Claim Missing Document
Check
Articles

Found 21 Documents
Search

A Lesson Learned from BSI Error Service: A Twitter Text Mining Data Approach Using NVivo Izza, Nadia Nurul; Herindar, Evania; Akbar, Nashr
MALIA: Journal of Islamic Banking and Finance Vol 8, No 1 (2024): MALIA: Journal of Islamic Banking and Finance
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v8i1.23436

Abstract

This research extensively examines  Twitter trend data related to BSI (Bank Syariah Indonesia) error services, collecting 1,014 tweets in real-time using NCapture from NVivo 12 Plus within the timeframe of May 8-16, 2023. The key findings highlight that 81% of conversations regarding BSI error services carry a negative sentiment. Additionally, a word cloud identifies key terms such as "services" (2.21%), "transactions" (0.87%), "ransomware" (0.74%), and "trust" (0.42%). As a concrete solution, the research recommends enhancing the transparency of BSI management to the public and fostering close collaboration with relevant authorities such as OJK, BI, and LPS. Furthermore, the strengthening of BSI's cybersecurity is emphasized to mitigate risks. These findings not only provide in-depth insights but also present practical steps that can be implemented to protect consumers and restore public trust in the Islamic banking sector. As a valuable contribution to the literature, this research not only offers a snapshot of the current situation but also identifies relevant directions for future research. Overall, the study integrates comprehensive data analysis with impactful recommendations, establishing a robust foundation for understanding and continuous improvement in the management of BSI error services. Notably, this research is the first to use NVivo in collecting Twitter data related to BSI error services
Program Bantuan Pendampingan Pengurusan Sertifikasi Halal Gratis Bagi Umkm Bersama Mahasiswa IAI Tazkia Indra, Indra; Rahman, Arip; Akbar, Nashr
Tamkin Jurnal Pemberdayaan Tazkia Vol. 3 No. 1 (2025): TAMKIN: Jurnal Pengabdian Masyarakat
Publisher : Tazkia Islamic University College

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30993/tamkin.v3i1.503

Abstract

In 2024, halal certification for business actors will become mandatory based on Law No. 33 of 2014 concerning Halal Product Guarantees, which is also enhanced by Law No. 11 of 2020 concerning Job Creation. However, in practice, there are several obstacles faced by MSMEs in carrying out these obligations, such as; costs, access to information and knowledge for MSMEs, and the process of digitizing halal certification which MSME players do not easily understand. Therefore, this program aims to assist MSMEs in processing halal certification. The target in this first stage is five MSMEs in Bogor City/Regency, which will involve IAI Tazkia students as the accompanying team. The service method used in this community service program is service learning.
Promoting Islamic Private Equity Fund As An Ideal Financial Intermediary Institution Akbar, Nashr; Haeikaly, Muhamad
IKONOMIKA Vol 2 No 2 (2017)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v2i2.1831

Abstract

The existence of financial intermediation institution is quite necessary to support the economic activity. It serves both surplus unit and deficit unit to meet their wants whereby the former wants to invest his money in the lack of skill, while the latter wants to develop their businesses but does not have adequate capital. Bank institution is the most common institution serving the people’s need of financial intermediation. However, bank has several weaknesses that may harm and hamper the economic development. This paper aims to explore the weaknesses of banks as financial intermediary institutions and then promote Islamic Private Equity Fund as alternative. The result showed that the weaknesses of banks are: 1) fractional reserve banking, 2) fiat money, 3) debt-based investment, 4) risk averse. Furthermore, the study also found that Islamic Private Equity Fund can serve as an ideal financial intermediary institution due to some strengths: 1) no fractional reserve banking, 2) equity-based investment and 3) risk taker
Sentiment analysis of cash waqf using the SentiStrength lexicon-based approach Maulida, Syahdatul; Akbar, Nashr; Kassim, Salina
Journal of Islamic Economics Lariba Vol. 11 No. 2 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss2.art5

Abstract

IntroductionCash waqf is getting popular due to its potential contribution to support socio-economic initiatives as well as its flexibility for donors to participate. Despite this, criticisms surrounding cash waqf are also increasing as the sector continues to expand, which might adversely affect sentiment among future donors. ObjectivesThis study aims to analyze sentiments and perceptions towards cash waqf and subsequently identify specific factors affecting public perceptions toward cash waqf. MethodA total of 242 Scopus-indexed scholarly publications related to cash waqf (1979–2025) were analyzed using the sentiment analysis model: the lexicon-based tool SentiStrength. Sentiment distribution, consistency, and model performance were compared to provide a comprehensive interpretation. ResultsThe findings indicate that neutral sentiment is the highest, with a percentage of 46%, followed by positive sentiment at 34% and negative sentiment at 20%. The positive sentiments include the permissibility of cash waqf from the Islamic perspective by Imam Zufar, the potential of cash waqf to enhance the productivity of immovable waqf assets, an innovative instrument for socio-economic development, the significant role of cash waqf in economic development, and the flexible use of cash waqf to support business ecosystems in diverse sectors. On the other hand, several negative sentiments towards cash waqf cover debates about the impermanence of money as an object of waqf, suboptimal performance of trustees (nazir), relatively low societal awareness and literacy, a mismatch between its potential and the realization, the utilization of cash waqf mostly for religious and social activities (not in productive sectors that may generate income), lack of standardized reporting for cash waqf management, and lack of transparency in reporting to the public.ImplicationsThe findings urge policymakers to tackle the negative sentiments by improving governance, enhancing public awareness, strengthening institutional management of cash waqf, and addressing transparency issues. By addressing these issues, growth of the waqf sector can be further enhanced and accelerated due to increased public trust and participation in cash waqf. Originality/NoveltyThis study offers a novel contribution to Islamic social finance research by applying sentiment analysis to a corpus of 242 Scopus-indexed academic articles focused on cash waqf. While previous studies have extensively explored the legal, operational, and financial dimensions of cash waqf, limited attention has been given to how this topic is framed and evaluated in scholarly discourse. By employing SentiStrength, a lexicon-based sentiment classification tool, this research identifies underlying positive and negative sentiment patterns within academic narratives, thereby uncovering dominant perceptions and concerns around cash waqf implementation.
Meningkatkan Literasi Studi Islam dalam Memberdayaan Masyarakat Melalui Friday Literacy Akbar, Nashr; Jazil, Thuba; Wijaya, Rusdiana Priyatna; Effendi, Erus
Tamkin Jurnal Pemberdayaan Tazkia Vol. 3 No. 2 (2025): TAMKIN: Jurnal Pengabdian Masyarakat
Publisher : Tazkia Islamic University College

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Community service is a concept and practice where individuals, groups, or institutions make a positive contribution to society in a sustainable manner. The goal of this service is to improve the quality of life, address social issues, and support sustainable development. One form of this service is through educational development by conducting studies of classical Islamic texts in the Friday Literacy program. Classical Islamic texts refer to traditional Islamic literature that covers various religious aspects such as religious knowledge, fiqh (Islamic law), tafsir (Qur'anic exegesis), hadith (traditions of Prophet Muhammad), aqidah (beliefs), and others. Studying these texts can have a significant positive impact on the Muslim community, including enhancing understanding of Islamic teachings, strengthening faith, and improving religious practices. In the Friday Literacy program for the 2023/2024 period, the focus of the study is directed towards the book Ihya Ulumuddin by Imam Al-Ghazali and understanding of waqf (endowment). Ihya Ulumuddin is one of the monumental works in Islamic literature that covers various aspects of spirituality and Islamic ethics. Through this study, it is hoped that the community can gain a deeper understanding of Islamic values and the importance of waqf in community empowerment and socio-economic development.
Program Bantuan Pendampingan Kajian dan Penterjemahan Buku (Pengalokasian Harta Wakaf di Masa lampau dan Kontemporer)" Syeikh Sulaiman Jasir Bersama Mahasiswa IAI Tazkia Mughni, Abdul; Akbar, Nashr; Ismail, Nurizal; Hendra, Grandis Imama; Putra, Rizki
Tamkin Jurnal Pemberdayaan Tazkia Vol. 3 No. 1 (2025): TAMKIN: Jurnal Pengabdian Masyarakat
Publisher : Tazkia Islamic University College

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30993/tamkin.v3i1.574

Abstract

Indeks literasi wakaf nasional tahun 2020 menunjukkan literasi masyarakat Indonesia masih rendah. Hal ini berdampak pada rendahnya penghimpunan wakaf nasional. Oleh karenanya, edukasi masyarakat tentang wakaf adalah suatu hal yang perlu dilakukan. Salah satu bentuk edukasi masyarakat yang dapat dilakukan adalah dengan membedah dan menerjemahkan kitab yang membahas wakaf. Salah satu buku kontemporer yang membahas tentang wakaf adalah "واﻟﺤﺪﯾﺚ اﻟﻘﺪﯾﻢ ﻣﺎرفﺼ اﻟﻮﻗﻒ ﻓﻲ (Pengalokasian Harta Wakaf di Masa lampau dan Kontemporer)" yang ditulis oleh Syeikh Sulaiman Jasir, seorang penasehat khubara’ al-washaya wa al-awqaf – Saudi Arabia. PkM memiliki dua 3 output; kajian secara live di zoom, streaming d YouTube dan terjemahan buku dalam Bahasa Indonesia.
Determinants of intention to become green waqf waqif in Indonesia Rachmad, Dedy; Akbar, Nashr; Suryomurti, Wiku; Maulida, Syahdatul
Review of Islamic Social Finance and Entrepreneurship Volume 4 Issue 2, 2025
Publisher : Center for Islamic Economics and Development Studies [P3EI]

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/RISFE.vol4.iss2.art5

Abstract

Purpose – This study investigated the factors influencing Muslims’ intention to participate in green waqf in Indonesia. Specifically, it examines the role of knowledge within the Theory of Planned Behavior (TPB) framework to understand how knowledge, attitudes, subjective norms, and perceived behavioral control shape the intention to become a waqif (a person who endows waqf).Methodology – This study employed a quantitative design using survey data collected from 100 Muslim respondents in Indonesia. Data were analyzed with Structural Equation Modeling (SEM) using SmartPLS 3 to test the relationships between knowledge, attitudes, subjective norms, perceived behavioral control, and intention. Findings – The findings reveal that Knowledge positively influences attitude, and both attitude and perceived behavioral control significantly impact intention to become a waqif. However, subjective norms did not significantly affect intention. Implications – This study contributes to the existing literature by extending TPB in the context of green waqf and offers insights into the role of knowledge in shaping attitudes toward green waqf. Practically, this study highlights the need for increased awareness and structured initiatives to enhance participation in green waqf, particularly through education and government-driven campaigns. Originality – This research adds to the growing literature on green waqf by applying and extending TPB with knowledge, offering fresh insights into the behavioral determinants of waqf participation, and highlighting the link between Islamic philanthropy and environmental sustainability.
Investigating The Determinants of Muslim Intention to Accelerate Zakat Payment During The Covid19 Pandemic Mujahidah, Anisa Syahidah; Akbar, Nashr
Journal of Islamic Philanthropy and Disaster (JOIPAD) Vol. 2 No. 2 (2022): July-December 2022
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joipad.v2i2.5121

Abstract

The crisis caused by the COVID-19 pandemic is more severe than other crises that have occurred before such as the crisis in 2008. This is because of the speed and scale it has created. The purpose of this study was to determine the effects of the COVID-19 pandemic crisis on changes in the behavior of Muslims in Indonesia, namely accelerating the payment of zakat during the Covid-19 pandemic. The data used in this study is primary data, where data were collected through questionnaires to respondents who were selected purposively throughout the big islands of Indonesia and collected as many as 256 respondents. By using the Structural Equation Modeling (SEM) Partial Least Square approach, it is found that several variables have an influence on the behavior of Muslims to accelerate paying zakat, including the Attitude variable and the Perceived Behavioral Control variable. However, it was found that the Subjective Norm variable was not proven to significantly influence the behavior of Indonesian Muslims to accelerate paying zakat during the COVID-19 pandemic crisis. The limitations of this study are that the sample that dominates is only from the island of Java and the age proportion of the respondents is dominated by millennials and generation z.
Why does Waqf Literacy Matter? Akbar, Nashr; Kassim, Salina
Global Review of Islamic Economics and Business Vol. 11 No. 1 (2023)
Publisher : Faculty of Islamic Economics and Business, State Islamic University Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/grieb.2023.111-08

Abstract

Many studies have highlighted a low literacy level of waqf among Muslims all over the world. In Indonesia, an effort to measure the level of waqf literacy using an index was initiated by the Indonesian Waqf Board in 2020. The result has proven that there is a low level of waqf literacy in Indonesia. This study aims to explore the reasons behind the low level of waqf literacy and understand the importance of waqf literacy. Based on a literature survey, the following aspects need to be clearly explained and elaborated to effectively improve waqf literacy among the public. First, the unique characteristics of waqf compared to other Islamic alms; second, waqf literacy is positively related to waqf collection; third, the utilization of waqf can be further enhanced when the literacy is higher; and fourth, disputes and conflicts about waqf ownership are frequently due to lack of waqf literacy. In summary, this study is expected to increase the interest and attention of all stakeholders toward enhancing waqf literacy. Waqf authorities and waqf institutions are encouraged to intensify education and socialization about waqf, while researchers are expected to study more on waqf literacy. To further develop the waqf sector, it is necessary to have a road map to increase waqf literacy. Originality/Value: The study aims to explore the reasons behind the importance of waqf literacy in Indonesia. Identifying these reasons in the Indonesian context could pave the way for tailored interventions and policies to improve waqf literacy, which may have implications for similar contexts elsewhere.
The Potential of Bait al-M l wa Tamwil (BMT) in Developing The Border Area of Indonesia - Malaysia Maulana, Muhammad Iqbal; Akbar, Nashr
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 11 No. 1 (2019)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v11i1.6834

Abstract

This research aims at investigating the potential of Bait al-Māl wa Tamwil (BMT) in the development of border areas of Indonesia-Malaysia by prioritizing the welfare approach. Primary data was obtained through in-depth interviews with respondents from academics, practitioners, and regulators. The Analytic Network Process (ANP) method and Benefit Opportunity Cost Risk (BOCR) network are used to review the interview results. The results reveal that BMT is able to help the development of the border areas. Moreover, the aspects of benefit and opportunity in exploiting BMT is more significant than the cost and risk aspects. There are three alternative strategies to be implemented in order to maximize the benefits and opportunities and also minimize the costs and risks, namely the capital of third parties, linkage programs, and special regulations. Penelitian ini mengkaji potensi Bait al-Māl wa Tamwil (BMT) dalam pembangunan di wilayah perbatasan Indonesia-Malaysia dengan memprioritaskan pada pendekatan kesejahteraan. Data primer penelitian ini diperoleh melalui wawancara mendalam dengan responden yang berasal dari akademisi, praktisi dan pembuat kebijakan. Metode Analytic Network Process (ANP) and Benefit Opportunity Cost Risk (BOCR) network digunakan dalam analisis hasil wawancara. Dalam studi ini ditemukan bahwa BMT berpotensi untuk dapat membantu pembangunan di wilayah perbatasan, Selain itu, aspek manfaat dan peluang dari pemanfaatan BMT lebih signifikan daripada kerugian dan resikonya. Ada tiga strategi alternative yang dapat diimplementasikan untuk memaksimalkan manfaat dan peluang dari BMT dan juga meminimalisir kerugian dan resikonya, yaitu modal pihak ketiga, keterkaitan antar-program, dan peraturan-peraturan khusus terkait.