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Journal : Journal of Economic Studies

Pemanfaatan QRIS dalam Transaksi UMKM Kota Padangsidimpuan: Tinjauan Hukum Ekonomi Syariah Harahap, Melisa Fitrah; Anisa, Darania
Journal of Economic Studies Vol. 1 No. 1 (2025)
Publisher : Riset Anak Bangsa

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Abstract

Penelitian ini bertujuan untuk menganalisis penggunaan QRIS (Quick Response Code Indonesian Standard) dalam transaksi oleh Usaha Mikro, Kecil, dan Menengah (UMKM) ditinjau dari prespektif Hukum Ekonomi Syariah. Perkembangan teknologi digital di masa kini QRIS menjadi metode yang semakin diminati karena kemudahan dan efisiensinya serta berbagai manfaat lainnya. Namun, masih terdapat pertanyaan terkait kesesuaian penggunaannya dengan prinsip-prinsip syariah, khususnya dalam praktik pelaku UMKM. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi pustaka dan observasi lapangan terhadap beberapa pelaku UMKM di Kota Padangsidimpuan. Hasil penelitian menunjukkan bahwa penggunaan QRIS secara umum telah memenuhi prinsip keadilan dan kemaslahatan dalam Islam, namun masih perlu edukasi mengenai akad yang sesuai serta perlindungan konsumen secara syariah. Penelitian ini memberikan kontribusi bagi penguatan transaksi digital yang sejalan dengan nilai-nilai ekonomi Islam.
Repositioning NAHCON for Excellence in Hajj Management: A Strategic Framework for Enhanced Governance, Transparency, and Pilgrim-Centric Service Delivery Musaddad, Aliyu Ibrahim; Musaddad, Aliyu Ibrahim; Usman, Ismaila Yusuf; Usman, Ismaila Yusuf; Anisa, Darania; Anisa, Darania
Journal of Economic Studies Vol. 1 No. 3 (2026)
Publisher : Riset Anak Bangsa

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Abstract

The Nigerian Hajj Commission (NAHCON) plays a pivotal role in ensuring seamless pilgrim experiences. However, persistent challenges in governance, transparency, and service delivery underscore the need for transformative reforms. This study leverages existing literature, policy documents, and international best practices to develop a strategic framework for NAHCON’s excellence in Hajj management, aligning with the United Nations’ Sustainable Development Goals (SDGs). A comprehensive review of NAHCON’s mandate, structure, and operations identifies governance gaps, transparency bottlenecks, and service delivery inefficiencies. Comparative case studies of leading Hajj management authorities (e.g., Saudi Arabia’s Hajj Ministry, Malaysia’s Tabung Haji) inform the development of a tailored strategic framework that integrates: Enhanced Governance Structures: Board restructuring and professionalization, Transparency Mechanisms: Real-time reporting and e-governance platforms, Pilgrim-Centric Services: Customized packages and digitalized processes. The framework is designed to boost NAHCON’s institutional capacity, improve pilgrim satisfaction, and position Nigeria as a leader in global Hajj management. Policymakers, Hajj authorities, and development partners will find this research instrumental in shaping inclusive, accountable, and efficient Hajj systems.
Repositioning NAHCON for Excellence in Hajj Management: A Strategic Framework for Enhanced Governance, Transparency, and Pilgrim-Centric Service Delivery Musaddad, Aliyu Ibrahim; Musaddad, Aliyu Ibrahim; Usman, Ismaila Yusuf; Usman, Ismaila Yusuf; Anisa, Darania; Anisa, Darania
Journal of Economic Studies Vol. 1 No. 3 (2026)
Publisher : Riset Anak Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Nigerian Hajj Commission (NAHCON) plays a pivotal role in ensuring seamless pilgrim experiences. However, persistent challenges in governance, transparency, and service delivery underscore the need for transformative reforms. This study leverages existing literature, policy documents, and international best practices to develop a strategic framework for NAHCON’s excellence in Hajj management, aligning with the United Nations’ Sustainable Development Goals (SDGs). A comprehensive review of NAHCON’s mandate, structure, and operations identifies governance gaps, transparency bottlenecks, and service delivery inefficiencies. Comparative case studies of leading Hajj management authorities (e.g., Saudi Arabia’s Hajj Ministry, Malaysia’s Tabung Haji) inform the development of a tailored strategic framework that integrates: Enhanced Governance Structures: Board restructuring and professionalization, Transparency Mechanisms: Real-time reporting and e-governance platforms, Pilgrim-Centric Services: Customized packages and digitalized processes. The framework is designed to boost NAHCON’s institutional capacity, improve pilgrim satisfaction, and position Nigeria as a leader in global Hajj management. Policymakers, Hajj authorities, and development partners will find this research instrumental in shaping inclusive, accountable, and efficient Hajj systems.