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All Journal Innofarm Jurnal Inovasi Pertanian Jurnal Hortikultura BioWallacea Journal of Biological Research Media Agribisnis Jurnal Abdi Insani Jurnal Visi Pengabdian Kepada Masyarakat Tarjih: Agribusiness Development Journal
Muhamad Noor Azizu, Muhamad Noor
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Journal : Tarjih: Agribusiness Development Journal

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ANALISIS FINANSIAL IKAN TERI ASAP DI DESA BONEATIRO KECAMATAN KAPUNTORI KABUPATEN BUTON Azelia Monica Azizu; Muhamad Noor Azizu
Tarjih : Agribusiness Development Journal Vol. 2 No. 01 (2022): VOLUME 2, NOMOR 01, JUNI 2022
Publisher : Program Studi Agribisnis Universitas Muhammadiyah Sinjai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47030/tadj.v2i01.427

Abstract

Usaha pengolahan ikan asap merupakan salah satu usaha untuk meningkatkan finansial dari penjualan ikan asap melalui pengolahan yang tepat, sehingga kesejahteraan para petani ikan dapat meningkat yang didukun dengan melimpahnya sumber daya alam. Tujuan penelitian ini adalah untuk menganalisis finansial dari pengelolahan ikan asap di Boneatiro, apakah masuk dalam kriteria kelayakan usaha secara kontinitas. Analisis data yang digunakan untuk mengidentifikasi kelayakan usaha antara lain besarnya biaya, penerimaan, pendapatan, Revenue Cost Ratio (R/C ratio), Break Even Point (BEP) produk dan harga. Usaha pengolahan ikan asap di Desa Boneatiro Kecamatan Kapuntori menguntungkan dan layak dijalankan. Hasil analisis kelayakan finansial menunjukkan bahwa usaha pengeringan ikan asin ini memiliki nilai keuntungan yang tinggi. Untuk selanjutnya, keuntungan dapat lebih ditingkatkan dengan menambah jumlah produk yang diproduksi dan langsung menjual ke pedagang pengecer tanpa melalui tengkulak atau pengepul. Adanya perencanaan pengembangan yang menggunakan teknik pengemasan, berupa kemasan plastik maka nilai dari R/C Ratio menjadi sebesar 1,25 jika nilai R/C Ratio > 1 maka usaha pengeringan ikan asin dikatakan menguntungkan.
Integration of Digital Finance, Contract Farming, and Supply Chain Finance: Empirical Evidence from Smallholder Oil Palm Farmers in West Kalimantan Denashurya, Nugra Irianta; Azizu, Muhamad Noor
Tarjih : Agribusiness Development Journal Vol. 5 No. 2 (2025): VOLUME 05, NOMOR 02, DESEMBER 2025
Publisher : Program Studi Agribisnis Universitas Muhammadiyah Sinjai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47030/tadj.v5i2.1039

Abstract

The agricultural sector in Indonesia, particularly the oil palm industry, faces persistent challenges in improving smallholder welfare, stabilizing income, and ensuring financial inclusion. Smallholder oil palm farmers in West Kalimantan often experience limited access to formal financial services, price volatility, and cash flow instability due to weak market linkages and dependence on middlemen. This study aims to analyze the relationship between the adoption of digital financial services, contract farming arrangements, and access to supply chain financing among smallholder oil palm farmers in West Kalimantan. Using a mixed-method approach, quantitative data were obtained from 210 smallholder farmers through structured questionnaires, while qualitative insights were gathered through in-depth interviews with key stakeholders, including cooperatives, off-takers, and financial institutions. The results show that the implementation of digital financial technology (fintech) significantly increases farmers’ access to supply chain financing through improved financial literacy, transaction transparency, and digital credit scoring mechanisms. Furthermore, contract farming serves as an effective intermediary that strengthens the trust between farmers and financial institutions, thereby reducing financing risks. The integration of these three instruments, digital finance, contract farming, and supply chain finance, creates a synergistic model that supports sustainable palm oil production, enhances smallholders’ income stability, and reduces transaction inefficiencies across the value chain. This research provides new empirical evidence on the importance of integrated digital financial ecosystems in supporting the resilience and competitiveness of smallholder farmers. Policy recommendations include the need for stronger institutional collaboration, digital infrastructure development, and the establishment of inclusive financial platforms tailored to smallholder characteristics.
The Role of Agricultural Extension in Improving the Productivity of Local Corn Farming in Siompu District, South Buton Regency Azizu, Azelia Monica; Azizu, Muhamad Noor
Tarjih : Agribusiness Development Journal Vol. 5 No. 2 (2025): VOLUME 05, NOMOR 02, DESEMBER 2025
Publisher : Program Studi Agribisnis Universitas Muhammadiyah Sinjai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47030/tadj.v5i2.1077

Abstract

This study investigates the role of agricultural extension in enhancing productivity of local maize farming systems in Siompu District, South Buton, an island ecosystem characterized by shallow sandy–coral soils and a dominant smallholder strategy combining maize cultivation and goat husbandry. Using a quantitative survey complemented by qualitative field observations, data were collected from 82 maize farmers selected through stratified random sampling. Four variables were examined: (1) effectiveness of extension services, (2) adoption of site-specific maize cultivation technologies, (3) integration of maize–goat farming, and (4) maize productivity. Results indicate extension performance is moderate, constrained by infrequent visits and limited use of field demonstrations. Technology adoption is also moderate; farmers readily adopt low-cost practices such as improved row spacing and organic fertiliser, but show low uptake of key soil and water conservation measures, including mulching, minimum tillage, and balanced fertilisation, which are crucial for sandy soils. The maize–goat integration index shows strong use of goat manure and maize residues, yet integration remains traditional and falls short of zero-waste nutrient cycling. Regression analysis shows technology adoption has the strongest effect on productivity, followed by farming-system integration and extension performance. Overall productivity remains low due to partial agronomic innovation uptake and suboptimal livestock-resource integration. The study recommends a more intensive, site-specific, and integrated extension model that prioritises soil conservation technologies aligned with existing maize–goat practices to strengthen sustainable maize production in small-island dryland agroecosystems. Government seed support is limited and irregular, strongly reinforcing farmers’ reliance on locally sourced seed.
Co-Authors Adha, Apritama Afner, Dendy Detafiano Prakasa Aliyaman, Aliyaman Amrullah Amrullah azelia monica Azelia Monica Azizu Azizu, Azelia Monica Denashurya, Nugra Irianta Hadji, Trisna Al Ikrar M. Saleh Iksan, Arman Nur Ketty Suketi La Aman Tabia Mahardika, Rabbirl Yarham Mohamad Rafi Mohamad Rahmad Suhartanto Nur Indah Sari Peliyarni, Peliyarni Putra Astaman Ridwan Ridwan Roedhy Poerwanto Wa Rostia Wulan Riski Yanti Wulan Riski Yanti