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Journal : JURNAL CENDEKIA HUKUM

THE IMPROVEMENT OF CIVIL CONSCIOUSNESS OF LAW FOR THE ENDORSEMENT OF LAW AND ECONOMIC DEVELOPMENT IN INDONESIA Ani Yunita
JCH (Jurnal Cendekia Hukum) Vol 6, No 2 (2021): JCH (JURNAL CENDEKIA HUKUM)
Publisher : STIH Putri Maharaja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33760/jch.v6i2.339

Abstract

Efforts to increase public awareness of the law are not only carried out on legal development but also on economic development, given the condition of Indonesia's economy leading to complex social problems. Referring to the above issue, the understanding towards the Indonesian people is necessary  to carry out economic development in accordance with the objectives of Indonesia's economic development to increase the welfare of the community. The article aimed to investigate the efforts to increase public legal awareness in supporting legal development and economic development in order to realize welfare. The method in this research was normative juridical by using descriptive qualitative analysis. In relation, secondary data were obtained from primary legal materials, secondary legal materials and tertiary legal materials. The results proved that increasing public legal awareness in legal and economic development should be conducted by the government and all parties involved. Hence the government and law enforcement officers can proceed through counseling, legal information, assistance and guidance so that people understand the importance of legal and economic development in order to realize order, certainty, justice and community welfare.
LEGAL PROTECTION OF ILLEGAL ONLINE LOAN USERS (RESEARCH BY THE YOGYAKARTA REGIONAL FINANCIAL SERVICES AUTHORITY) Ahmad Tegar Shalahuddin; Ani Yunita
Jurnal Cendekia Hukum Vol 8, No 1 (2022): JCH (JURNAL CENDEKIA HUKUM)
Publisher : STIH Putri Maharaja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33760/jch.v8i1.583

Abstract

Advances in digital technology bring many benefits and changes, including in financial services (Fintech), which use a variety of methods to make it easier for people to transact, such as m-banking, e-commerce, online loans (P2PL), and others. Technological advances are here to make it easier for people to use services, but they can also lead to illegal investments that haven't been regulated by laws and regulations. This could mean that consumers in the financial services sector might not get the best legal protection for these illegal activities. The purpose of this study is to find out how to protect users of illegal P2PL loans in the jurisdiction of Yogyakarta. The method used in this study uses empirical juridical methods. The data sources of this research are primary data in the form of interviews; secondary data from laws and regulations; books; websites; and supported by tertiary data from Indonesian language dictionaries; English dictionaries; and legal dictionaries. The results of the research on the legal protection of illegal P2PL users conducted by OJK DIY together with SWI aim to provide preventive, repressive, and curative legal protection. First, preventive legal protection includes preventive measures, channel effectiveness, education, and performance evaluation. Second, they can be punitive, like giving out punishments based on the law. Third, they can be healing, like taking countermeasures, giving out permits, and giving advice.