Claim Missing Document
Check
Articles

Literasi Keuangan Syariah Bagi Siswa SMP 5 Muhammadiyah Pagak Kabupaten Malang Hariyani, Happy Febrina; Boedirochminarni, Arfida; Juliati, Ratih
ALMUJTAMAE: Jurnal Pengabdian Masyarakat Vol. 4 No. 2 (2024): Agustus
Publisher : Universitas Djuanda Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/almujtamae.v4i2.14359

Abstract

Program pengabdian ini bertujuan untuk meningkatkan literasi keuangan bagi generasi muda yang ada di lingkungan SMP 05 Muhammadiyah Pagak, Kabupaten Malang. Program ini berhasil dilaksanakan dengan sukses, melibatkan kegiatan literasi keuangan syariah, perencanaan keuangan syariah dan pelatihan transaksi menggunakan Qris. Keberagaman geografis, demografis, sosial, budaya, dan keagamaan di SMP 5 Muhammadiyah Pagak menjadi tantangan tersendiri bagi pelaksanaan program. Namun, metode pelaksanaan yang terencana dan responsif terhadap kendala, serta dukungan dari guru dan staf sekolah, berhasil membantu program mencapai tujuannya. Hasil program menunjukkan bahwa kesadaran siswa terhadap kegiatan keagamaan di sekolah meningkat. Program literasi keuangan juga memberikan manfaat signifikan dengan siswa-siswi terlibat aktif dalam kegiatan tersebut. Koordinasi dengan pihak sekolah serta dukungan internal dan eksternal menjadi bagian penting dalam kesuksesan pelaksanaan program Pengabdian Masyarakat.
Assessing the Economic Value of The Hydropower Energy: The Role of Social Capital and Socio-economic Factors Ferico Firdauzi, Jovanka; Saptutyningsih, Endah; Boedirochminarni, Arfida
Journal of Economics Research and Social Sciences Vol 8, No 2: August 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jerss.v8i2.21775

Abstract

A good strategy for dealing with environmental problems and improving environmental sustainability. This study examines the extent to which local communities in Yogyakarta, Kulon Progo area, Indonesia are willing to increase hydropower energy. The influence of social capital on people's willingness to get involved was studied using a logistic regression model. Based on the findings, 95% of residents are likely to make financial contributions to improve hydropower energy facilities. Increased social capital, consisting of strong interpersonal relationships, community involvement, and trust, is strongly associated with this engagement. This study adds to the literature by emphasizing the possible function of social capital in the process of adjustment to changes in renewable energy from hydropower energy in households.
ANALISIS PENGARUH TINGKAT SUKU BUNGA, NILAI TUKAR DAN INFLASI TERHADAP HARGA SAHAM PERBANKAN PADA TAHUN 2011-2020 Muslimin, Huda Mulya; Boedirochminarni, Arfida; Susilowati, Dwi
Journal of Financial Economics & Investment Vol. 1 No. 2 (2021): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (722.222 KB) | DOI: 10.22219/jofei.v1i2.18741

Abstract

The purpose of this study is to reaffirm the effect of interest rates, exchange rates and inflation on banking stock prices in 2011-2020 and to strengthen the results of previous studies. The data sources for this research were obtained from the official website of Bank Indonesia, the Central Bureau of Statistics, and the Indonesia Stock Exchange. The population in this study were 45 banks. The research sample used was purposive sampling technique. The analysis technique used is a quantitative technique, then it is estimated by means of a qualitative test of the influence of the variables both simultaneously and partially and using a panel data regression model test, classical assumptions, linear data panel analysis to the coefficient of determination r-square. The results showed that the results of the separate test showed a positive and significant effect on the interest rate variable, then the exchange rate variable obtained a positive and significant effect while the inflation variable had a negative and insignificant effect. This is because if inflation occurs, the price will decrease so that inflation must continue to increase and in such a way that there are no fluctuations in order to stabilize inflation.
ANALISIS PENDAPATAN USAHA PETANI JERUK MELALUI PEMBIAYAAN KREDIT USAHA RAKYAT BNI DI DESA PETUNGSEWU KECAMATAN DAU KABUPATEN MALANG Mustafidah, Hidayatul; Boedirochminarni, Arfida
Journal of Financial Economics & Investment Vol. 2 No. 1 (2022): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (903.517 KB) | DOI: 10.22219/jofei.v2i1.19205

Abstract

This study aims to analyze the income of citrus farmers and the effect of land area, production costs and BNI (Kredit Usaha Rakyat) KUR capital on the income of citrus farmers in Petungsewu Village, Dau District, Malang Regency. This type of research is descriptive quantitative using primary data sources and secondary data. Data collection methods are interviews and questionnaires. The population and sample in this study amounted to 21 people with the criteria of citrus farmers using KUR BNI. The independent variables in this study are land area, production costs and capital  BNI KUR on the income of citrus farmers. The result of this research is that land area has a positive and significant effect on the income of citrus farmers. Production costs have a positive and significant effect on the income of citrus farmers. Capital (KUR BNI) has a positive and insignificant effect on the income of citrus farmers.
PENGARUH INVESTASI ASING DAN JUMLAH PENDUDUK TERHADAP PERTUMBUHAN EKONOMI DI PROVINSI BANTEN Rahmatullah, Wahyu Nofaldo; Boedirochminarni, Arfida
Journal of Financial Economics & Investment Vol. 4 No. 1 (2024): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jofei.v4i1.32206

Abstract

An important benchmark for achieving successful development can be seen from the level of economic growth at both the national and regional levels. The aim of the research is to identify the impact of foreign investment and population on economic growth in Banten Province as measured by Gross Regional Domestic Product. This research uses a quantitative descriptive approach where data is collected through the Central Statistics Agency for a time period starting from 2017 - 2022. The analysis technique used is panel regression analysis. The research results show that foreign investment and population have a positive and significant effect on Gross Regional Domestic Product in Banten Province
Assessing the Economic Value of The Hydropower Energy: The Role of Social Capital and Socio-economic Factors Ferico Firdauzi, Jovanka; Saptutyningsih, Endah; Boedirochminarni, Arfida
Journal of Economics Research and Social Sciences Vol. 8 No. 2: August 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jerss.v8i2.21775

Abstract

A good strategy for dealing with environmental problems and improving environmental sustainability. This study examines the extent to which local communities in Yogyakarta, Kulon Progo area, Indonesia are willing to increase hydropower energy. The influence of social capital on people's willingness to get involved was studied using a logistic regression model. Based on the findings, 95% of residents are likely to make financial contributions to improve hydropower energy facilities. Increased social capital, consisting of strong interpersonal relationships, community involvement, and trust, is strongly associated with this engagement. This study adds to the literature by emphasizing the possible function of social capital in the process of adjustment to changes in renewable energy from hydropower energy in households.
Pengembangan Usaha Rajut UMKM Klampok Kasri, Kecamatan Klojen, Kota Malang Boedirochminarni, Arfida; Hariyani, Happy Febriana; Arifin, Zainal; Zhafira, Tania Zahra; Samodra, Galang; Mulyadi, Muhammad Tholha; Nadine, Syahrani Dea; Mastiti, Hana Paramita
JAST : Jurnal Aplikasi Sains dan Teknologi Vol 8, No 2 (2024): EDISI DESEMBER 2024
Publisher : Universitas Tribhuwana Tunggadewi Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33366/jast.v8i2.6085

Abstract

RW 02 Klampok Kasri is one of the Creative UMKM areas on Jl. Klampok Kasri, Kec. Klojen, Malang City. Creative UMKM produces various products, including knitting, food and beverages, and recycled waste, but this service is focused on knitting businesses. The problems faced in the knitting business are as follows: 1. There is no new knitting model, 2. There is no simple bookkeeping; 3. There is no online market. With the number of UMKM members of almost 50 people, product manufacturing has become more efficient and faster. The success of this program is supported by the additional product in the form of the Makrami Knitting model and the enthusiasm of the RW 02 Klampok Kasri community, who participated in several activities. The Klampok Kasri community, especially in RW 02, has experienced changes in terms of manufacturing, namely the existence of a new model (Chunky bag), and the sale of their work has been neatly structured in terms of marketing, which previously only sold offline and locally, now sells through online media or e-commerceABSTRAKRW 02 Klampok Kasri merupakan salah satu wilayah UMKM Kreatif yang terletak di Jl. Klampok Kasri, Kec. Klojen, Kota Malang. UMKM Kreatif di tempat ini menghasilkan berbagai macam produk, di antaranya: rajut, makanan dan minuman, limbah daur ulang, tetapi untuk pengabdian ini difokuskan pada usaha rajut. Permasalahan yang dihadapi dalam usaha rajut adalah 1.Belum ada model rajutan baru, 2. Belum adanya pembukuaan sederhana, 3.Belum adanya market online. Dengan jumlah anggota UMKM yang hampir 50 orang, maka pembuatan produk menjadi lebih efisien dan lebih cepat. Keberhasilan program ini antara lain didukung dengan adanya produk tambahan berupa model Rajut Makrami dan antusias masyarakat RW 02 Klampok Kasri yang mengikuti beberapa kegiatan. Masyarakat Klampok Kasri khususnya di RW 02 telah mengalami perubahan dari segi pembuatan yaitu adanya model baru (Chunky bag), dan penjualan hasil karyanya, sudah terstruktur dengan rapi, lalu dari segi pemasaran yang sebelumnya hanya berjualan melalui offline dan lokal saja, kini telah berjualan melalui media online ataupun e-commerce
Pelatihan Pembuatan Kompos dari Seresah Daun dan Sampah Organik untuk Ibu-ibu PKK Dusun Tretes dan Kelompok Tani Hutan Pujon Hill Wibowo, Febri Arif Cahyo; Fitri, Ayu Chandra Kartika; Boedirochminarni, Arfida; Prakosa, Galit Gatut; Aditya, Sukma Arty Purwa; Nurmalasari, Desi; Handayani, Novita Safitri; Alhaqie, Iqbal Arif; Dinata, Muhammad Agung
JAST : Jurnal Aplikasi Sains dan Teknologi Vol 8, No 2 (2024): EDISI DESEMBER 2024
Publisher : Universitas Tribhuwana Tunggadewi Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33366/jast.v8i2.6294

Abstract

The village development program is an initiative aimed at improving the welfare of rural communities through various training and empowerment activities carried out by UMM and UNITRI Malang lecturers with target partners, the Pujon Hill Forest Farmer Group (KTH) and the PKK mothers of Tretes Hamlet along with the Government/Local Government. Bendosari Village is one of the villages located in the mountains and highlands of Pujon District. Almost all of the community's land is used for agriculture and plantations. There are several spots of waste accumulation at the service location, ranging from livestock waste to household organic waste, which is a significant problem that needs to be addressed because there is no location for waste disposal. Thus, composting technology is required for leaf litter, household waste, and livestock waste. The stages of the Community Service activity method are: a). Establishment of KTH and PKK mothers' institutions, b). Training in processing household, agricultural, livestock, and forest leaf litter waste into organic compost, then analyzing its quality with laboratory tests; c). application of leaf waste shredding machine technology, plastic drums/composters, and demonstration plots for compost storage; d). Packaging technology training and compost product packaging design, e). Introduction and planting of essential plants that play a role in inhibiting soil erosion and have the potential to become essential oils, such as citronella. The results that have been achieved include organic compost products that can be marketed under the Ekombi brand, activity posters, activity videos, Partner Institutional Decrees, ISBN books, HKI Waste shredder tools, and participation in National seminars. This program has succeeded in providing a positive impact, especially in increasing public awareness of the importance of waste processing and sustainable forest land management.ABSTRAKProgram bina desa merupakan salah satu inisiatif yang bertujuan untuk meningkatkan kesejahteraan masyarakat di daerah pedesaan melalui berbagai kegiatan pelatihan, dan pemberdayaan yang dilakukan oleh dosen UMM dan UNITRI Malang dengan mitra sasaran Kelompok Tani Hutan Pujon Hill (KTH) dan Ibu-ibu PKK Dusun Tretes beserta Pemerintah/Pemda. Desa Bendosari  merupakan salah satu desa yang berada di pegunungan dan dataran tinggi kecamatan pujon. Hampir seluruh lahan masyarakat yang ada digunakan untuk pertanian dan perkebunan. Terdapat beberapa spot penumpukan sampah di lokasi pengabdian, mulai dari kotoran ternak, dan limbah organik rumah tangga menjadi permasalahan penting yang perlu diatasi karena belum ada lokasi untuk pembuangan sampah. Sehingga, diperlukan adanya teknologi pembuatan kompos dari serasah daun, limbah rumah tangga, dan kotoran ternak. Tahapan metode kegiatan Pengabdian yaitu: a). Pembentukan kelembagaan KTH dan Ibu-Ibu PKK, b). Pelatihan pengolahan limbah rumah tangga, pertanian, peternakan dan serasah daun hutan menjadi kompos organik, lalu menganalisa kualitasnya dengan uji laboratorium, c). penerapan teknologi mesin pencacah sampah daun dan drum plastic/komposter serta demplot untuk tempat penyimpanan kompos, d). Pelatihan teknologi pengemasan dan desain pengemasan produk kompos, e). Pengenalan dan penanaman tanaman atsiri yang berperan dalam menahan laju erosi tanah dan berpotensi menjadi minyak atsiri, seperti serai wangi. Hasil yang sudah dicapai, antara lain produk kompos organik yang bisa dipasarkan dengan merk ekombi, poster kegiatan, video kegiatan, SK Kelembagaan Mitra, buku ber-ISBN, HKI Alat pencacah limbah, dan keikutsertaan dalam seminar Nasional. Program ini berhasil memberikan dampak positif, terutama dalam meningkatkan kesadaran masyarakat tentang pentingnya pengolahan sampah dan pengelolaan lahan hutan yang berkelanjutan.
Analisis Pengaruh Produktivitas Padi, Indeks Harga yang Dibayar Petani dan Produksi Padi Terhadap Kesejahteraan Petani di Indonesia” Triwidia, Elsa; Nuraini, Ida; Boedirochminarni, Arfida; Firmansyah, Muhammad
JSHP : Jurnal Sosial Humaniora dan Pendidikan Vol 8, No 2 (2024): JSHP (Jurnal Sosial Humaniora dan Pendidikan)
Publisher : Pusat Penelitian dan Pengabdian kepada Masyarakat Politeknik Negeri Balikpapan.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32487/jshp.v8i2.2086

Abstract

Nilai Tukar Petani ialah suatu ukuran kesejahteraan petani di Indonesia. Oleh sebab itu penting diketahui beberapa variable yang dapat mempengaruhi kesejahteraan petani. riset ini bertujuan untuk mengetahui variable-variabel penentu kesejahteraan petani. riset menggunakan data sekunder tahun 2019 – 2022 dimana asalnya dari Badan Pusat Statistik Indonesia. Obyek riset ialah 34 Provinsi di Indonesia. Analisis data yang dipakai yakni regresi data panel. Perolehan riset memperlihatkan jika variable produktivitas padi dan variable indeks harga yang dibayar petaniberpengaruh positif dan signifikan pada kesejahteraan petani di Indonesia, di sisi lain variable produksi padi berpengaruh negatif dan signifikan pada kesejahteraan petani di Indonesia.
Do Cashless Transactions and Credit Distribution Affect Inflation in Indonesia? Firmansyah, Muhammad; Boedirochminarni, Arfida; Riyanto, Wahyu Hidayat; Tsalasa, Arini Roro Anggun
Ecoplan Vol 7 No 2 (2024)
Publisher : Jurusan Ilmu Ekonomi dan Studi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Lambung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/ecoplan.v7i2.728

Abstract

The relationship between credit and non-cash transactions includes various mechanisms that affect the money supply, ultimately increasing inflation. One way to control inflation is to maintain the circulation of money. This study provides an understanding of the impact of these transactions on inflation, especially in Indonesia. It aims to test whether cashless transactions, working capital credit, and consumer credit significantly affect Indonesia's inflation rate in both the short and long term. This study was quantitative in nature. It involved statistical analysis techniques through the Error Correction Model (ECM), t-test analysis, and F-test to determine the effect of independent variables on dependent variables both partially and simultaneously. The results revealed that cashless transactions, working capital credit, and consumer credit had a positive and significant effect on the inflation rate in Indonesia in both the short and long term. These results suggest that a more in-depth approach to economic policy is needed, especially focusing on the synergy between fiscal policy, technological developments, and inflation dynamics.
Co-Authors 'Izazi, Zulfaya Salsabila Abrina Anggraini Abrina Anggraini, Abrina Aditya, Sukma Arty Purwa Ahmad Lutfi Al ansori Alhaqie, Iqbal Arif Alif Gharneza Atifatur Rakhmawati Atika Nurhabibah Aulia Anandita Putri, Wilda Ayu Chandra Kartika Fitri Azhari Azhari Bella Bekti Triwulandari Dinata, Muhammad Agung Dwi Susilowati Dwi Susilowati eki permono Endah Saptutyningsih Erika Nur Aida Esthi Bhakti Warapsari Fathur Rahman Febri Arif Cahyo Wibowo Feby Dea Suryani Ferico Firdauzi, Jovanka Flejterski, Stanislaw Galit Gatut Prakosa Handayani, Novita Safitri Happy Febrina Hariyani Hariyani, Happy Febriana Helmi Nurohman Hendra Kusuma Hidayatul Mustafidah Humaidi Hakim Ida Nuraini Ida Nuraini Intan Saputri Jatmiko, Rohmat Jetlikhsan, Daud Juliati, Ratih Lutfia Hermida Sari Maharani, Selvia Dewi Mahrus Lutfi Adi Kurniawan, Mahrus Lutfi Adi Mastiti, Hana Paramita Mochammad Wachid Mohammad Faisal Abdullah Muhammad Dedy Sholahuddin Muhammad Firmansyah Muhammad Sri Wahyudi Suliswanto Mulyadi, Muhammad Tholha Mur Agni Septia Muslimin, Huda Mulya Mustaqim Mustaqim, Mustaqim Nadine, Syahrani Dea Nadir Muhammad kahfi Firdaus Novi Primita Sari Nurdiana, Erwin Dwi Nurmalasari, Desi Popy Ragilia Margashella Rahmatullah, Wahyu Nofaldo Rantika, Jihni Ratih Juliati Ricky Bagus Manggala Rini Mastuti Riyanto, Wahyu Hidayat Riza Rahman Hakim Samodra, Galang Sefitri Ristia Dewi Sinar Perbawani Abrina Anggraini Sri Budi Cantika Yuli Sudarti Trifonia Klara Seran Triwidia, Elsa Tsalasa, Arini Roro Anggun Wachid , Mohammad Wahyu hidayat Wahyu Hidayat Warapsari, Esthi Bhakti Wenny Novita Sari Widhiyo Sudiyono Yana Abimata Obira Kirtyawati Yus Mochamad Cholily Zaenal Arifin Zainal Arifin Zainal Arifin Zhafira, Tania Zahra