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Journal : Muamalah

TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP KENAIKAN IURAN BPJS KESEHATAN DI MASA PANDEMI COVID 19 BERDASARKAN PERATURAN PRESIDEN NOMOR 64 TENTANG JAMINAN KESEHATAN Boby, Muhammad; Yazwardi, Yazwardi; Lubis, Ramiah
Muamalah Vol 7 No 1 (2021): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (207.848 KB)

Abstract

ABSTRACT This research is entitled A Gradual Sharia Economic Law Review RegulatingTariff Increase for BPJS Health Participants Based on Presidential Regulation Number 64of 2020 concerning Health Insurance, there are several reasons for the increase in BPJScontributions. First, one of the main causes of the deficit in the National Health Insurance(JKN) program that has occurred since the beginning of its implementation is the amountof contributions that are underpriced and adverse for independent participants. So that thedeficit increases from year to year. Second, many independent participants only registerwhen they are sick and require expensive medical costs. After recovering, participants stoppaying dues or are not disciplined when paying dues. There are two things that become thefocal point of this research, namely, first, how to increase the rates for BPJS Kesehatanparticipants based on Presidential Regulation Number 64 of 2020 concerning HealthInsurance, secondly, how is the Sharia Economic Law Review of the Increase in Tariffs forBPJS Kesehatan Participants Based on Presidential Regulation Number 64 of 2020 AboutHealth Insurance. The methodology used in this research through anapproach is empirical shown toget things that are direct and library researchlibrary research () to get things that aretheoretical. The data sources used consisted of two, namely primary data and secondarydata. The results of this study concluded that (1) the increase in BPJS Healthcontributions during the Covid 19 pandemic which reached 100% was deemedincompatible with the increase in the UMP every year of only 8.5%, this increase was alsonot in accordance with the principles of syaraih economics and was against Pancasila. 5"Social justice for all Indonesian people" it can be concluded that this increase incontributions is not in accordance with Sharia Economic Law Key words: BPJS Health, Sharia Economic Law, Presidential Regulation Number 64of 2020 concerning Health Insurance
IMPLEMENTASI ASAS-ASAS PERIKATAN ISLAM TERHADAP KERJASAMA PEMBAGIAN HASIL BUAH JERUK Oktaviani, Miralis; Yazwardi, Yazwardi; Napisah, Napisah
Al-muamalah Vol 10 No 1 (2024): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/muamalah.v10i1.23848

Abstract

Many people use Islamic law as a basis for making agreements, but not a few also do not understand the nature of Islamic law itself, they have only a little supply, Islam is a religion that rahmatanlil'alamin means a religion that is a mercy for the universe. Basically, the scope of human life in this world depends on two kinds of relationships, namely the relationship to God Almighty and the relationship with humans and the surrounding nature. Islamic law itself has laid down some of the foundations of alliances that are influential on the implementation of alliances implemented by interested parties. If these principles are not met in implementing the alliance, then it will result in the annulment or invalidity of the alliance made, so as not to the detriment of each other the parties. In line with the problems to be discussed, then in this case using the type of Field (Field Research) is to collect data directly at the research location or face to face directly to the research object to obtain information that will be needed in the preparation of this Script. Based on the results of this research it can be concluded that in the agreement the system works together, and for their own benefit the parties agreed to divide it evenly, namely 50% for the first party and another 50% for the second party. Application, the Principles of the Islamic Alliance have not been applied well by the parties, such as the example of dishonesty during the distribution of citrus fruits and there are still many very important Principles that have not been applied by the parties who made the agreement such as written principles and other principles.