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All Journal Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Jurnal Mantik JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) International Journal of Applied Finance and Business Studies Jurnal Ilmiah MADIYA: Masyarakat Mandiri Berkarya Akuntansi'45 Jurnal Akuntansi, Keuangan dan Perpajakan Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah
Dwi Jati, Fatma
Politeknik Negeri Medan
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Literasi bank sampah dan asuransi sampah sebagai upaya peningkatan kesejahteraan masyarakat Nurika Restuningdiah; Primasa Minerva Nagari; Fatma Dwi Jati; Aulia Azzardina
Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) Vol 4, No 1 (2021): Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS)
Publisher : University of Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/jipemas.v4i1.9140

Abstract

Indonesia is the second largest contributor to plastic waste after China. Despite the regulation, waste management in Indonesia has not met the standards of waste management that are environmentally sound. This forfeits the benefits of the waste management itself and brings negative impacts on public health and environment. This condition is aggravated by the costly access towards health facility. For this reason, socialization regarding waste management is needed. In addition, this program is equipped with an introduction towards waste bank and waste insurance as a practical solution. The existence of both options are expected to solve the problem of waste and health services for the community. The program aimed to help residents of RW 014 Kelurahan Tulusrejo, Malang City to comprehend the types of waste, separation of waste by category, impact on health, recycling and other details. The meetings were carried out twice from March to October 2020. The result of the agenda is that the residents continue to process waste using composter and are expected to form an independent waste bank management for local residents. Further, they are encouraged to learn more about waste insurance to manage the local waste in a more environment friendly manner.
PEMBUATAN SABUN CUCI PADAT DARI MINYAK JELANTAH DALAM MENGURANGI LIMBAH RUMAH TANGGA DI TANJUNG MORAWA Dikki Miswanda; Haris Munandar Nasution; Fatma Dwi Jati
AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Vol. 6 No. 1 (2022): Amaliah: Jurnal Pengabdian Kepada Masyarakat
Publisher : LP2M UMN AL WASHLIYAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32696/ajpkm.v6i1.1406

Abstract

Kegiatan pengabdian ini dilatarbelakangi oleh rendahnya pengetahuan masyarakat di Tanjung Morawa tentang bahaya penggunaan berulang minyak jelantah bagi kesehatan dan ketidaktahuan masyarakat dalam memanfaatkan minyak jelantah menjadi produk yang bernilai guna seperti sabun cuci padat. Metode pelaksanaan kegiatan ini adalah ceramah, diskusi, demonstrasi, dan praktek. Sosialisasi tentang bahaya penggunaan berulang minyak jelantah bagi kesehatan dilaksanakan dengan metode ceramah dan diskusi. Cara pembuatan sabun cuci padat dari minyak jelantah dilaksanakan dengan metode demonstrasi dan praktek oleh peserta kegiatan. Setelah kegiatan pengabdian ini dilaksanakan, pengetahuan peserta akan bahaya penggunaan berulang minyak jelantah bagi kesehatan dan cara membuat sabun cuci padat dari minyak jelantah, meningkat sebesar 39,25% dibandingkan sebelum mengikuti kegiatan. Adanya sabun cuci padat yang dihasilkan oleh peserta kegiatan menunjukkan kegiatan pengabdian ini telah berhasil dilakukan dengan baik.
PELATIHAN PEMBUATAN ECO ENZYME SEBAGAI UPAYA PEMANFAATAN SAMPAH RUMAH TANGGA DI DESA SIDOMULYO Fatma Dwi Jati; Dikki Miswanda; Bambang Hermanto; Zulmai Rani; Moondra Zubir; Siti Rahmah
AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Vol. 6 No. 2 (2022): Amaliah: Jurnal Pengabdian Kepada Masyarakat
Publisher : LPPM UMN AL WASHLIYAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32696/ajpkm.v6i2.1829

Abstract

Kegiatan pengabdian ini dilatarbelakangi oleh banyaknya timbunan sampah rumah tangga yang disebabkan rendahnya pengetahuan masyarakat Desa Sidomulyo, Kecamatan Sibiru – Biru, Kabupaten Deli Serdang, tentang pengelolaan sampah rumah tangga. Sampah rumah tangga seperti sayur dan buah dapat dimanfaatkan menjadi produk eco enzyme yang mempunyai banyak manfaat. Tujuan kegiatan pengabdian ini adalah untuk meningkatkan pemahaman dan keterampilan masyarakat dalam mengolah sampah organik rumah tangga menjadi eco enzyme dan lebih lanjut lagi dapat meningkatkan penghasilan masyarakat dengan komersialisasi produk eco enzyme yang dihasilkan. Metode pelaksanaan kegiatan ini adalah ceramah, diskusi, demonstrasi, dan praktek. Sosialisasi tentang pengelolaan dan pemanfaatan sampah organik rumah tangga menjadi produk eco enzyme, serta pemasaran produk eco enzyme dilaksanakan dengan metode ceramah dan diskusi. Cara pembuatan eco enzyme dari sampah organik rumah tangga dilaksanakan dengan metode demonstrasi dan praktek oleh peserta kegiatan. Setelah kegiatan pengabdian ini dilaksanakan, pemahaman peserta tentang materi kegiatan, meningkat sebesar 72.25% dibandingkan sebelum mengikuti kegiatan. Adanya peningkatan pemahaman peserta membuktikan kegiatan pelatihan pembuatan eco enzyme dari sampah organik rumah tangga telah berhasil dilakukan pada masyarakat mitra.
Pengaruh Profitabilitas dan Likuiditas terhadap Kebijakan Dividen pada Perusahaan Properti dan Real Estate yang Terdaftar di BEI Dio Swandana; Selfi Afriani Gultom; Fatma Dwi Jati
Jurnal Akuntansi, Keuangan dan Perpajakan Vol. 6 No. 1 (2023): Edisi Februari
Publisher : Politeknik Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51510/jakp.v6i1.1087

Abstract

Dividend policy is a decision whether the profits obtained by the company will be distributed to shareholders as dividends or will be held in the form of retained earnings for future investment financing. Dividend policy in this study uses DPR (dividend payout ratio), which shows the total of dividends distributed to the total net income of the company as well as a parameter to measure the total of dividends to be distributed to shareholders. This study aims to analyze and test empirically the effect of profitability, liquidity, on dividend policy. The independent variables in this study are profitability, liquidity, while the dependent variable in this study is dividend policy. The data used is secondary data using a sample of 50 property and real estate companies listed on the Indonesia Stock Exchange in 2016-2020. Sampling is done using the purposive sampling method. The results of this study are: profitability not affect the dividend policy while liquidity affect dividend policy.   Abstrak Kebijakan dividen adalah keputusan apakah laba yang diperoleh perusahaan akan dibagikan kepada pemegang saham sebagai dividen atau akan ditahan dalam bentuk laba ditahan guna pembiayaan investasi dimasa datang. Kebijakan dividen dalam penelitian ini menggunakan DPR (dividend payout ratio) yang menunjukkan besaran dividen yang dibagikan terhadap total laba bersih perusahaan sekaligus menjadi sebuah parameter untuk mengukur besaran dividen yang akan dibagikan ke pemegang saham. Penelitian ini bertujuan untuk menganalisis dan menguji secara empiris pengaruh profitabilitas dan likuiditas terhadap kebijakan dividen. Variabel independen dalam penelitian ini adalah profitabilitas dan likuiditas, sedangkan variabel dependen dalam penelitian ini adalah kebijakan dividen. Data yang digunakan adalah data sekunder dengan menggunakan sampel sebanyak 50 perusahaan manufaktur yang terdaftar di Bursa Efek Indonesia pada tahun 2016-2020. Pengambilan sampel dilakukan dengan menggunakan metode purposive sampling. Hasil dari penelitian ini yaitu: profitabilitas tidak berpengaruh terhadap kebijakan dividen sedangkan likuiditas berpengaruh terhadap kebijakan dividen.
Bibliometric analysis with VOS Viewer of journal trends in risk management, firm performance, and firm value Listya, Khanti; Dwi Jati, Fatma; Asrin Jazuli, Muhammad
Jurnal Mantik Vol. 8 No. 1 (2024): May: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/mantik.v8i1.5167

Abstract

Risk management that can be implemented optimally will help companies map risks. Risks that the company can adequately overcome will undoubtedly make the company's business processes run well, which is characterized by good company pro forma (performance). Company performance includes many aspects of a company, especially financial aspects. This improved company performance will undoubtedly be related to the company's value. Thus, there is a relationship between risk management, company performance, and company value, so it needs to be analyzed more deeply and thoroughly, one of which is by bibliometric analysis. The method combines convergent parallel types (Convergent Parallel Mixed Methods). Researchers collected quantitative data in the form of 500 publications from 2007-2022 with the PoP (Perish or Publish) application, and the data was tidied up with Mendeley Desktop and then carried out bibliometric analysis with VOSviewer software to produce visual displays, namely Network Visualization, Overlay Visualization, and Density Visualization. The visual display shows colourful lines interconnected to form a network that shows the relationship of publication citations between one another and nodes of varying colours and sizes that indicate the number of citations. The results of the analysis of publications on Risk Management, Company Performance, and company value show there are several other topics outside of these variables interconnected, consisting of 8 clusters. Each cluster consists of several issues and publications connected, as seen from the network on Network Visualization, Overlay Visualization, and Density Visualization
Optimalisasi Digital Life Skill dalam Pembuatan Laporan Keuangan Sederhana dan Teknik Branding pada UKM Keripik Pisang Manis di Desa Ara Condong, Kecamatan Stabat Kabupaten Langkat Khanti Listya; Muhammad Asrin Jazuli; Novi Handayani Simbolon; Fatma Dwi Jati
JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Vol. 6 No. 1 (2025)
Publisher : Politeknik Piksi Ganesha Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37339/jurpikat.v6i1.2068

Abstract

Mitra pada kegiatan penfabdian ini merupakan salah satu UKM agroindustri yang memiliki potensi ekonomi dan sosial di Kabupaten Langkat, yaitu UKM pengolahan keripik pisang. Mitra memberikan value added (nilai tambah) pada pisang lilin sehingga menjadi makanan yang diminati. Selain itu, mitra meningkatkan product domestic bruto (PDB) Kabupaten Langkat. Mitra menghadapi beberapa kendala yaitu kurangnya alat bantu produksi, branding, pemasaran, dan pengelolaan keuangan. Pengabdian ini bertujuan meningkatkan penjualan dan produktivitas mitra dengan mengoptimalisasikan kemampuan membuat laporan keuangan secara digital, menghitung harga pokok penjualan (HPP) secara spesifik, dan mengoptimalkan pemasaran mitra dengan memanfaatkan media sosial yang disertai dengan branding berupa merek, logo, dan identitas produk. Metode pelaksanaan yang dilakukan yaitu metode survei dan pemberian solusi terhadap permasalahan mitra berupa pelatihan pembuatan laporan keuangan, perhitungan HPP, branding, dan pembuatan media promosi melalui media sosial serta marketplace.
Integrating Risk Management Frameworks: Practical Steps to Mitigate Inherent Risks Simbolon, Novi Handayani; Jati, Fatma Dwi; Siahaan, Sondang Beatrix
Jurnal Akuntansi, Keuangan dan Perpajakan Vol. 7 No. 2 (2024): Edisi Agustus
Publisher : Politeknik Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51510/jakp.v7i2.1991

Abstract

Banking activities are currently growing very rapidly, both in the external environment and the internal banking environment. All of these activities meet with an uncertainty related to the probability of these activities being carried out successfully according to plan or not, so that various kinds of risks arise. The wider range of banking business activities will also be followed by the increasingly complex risks in banking activities. This research aims to analyze the implementation  of risk management to avoid or reduce the impact caused if the risk occurs through qualitative analysis. Descriptive qualitative research aims to describe the application of risk management to mitigate these risks in detail and in depth, so as to obtain an understanding of the context, meaning, and characteristics of the results of the analysis by collecting and analyzing data descriptively. Descriptive qualitative research focuses on an in-depth understanding of a problem without trying to test hypotheses or measure variables quantitatively.
Penerapan Manajemen Risiko Pada UMKM XYZ Fatma Dwi Jati
AKUNTANSI 45 Vol. 4 No. 2 (2023): Jurnal Ilmiah Akuntansi
Publisher : Fakultas Ekonomi Program Studi Akuntansi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/akuntansi45.v4i2.2103

Abstract

This research aims to map the risks faced by XYZ MSMEs located in Medan. The analytical method used in this research is a case study and descriptive qualitative research method which was carried out using interviews and FGDs with managers and employees of UMKM XYZ. Based on the results of the analysis carried out, six risks were identified. The six risks have been identified and analyzed using stages according to ISO 31000: 2009 and recommendations for their control are considered. Based on the stages that have been carried out, written and formal risk management is prepared which can then be implemented in the operations of MSME XYZ.
Overcoming the challenges of ai adoption in banking sector: Security, regulation, and infrastructure Simbolon, Novi Handayani; Jati, Fatma Dwi; Siahaan, Sondang Beatrix
International Journal of Applied Finance and Business Studies Vol. 13 No. 1 (2025): June: Applied Finance and Business Studies
Publisher : Trigin Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/ijafibs.v13i1.364

Abstract

The adoption of Artificial Intelligence (AI) in the banking sector has rapidly expanded, because bringing benefits in areas such as risk assesment, fraud detection, and personalized services. However, AI adoption faces significant challenges related to security, regulation, and infrastructure. While previous research has explored AI’s potential, there is a gap in comprehensive studies addresing these core challenges, particularly in emerging markets. This research aims to identify and analyze the main barriers to AI adoption in banking, focusing on security, regulatory issues, and infraastructure readiness. A systematic literature review was conducted, synthesizing findings from academic articles, banking reports, and regulatory guidelines published between 2020 and 2024. The result reveal that concerns over data security, inconsistent regulations, and insuffiecient infrastructure hinder AI’s full potential. The concludes of this research showed banks must prioritize cybersecurity, advocate for clearer regulations, and invest in digital infrastrcuture to ensure the secure AI adoption in banking activities.
Penguatan Strategi Melalui Tips Dan Trik Belajar Siswa Kelas 12 Untuk Kelulusan Perguruan Tinggi Negeri Listya, Khanti; Jazuli, Muhammad Asrin; Jati, Fatma Dwi
Jurnal Ilmiah Madiya (Masyarakat Mandiri Berkarya) Vol. 4 No. 2 (2023): Edisi November 2023
Publisher : Politeknik Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51510/madiya.v4i2.1505

Abstract

Bimbingan belajar Primagama Tanjung Morawa merupakan salah satu bimbingan belajar setingkat SD sampai SMA. Pada pengabdian masyarakat ini difokuskan siswa setingkat SMA/MA khususnya kelas 12 SMA. Hal ini dikarenakan kurangnya pengetahuan tentang jalur masuk perguruan tinggi negeri dan kurangnya persiapan siswa kelas 12 SMA di Bimbingan Belajar Primagama Tanjung Morawa dalam menghadapi SNBP (Seleksi Nasional Berdasarkan Prestasi) dan SNBT (Seleksi Nasional Berbasis Tes). PMKM ini bertujuan untuk memberikan pemahaman dan pengetahuan kepada siswa kelas 12 SMA tentang jalur masuk perguruan tinggi negeri dan strategi yang tepat dalam menghadapi SNBP dan SNBT. Metode pelaksanaan PMKM ini terdiri dari tahap persiapan, tahap pelaksanaan, tahap evaluasi. Dimana pada tahap persiapan ini dilakukan obeservasi untuk mengetahui kondisi awal mitra, tahap pelaksanaan dilakukan dengan melaksanakan seminar sebagai solusi, dan tahap evaluasi dilakukan dengan cara membagikan kuesioner sebagai umpan balik bagi tim PMKM untuk mengetahui pehamaman mitra setelah dilaksanakannya seminar. Dari hasil seminar tersebut, diperoleh bahwa pemahaman siswa terkait jalur penerimaan mahasiswa di PTN dan strategi untuk mempersiapkan diri menghadapi SNBP dan SNBT setelah mengikuti kegiatan tersebut lebih meningkat daripada sebelumnya. Primagama Tanjung Morawa Tutoring is one of the elementary to high school level tutoring. This community service focuses on students at the SMA / MA level, especially grade 12 SMA. This is due to the lack of knowledge about public university entrance pathways and the lack of preparation of 12th-grade high school students at Primagama Tanjung Morawa Tutoring in facing SNBP (National Selection Based on Achievement) and SNBT (National Selection Based on Test). This PMKM aims to provide understanding and knowledge to 12th-grade high school students about public university entrance pathways and the right strategies for facing SNBP and SNBT. The method of implementing this PMKM consists of the preparation, implementation, and evaluation stages. In this preparation stage, observation is carried out to find out the initial condition of the partners, the implementation stage is carried out by conducting seminars as a solution, and the evaluation stage is carried out by distributing questionnaires as feedback for the PMKM team to find out the understanding of partners after the seminar. The seminar results showed that students' understanding related to admission pathways at PTN and strategies to prepare for SNBP and SNBT after attending the seminar improved.
Co-Authors Asrin Jazuli, Muhammad Aulia Azzardina Bambang Hermanto Dikki Miswanda Dio Swandana Gultom, Selfi Afriani Haris Munandar Nasution Jazuli, Muhammad Asrin Khanti Listya Moondra Zubir Muhammad Asrin Jazuli Novi Handayani Simbolon Nurika Restuningdiah Prima Minerva Primasa Minerva Nagari Rahmah Devi Syahputri Siahaan, Sondang Beatrix Siti Rahmah Sondang Beatrix Siahaan Zulmai Rani