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All Journal Al-Manahij: Jurnal Kajian Hukum Islam Nurani: Jurnal Kajian Syariah dan Masyarakat COMPETITIVENESS JOURNAL JURNAL MAHKAMAH Jurnal Ilmiah Universitas Batanghari Jambi Equilibrium: Jurnal Ilmiah Ekonomi, Manajemen dan Akuntansi Jurnal Ilmiah Manajemen "E M O R" FIDUSIA : JURNAL KEUANGAN DAN PERBANKAN Jurnal Ilmiah Akuntansi Manajemen SCAFFOLDING: Jurnal Pendidikan Islam dan Multikulturalisme Economics and Digital Business Review JURNAL PABEAN : PERPAJAKAN BISNIS EKONOMI AKUNTANSI MANAJEMEN Contemporary Journal on Business and Accounting Jurnal Ilmu Syariah dan Hukum Maqamat: Jurnal Ushuluddin dan Tasawuf Pallangga: Journal of Agriculture Science and Research Atestasi : Jurnal Ilmiah Akuntansi Balance: Jurnal Ekonomi
Muhammad Adil, Muhammad
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Biochemistry, Genetics & Molecular Biology Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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ANALISIS TINGKAT KESEHATAN BANK MENGGUNAKAN METODE RISK PROFILE, GOOD CORPORATE GOVERNANCE, EARNINGS, AND CAPITAL (RGEC) PADA PT BANK RAKYAT INDONESIA (PERSERO) TBK Hamid, Muhammad Syarwan; Rustam, Andi; Adil, Muhammad
FIDUSIA : JURNAL KEUANGAN DAN PERBANKAN Vol 8, No 2 (2025): NOVEMBER
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/jf.v8i2.2646

Abstract

This study aims to analyze the health level of PT Bank Rakyat Indonesia (Persero) Tbk for the period 2020-2024 using the RGEC method (Risk Profile, Good Corporate Governance, Earnings, and Capital). The data used are financial reports and information related to the company. The results of the study indicate that in general, PT Bank Rakyat Indonesia (Persero) Tbk is in a very healthy condition. The Risk Profile (NPL and LDR) is classified as good, with an average NPL below 2%. Good Corporate Governance (GCG) is considered good with a score of 2. Earnings performance (ROA and NIM) is very healthy, with an average ROA of 3.50%. Capital Adequacy Ratio (CAR) also shows a very healthy condition. Overall, the bank is able to maintain stability and fulfill its obligations well.Keywords: Bank Health Level, RGEC, NPL, LDR, GCG, ROA, NIM, CAR, Bank BRI.
Multicultural Values in Tthe Simbur Cahaya Malay Customary Law Hermansyah, Hermansyah; Adil, Muhammad; Syawaludin, Mohammad; Ibrahim, Duski; Rahman, Pathur
Scaffolding: Jurnal Pendidikan Islam dan Multikulturalisme Vol. 7 No. 1 (2025): Pendidikan Islam dan Multikulturalisme
Publisher : Institut Agama Islam Sunan Giri (INSURI) Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/scaffolding.v7i1.9374

Abstract

This study aims to analyze the construction of multicultural values within the Malay customary law tradition through the Simbur Cahaya Law, which has developed within the Malay community of Palembang in South Sumatra. The Simbur Cahaya Law is a customary legal system that serves as a normative guideline for regulating social life and reflects the integration of customary values, social ethics, and religious traditions within the community. This study employs a qualitative approach using a normative-historical analysis of the text of the Simbur Cahaya Law and relevant literature. Data were collected through document studies and literature analysis, then analyzed thematically through a process of data reduction, value categorization, and interpretation of the socio-cultural meanings contained within these customary legal norms. The research findings indicate that the Simbur Cahaya Law contains a number of multicultural values that serve as the foundation of social order in the community, including social justice, communal solidarity, deliberation, respect for diversity, and the balance of relationships between humans, society, and the environment. The novelty of this study lies in mapping the construction of multicultural values within the Simbur Cahaya Law as a social ethical system rooted in local wisdom that plays a role in maintaining social harmony within the Malay community. This study recommends strengthening research on customary law and local wisdom as relevant sources of multicultural values to reinforce social cohesion and the preservation of cultural identity amidst contemporary social dynamics.
Co-Authors Abdi, Muhammad Nur Abdul Hadi Achsanuddin UA, Anur Ahmad, Bashiruddin Amin, Amelia Rezki Septiani Amin, Amelia Rezky Andayaningsih, Sri Anisatun Humayrah Rais Anita, Nelly Ardan, Melloukey Arizah, Ainun Aswad, Ajarul Ayu Puspitasari, Ayu Baharuddin Baharuddin Bahrun Amin, Bahrun Cahyanti, Andi Amelia Dian Rahayu Duski Ibrahim, Duski Elfhita, Resky Vivi Faisal, Rifdah Septiani Firdamayanti, Alfarah Fitriyah, Andi Tenri Hamid, Muhammad Syarwan Hermansyah Hermansyah Makhfud Syawaludin Muhamad Harun Muhammad Khaedar Sahib Muhammad Nasrun Mustikawati Mustikawati Nagu, Nadhirah Naidah, Naidah Qanita Mokodompis, Qanita Mokodompis Rahman, Pathur Romadhoni, Buyung Rustam, Andi Rustan, Rustan Syafaruddin Syafaruddin Wa Ode Rayyani wahyuni wahyuni Wahyuni, Idra Wijaya, Sandy Winarsih, Endang