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Journal : ICONS

ANALISIS FAKTOR - FAKTOR YANG MEMPENGARUHI KEPUTUSAN KONSUMEN MEMBELI PRODUK SECARA ONLINE (STUDI MAHASISWA UNIVERSITAS NEGERI ISLAM SULTAN THAHA KOTA JAMBI) Sintia Angela Sari; Rofiqoh Ferawati; Achyat Budianto
ICONS: Islamic Economics Journal Vol. 2 No. 3 (2025): ICONS : Islam Economics Journal
Publisher : Fakultas EKonomi dan Bisnis Islam UIN Sulthan Thaha SAifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/icons.v2i3.3726

Abstract

This study aims to analyze the factors influencing students’ purchasing decisions at Universitas Islam Negeri Sultan Thaha Jambi in buying products online. The independent variables in this research are price, product quality, trust, convenience, and promotion, while the dependent variable is the purchase decision. The research method applied is a quantitative approach with an associative type. Data were collected through questionnaires distributed to 100 student respondents who had purchased products online. The data were analyzed using multiple linear regression with SPSS. The results indicate that simultaneously, price, product quality, trust, convenience, and promotion significantly affect purchasing decisions. Partially, price, product quality, and trust have a significant effect, while convenience and promotion show no significant effect. The most dominant factor influencing students’ online purchasing decisions is price. These findings imply that online businesses should prioritize pricing strategies and product quality improvement to attract and retain customers.
PENGARUH FINTECH DAN INKLUSI KEUANGAN TERHADAP PERKEMBANGAN UMKM DI KABUPATEN TANJUNG JABUNG TIMUR Rizki Nanda Saputra Nanda Saputra; Rofiqoh Ferawati
ICONS: Islamic Economics Journal Vol. 3 No. 1 (2026): ICONS : Islam Economics Journal
Publisher : Fakultas EKonomi dan Bisnis Islam UIN Sulthan Thaha SAifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/icons.v3i1.5831

Abstract

This study aims to determine the impact of Fintech and financial inclusion on the development of MSMEs in East Tanjung Jabung Regency. This research is descriptive quantitative. The sample in this study was 100 MSMEs, using purposive sampling. Data analysis used SPSS 30. The results show that 1) the Fintech variable has a positive and significant influence on the development of MSMEs in East Tanjung Jabung Regency. 2) The financial inclusion variable has a positive and significant influence on the development of MSMEs in East Tanjung Jabung Regency. 3) The Fintech and financial inclusion variables simultaneously have a positive and significant influence on the development of MSMEs in East Tanjung Jabung Regency. The coefficient of determination of the independent variable on the dependent variable is 41.7%.