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All Journal Jurnal Bakti Saraswati Asia-Pacific Management and Business Application Jurnal Mitra Manajemen Jurnal Pendidikan Ekonomi (JURKAMI) MANAJEMEN DEWANTARA Jurnal ABDINUS : Jurnal Pengabdian Nusantara Jurnal Bakti Masyarakat Indonesia Jurnal Pengabdian kepada Masyarakat Nusantara Nusantara Science and Technology Proceedings COMMUNITY : Jurnal Pengabdian Kepada Masyarakat Bureaucracy Journal : Indonesia Journal of Law and Social-Political Governance Bussman Journal : Indonesian Journal of Business and Management Jurnal Ekonomika Dan Bisnis International Journal of Applied Business and International Management Journal of International Conference Proceedings Innovative: Journal Of Social Science Research IIJSE
G. Oka Warmana, G. Oka
Universitas Pembangunan Nasional “Veteran” Jawa Timur, Indonesia
Agriculture, Biological Sciences & Forestry Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Medicine & Pharmacology Public Health Social Sciences Other

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PENDAMPINGAN DAN EDUKASI MASYARAKAT DALAM PROSES GADAI EMAS MELALUI LAYANAN PEGADAIAN DAN KEGIATAN SOSIALISASI DI BALAI DESA Haristy, Nandira Ania; Warmana, G. Oka
COMMUNITY : Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 1 (2026)
Publisher : Pusat Pengembangan Pendidikan dan Penelitian Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51878/community.v6i1.9417

Abstract

Pegadaian, as a non-bank financial institution, plays an important role in providing financing services through gold pawn products that are easy, fast, and secure. However, many people still lack a comprehensive understanding of gold pawn procedures, including administrative requirements, gold appraisal processes, and repayment or pawn extension mechanisms. This low level of financial literacy may lead to misunderstandings in utilizing Pegadaian’s services. This community service program aims to improve public understanding and financial literacy through direct assistance to customers at Pegadaian UPC Baureno and educational activities for the general public at the Village Hall using brochure media. The implementation method applies an educational and participatory approach, including transaction assistance, socialization activities, and brochure distribution. The results indicate improved public understanding of gold pawn procedures, smoother transaction processes, and increased public interest and trust in Pegadaian’s services. ABSTRAK Pegadaian sebagai lembaga keuangan bukan bank berperan penting dalam menyediakan pembiayaan melalui produk gadai emas yang mudah, cepat, dan aman. Namun, masih banyak masyarakat yang belum memahami secara menyeluruh prosedur gadai emas, meliputi persyaratan administrasi, proses penaksiran, serta mekanisme pelunasan dan perpanjangan gadai. Rendahnya literasi keuangan ini berpotensi menimbulkan kesalahpahaman dalam pemanfaatan layanan Pegadaian. Kegiatan pengabdian kepada masyarakat ini bertujuan meningkatkan pemahaman dan literasi keuangan masyarakat melalui pendampingan langsung kepada nasabah di Pegadaian UPC Baureno serta edukasi kepada masyarakat umum di Balai Desa menggunakan media brosur. Metode pelaksanaan dilakukan secara edukatif dan partisipatif melalui pendampingan transaksi, sosialisasi, dan penyebaran brosur. Hasil kegiatan menunjukkan peningkatan pemahaman masyarakat, kelancaran proses transaksi, serta meningkatnya minat dan kepercayaan terhadap layanan Pegadaian.  
Co-Authors Aulia, Erie Damar Gaza Lazuard, Narendra Dominicus Djoko BS. Fasya Nurhaliza, Karina Firnanda, Ahmad Bima Haristy, Nandira Ania I Wayan Widnyana Indriani, Levina Putri Jassmine, Grasstyana Melisa Makarim, Faiz Firdaus Mifthahul Hidayah Muhadjir Anwar Ni Luh Ari Yusasrini Ni Putu Yeni Astiti Ningrum, Lutfi Cahya Nurratri TR, Januari Pratama Putri Rosniar, Fiola Haliza Rizkiyati, Nelista Sapta Rini Widyawati Sholihah, Dewi Deniaty Tri Kartika Pertiwi Trisnaningtyas, Januari Pratama Nurratri Zawawi Zawawi, Zawawi