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All Journal Jurnal Ilmiah Al-Syir'ah Kawanua International Journal of Multicultural Studies Qonun Jurnal Hukum Islam dan Perundang-Undangan Sanskara Hukum dan HAM The Easta Journal Law and Human Rights West Science Law and Human Rights West Science Interdisciplinary Studies West Science Islamic Studies Referensi Islamika: Jurnal Studi Islam
Suprijati Sarib
Institut Agama Islam Negeri Manado
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Pseudo-Consent in Indonesian Digital Commerce: Reframing Hurriyah at-Ta'aqud through Maqasid Systems Analysis Jamaludin Hasan; Suprijati Sarib; Radlyah Hasan Jan; Nurlaila Harun
Kawanua International Journal of Multicultural Studies Vol 6 No 2 (2025)
Publisher : State Islamic Institute of Manado (IAIN) Manado, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/kijms.v6i2.1874

Abstract

Indonesian e-commerce and fintech increasingly rely on clickwrap terms that convert consent into a procedural “I Agree”, creating pseudo-consent and widening power and information asymmetries. This article reframes hurriyah at-ta'aqud (freedom of contract) by testing whether digital assent satisfies ridha, bayan (clarity), and ikhtiyar (voluntariness) in a plural, multicultural marketplace. Using juridical-normative research and document analysis of standard clauses from Shopee, Tokopedia, and GoPay, the study applies Jasser Auda’s Maqasid Shariah systems approach (cognition, wholeness, openness) to evaluate substantive validity beyond formal compliance. Findings show recurring exoneration clauses that shift system, data, and delivery risks to users, embedding jahalah and gharar and conflicting with la darar (no-harm) and hifz al-mal (protection of wealth). The paper proposes a two-layer validity model procedural legality and maqasid-based fairness supported by indicators for invalidating harmful clauses and redesigning notice-and-choice interfaces. It recommends integrating amanah and shiddiq as enforceable governance standards, strengthening consumer remedies and regulatory oversight in Indonesia’s digital commerce.
Co-Authors Ahmad Arief Ahmad Labib Majdi Andi Muh. Taqiyuddin BN Andi Muh. Taqiyuddin BN Arief Fahmi Lubis Ayu Ruqayyah Yunus Ega Rusanti Feb Amni Hayati Gusniarjo Mokodompit Jamaludin Hasan Kalijunjung Hasibuan Koko Komaruddin, Koko Madiha Dzakiyyah Chairunnisa Madinah Mokobombang Magfira Mamonto Moh. Hidayatullah A.K Husein Moh. Rafiq Soleman Muh. Bambang Taufik Muhammad Muhammad Nenden Herawaty Suleman Nurlaila Harun Nursarah A. Conoras Radlyah Hasan Jan Rahmawati Muin Rai Iqsandri Sabil Mokodenseho Siti Madina Lantong Syarifuddin Zulfikri Darwis