Article Per Year (5 Year)
p-Index From 2021 - 2026
3.846
P-Index
This Author published in this journals
All Journal Jurnal Keolahragaan Pedagogi : Jurnal Penelitian Pendidikan Dinar: Jurnal Ekonomi dan Keuangan Islam Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal EMT KITA Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Iqtishoduna: Jurnal Ekonomi Islam At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Ihsan: Jurnal Pengabdian Masyarakat Journal La Bisecoman Berajah Journal Jurnal Ekonomi Proceeding International Seminar of Islamic Studies AL-MULTAZIM : Jurnal Manajemen Bisnis Syariah Al-Muhtarifin: Islamic Banking and Islamic Economic Journal Jurnal Ilmiah Ilmu Terapan Universitas Jambi Aurelia: Jurnal Penelitian dan Pengabdian Masyarakat Indonesia Journal of Artificial Intelligence and Digital Business IIJSE JatiRenov: Jurnal Aplikasi Teknologi Rekayasa dan Inovasi Ecobankers : Journal of Economy and Banking Risalah Iqtisadiyah: Journal of Sharia Economics
Rahmayati Rahmayati, Rahmayati
Politeknik Pertanian Negeri Pangkep
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Physics Social Sciences Veterinary Other

Published : 27 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 27 Documents
Search

 1   2   3 
Factors Affecting The Trust Of Fintech Users In The State Saving Bank Of The Sharia Branch Office Medan Asrika, Winri; Rahmayati, Rahmayati
Al-Muhtarifin: Islamic Banking and Islamic Economic Journal Vol 1, No 1 (2022)
Publisher : Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (166.648 KB) | DOI: 10.30596/almuhtarifin.v1i1.8617

Abstract

The purpose of this study was to determine whether or not there is an influence of convenience, security, service on the trust of fintech (financial technology) users, this type of research is associative. The location of this research was conducted at the State Savings Bank (Persero) Medan Syariah Branch Office which is located at Jalan Haji Juanda No.48, Medan Maimun, Suka Damai, Kec. Medan Polonia, Medan City, North Sumatra, the population is all customers at PT. State Savings Bank (Persero) Medan Syariah Branch Office taken as many as 261 customers, the sample in this study was 72 people, the analytical technique used in this study was multiple linear regression analysis, In this study the Ease of Variable affects the use of Fintech at BTN Syariah because the value t count t table (2.6951.994) and the significance level is lower than 0.05, namely 0.009 (0.009 0.05). In this study, the security variable affects the use of Fintech at BTN Syariah because the value of t count t table (3.7721.994) and a significant level lower than 0.05, namely 0.001 (0.001 0.05). BTN Syariah due to the value of t arithmetic t table (7.6951.994) and a significant level lower than 0.05, namely 0.000 (0.000 0.05), There is an effect of service on fintech users at the State Savings Bank (Persero) Medan Syariah Branch Office, , Bank Tabungan Negara Syariah continues to improve services using fintech. In this study, convenience, security, and services together affect fintech users at the State Savings Bank (Persero) Medan Syariah Branch Office as seen from f count / f table (51.110 2.74) and the significantlevel which is 0.000 is less than 0.05 (0.000 0.05).
The Effect of Syariah People's Business Credit (KUR) And Business Resources on The Productivity of Micro Small and Medium Entrepreneurs (MSME) In Medan, Indonesia prayoga, Adistia; Rahmayati, Rahmayati
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 10, No 2: Agustus 2023
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v10i2.29582

Abstract

This study examines the influence of Sharia People's Business Credit (KUR Syariah) and business resources on the productivity of MSMEs in Medan Marelan District. The research method used is a quantitative research method. The research used in the study entitled the influence of KURS (Shariah People's Business Credit) and Business Resources on MSME Productivity in Medan Marelan District. The type of research used is a descriptive quantitative research type. Where in this study analyzes the influence of independent variables, namely KURS (people's business credit) and business resources on MSME productivity with the dependent variable being MSME productivity. The population of this study is MSME entrepreneurs in Medan Marelan District consisting of 896 MSMEs. The sampling technique used is the Slovin method. From the calculation results above, the sample of this study was rounded up to 90 MSMEs in Medan Marelan District.This result indicates that 82.3% of MSME productivity variations are influenced by these two variables, while 17.7% are influenced by other factors. Therefore, optimizing access to KUR Syariah, business assistance, and innovative strategies are necessary to enhance MSME competitiveness sustainably. These findings confirm that access to sharia financing and the optimization of business resources can significantly improve MSME productivity. Therefore, the government and sharia financial institutions should continue to promote the broader utilization of KUR Syariah and provide assistance in business management. Additionally, MSME actors are encouraged to develop more innovative business strategies, including business digitalization and improved management quality, to enhance competitiveness and sustainable business growth.
PENINGKATAN KEPERCAYAAN ORANG TUA MELALUI STRATEGI PEMASARAN SYARIAH DI PUSAT JAGAAN MALAYSIA Adjie Akbar Damanik, Muhammad; Rahmayati, Rahmayati
Berajah Journal Vol. 4 No. 1 (2024): Berajah Journal
Publisher : CV. Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/bj.v4i1.284

Abstract

The aim of the research is to determine sharia marketing strategies in increasing public trust in the Bestari Impian care center, Malaysia. Strategy to build public trust by demonstrating the center's commitment to Sharia principles and providing an educational environment that is in line with Islamic values. The research method used in this research is a qualitative research method. The data collection techniques used are observation, interviews, documentation and data validity techniques. The results of this research show that the marketing strategy used is to provide guarantees of good service quality, partnerships with the community, marketing via social media, self-development programs, excellent customer service, feedback and evaluation and collaboration with sharia financial institutions.
Determinant Analysis of The Role of Islamic Banking in Micro Small Medium Enterprises in The New Normal Period Rahmayati, Rahmayati; Mujiatun, Siti; Khairi, Fadhli bin Wan Mahmud
IKONOMIKA Vol 8, No 1 (2023)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v8i1.16563

Abstract

The purpose of this study was to identify and analyze the role of Islamic banking in MSMEs in the new normal period because Islamic banking is a financial intermediary institution that has a role in economic development and in this case the focus of research on MSMEs can drive economic activity. Problems in research due to this new normal period need to be studied whether MSMEs increase their income during the new normal period and whether Islamic banking has played a role. This research methodology was conducted using primary data obtained through a survey of 116 business actors engaged in the food business and other businesses located in the city of Medan. The results of this study indicate that MSMEs survive from their own capital in the form of assets and savings owned, even though the interest and desire of MSME actors is very dominant in wanting to transact to obtain assistance in the form of capital from Islamic banking, which is equal to 86%. 52.6% of MSMEs have capital problems in this new normal period. Thus it can be concluded that Islamic banking has not provided assistance to MSMEs in the new normal period and Islamic banking has the potential to increase its role as a financial intermediary institution in the future.
OPTIMIZING EMPLOYEE PERFORMANCE IN ISLAMIC EDUCATIONAL INSTITUTIONS: THE INTERPLAY OF LEADERSHIP, MOTIVATION, AND WORK DISCIPLINE Afandi, Ahmad; Rahmayati, Rahmayati; Rowiyah, Rowiyah
Proceeding International Seminar of Islamic Studies INSIS 7 (February 2025)
Publisher : Proceeding International Seminar of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.3059/insis.v0i0.22608

Abstract

This study examines the relationship between early childhood English language acquisition and Islamic education, emphasizing the benefits and difficulties present in this dynamic learning environment. The need for English language proficiency among young students in Islamic educational settings has significantly expanded as a result of growing globalization. According to this study, cultural views, disparities in teacher ability, and a lack of resources are some of the main obstacles that can prevent effective English language instruction. However, it also draws attention to significant chances to incorporate Islamic principles into English language instruction strategies in order to improve students' involvement and contextual awareness. This study intends to provide information on efficient teaching techniques that are in line with both Islamic teachings and contemporary language learning techniques by using qualitative approaches such as interviews and classroom observations. The findings of the study indicate that early childhood students enrolled in Islamic education can greatly increase their English proficiency with a well-rounded approach that honors cultural context while implementing cutting-edge teaching techniques. This study offers useful suggestions for educators and legislators who want to establish more inclusive and productive learning settings, as well as contributing to the current conversation on multilingual education.
ANALISIS PERSEPSI MASYRAKAT TERHADAP PERBANKAN SYARIAH (STUDI KASUS AL FIKH ORCHARD SUNGAI PINANG, MALAYSIA) Putri Nasution, Aida Nurandini; Rahmayati, Rahmayati
Ecobankers : Journal of Economy and Banking Vol. 5 No. 2 (2024): Ecobankers : Journal of Economy and Banking
Publisher : Prodi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Islam Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/ecobankers.v5i2.2584

Abstract

This study aims to identify how the analysis of public perception towards Islamic banking (using a case study of Al Fikh Orchard Sungai Pinang, Malaysia) affects both individually and overall. The research adopts an associative approach. The population consists of all teachers and parents at Al Fikh Orchard Sungai Pinang, Malaysia, with a sample size of 34 individuals. Data were collected through interviews, observations, and questionnaires. Data analysis was performed using Multiple Linear Regression Tests, Hypothesis Testing (t-test), and Coefficient of Determination, with the assistance of SPSS (Statistical Package for the Social Sciences) version 29.00. The analysis results indicate that the variable of public perception significantly influences public preference for Islamic banks.
Analisis Pembiayaan Murabahah Untuk Kesejahteraan Karyawan Di BMT LKK UMSU Sari, Ratih Namira; Rahmayati, Rahmayati
-
Publisher : Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/almultazim.v3i1.11448

Abstract

This study was conducted with the aim of analyzing murabahah financing in the welfare of employees at BMT LKK UMSU. This research is obtained on the assumption that with murabahah financing can improve employee welfare. This research method uses qualitative research with the type of case study research. Data collection techniques used in this study were observation, interviews and documentation. Based on the result of research and analysis of Key data that with this murabahah financing can improve the welfare of employess at BMT LKK UMSU.
TRANSFORMASI PPG: LANGKAH STRATEGIS MENINGKATKAN KOMPETENSI GURU DI ABAD 21 Acesta, Arrofa; Jejen Jaelani, Asep; Nurlaelah, Ilah; Sutarsih, Sutarsih; Rahmayati, Rahmayati
Pedagogi Vol 11 No 1 (2024)
Publisher : UNIKU PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/pedagogi.v11i1.10863

Abstract

Penelitian ini bertujuan untuk mengeksplorasi transformasi Program Pendidikan Profesi Guru (PPG) sebagai langkah strategis dalam meningkatkan kompetensi guru di abad 21. Menggunakan pendekatan campuran (mixed methods), penelitian ini melibatkan 200 responden, termasuk peserta dan alumni PPG dari berbagai institusi pendidikan di Indonesia. Hasil kuantitatif menunjukkan peningkatan signifikan dalam pengetahuan pedagogik, keterampilan teknologi, dan kemampuan komunikasi peserta setelah mengikuti program. Temuan kualitatif melalui wawancara mendalam mengungkap tantangan yang dihadapi, termasuk kurangnya dukungan dari lingkungan sekolah dan akses terbatas terhadap teknologi. Penelitian ini menyimpulkan bahwa transformasi PPG yang efektif harus melibatkan penguatan kurikulum, kolaborasi dengan sekolah, dan program pendampingan berkelanjutan. Implikasi dari hasil penelitian ini diharapkan dapat memberikan kontribusi bagi pengembangan kebijakan pendidikan dan memperbaiki program PPG untuk memenuhi kebutuhan pendidikan modern. Dengan demikian, penelitian ini menegaskan pentingnya transformasi PPG untuk menghasilkan guru yang kompeten dan adaptif terhadap tantangan pendidikan di era global. Kata kunci:  Tranformasi PPG, Kompetensi Guru, Abad 21
Waqf and Sustainability Efforts: Islamic Philanthropy Against Global Change Rahmayati, Rahmayati; Badawi, Afif
Risalah Iqtishadiyah Vol 3 No 1 (2024): January - June 2024
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v3i1.73

Abstract

Waqaf, as an instrument of Islamic philanthropy, has great potential to contribute to social and economic welfare. This research aims to explore the role of waqf in supporting sustainability as a form of Islamic philanthropy in the context of global change. The findings of this research examine waqaf's contribution to sustainability efforts in the face of global change and identify key barriers to effective waqaf implementation. The lack of clear and uniform regulatory standards regarding waqaf in different countries, leading to difficulties in management and enforcement and a lack of knowledge and skills in waqaf management among managers and stakeholders. Blockchain technology offers a solution that can improve the efficiency and effectiveness of waqaf management, by creating a more transparent, accountable and secure system. Therefore, international collaboration and the implementation of modern technologies such as blockchain are necessary to maximize waqaf's contribution in facing global change and achieving sustainability goals.
The influence of convenience, trust, and sharia financial literacy on students' decision-making using gopay digital wallet a case study of FAI UMSU students Permana, Dimas Dwi; Rahmayati, Rahmayati
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to comprehend the impact of Ease of Use, Trust, and Islamic Financial Literacy on Decision-Making in Using the Go-Pay Digital Wallet, with a case study focusing on students at the Faculty of Islamic Studies (FAI) at UMSU. Adopting a quantitative approach, data for this research was gathered through the distribution of questionnaires and employing the Likert scale to measure participant responses. A total of 92 participants were selected using purposive sampling. Multiple regression analysis, processed using SPSS, served as the data analysis technique. The results of the partial test (t-test) indicate that Trust, Islamic financial knowledge, and Ease of Use significantly influence users' decisions to choose Go-Pay. The findings of this study suggest that consumers' perceptions of Ease of Use, Trust, and Islamic Financial Literacy play a crucial role in their decision-making process regarding the utilization of the Go-Pay service.
Co-Authors Abdi, Muhammad Nur Adjie Akbar Damanik, Muhammad Ahmad Afandi Arrofa Acesta Arwin Juli Rakhmadi Butar-Butar, Arwin Juli Asrika, Winri Badawi, Afif Buana, Nangku Capakia, Suraya Dimas Dwi Permana Ilah Nurlaelah Isra Hayati Jejen Jaelani, Asep Juniati Juniati Kasim, Nur Alam Khairi, Fadhli bin Wan Mahmud Khairunnisa Khairunnisa Kurnia, Efry Mardiah, Ulfa Maya Sari Muh. Rum Pipit Putri Hariani MD Prayoga, Adistia Putri Nasution, Aida Nurandini Ratnawati Ratnawati Rowiyah, Rowiyah Sari, Ratih Namira Sihotang, Mutiah Khaira Siregar, Elpi Rahmi Siti Mujiatun Suharjana . sutarsih sutarsih Zailani Zailani