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All Journal Jurnal Bisnis dan Ekonomi Journal on Education Ecosains Revenue: Jurnal Manajemen Bisnis Islam Economics and Digital Business Review Yumary: Jurnal Pengabdian kepada Masyarakat Indonesian Journal of Engagement, Community Services, Empowerment and Development (IJECSED) Indonesian Journal of Economy, Business, Entrepreneuship and Finance (IJEBEF) Indonesian Collaboration Journal of Community Services (ICJCS) Journal of Management and Islamic Finance International Journal of Social Science, Education, Communication and Economics PERADABAN JOURNAL of ECONOMIC and BUSINESS E-journal Field of Economics, Business and Entrepreneurship (EFEBE) Studi Ekonomi dan Kebijakan Publik BULLET : Jurnal Multidisiplin Ilmu Bhinneka Multidisiplin Journal Nomico Maneggio Nomico
Tiara Nirmala
Fakultas Ekonomi Dan Bisnis, Universitas Lampung
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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PERAN FINTECH PEMBAYARAN DAN P2P LENDING TERHADAP PENDAPATAN UMKM PASCA PANDEMI COVID-19 Seftiyati, Fitri; Nirmala, Tiara
Bhinneka Multidisiplin Journal Vol. 3 No. 1 (2026): Bhinneka Multidisiplin Journal
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/bmj.v3i1.100

Abstract

Following the Covid-19 pandemic, the use of financial technology has become essential to MSMEs' rehabilitation and expansion.  This study looks at how P2P loan fintech (SPayLater) and payment fintech (ShopeePay) help MSMEs in Bandar Lampung boost their revenue through the Shopee app.  The study uses a quantitative descriptive methodology, gathering information via surveys, interviews, documentation, and observations. The findings show that although SPayLater offers rapid access to funds for stock expansion and cash flow support, ShopeePay expedites transactions, streamlines financial record-keeping, and boosts customer numbers.  When combined, these financial solutions build a digital environment that boosts MSME income after the epidemic.  In order to help MSMEs become more competitive and adaptable, the study offers suggestions for the government, e-commerce platforms, and MSMEs to improve fintech literacy and digital strategies.
Co-Authors Ade Widiyanti Adhis Darussalam Pamungkas Adrian Eka Darma Serang Ahmad Zubaidi Indra Al Ikhsan, M. David Andaningsih , IGP Ratih Andrian, Thomas Angger Prasetyan Adi Anisa, Senada Arif Darmawan Arivina Ratih Yulihar Taher Asih Murwiati Celvin Hamid, Muhammad Ciptawaty, Ukhti Desy Ratnasari Dhia Ulhaq Syafi Sauqi Diah Intan Pratiwi Farida Aliyatul Asy’ariati Gebrella Nadia Sumahir Gebrella Nadia Sumahir Gusniarti, Fadia Hamid, Muhammad Celvin Herlina, Nurbetty HERU WAHYUDI I Wayan Suparta . IGP Ratih Andaningsih Imam Awaluddin Leong, Eufranto Dedy Yulianto Maharani Maharani Mawarni, Diana Moneyzar Usman Mukukhawa, Syaffa Alizza Nairobi, Nairobi Nasrullah Djamil Nur Annisa Nurbetty Herlina S. Nurbetty Herlina Sitorus Nurdinsi Utama, Julius Pamungkas, Adhis Darussalam Putri Mellynia Putri, Riska Aperta Riska Aperta Putri Safitri, Wahyuni Seftiyati, Fitri Senada Anisa Serang, Adrian Eka Darma Sherlyanti, Atika Putri Sitorus, Nurbetty Herlina Sri Waluyo Thomas Adrian Thomas Andrian Tri Widodo Villia, Yonadha yenni agustina Yunias Ari Susanto