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Peran Islamic Green Banking terhadap Sustainable Development Goals di Indonesia Candra Ningluthfi, Arseha; Arif Nurohman, Yulfan
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.1182

Abstract

Several countries are faced with a trade-off between economic growth and environmental degradation, including Indonesia. This problem then encourages stakeholders to create financial instruments that focus on project funding that is in accordance with the principles of Environment, Social, and Governance (ESG) and Sustainable Development Goals (SDGs). This is in line with sharia banking principles which can be a driving force for economic, social and environmental sustainability. This research aims to discuss the concept of Islamic Green Banking as a new sharia banking paradigm that integrates the roles of Islamic Banking and Green Banking in operational activities and their contribution to achieving Sustainable Development Goals in Indonesia. This research uses a literature review approach by compiling journal articles using Publish or Perish software and analyzing data using content analysis techniques. The result of this research is the concept of Islamic Green Banking which is divided into 5 perspectives, namely (a) Islamic Green Banking from the perspective of Sustainable Development Goals (SDGs) (b) Islamic Green Banking from a Technology perspective (c) Islamic Green Banking from a Green Finance perspective: ( d) Islamic Green Banking from a Company Operational perspective (e) Islamic Green Banking from a Maqasid Syariah perspective. Able to have an impact and contribution to Sustainable Development Goals (SDGs) in Indonesia. This has an impact on various Sustainable Development Goals (SDGs).
Penggunaan Theory Of Planned Behavior Untuk Memprediksi Investasi Emas Di Bank Syariah Winda Ayu Rahmawati; Yulfan Arif Nurohman
WADIAH Vol. 9 No. 1 (2025): Wadiah: Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/wadiah.v9i1.1808

Abstract

Penelitian ini bertujuan untuk menganalisis penggunaan theory of planned behavior (TPB) terhadap investasi emas di bank syariah. Masalah utama yang dihadapi adalah kurangnya pemahaman yang memengaruhi nasabah dalam minat untuk keputusan investasi emas di bank syariah. Tujuan penelitian ini adalah untuk mengevaluasi pengaruh sikap, norma subjektif, kontrol, serta pengetahuan investasi dan risiko investasi terhadap investasi emas melalui bank syariah di Solo Raya. Metode analisis yang digunakan adalah metode kuantitatif, pada penelitian ini analisis yang digunakan meliputi : uji validitas dan reliabilitas, uji asumsi klasik, analisis regresi linier berganda dan uji hipotesis yang pengolahan datanya dilakukan dengan bantuan software SPSS 26. Sampel yang digunakan di dalam penelitian sebanyak 100 responden. Hasil penelitian bahwa sikap investasi berpengaruh signifikan terhadap keputusan investasi, dengan nilai signifikan 0,004 < 0,05, kontrol perilaku berpengaruh signifikan dengan nilai 0,031 < 0,05, norma subjektif berpengaruh signifikan dengan nilai 0,045 < 0,05, dan pengetahuan investasi berpengaruh signifikan dengan nilai 0,000 < 0,05 terhadap keputusan investasi. Sedangkan variable risiko investasi tidak berpengaruh signifikan terhadap keputusan investasi dengan nilai 0,857 < 0,05.
Exploring the Impact of Service Quality on Gold Investment Decisions: A Theory of Planned Behavior Approach Isya Ilya, Adventa; Arif Nurohman, Yulfan
Indonesian Journal of Islamic Economics and Business Vol. 10 No. 2 (2025): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v10i2.3789

Abstract

This study aims to analyze the impact of attitude, subjective norm, and perceived behavioral control on Islamic gold investment decisions using the Theory of Planned Behavior (TPB) approach, and to examine the moderating role of service quality among Bank Muamalat Solo Raya customers. Employing an explanatory quantitative method with survey design, data from 150 respondents investing in Solusi Emas Hijrah (SOLEH) products were analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS). Results reveal that only subjective norm significantly influences investment intention (β = 0.316, p = 0.041), while attitude (β = 0.103, p = 0.347) and perceived behavioral control (β = 0.128, p = 0.474) show no significant effect. Service quality demonstrates a significant direct effect on investment behavior (β = 0.288, p = 0.002) but fails to function as a moderator in all tested hypotheses. Investment intention strongly predicts investment behavior (β = 0.606, p = 0.000), confirming the core TPB proposition. The model explains 46.2% variance in intention and 63.5% in behavior. Findings indicate a dual-path mechanism in Islamic gold investment behavior formation: the first path operates through subjective norm → intention → behavior, and the second through service quality's direct influence on behavior. The study contributes theoretically by demonstrating the need for TPB contextualization in collectivist cultures where social influence dominates over individual psychological factors. Practically, results suggest that Islamic banks should emphasize community-based marketing approaches and maintain high service quality standards to effectively drive actual investment behavior.
LITERASI DAN PENDAMPINGAN SERTIFIKASI HALAL BAGI PELAKU USAHA MIKRO KECIL DAN MENENGAH Suparwi, Suparwi; Kurniawan, Danang; Rahmawati, Ita; Nurohman, Yulfan Arif
JMM (Jurnal Masyarakat Mandiri) Vol 8, No 3 (2024): Juni
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jmm.v8i3.23480

Abstract

Abstrak: Sertifikat halal penting bagi pelaku UMKM untuk menjamin dan memastikan bahwa produk yang diproduksi benar-benar halal untuk dikonsumsi. Sertifikasi halal menjadi bagian dari senjata UMKM dalam menembus competitive advantage sehingga mampu berkembang dan bersaing di Tingkat lokal maupun internasional. Undang-undang Nomor 11 Tahun 2020 tentang Cipta Kerja, mewajibkan pelaku UMKM untuk memiliki sertifikat halal bagi produk olahannya. Tujuan utama pengabdian adalah memberikan sosialisasi, pemahaman, pengetahuan dan kemudahan dalam mendaftarkan sertifikasi halal bagi para pelaku usaha di Kabupaten Kudus khususnya UMKM di sekitar kampus IAIN Kudus. Hasil literasi dan pendampingan dari total 30 pelaku usaha hampir 90% belum pernah mengikuti pelatiahan sisanya 10% pernah mendapatkan pelatihan/sosialisasi. Sedangkan pemahaman peserta pasca pelatihan terkait dengan literasi sertifikasi halal yang kami sampaikan 50% memahami, 36,7% kurang memahami dan 13,3% tidak faham. Adapun keinginan mendaftarkan sertifikasi halal pasca kegiatan 56,7% memiliki keinginan, 26, 7% masih ragu-ragu dan sisanya 16,7% belum memiliki keinginan. Dalam memantau keberhasilan kegiatan literasi dan pendampingan sertifikasi halal bagi pelaku UMKM dilakukan pendampingan pasca pelatihan untuk teknis pendaftaran dan syarat mendapatkan sertifikat halal. Evaluasi kegiatan kami lakukan melalui pengisian google form yang sudah kami sediakan. Kegiatan pengabdian Masyarakat yang kami laksankan mendapatkan apresiasi dari peserta dan mengharapkan dilakukan kegiatan.Abstract: Halal certificates are important for MSME players to guarantee and ensure that the products produced are truly halal for consumption. Halal certification is part of MSMEs' weapons in gaining competitive advantage so that they are able to develop and compete at local and international levels. Law Number 11 of 2020 concerning Job Creation requires MSMEs to have halal certificates for their processed products. The main aim of the service is to provide outreach, understanding, knowledge and convenience in registering halal certification for business actors in Kudus Regency, especially MSMEs around the IAIN Kudus campus. Nearly 90% of the literacy and mentoring results from a total of 30 business actors have never attended training, the remaining 10% have received training/socialization. Meanwhile, post-training participants' understanding regarding halal certification literacy, we said, was 50% understanding, 36.7% did not understand and 13.3% did not understand. Regarding the desire to register for halal certification after the activity, 56.7% had the desire, 26.7% were still unsure and the remaining 16.7% did not have the desire. In monitoring the success of literacy activities and halal certification assistance for MSME players, post-training assistance is provided for technical registration and requirements for obtaining a halal certificate. We evaluate our activities by filling in the Google form that we have provided. The community service activities that we carry out receive appreciation from the participants and they hope that the activities will be carried out.