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Andika Persada Putera
Universitas Hang Tuah
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Journal : Hang Tuah Law Journal

 1 
the, as, the, in The Prudential Principle as the Basis in Implementing Banking Transaction Andika Persada Putera
Hang Tuah Law Journal VOLUME 4 ISSUE 2, OCTOBER 2020
Publisher : Fakultas Hukum Universitas Hang Tuah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30649/htlj.v4i2.16

Abstract

Bank as financial institutions functioned as intermediary institutions in implementing transactions, and business activities are required to adhere to the prudential principle because bank business is full of risks, so it needs to be mitigated by implementing the prudential principle. This research is a normative juridical study using a statutory and conceptual approach with primary and secondary legal material sources which are analyzed by using deductive thinking methods. The conclusion is that there are various types of activities in banking, which are categorized into three, it is funding, lending and banking services, which are implemented in the form of transactions between bank and customers as the realization of contract execution. Bank is required to apply the prudential principle in carrying out all banking transactions and activities to protect the bank from business risks and protect public funds deposited in the bank.
Bank’s Legal Actions on Lending Issue Against the Annulment of Debtor’s Marriage Andika Persada Putera
Hang Tuah Law Journal VOLUME 3 ISSUE 2, OCTOBER 2019
Publisher : Fakultas Hukum Universitas Hang Tuah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30649/htlj.v3i2.90

Abstract

The primary function of Indonesia bank as the collector and distributor of people fund in the form of saving and credit account makes them become a financial agent that bridges surplus unit with deficit unit. Generally, credit is classified into two kinds; commercial and consumer credit. It will be affected due to abrogation of debtor settlement. Although the agreement of credit is not immediately nulled, it needs such a legal action as the solution. Three alternative legal action that bank may consider are: asking for credit settlement at one time, making novation, or letting it out as long as the credit installments are regularly paid. Therefore, this study is a juridical-normative research using both statute and conceptual approaches.
Co-Authors Afiyah Putri Ameliawati Agung Pramono Artanty, Dian Asmuni Asmuni Asmuni BUDI PRAMONO Clara Yunita Ina Ola Denik Wuryani Dian Artanty Dian Ayu Lukitasari Erwin Tumpal Ferdinand Tampubolon Feliciani Palmita Sari Harapan Granidya Rosa Atlantika Hamidah, Titin Ina Ola, Clara Yunita Indri Hapsari Jaufan Fata Almadani Khoirul Huda Khoirul Huda Laismono, Stephanie Glory M. Khoirul Huda M. Khoirul Huda Mohammad Zamroni Mohammad Zamroni Mokhamad Khoirul Huda Nanang Widodo Nazliyah, Inayatun Ninis Nugraheni Nur Azizah Sri Utami Onge Margareth Hendro Raden Mohamad Herdian Bhakti Sulistiyowati, Deny Sutarno Sutarno Sutarno Sutarno Sutarno Uswatun Khasanah Utama, Merry Sonia Wibowo, Muhammad Andri Wulan, Afni Oktaria Sarining Yulianto