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Journal : JURNAL ILMIAH M-PROGRESS

Kontribusi Fintech Pada Inklusi Keuangan Di Negara Pasar Berkembang-Sebuah Meta Analysis Sibarani, Bintang B.; Prihatni, Rida; Gurendrawati, Etty
JURNAL ILMIAH M-PROGRESS Vol 15 No 2 (2025): JURNAL ILMIAH M-PROGRESS
Publisher : Feb Universitas Dirgantara Marsekal Suryadarma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35968/mpu.v15i2.1466

Abstract

The contribution of this meta analysis study is to explore the role of fintech innovations on financial inclusion in emerging markets such as Africa, India, Turkey, and the ASEAN region, in expanding financial access, improving literacy, and supporting the achievement of greater financial inclusion through a meta-analysis. In emerging markets, financial inclusion remains a major challenge due to limited banking infrastructure, low financial literacy, and geographic barriers, especially in rural areas. In countries such as Indonesia, India, Nigeria, Bangladesh, Brazil, and Kenya, a large portion of the adult population still does not have access to formal financial services. Reliance on the informal financial system remains high, and access to digital services is hampered by limited internet connectivity in remote areas. Fintech has revolutionized access to financial services in emerging markets, especially for populations that do not have access to traditional banking. Technologies such as mobile banking, digital payments, peer-to-peer lending, and blockchain help overcome geographic and socio-economic barriers, thereby increasing financial inclusion. For example, M-Pesa in Kenya, Ovo and GoPay in Indonesia, and Paytm in India have expanded access to financial services for millions of users.
Co-Authors Ade Puspita, Reni Suwandi Afifah, Hanna Nur Agung Dharmawan Buchdadi Agus Wibowo Ahmadi Sasmi, Aji Ardelia, Sarah Selli Ari Warokka, Ari Armeliza, Diah Atikah, Ismi Dwi Ayyasyi, Alwan Baroto, Yatmoko Bintang B Sibarani Caesar Marga Putri, Caesar Marga Choirul Anwar Della Rulita Nurfaizana Despinur Dara Dewi Wulandari Diaraprilliana Dwi Handarini, Dwi Dwi, Mega Arthika Ervina Maulida Fauziah, Nadila Febriano, Muhammad Rasya Fitriana, Jihan Friana, Rita Frijunita, Syafira Havi, Alya Putri Hera Khairunnisa I Gusti Ketut Agung Ulupui Ilyas Nur Imam Imelda Sari Indra Pahala Irmalasari, Evi Irnawati Irnawati Karyaningsih, RR. Ponco Dewi Khairunnisa, Hera Lestari, Fitra Dila Margie, Lyandra Aisyah Marsellisa Nindito, Marsellisa Melina, Delvia Muhammad Ikhwan Muhammad Yusuf Muharyadi, Amril Muliasari, Indah Naeda, Naeda Shifa Silvia Naramarito Pardede, Wasti Nasution, Hafifah Nia Damayanti, Nia Nikmah, Balqis Nurul Noviana, Natasya Nur Hamidah, Nur Nurshabrina, Alhaniyah Patra Anggaredho, Panji Petrolis Nusa Perdana, Petrolis Nusa Purba, Ayuwinarti Ratnawaty Marginingsih Respat, Dwi Kismayanti Respati, Dwi Kismayanti Rida Prihatni Rizanti, Puti Zhafira Sang, Lim Thien Santi Susanti, Santi Sasmi, Aji Ahmadi Shafina, Evelyne Silviana Isyani, Tina Suherdi Suherdi, Suherdi Suherman, Suherman Susi Indriani Susilawati, Elis Tri Hesti Utaminingtyas, Tri Hesti Ulupui, IGKA Umi Widyastuti Venika Mitha Alfiana Wahyuningsih, Ika Tri Yuniarti, Puji Yunika Murdayanti, Yunika Zairin, Gentiga Muhammad Zakaria, Adam