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<![CDATA[Pengaruh Non-Performing Financing dan Biaya Operasional Pendapatan Operasional terhadap Return on Assets di BMT Dana Ukhuwah Cabang Cicalengka ]]>
<![CDATA[Nur'aeni Nur'aeni]]>;
<![CDATA[Cyntia Dewi]]>;
<![CDATA[Vemy Suci Asih]]>
<![CDATA[ Journal of Applied Islamic Economics and Finance Vol 2 No 1 (2021): Journal of Applied Islamic Economics and Finance (October 2021) ]]>
Publisher : <![CDATA[Jurusan Akuntansi Politeknik Negeri Bandung ]]>
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DOI: 10.35313/jaief.v2i1.3505
<![CDATA[The purpose of this study is to explore the factors that affect the profitability of Baitul Maal wat Tamwil (BMT) Dana Ukhuwah Branch Cicalengka. The type of research used is associative quantitative research. In this study, it was obtained from the financial statements of BMT Dana Ukhuwah Period 2016-2020 in the form of Non-Performing Financing (NPF) data, Operational Costs of Operating Income (BOPO), and Return on Assets (ROA). The results showed that NPF had no significant effect on ROA, while BOPO had a significant effect on ROA. NPF and BOPO simultaneously have a significant effect on ROA.]]>
<![CDATA[PREFERENCE OF INDONESIAN MUSLIMS INVESTMENT ]]>
<![CDATA[Abdulah Safe'i]]>;
<![CDATA[Vemy Suci Asih]]>
<![CDATA[ AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 6, No 2 (2022) ]]>
Publisher : <![CDATA[Univeristas Islam Bandung ]]>
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DOI: 10.29313/amwaluna.v6i2.9297
<![CDATA[This study aims to determine the preferences of the Indonesian Muslim community in choosing investments. The object of this research is the preference of Muslims in selecting investments. The method used in this research is descriptive quantitative, with the analysis method being conjoint analysis. Research data is primary data obtained through questionnaires with random sampling. Respondents in the study amounted to 87 Muslim communities in Indonesia. The results of this study indicate that the investment preference of the Indonesian Muslim community is in Islamic institutions. They are not interested in investments managed by conventional institutions. In addition, the results of this study show that the preferences of Indonesian Muslim communities in choosing the type of investment are interested in saving, then investing in gold. People are not interested in investment deposits, mutual funds, and shares.]]>
<![CDATA[Dampak Working Capital Turn Over dan Debt to Equity Ratio Pada Return on Invesment di PT Ultra Jaya Milk Industry & Trading Company Tbk ]]>
<![CDATA[Nadyya Awaliyyah]]>;
<![CDATA[Vemy Suci Asih]]>;
<![CDATA[Mila Badriyah]]>
<![CDATA[ Indonesian Journal of Economics and Management Vol 1 No 3 (2021): Indonesian Journal of Economics and Management (July 2021) ]]>
Publisher : <![CDATA[Jurusan Akuntansi Politeknik Negeri Bandung ]]>
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DOI: 10.35313/ijem.v1i3.3490
<![CDATA[One way to measure the level of success of the company is to look at the amount of profit earned. This study aims to determine the effect of Working Capital Turn Over and Debt to Equity Ratio on Return On Investment either partially or simultaneously at PT. Ultra Jaya Milk Industry & Trading Company, Tbk. period 2005- 2020. The research method used is descriptive verification with a quantitative approach, and the data used are secondary data obtained from the annual reports of PT. Ultra Jaya Milk Industry & Trading Company, Tbk. 2005-2020. The results show that there is a significant effect between Working Capital Turn Over and Debt to Equity Ratio simultaneously on Return On Investment of 45%. Partially, Working Capital Turn Over has a significant negative effect on Return On Investment of 31.2% and partially Debt to Equity Ratio has a significant negative effect on Return On Investment of 24.8%. This shows that the existence of Working Capital Turn Over and Debt to Equity Ratio can affect the company's rate of return on investment.]]>
<![CDATA[Studi Komparatif: Kualitas Layanan Mobile Banking BRI Syariah dan Bank Syariah Indonesia ]]>
<![CDATA[Muhammad Zulvan Jamalu Ramadhan]]>;
<![CDATA[Vemy Suci Asih]]>
<![CDATA[ Indonesian Journal of Economics and Management Vol 1 No 3 (2021): Indonesian Journal of Economics and Management (July 2021) ]]>
Publisher : <![CDATA[Jurusan Akuntansi Politeknik Negeri Bandung ]]>
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DOI: 10.35313/ijem.v1i3.3492
<![CDATA[The purpose of this study is to show whether or not there is a difference in the quality of the value of mobile banking at BRI Syariah and Bank Syariah Indonesia. In this study, quantitative techniques were used by straddling a sample of 35 respondents where customers of Bank Syariah Indonesia (BSI) Ex. Bank Rakyat Indonesia Syariah (BRIS) KCP Sumedang Tanjungsari 2 which responded to the quality of mobile banking services between before and after becoming Bank Syariah Indonesia (BSI). The indicator of the quality of the mobile banking service used is a questionnaire or questionnaire distributed in this study, while checking the hypothesis using a free sample t test. Judging from the results of analyzing the data, it can be seen the average value of mobile banking services at Bank Syariah Indonesia > the average value of mobile banking services at BRI Syariah. It can be concluded that the quality of mobile banking services felt by customers at Bank Syariah Indonesia is better than BRI Syariah, while judging by the results of the free sample t-test data, this study did not get a significant difference between mobile banking services at BRI Syariah and Islamic Banks. Indonesia.]]>
<![CDATA[Share Price of Bank BTPN Syariah: The Role of Return on Equity and Return on Assets ]]>
<![CDATA[Vemy Suci Asih]]>;
<![CDATA[Wisnu Uriawan]]>
<![CDATA[ Indonesian Journal of Economics and Management Vol 3 No 1 (2022): Indonesian Journal of Economics and Management (November 2022) ]]>
Publisher : <![CDATA[Jurusan Akuntansi Politeknik Negeri Bandung ]]>
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DOI: 10.35313/ijem.v3i1.4643
<![CDATA[This research was motivated by the high interest of investors in PT BTPN Syariah Tbk shares which caused the value of the stock price to increase progressively even though it was hit by the economic crisis due to the COVID-19 pandemic. This study aims to analyze and find out how much influence return on equity (ROE) and return on assets (ROA) have on the stock price of PT BTPN Syariah Tbk in the Indonesian Islamic capital market. The research method used is descriptive verification method with a quantitative approach. Researchers used secondary data obtained from the official website of PT BTPN Syariah Tbk (www.btpnsyariah.com). The analysis technique in this research is descriptive statistical analysis, classical assumption test, multiple linear regression, hypothesis testing using t test (partial) and F test (simultaneous), and coefficient of determination test. The results showed that partially, the t-test of the ROE variable did not have a positive effect on stock prices. While the ROA variable has a positive influence on stock prices. Furthermore, based on simultaneous hypothesis testing (F test), the results obtained that the ROE and ROA variables have a positive and significant effect on stock prices. In addition to testing the coefficient of determination, the variation of the stock price variable (Y) can be explained by the variation of the independent variable, namely ROE and ROA as much as 45.5%. While the remaining percentage of 54.5% was explained in other variables outside of this study.]]>
<![CDATA[The Effect of Zakat and Poverty on Economic Growth in West Java ]]>
<![CDATA[Iman Supratman]]>;
<![CDATA[Vemy Suci Asih]]>
<![CDATA[ Indonesian Journal of Economics and Management Vol 3 No 1 (2022): Indonesian Journal of Economics and Management (November 2022) ]]>
Publisher : <![CDATA[Jurusan Akuntansi Politeknik Negeri Bandung ]]>
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DOI: 10.35313/ijem.v3i1.4645
<![CDATA[Economic growth is one of the important aspects of how we can see the development of a region. Mature this consequence happening growth of the Covid - 19 pandemic Indonesia's economy experienced decline, as well as those affected in West Java. This paralyzes the productivity of economic activity which provokes the poverty rate to increase. In this case, as one of the alternative solutions for economic development instruments, zakat is here to provide incentives for economic growth. Top base that's study this done, also for look influence in a manner partial and simultaneous from poverty and zakat against growth economy in West Java in 2016-2020. Through method study descriptive with approach quantitative . Result of study showing that in a manner partial Zakat in kind Partial influential significant to growth economy with t count value 6.218353 > t table 1.978 or prob value > alpha 0.05. And poverty in a manner Partial influential to growth economy with -t count value -10.12971 < -t table -1.978 or mark probability 0.000 < alpha 0.5. As well as by simultaneous influential to growth economy with f count value 941.7948 > f table 3.065 or mark probability 0.000 < alpha 0.5.]]>
<![CDATA[Pengaruh Profitabilitas, Likuiditas dan Ukuran Perusahaan terhadap Pengungkapan CSR dengan Pendekatan ISR di Bank BJB Syariah ]]>
<![CDATA[Eka Yugi Meyliani]]>;
<![CDATA[Nur’aeni Nur’aeni]]>;
<![CDATA[Putri Zafira]]>;
<![CDATA[Vemy Suci Asih]]>
<![CDATA[ Jurnal Dimamu Vol. 2 No. 3 (2023) ]]>
Publisher : <![CDATA[Ma'soem University ]]>
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DOI: 10.32627/dimamu.v2i3.801
<![CDATA[This research is motivated by the gap between theory and practice on ROA, FDR and Size so that it affects ISR. This study aims to determine how the influence of the disclosure of Corporate Social Responsibility with the Islamic Social Reporting approach partially and simultaneously at Bank BJB Syariah. The object of research in this report is the annual report and sustainability report of Bank BJB Syariah for the period 2017-2021. This type of research is quantitative associative with secondary data type and data collection in the form of documentation and literature study. While the sampling technique is financial ratios. Population is the annual report and sustainability report. The results showed that there was no significant effect between ROA and ISR with the results of t-test where the value of tcount < ttable (1,265 < 2,919), there was no significant effect between FRD and ISR with the results of tcount < ttable (-1,130 < 2,919), and there is a significant effect between Size and ISR with tcount > ttable (4.103 > 2.919), and simultaneously there is no significant effect between ROA, FDR and Size on ISR at BJB Syariah Bank with the results of the F test where the value of Fcount < Ftable (0 ,0012<216).]]>
<![CDATA[Pengaruh Literasi Keuangan dan Inklusi Mahasiswa UIN Sunan Gunung Djati Bandung Terhadap Penggunaan Sistem Financial Technology ]]>
<![CDATA[Nabil Muhammad Alawi]]>;
<![CDATA[Vemy Suci Asih]]>;
<![CDATA[Dadang Husen Sobana]]>
<![CDATA[ Jurnal Maps (Manajemen Perbankan Syariah) Vol. 4 No. 1 (2020) ]]>
Publisher : <![CDATA[Masoem University ]]>
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DOI: 10.32627/maps.v4i1.190
<![CDATA[This study aims to determine how much influence financial literacy and inclusion have on the use of the financial technology system. This research is motivated by the widespread use of financial technology among students. Financial technology helps to buy and selling transactions so that the payment system becomes more economical and efficient and remains active. The method used in this research is quantitative through a descriptive analysis approach. Data collection used questionnaires with research samples from UIN Sunan Gunung Djati Bandung. The results showed the effect of financial literacy, as evidenced by the usefulness indicators and linear ease indicators on the use of the financial technology system for students of UIN Sunan Gunung Djati Bandung. Respondents of 48% admit that literacy regarding the use of financial technology has been felt and is proven by the respondent's knowledge of financial technology, which can facilitate the process of business transactions or services. Also, research on the effect of inclusion is in line with the use of the financial technology system. Respondents of 70% admit that the development of financial technology at this time can be done to make online payments.]]>
<![CDATA[BUSINESS PROCESS MODEL AND NOTATION (BPMN) DONAT MADU CIHANJUANG ]]>
<![CDATA[Deni Heryanto]]>;
<![CDATA[Vemy Suci Asih]]>
<![CDATA[ INTERNAL (Information System Journal) Vol. 1 No. 1 (2018) ]]>
Publisher : <![CDATA[Masoem University ]]>
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DOI: 10.32627/internal.v1i1.328
<![CDATA[This paper discusses the business process modeling at Donat Madu Cihanjuang, the purpose of this research is to model the business process using BPMN to improve in terms of service for consumers, starting from literature study and data collection through interview. Further modeling and simulation of current business processes using BPMN, problem analysis, modeling and simulation of proposed business processes and comparison of results. The method used is Business Process Improvement (BPI) approach. The results obtained are proposed modeling new business processes in improving services to customers (consumers).]]>
<![CDATA[Dampak Penggunaan Platform Digital Terhadap Perkembangan UMKM Indonesia ]]>
<![CDATA[Eva Shakira]]>;
<![CDATA[Husna Karima Rahmawulan]]>;
<![CDATA[Vemy Suci Asih]]>
<![CDATA[ Prestise: Jurnal Pengabdian Kepada Masyarakat Bidang Ekonomi dan Bisnis Vol 3, No 1 (2023): Jurnal Pengabdian Kepada Masyarakat Bidang Ekonomi dan Bisnis ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam ]]>
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DOI: 10.15575/prestise.v3i1.30447
<![CDATA[Transformasi digital dalam bisnis UMKM semakin berkembang pesat, mengubah perilaku manusia dan mempercepat proses digitalisasi. Maka dukungan Platform Digital terhadap UMKM harus ditingkatkan agar UMKM memiliki nilai tambah sehingga UMKM bisa naik kelas. Penelitian Perkembangan Platform Digital terhadap UMKM di Indonesia ini bertujuan agar mengetahui sejauh mana UMKM menggunakan Platform Digital untuk bertransaksi. Metode Penelitian ini menggunakan dua jenis Metode yaitu Metode Literatur dan Metode Kualitatif, dengan menggunakan studi Pustaka pada metode Literatur serta Teknik Observasi, penyebaran angket dan wawancara pada Metode Kualitatif untuk mengumpulkan data kepada 10 pengusaha UMKM di Kabupaten Bandung, Indoensia. Hasil Penelitian ini menunjukan bahwa perkembangan platfrom digital terhadap UMKM hampir semua UMKM sudah menggunakan platform digital untuk bertransaksi. Dari Penelitian ini dapat diketahui bahwa melalui Platform Digital sebagai wadah untuk bertransaksi, UMKM mengalami perkembangan usaha. Kata kunci: Platform Digital, UMKM]]>
