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Journal : Penamas: Journal of Community Service

Menuju keluarga mandiri dan sejahtera dengan pemahaman keuangan keluarga berbasis syariah Pravasanti, Yuwita Ariessa; Pratiwi, Desy Nur; Siarno, Si Islam; Siyamto, Yudi
Penamas: Journal of Community Service Vol. 5 No. 3 (2025): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/penamas.v5i3.2215

Abstract

Household financial management remains a significant challenge in achieving family welfare, particularly within rural communities. Limited knowledge and ineffective financial practices often lead to unsustainable spending patterns, a lack of savings, and vulnerability to debt. This community service program was conducted in Makamhaji Village, Kartasura, Sukoharjo, involving 38 participants, to enhance residents' understanding and skills in managing family finances in accordance with Islamic principles. The methods applied included participatory counselling, group discussions, and practical simulations of Islamic household budgeting, supported by a pre-test and post-test design to measure program effectiveness. The results demonstrated a significant overall improvement of 45.2% in participants’ financial literacy, particularly in preparing a Sharia-compliant household budget, understanding the concept of an emergency fund, managing income zakat, and avoiding riba in financial transactions. Participant reflections also indicated that participatory and practical simulation methods were highly effective in enhancing awareness and financial capability grounded in Islamic values.
Pengelolaan bank sampah melalui Simbah (Sistem Informasi Bank Sampah) guna meningkatkan akuntabilitas dan transparansi Pratiwi, Desy Nur; Pravasanti, Yuwita Ariessa; Dewi, Maya Widyana; Asadduluh, Asadduluh; Gustiani, Ike
Penamas: Journal of Community Service Vol. 5 No. 4 (2025): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/penamas.v5i4.2303

Abstract

The purpose of this community service activity is to improve the accountability and transparency of the Pagar Idum waste bank. This increase in accountability and transparency is through the Simbah application (waste bank information system). The method for implementing this community service activity starts with surveys and interviews on partner problems, socialization of accountability and transparency, and training on the use of the Simbah application. The participants in this activity were 60 active members of the waste bank. The results of this activity showed that partners experienced a 40% increase in understanding of accountability and transparency (before the activity, 45%; after the activity, 85%). Based on observations during the training on the Simbah application, 80% of partners were able to use it, although some participants still experienced difficulties.