELATIONSHIP MARKETING DAN LAYANAN FINTECH TERHADAP LOYALITAS NASABAH (Studi Kasus Pada Bank Syariah Indonesia KC. Kota Malang) Hoiriyah Ali; Nur Diana; M Cholid Mawardi
El-Aswaq Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Malang

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Abstract

This study aimed to determine the effect of Corporate Image, CustomerRelationship Marketing, and Fintech Services on Customer Loyalty (Case study atBank Syariah Indonesia KC. Malang City). This type of research is quantitativeresearch. The object of research used is all customers of Bank BSI KC. MalangCity, Sutoyo. This study took a sample of 100 respondents. The samplingtechnique used is probability sampling. The data used in this study are primarydata obtained from distributing questionnaires. The data obtained were thenprocessed with SPSS version 16.0, and the data analysis used in this research wasmultiple linear regression analysis. The results of this study indicate that theindependent variable, namely Corporate Image (X1), has a partial negative effecton Customer Loyalty (Y). Variable Customer Relationship Marketing (X2) Has apositive and significant impact on Customer Loyalty (Y). And the FinancialTechnology variable (X3) has a positive and significant effect on CustomerLoyalty (Y). In contrast, the variables Corporate Image (X1), CustomerRelationship Marketing (X2), and Fintech Services (X3) have a positive andsignificant effect simultaneously on Customer Loyalty.
PENGARUH ZAKAT, INFAK DAN SHODAQOH (ZIS) PRODUKTIF TERHADAP KINERJA UMKM YANG TERDAMPAK PANDEMI COVID-19 (Studi Kasus UMKM Binaan LAZIZNU Kertosono) Bayu Kurnia Rizki; Nur Diana; Harun Alrasyid
El-Aswaq: Islamic Economics and Finance Journal Vol. 2 No. 1 (2021): El-Aswaq
Publisher : Universitas Islam Malang

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Abstract

This study aims to determine the effect of Productive Zakat, Infaq and Shodaqoh (ZIS) on the performance of MSMEs affected by the Covid-19 pandemic. Samples were taken using purposive sampling method. The method used in this research is descriptive quantitative method with simple linear regression analysis technique and hypothesis testing with SPSS. The results of data analysis show that Productive ZIS simultaneously affects the performance of MSMEs affected by the COVID-19 pandemic. Partially, productive ZIS affects the performance of MSMEs affected by the COVID-19 pandemic.
Co-Authors AA Sudharmawan, AA Abd. Basit Abdul Kadir Jailani Abdul Lathif Abdul Navir Bil’id Bafadal Adi Mas Setra Aenul Huda Affifudin Affifudin Afifah Tsuraya Afifudin Afifudin Agustina Isviandari Ainia Fajrin Ainun Jariyah Aisyah Nur Baity Sa’diyah Ajeng Pratiwi Akbar Akbar Akhmal Firdhaus Ibnusolikhin Alifia Udlhiyana Shifa Alifiah Salsabilah Almaidah Khoiriah Amelda Amelda Amelya Patipelang Lewaha An-Nisa Soeni Ana Silva Anggraini Andrean Supriadi Anggraini Agustina Ani Luluk Mauludiyah Anis Rochmawati Anisa Fahrina Amalia Annisa Nurul Imani Annisa Syafitrah Sakeh Annisa Zeny Wankhar Aqidatul Firly Ardianita Thresnasari Arini Mafaza Arista Fauzi Kartika Sari Asmi Zuri Nawu Asriani Asriani Assrofei Laily Faddillah Atik Rohmah Maghfiroh Ayu Octavia Listiana Ayu Tri Andiani Badris Sholeh Bayu Kurnia Rizki Chalisa Amalia Putri Chandra Febyani Putri Mulyadi Cindy Widyawati Cynthia Renita Putri David Wahyu Hemawan Deby Septiani Putri Desi Puji Astuti Devi Ardhelia Devi Trining Tyas Devinda Larasati DEWI DIAH FAKHRIYYAH Dewi Hurwardani Dewi Putri Ariana Dhuratun Nuskha DIAH RAHMAWATI Diah Utami Putri Dian Almahri Abd. Kadir Dian Antika Sari Diawati Diawati Dimas Adik Ragil Putra Dinar Dhea Safitri Dinda Dewi Anggraeni Dinda Faisyatun Nurohniah Dinda Septian Nur’aini Diyah Anisa Diyan Naturrohmah Durotin Masruroh Dwi Dosi Kurniawati Dwi Mila Oktaviani Dwiyani Sudaryanti Dyah Pitaloka Dyah Putri Novitasari Efendi Trias Yusnita Efi Kumala Eka Maylinda Nurafifah Ema Maliawati Emy Puji Puspitasari Enggar Tiyas Yuliyanti Enis Setiawati Erina Sasmita Arjuni Ernia Taufiqoh Ervinda Irawati Evita Tri Wahyuni Evy Nur Sugiarti Fachry Rahmatullah Aditama Fadel Baha Faizatur Hafidhoh Fajar Ashshiddiqi Farida Rengifuryaan Farizka Ananda Safitri Ferina Firdayanti Fetrin Puri Kartikasari Fika Putri Rahayu Firda Rahayu Aisyah Fitri Rahmatika Geya Adiptadaniar Gildha Mita Amalia Gusti Habibah Mutiara Islamiyah Habibatut Thoyibah Hairunisah Hairunisah Hanik Masruroh Hariri Hariri Hariri, Hariri Harun Al Rasyid Harun Alrasyid Hidayatun Nisa Hiqmahtunnisah Hiqmahtunnisah Hoiriyah Ali Holil Holil Husni Firdausi Ika Nur Faiza Indah Kurnia Pebri Innes Septya Putri Intan Kurnia Ira Puspita Sari Irma Hidayati Irnanda Khabilah Umayta Ismi Istihanah Hermawan Isnaini Arofatul Azizah Iva Yuliana Pratama Jamli La Nasir Junaidi Junaidi Junaidi Junaidi Juriyandi Juriyandi Jusuf Al Fahmi Kamisa Delasari Karina Murngnysih Karina Wahyu Ariyanti Khoirotul Kiptiyah Khoridha Rizky Amalia Panda Kiki Dwi Anggraini Kiki Veronica Agatha Kinanthi Widya Larasati Kresna Murti Kumala Faiza Amalia Laila Nur Rosyidah Lailatul Mufidah Lailla Anggriani Laily Faradhiba Larasati Puspaharisti Latisha Ananda Rezha Lesi Anjaliati Lika Yunistiyawati Lindy Aulia Nuryatni Lisa Alvionita Lita Noviani Lucky Ayu Damayanti Luis Wijaya Kusuma Luluk Jihan Fahiroh Lutfiati Choridah M. Cholid Mawardi M. Yusuf Alfandi Hasan Malik Abdul Aziz Maria Ulfa Marita Nining Astutik Maslichah, Maslichah Masrurotul Jannah Ferdiana Maulidia Nur Zahrotun Na’imah Melly Meilani Mf. Arrozi Adhikara MF. Arrozi Adhikara Miftakhul Huda Mila Karmelia Mirdad Mirdad Misbahul Mun’im Mita Putri Lestari Moch Syaifudin Mohamad Indra Ardhiansa Muhammad Erdin Riduwani Muhammad Farhan Arsyad Muhammad Fatahilah Ferdiansah Muhammad Syahril Ramadhan Muhdor Muhdor Munifajri Dwi Nurmanto Nafisa Insha Nahlatul Janah Nailiatul Virohiyyatun Ni’mah Naimatul Hasanah Nanda Dian Rahmadani Nengnis Uswatul Kasanah Nila Wardhani Hermianti Putri Nisa Amelia Ramdani Noraida Hafni Novaya Eky Aidha Pravitasari Novia Andriana Putri Novia Herawanti Novia Rosy Pratiwi Novita Dian Kusuma Putri Novyta Diah Ayu Putri Inandi Nur Aidah Nur Aini Eka Putri Nur Chabibah Nur Chalimatussa’diyah Nur Halisa Nur Hizbiyatul Jannah Nur Hofifah Nur Maina Nurhayati Nurhayati Nurul Elliyana Oktavia Maimatul Magviroh Oktaviana Imami Mahmudah Olivia Rizqiatul Jannah Putri Ningsih Putri Nurfadilah Putri Permata Sari Putri Septianita Rachmawati Qonita Lutfiyah Qurratul Aini Rafika Tri Cahya Rahma Nur Hamida Raudlatul Izzah Rayi Mifta Pradifta Retno Sudyanti Reyvina Yuandani Putri Rifana Wahyu R.S. Rimawati Qadariah Rindit Pranandari Rini Cahyanti Risa Levia Setyawati RISKA AMALIA Riski Lasiba Risma Novitaningsih Riyani Safitri Rumain Rizka Dwi Ayunin Tisna Rizki Fitrian Putra Rizkiyatul Komariyah Rizky Nikmatul Wakhidah Rofiatul Jannah Sabariah Sabariah Safitri Safitri Salimatul Adawiyah Salina Salina Salma Kholis Arjunawati Shela Susanti Shofiyah Shofiyah Siti Aminah Anwar Siti Choirul Umatin Siti Nur Aini Arum Lestari Sofiana Sofiana Sri Sinta Wardani Suci Nurul Izzah Teguh Teguh Tiara Putri Margiota Trixie Anatasya Bella Safitri Tsibat Vozi Kinaza Ufairoh Rohmawati Uhela Mawadati Uji Sri Dewi Binto II Umi Hoeroh Umi Masruroh Umi Nandiroh Ummy Sholihah Uswatun Chasanah USWATUN KHASANAH Venisa Ayu Syafira Vivi Dyah Sripenganti Wahyu Ningsih Wahyuni Irhami Wanda Alisah Sastiana Wardatul Jannah Wendi Asmorojati Widodo Prasetyo Utomo Widya Andreyna Yenia Rizki Sella Yulia Zahro Yunita Adelia Putri Yusrotul Widad Yusuf Chusaeri Yuyun Hanifatusa’idah Zahrotul Jannah Zainal Abidin Zelvi Ainun Naja Zuhrotun Nisa Zuli Alfina