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All Journal Jurnal Pemberdayaan Masyarakat Madani (JPMM) COMMUNITY : Jurnal Pengabdian Kepada Masyarakat Jurnal Manajemen dan Perbankan (JUMPA) AKSIOMA : Jurnal Sains Ekonomi dan Edukasi J-CEKI
Yuniarti, Puji
Universitas Bina Sarana Informatika
Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Business Model Canvas (BMC) Training to Support the Strengthening of Student Entrepreneurship Widyastuti, Umi; Maulida, Ervina; Yuniarti, Puji; Lestari, Fitra Dila; Gurendrawati, Etty; Dara, Despinur; Ulupui, IGKA
Jurnal Pemberdayaan Masyarakat Madani (JPMM) Vol. 8 No. 1 (2024): Jurnal Pemberdayaan Masyarakat Madani (JPMM) (DOAJ & SINTA 3 Indexed)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPMM.008.1.06

Abstract

The Indonesian government prioritizes policies aimed at fostering entrepreneurship across all segments of society. This initiative aims to promote the attainment of the sustainability development goals (SDGs), which have been introduced through various initiatives and are projected to be accomplished between 2015 and 2030. Entrepreneurship remains a less favored means of earning a living among certain Indonesians. Particularly among the youth, there is a prevalent belief that pursuing entrepreneurship is not their primary ambition or aim. The correlation between entrepreneurship and economic growth has been well-established. Consequently, studying entrepreneurship education becomes a compelling endeavor to foster entrepreneurship, particularly among aspiring entrepreneurs. The business model canvas (BMC), enables users to synchronize earnings with objectives, including environmental and social dimensions. The purpose of this training exercise was to establish the following objectives aree to enhance comprehension and effectively employ the Business Model Canvas (BMC) in the process of business planning, to enhance proficiency in creating BMC as a means of managing business plans and to promote the adoption of BMC as a solution to the business planning challenges faced by entrepreneurial students. The implementation of community service (PkM) aims to foster international collaboration between lecturers and students from UNJ and UMS. It is expected to enhance understanding, knowledge, and make a constructive impact on the business planning and development of BMC with the business community.
Pertumbuhan Perbankan Syariah di Indonesia Ditinjau dari Pembiayaan, NPF, dan Kepadatan Penduduk Yuniarti, Puji
Jurnal Manajemen dan Perbankan (JUMPA) Vol 9 No 2 (2022): Jurnal Manajemen dan Perbankan (JUMPA)
Publisher : Sekolah Tinggi Ilmu Ekonomi Y.A.I - Jakarta - Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (208.824 KB) | DOI: 10.55963/jumpa.v9i2.442

Abstract

Sistem keuangan syariah di Indonesia mengalami peningkatan dengan berhasil masuk jajaran 10 besar terbaik dunia. Pertumbuhan perbankan syariah di Indonesia semakin menunjukkan perkembangan dan peningkatan setiap tahunnya. Hal ini ditandai dengan perekonomian perbankan syariah yang relatif lebih stabil dibandingkan dengan perbankan konvensional dalam menghadapi kejutan baik dari internal maupun eksternal. Pada masa pandemi covid-19 saat ini, pemerintah mengharapkan peran dan kontribusi perbankan syariah dalam Program Pemulihan Ekonomi Nasional (PEN) mampu membantu masyarakat, selain kesehatan juga pemulihan ekonominya. Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi pertumbuhan perbankan syariah dari 33 provinsi di Indonesia, pada masa pandemi covid-19. Jenis penelitian ini merupakan penelitian deskriptif kuantitatif. Metode pengumpulan data menggunakan data sekunder yang berasal dari data publikasi Otoritas Jasa Keuangan Indonesia dan Badan Pusat Statistik. Variabel-variabel yang digunakan meliputi pembiayaan (X1), nonperforming financing/NPF (X2), kepadatan penduduk (X3), dan pertumbuhan perbankan syariah (Y). Analisis data menggunakan regresi berganda model ordinary least square (OLS) dengan tingkat signifikan 5%. Hasil dari penelitian menunjukkan bahwa variabel yang berpengaruh positif dan signifikan adalah pembiayaan (X1) dan kepadatan penduduk (X3), sedangkan NPF (X2) tidak memiliki pengaruh yang signifikan terhadap pertumbuhan perbankan syariah. Selanjutnya, variabel-variabel independen (pembiayaan, NPF, dan kepadatan penduduk) secara bersama-sama memberikan pengaruh sebesar 87,4% terhadap pertumbuhan perbankan syariah di Indonesia tahun 2020. The Islamic financial system in Indonesia has increased by entering the top five in the world. The growth of Islamic banking in Indonesia is increasingly showing development and improvement every year. This is in the Islamic banking economy which is relatively more stable than conventional banking in facing shocks both internally and externally. During the current Covid-19 pandemic, the government hopes that the role and contribution of Islamic banking in the National Economic Recovery Program (PEN) will be able to help people, apart from health as well as economic recovery. This study aims to look at the factors that influence the growth of Sharia banking from 33 provinces in Indonesia, during the Covid-19 pandemic. This type of research is quantitative research. The method of using data uses secondary data from the publication of data from the Indonesian Financial Services Authority and the Central Bureau of Statistics. The variables used include financing (X1), non-performing financing/NPF (X2), population (X3), and growth in Sharia banking (Y). Data analysis used multiple regression ordinary least square (OLS) model with a significant level of 5%. The results of the study indicate that the variables that have a positive and significant effect are financing (X1) and population (X3), while NPF (X2) does not have a significant effect on the growth of Islamic banking. Furthermore, the independent variables (financing, NPF, and population density) together have an influence of 87.4% on the growth of Islamic banking in Indonesia in 2020.
Pengaruh Inflasi dan Suku Bunga Terhadap Nilai Tukar Negara-Negara Regional ASEAN Lutfiansyah, Wisnu Jaya; Nikensari, Sri Indah; Yuniarti, Puji
AKSIOMA : Jurnal Sains Ekonomi dan Edukasi Vol. 2 No. 8 (2025): AKSIOMA : Jurnal Sains, Ekonomi dan Edukasi
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/aksioma.v2i8.1718

Abstract

The exchange rate is the amount of domestic currency that must be paid to obtain one unit of foreign currency. refers to the most recent changes in the exchange rate. Changes in exchange rates by many things such as inflation and interest rates are related to changes in the exchange rate of a country's currency. This study analyzes the influence of inflation and interest rates on the exchange rates of ASEAN regional countries. Data was taken from the period before and after the peak of the pandemic, namely from 2019-2024 to observe the short- to medium-term impact. The results of the study showed that inflation was found to have a negative relationship with the exchange rate, where an increase in domestic inflation led to currency depreciation. Meanwhile, interest rates show varying influences depending on each country's monetary policy. The study concludes that in the context of economic mapping in ASEAN regional countries over the past 5 years, policies that focus on managing and controlling inflation are more effective in maintaining exchange rate stability than adjusting interest rates.
Pengaruh Perilaku Keuangan terhadap Keputusan Investasi Cryptocurrency dengan Literasi Keuangan Sebagai Moderasi Muslim, Ma'ruf Muflihun; Hamidah, Hamidah; Yuniarti, Puji
J-CEKI : Jurnal Cendekia Ilmiah Vol. 4 No. 5: Agustus 2025
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v4i5.10823

Abstract

Investasi cryptocurrency berkembang pesat di Indonesia, namun pengambilan keputusan investor individu kerap dipengaruhi oleh bias psikologis seperti overconfidence, herding, dan disposition effect, terutama dengan tingkat literasi keuangan yang beragam. Penelitian ini bertujuan untuk menganalisis pengaruh bias psikologis terhadap keputusan investasi kripto, serta menguji peran literasi keuangan sebagai variabel moderasi. Pendekatan kuantitatif digunakan melalui survei online terhadap 210 anggota komunitas investor kripto di Telegram. Analisis dilakukan menggunakan Structural Equation Modeling (SEM) dengan bantuan SmartPLS. Hasil penelitian menunjukkan bahwa overconfidence, herding, dan disposition effect berpengaruh positif dan signifikan terhadap keputusan investasi. Namun, hanya literasi keuangan yang secara signifikan memoderasi hubungan antara disposition effect dan keputusan investasi. Artinya, literasi keuangan dapat mengurangi dampak disposition effect, namun belum mampu menetralkan pengaruh overconfidence dan herding. Penelitian ini memperkaya literatur tentang perilaku keuangan dalam konteks aset digital. Secara praktis, temuan ini menegaskan pentingnya kesadaran dan pemahaman finansial bagi investor kripto. Kebaruan penelitian ini terletak pada pengujian simultan tiga bias perilaku keuangan dengan literasi keuangan sebagai moderator dalam konteks investasi kripto di Indonesia, yang masih jarang diteliti.
Pengaruh Profitabilitas, Likuiditas dan Solvabilitas terhadap Nilai Perusahaan dengan Struktur Modal sebagai Variabel Moderasi pada Bank yang terdaftar di Bursa Efek Indonesia di Era Ketidakstabilan Ekonomi Global Periode 2020-2024 Fadhilah, Muhammad Lucky; Hamidah, Hamidah; Yuniarti, Puji
J-CEKI : Jurnal Cendekia Ilmiah Vol. 4 No. 5: Agustus 2025
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v4i5.11691

Abstract

Penelitian ini dilakukan untuk menganalisis pengaruh dari profitabilitas, likuiditas dan solvabilitas terhadap nilai perusahaan dengan struktur modal sebagai variabel moderasi pada sektor perbankan Indonesia di era ketidakstabilan ekonomi global pada tahun 2020-2024. Pengumpulan data menggunakan metode purposive sampling. Populasi penelitian adalah bank yang terdaftar di Bursa Efek Indonesia (BEI) dari 47 bank yang terdaftar hanya 43 bank yang digunakan untuk sampel penelitian. Analisis data menggunakan Moderated Regression Analysis (MRA). Hasil menunjukkan bahwa profitabilitas berpengaruh terhadap nilai perusahaan. Sedangkan likuiditas dan solvabilitas tidak berpengaruh terhadap nilai perusahaan. Struktur modal dapat memoderasi pengaruh profitabilitas terhadap nilai Perusahaan, Namun, Struktur modal tidak memoderasi pengaruh likuiditas dan solvabilitas terhadp nilai perusahaan. Penelitian ini diharapkan dapat memberikan gambaran terhadap kondisi keuangan perbankan ditengah ketidakstabilan ekonomi global.
PEMETAAN KEBUTUHAN DAN POTENSI DESA MEDALSARI DENGAN ANALISIS SWOT SEBAGAI DASAR PERENCANAAN PENGABDIAN MASYARAKAT Mursita, Rohmah Ageng; Asshidiqy, Ahmad Rifqy; Yuniarti, Puji; Nurmalinda, Rossa; Annur, Siti Ayu Jahrotun Nisa
COMMUNITY : Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 2 (2025)
Publisher : Pusat Pengembangan Pendidikan dan Penelitian Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51878/community.v5i2.7094

Abstract

ABSTRACT Medalsari Village, Pangkalan District, Karawang Regency, has great potential in social, economic, and cultural aspects that can be developed through community service based on real needs. The mapping identifies two main needs: child development education and strengthening creative economy through MSMEs. This program aims to enhance the capacity of village women in child care and household economic management, while also strengthening village self-reliance. The implementation method uses a participatory approach through stages of observation, interviews, Focus Group Discussions (FGD), training, mentoring and pre-test and post-test evaluation. Activities include parenting education (positive parenting, balanced nutrition, child development stimulation), MSME training (production based on local potential, business management, business legality through NIB, branding and packaging), and product exhibitions. A SWOT analysis was used to map strengths, weaknesses, opportunities, and threats, as well as to formulate sustainability strategies. The results show a significant increase in mothers' knowledge regarding child development, creative economic skills, and awareness of business legality. Village MSME products were successfully developed with more attractive branding and packaging, and promoted through local exhibitions. In addition, a need for higher education literacy was identified, particularly information on admission pathways and scholarships, to motivate mothers to encourage their children to pursue university studies. Overall, this community service program contributed to enhancing mothers’ capacity in child-rearing, creative economic empowerment, and awareness of higher education. The synergy of these three focuses is expected to create a holistic and sustainable community empowerment ecosystem in Medalsari Village, oriented toward improving quality of life and village self-reliance. ABSTRAK Desa Medalsari, Kecamatan Pangkalan, Kabupaten Karawang, memiliki potensi besar dalam aspek sosial, ekonomi, dan budaya yang dapat dikembangkan melalui pengabdian masyarakat berbasis kebutuhan riil. Pemetaan mengidentifikasi dua kebutuhan utama: edukasi tumbuh kembang anak dan penguatan ekonomi kreatif berbasis UMKM. Program ini bertujuan meningkatkan kapasitas ibu-ibu desa dalam pengasuhan anak dan pengelolaan ekonomi rumah tangga, sekaligus memperkuat kemandirian desa. Metode pelaksanaan menggunakan pendekatan partisipatif dengan tahapan observasi, wawancara, Focus Group Discussion (FGD), pelatihan, pendampingan, serta evaluasi pre-test dan post-test. Kegiatan meliputi edukasi parenting (pola asuh positif, gizi seimbang, stimulasi perkembangan anak), pelatihan UMKM (produksi berbasis potensi lokal, manajemen usaha, legalitas usaha melalui NIB, serta branding dan pengemasan), hingga pameran produk. Analisis SWOT digunakan untuk memetakan kekuatan, kelemahan, peluang, dan ancaman, sekaligus merumuskan strategi keberlanjutan. Hasil kegiatan menunjukkan adanya peningkatan signifikan pada pengetahuan ibu-ibu mengenai tumbuh kembang anak, keterampilan ekonomi kreatif, serta kesadaran pentingnya legalitas usaha. Produk UMKM desa berhasil dikembangkan dengan merek dan kemasan lebih menarik serta dipromosikan melalui pameran lokal. Selain itu, teridentifikasi kebutuhan literasi pendidikan tinggi, terutama informasi jalur masuk dan beasiswa, untuk memotivasi ibu-ibu mendorong anak melanjutkan studi ke perguruan tinggi. Secara keseluruhan, program pengabdian ini berkontribusi pada peningkatan kapasitas ibu-ibu dalam pengasuhan anak, pemberdayaan ekonomi kreatif, serta kesadaran pendidikan tinggi. Sinergi ketiga fokus tersebut diharapkan mampu membentuk ekosistem pemberdayaan masyarakat Desa Medalsari yang holistik, berkelanjutan, dan berorientasi pada peningkatan kualitas hidup serta kemandirian desa.
Co-Authors Annur, Siti Ayu Jahrotun Nisa Asshidiqy, Ahmad Rifqy Dara, Despinur Etty Gurendrawati, Etty Fadhilah, Muhammad Lucky Hamidah . Lestari, Fitra Dila Lutfiansyah, Wisnu Jaya Maulida, Ervina Muslim, Ma'ruf Muflihun Nurmalinda, Rossa Rohmah Ageng Mursita, Rohmah Ageng Sri Indah Nikensari Ulupui, IGKA Umi Widyastuti