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All Journal JURNAL EMBA : JURNAL RISET EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI FINANCIAL : JURNAL AKUNTANSI Majalah Ilmiah Warta Dharmawangsa JURNAL ILMIAH MAKSITEK JURNAL ILMIAH SIMANTEK Golden Ratio of Data in Summary Journal of Innovative and Creativity Jurnal Ekonomi, Manajemen, Akuntansi KREATIF: Jurnal Pengabdian Masyarakat Nusantara
MARIA MAGDALENA BATE’E
UNIVERSITAS NIAS
Religion Agriculture, Biological Sciences & Forestry Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Journal : JURNAL ILMIAH SIMANTEK

 1 
PENGARUH LITERASI KEUANGAN TERHADAP PERILAKU KEUANGAN MAHASISWA PROGRAM STUDI MANAJEMEN FAKULTAS EKONOMI UNIVERSITAS NIAS RINCE ASTUTI ZEGA; MARIA MAGDALENA BATE’E; YAKIN NIAT TELAUMBANUA
JURNAL ILMIAH SIMANTEK Vol 6 No 4 (2022): JURNAL ILMIAH SIMANTEK
Publisher : LP2MTBM MAKARIOZ

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Abstract

Financial problems will always be owned by every individual. Nowadays financial problems are the main issue in problems both in work matters and household affairs. These financial problems will also be closely related to the level of poverty in an area. Financial problems are closely related to financial management where it is hoped that good financial management will have an impact on the economic stability of each individual to overcome poverty for him. The development of the times and current technology actually has a positive impact on people's attitudes and behavior in managing their finances. The public will easily get financial management information through financial literacy. The purpose of this research was conducted to find out whether financial literacy influences the financial behavior of students of the Management Study Program, Faculty of Economics, and University of Nias. The researcher had 47 student respondents by taking the subject, namely 15% (Arikunto) of the total population of 314 class 2020 students in the Management Study Program, Faculty of Economics, and University of Nias.
PENGARUH RASIO LIKUIDITAS TERHADAP PERKEMBANGAN KREDIT KUR PADA PT. BANK SUMUT CABANG GUNUNGSITOLI TAHUN 2021 SYARIFA AINI; MARIA MAGDALENA BATE’E; YAKIN NIAT TELAUMBANUA
JURNAL ILMIAH SIMANTEK Vol 6 No 4 (2022): JURNAL ILMIAH SIMANTEK
Publisher : LP2MTBM MAKARIOZ

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Abstract

This journal discusses the effect of the Liquidity Ratio on the Development of KUR at PT. Bank Sumut Gunungsitoli Branch. The formulation of the research problem is, Does the Liquidity Ratio Affect the Development of KUR and How Much Does the Liquidity Ratio Influence the Development of KUR at PT. Bank Sumut Gunungsitoli Branch in 2021. The purpose of this study was to determine the influence of the Liquidity Ratio on the Development of KUR and to find out how much influence these two variables have. The type of research used is quantitative research with a descriptive approach. Furthermore, data management techniques and data analysis are carried out through Correlation Analysis, Simple Linear Regression Analysis, Coefficient of Determination, and Hypothesis Testing (t test). Judging from the results of the study, it shows that there is no influence of the Liquidity Ratio on the Development of KUR. The results of hypothesis testing with the t test show that the Liquidity Ratio partially has no influence on the Development of KUR. And the results of the correlation obtained a low relationship between the Liquidity Ratio to the development of KUR. The magnitude of the influence of the Liquidity Ratio on KUR development can be seen from the Determination Coefficient of 13.2% and the rest is influenced by other factors.
Co-Authors Aferiaman Telaumbanua Anggie Sundari Asilika Waruwu Azeti Harefa Calvin Andika Telaumbanua Dian Nikita Zebua Dimensi Daeli Elhan Gea Eliagus Telaumbanua Ellen Carolina Putri Daeli EMANUEL ZEBUA Ester Halawa Feberia Zebua Franky Kristian Mendrofa Heribertus Gulo Heseziduhu Lase I Gusti Ayu Ratih Namasswar Idarni Harefa Insaf Rizalt Putra Gulo Irene Zega Jeliswan Berkat Iman Jaya Gea Jerni Wati Ndruru Kelly Harefa Komiteriang Daeli Kristiani Zendrato Kurniawan Gea Kurniawan Sarototonafo Zai Lefi Yartini Mendrofa Lisan Cermin Hati Zebua M. Fais Luthfi Nuryadin Mart Peterson Daeli Martha Surya Dinata Mendrofa Nanny A. Bu’ulolo Noriwati Lase Odaligoziduhu Halawa Perlindungan F. Hulu Putri Amirah Hafidz Harefa Rahmaida Sophia Veronika Mendrofa RAHMIAH MENDROFA RINCE ASTUTI ZEGA Risma Nelly Zalukhu Robert Onahia Waruwu Sambuani Zai Serniati Zebua SYARIFA AINI Telaumbanua, Yakin Niat Yakin. N. Telaumbanua YUPITER MENDROFA Yuterli Zalukhu Yuterlian Zalukhu Yuterlin Zalukhu