Article Per Year (5 Year)
p-Index From 2021 - 2026
3.397
P-Index
This Author published in this journals
All Journal JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia Syntax Literate: Jurnal Ilmiah Indonesia Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Mozaic : Islam Nusantara Indonesian Journal of Islamic Economics and Business Jurnal Pengabdian kepada Masyarakat Desa (JPMD) Wisanggeni : Jurnal Pengabdian Masyarakat Mizania : Jurnal Ekonomi dan Akuntansi Journal of Accounting and Finance Journal of Aswaja and Islamic Economics Innovation Business Management and Accounting Journal
Asiroch Yulia Agustina
Universitas Nahdlatul Ulama Indonesia
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Library & Information Science Nursing Social Sciences Other

Published : 21 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 21 Documents
Search

 1   2   3 
THE RELATIONSHIP BETWEEN FINANCIAL LITERACY AND SAVINGS BEHAVIOR AMONG JAKARTA COLLEGE STUDENTS IN THE DIGITAL AGE: HUBUNGAN ANTARA LITERASI KEUANGAN DAN PERILAKU MENABUNG DI KALANGAN MAHASISWA JAKARTA PADA ERA DIGITAL Maghfirah Wadiah; Ahmad Faishal Zindan; Asiroch Yulia Agustina
JASIE Vol. 4 No. 2 (2025): DESEMBER
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/jse.v4i02.17200

Abstract

This study aims to examine the relationship between financial literacy and saving behavior among university students in Jakarta in the digital era. A quantitative associative approach was employed using purposive sampling technique, involving 60 active students from various universities in Jakarta who hold savings accounts or use digital financial products. Data were collected through a structured questionnaire distributed via Google Form and analyzed using descriptive statistics. The results show that students’ financial literacy is at a moderate to high level in conceptual aspects, such as distinguishing needs from wants, recording financial transactions, and recognizing online fraud. However, technical literacy particularly the ability to calculate interest and understand banking terminology remains relatively low. In terms of saving behavior, most students demonstrate a positive orientation toward saving, with clear goals and reasonable consistency. Conventional bank accounts remain the primary medium for saving, although the use of digital wallets is growing. There is strong evidence that financial literacy is positively correlated with saving behavior; students with higher financial literacy tend to save in a more planned, disciplined, and digitally adaptive manner. This study recommends integrating digital-based financial literacy education into university curricula to cultivate a financially literate younger generation.
Co-Authors Adrinoviarini, Adrinoviarini Ahmad Faishal Zindan Ahmad Faishal Zindan Ahsanul Minan Alfi Syahrin Aloys Budi Purnomo Awnurropiq Awnurropiq Awnurropiq, Awnurropiq Fadillah, Nurhadi Fahriansah Farid F. Saenong Fatchurrahman, M Habsyah Fitri Aryani Handy Fernandy Khairunnisa Khairunnisa Khairunnisa Khofifah, Nur Khoyriyah, Khoyriyah Larasati, Pipit Lubaba, Abu Maghfirah Wadiah Masfiatun Masfiatun Masfiatun Masfiatun Muhamad Rafli Muhammad Aras Prabowo Muhammad Ashlyzan bin Razik Muhammad Ashlyzan Razik Muhammad Rafli Nadilatumaymanah Nur Arfiyah Febriani Nur Khayin Muhdlor Nur Khayin Muhdlor Nur Khofifah Nurhadi Fadill Nurhusniati, Nurhusniati Rahmat Akbar Rofa Rohmawati Saputri, Pungky Lela Sintia Nur Afifah Siti Nur Hanifa Thasya Amalia Putri Yudi Yudiana Yudiana, Yudi