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BUSINESS PERFORMANCE OF WOMEN MSMEs IN SUKOHARJO: THE ROLE OF ATTITUTE TO MONEY AND INSTITUTIONAL SUPPORT Heni Susilowati; Myra Andriana; Titin Hargyatni; Dewi Widyaningsih
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 6, No 3 (2022): IJEBAR, Vol. 6 Issue 3, September 2022
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v6i3.6358

Abstract

The role of women entrepreneurs is increasing in carrying out entrepreneurial activities. The purpose of this research is to determine the effect of Entrepreneurial Self-Efficacy (ESE) in mediating the relationship between Attitute of Money (AoM) and Institutional Support (IS) on Women's MSMEs. The research population is entrepreneurs at Sukoharjo, Central Java. The data collection is used a questionnaire approach with a Linkert Scale. The sample is selected based on the specified criteria, namely female entrepreneurs who are still active in the last year joining ICSB Sukoharjo. The data is processed using the help of smart PLS software version 4.0. The result showed that AoM and IS have a significant effect on ESE. While AoM does not have a significant effect on the women's business performance but IS has a significant effect on women's MSMEs. The role of ESE appears to be ineffective mediating between AoM and KINBIS at the 5% significance level but at the 10% level it is influential. Meanwhile, the role of ESE is indirectly able to mediate the influence of IS on KINBIS Keywords: Attitute of Money, Entrepreneurial Self-Efficacy, Institutional Support, Women’s SMEs Performance
Optimalisasi Pemanfaatan Digitalisasi Keuangan UKM Melalui Aplikasi SiApik di Desa Sugihan, Kecamatan Tengaran, Kabupaten Semarang Myra Andriana; Tantik Sumarlin; Dewi Widyaningsih; Arie Atwa Magriyanti; Reni Veliyanti; Puteri Anindya Maulan; Dwi Astutik; Ratnaningrum; Heni Susilowati; Titin Hargyatni; Pemilia Sulistyowati; Zahra Dinul Khaq
Jurnal Pengabdian kepada Masyarakat Indonesia (JPKMI) Vol. 5 No. 2 (2025): Agustus: Jurnal Pengabdian Kepada Masyarakat Indonesia (JPKMI)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jpkmi.v5i2.7855

Abstract

The activities of MSME actors are not only carrying out business activities, but are also required to make financial reports to evaluate the development of their business. However, the lack of knowledge of financial management such as accounting records and difficulty in using accounting applications are common obstacles. To overcome this, the community service team in collaboration with the University of Computer Science and Technology and STIE Modern Economic Studies held a digital-based financial management training program by utilizing the SIAPIK application developed by Bank Indonesia. This activity involves theoretical and practical training methods, intensive mentoring, and discussions and evaluations through collecting feedback data to assess participants' abilities in completing basic financial recording tasks. The impact is that MSMEs in Sugihan Village have become more skilled in preparing digital financial reports using the application, thereby increasing the transparency and effectiveness of business financial management.
Meningkatkan nilai tambah perekonomian lokal melalui pengembangan agrowisata dan inovasi produk jambu di Ngargoyoso Karanganyar Heni Susilowati; Titin Hargyatni; Ratnaningrum Ratnaningrum; Pemilia Sulistyowati; Jaelani Jaelani; Asnawi Hidayat; Kusna Djati Purnama
Tintamas: Jurnal Pengabdian Indonesia Emas Vol. 3 No. 1 (2026): Tintamas: Jurnal Pengabdian Indonesia Emas
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/tintamas.v3i1.2802

Abstract

This Community Service Program (PkM) aims to increase the value added of Puja red guava and strengthen farmers’ independence in Ngargoyoso, Karanganyar Regency, through the development of agrotourism, innovation in processed products, and the implementation of marketing strategies. However, red guava production has the potential to support local economic growth, but marketing remains dominated by fresh fruit sales and dependence on middlemen, resulting in low economic returns for farmers. This program applied a participatory approach consisting of Participatory Rural Appraisal (PRA), Participatory Action Research (PAR), and Community-Based Research (CBR). SWOT analysis was used to assess the sustainability of Puja Red Guava Agrotourism. The PkM program findings indicate that strengths in raw materials availability and product uniqueness, while weaknesses include managerial capacity and limited market access. External threats include price fluctuations and the conversion of land into restaurants. However, the development arises from advances in digital technology, the use of social media, wider marketing reach, and government support for MSME development. Overall, this program demonstrates strong potential for business diversification, increased bargaining power, and sustainable agrotourism development in Ngargoyoso.