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All Journal EKONOBIS (JURNAL EKONOMI DAN BISNIS) Jurnal Pengabdian Magister Pendidikan IPA Indonesia Berdaya Jurnal Abdimas Sangkabira JURNAL ILMIAH GLOBAL EDUCATION Jurnal Konstanta : Ekonomi Pembangunan Jurnal Oportunitas : Ekonomi Pembangunan Journal of Finance, Economics, and Business Jurnal Abdi Anjani Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah
MOH. HUZAINI, MOH.
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Praktik Gadai Lahan Dan Dampaknya Terhadap Kesejahteraan Al-Rahin Di Kecamatan Lingsar Kabupaten Lombok Barat Rois, Ihsan; Huzaini, Moh.; Satarudin, Sataraudin
Jurnal Ekonomi dan Bisnis Vol 3 No 1 (2017): Ekonobis - Jurnal Ekonomi dan Bisnis, Maret 2017
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ekonobis.v3i1.2

Abstract

This study aims to determine and analyze the factors that cause a person to pawn the land, how the implementation of mortgage, whether the practice of pawn is in accordance with Islamic law and how the level of welfare al-rahin in District Lingsar West Lombok regency. This study uses qualitative methods, because it examines the reality, phenomena or symptoms that are holistic / intact, complex, dynamic and full of meaning. Data collection techniques are carried out under natural conditions and carried out by means of observation, in-depth interviews and declarations of sound recording and photographs. The informant was set during the field using the snowball sampling technique. The data analysis used is qualitative analysis. The results of the research show that: 1. Most farmers practice land pledge due to financial limitations and partly caused by dishonest dishonesty and to obtain business capital; 2. The practice of pledge in Lingsar subdistrict is more characterized by custom which is a hereditary custom of its predecessors; 3. The practice of pledge of land in Lingsar District is in accordance with the harmonious and pawning conditions according to Islam, but judging from the utilization of collateral goods is not in accordance with the principle of pledge according to Islam, because it gives birth to injustice between al-rahin and al-murtahin; 4. Most of the givers (al-rahin) in Lingsar sub-district have not been prosperous from the perspective of Islam, and the rest have mendapartkan welfare in Islam, because it has fulfilled the needs of dharuriyyat and hajiyatnya
MESIN RAJANG TEMBAKAU SEBAGAI ALTERNATIF PENGOLAHAN PRODUKSI DAUN TEMBAKAU VIRGINIA DI DESA GAPURA LOMBOK TENGAH Jufri, Akhmad; Sahri, Sahri; Huzaini, Moh.; Wahyunadi, Wahyunadi; Ro’is, Ihsan
Jurnal Abdimas Sangkabira Vol. 4 No. 1 (2023): Jurnal Abdimas Sangkabira, Desember 2023
Publisher : Program Studi Diploma III Akuntansi Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdimassangkabira.v4i1.821

Abstract

Pengolahan produksi daun tembakau virginia di Desa Gapura dilakukan dengan cara pengovenan dan perajangan. Keberadaan oven sangat terbatas sehingga petani mengantre melakukan pengolahan produk tembakau mereka. Bahkan ada yang terlambat dioven sehingga kualitas produk tembakau kerosok yang dihasilkan rendah. Beberapa tahun terakhir terjadi peningkatan permintaan produk tembakau rajangan. Adanya fenomena ini dipandang penting untuk melakukan pengabdian kepada masyarakat terkait pengadaan mesin rajang sebagai alternatif oven dalam pengolahan produk daun tembakau virginia. Tujuan pengabdian untuk memberikan pengetahuan kepada petani untuk mengkaji kelayakan ekonomis pengadaan mesin rajang tembakau. Kegiatan pengabdian dilakukan dengan metode penyuluhan sekaligus  focus discussion group serta pendampingan. Hasil kegiatan pengabdian menunjukkan petani memahami perhitungan kelayakan ekonomis mesin rajang tembakau. Mesin rajang digunakan sebagai alternatif oven untuk mengolah produk tembakau hasil usaha taninya dan menerima upah merajang tembakau petani lain
PRAKTEK JUAL BELI BUAH SARIKAYA DAN PENGARUHNYA TERHADAP KESEJAHTERAAN PETANI DI LIHAT DARI PERSEPEKTIF ISLAM DI DESA PERIGI, KECAMATAN SUELA, KABUPATEN LOMBOK TIMUR humaini, eqi; Yasin, Muaidy; Huzaini, Moh.
Jurnal Konstanta Vol. 2 No. 1 (2023): Jurnal Konstanta : Ekonomi Pembangunan
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/konstanta.v2i1.531

Abstract

Jenis penelitian yang di gunakan dalam penelitian ini adalah penelitian lapangan (Filed Research) yang menggunakan pendekatan penelitian kualitatif bersifat deskriptif. Dalam mengumpulkan data menggunakan metode observasi, wawancara. Analisis data yang di gunakan adalah metode deduktif.Di tinjau dari persepektif Islam praktek jual beli buah sarikaya di Desa Perigi, Kecamatan Suela, Kabupaten Lombok Timur, belum sesuai dengan rukun dan syarat jual beli dalam islam. Dimana gharar dalam transaksi jual buah sarikaya tergolong ke gharar yang berat karna objek dalam transaksi jual beli borongan di desa perigi tidak dapat di manfaatkan pada saat akad, wujud belum keliatan semua dan tidak dapat di serahterimakan. Sehingga belum sesuai dengan syariat islam. Para petani telah mendapatkan kehidupan yang baik (hayyatan tayyibah). Namun Sebagaian petani belum mampu memenuhi kebutuhan dharuriyyat yaitu hifzun-din dan hifzun nafs.
Pelatihan Manajemen Keuangan Sederhana Bagi UMKM Hak, Muhamad Bai'ul; Akbar Hidayat, Ali; Fadlli, Muhammad Dzul; Huzaini, Moh.; Rahman, Azkia Rostiani; Dina Aulani; Widyatul Jannah; Syakira Hulwah Firmayanti
Jurnal Abdi Anjani Vol 2 No 1 (2024): Jurnal Abdi Anjani (JAA)
Publisher : Program Studi Pariwisata, Fakultas Ekonomi dan Bisnis,Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/anjani.v2i1.1115

Abstract

Pengabdian kepada masyarakat dilakukan kepada 20 (dua puluh) Usaha Mikro, Kecil, dan Menengah (UMKM) yang berasal dari Desa Sambik Elen, Kecamatan Bayan, Kabupaten Lombok Utara. Pengabdian dilakukan melalui skema Kerjasama dengan Yayasan Inspirasi dengan tema penguatan kapasistas UMKM. Tujuan dari kegiatan pengabdian ini yaitu memberikan pemahaman secara konsep dan praktek tentang manajemen keuangan sederhana bagi UMKM. Salah satu materi pelatihan adalah UMKM diberikan pengetahuan secara konsep dan praktek terkait manajemen keuangan sederhana. Pelatihan berlokasi di Kota Mataram dilakukan secara tatap muka selama  4 jam, terbagi menjadi 2 sesi yaitu 1 jam paparan mengenai  konsep dan 3 jam tutorial dan praktek. Selama kegiatan pelatihan, peserta mengikuti pelatihan secara serius. Kami memberikan pelatihan terkait bagaimana menyusun laporan sederhana bagi UMKM. Hal ini menjadi penting bagi UMKM dalam mengevaluasi perkembangan usaha mereka dari sudut pandang kinerja keuangan usaha. Dari hasil pelatihan, kami melakukan asesmen sederhana terkait pemahaman mereka. Sebanyak 14 peserta memiliki kemampuan sangat baik dalam memahami materi. Terdapat 4 peserta masih masih melakukan kesalahan ketika praktek menyusun laporan keuangan. Sedangkan 2 peserta memiliki kendala dalam memahami penyusunan keuangan sederhana. Namun, semua peserta sepakat bahwa menyusun laporan keuangan harus dilakukan oleh setiap usaha yang ingin berkembang dan mendapatkan modal dari perbankan.
Faktor- Faktor Yang Mempengaruhi MInat Nasabah Memilih Produk Gadai di BSI KCP Lombok Aikmel Syifa, Husnus Syifa; Busaini, Busaini; Huzaini, Moh.
Jurnal Oportunitas : Ekonomi Pembangunan Vol. 3 No. 2 (2024): Oportunitas, September 2024
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/oportunitas.v3i2.815

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh faktor lokasi, pelayanan, religiulitas dan promosi terhadap minat nasabah memilih produk gadai di BSI KCP Lombok Aikmel. Penelitian ini menggunakan analisis asosiatif dengan pendekatan kuantitatif. Teknik pengambilan sampel menggunakan NonProbability Sampling dengan teknik Accidental Sampling. Jumlah resonden pada penelitian ini adalah 100 responden. Pengumpulan data menggunakan kuesioner dan kemudian di olah menggunakan program SPSS. Hasil penelitian ini menunjukkan bahwa secara parsial lokasi, pelayanan dan religiulitas berpengaruh positif dan signifikan terhadap minat nasabah memilih produk gadai d BSI KCP Lombok Aikmel, sedangkan promosi tidak signfikan terhadap minat nasabah memilih produk gadai di BSI KCP Lombok Aikmel.
ANALISIS PERAN PEMBIAYAAN MURABAHAH DALAM PERKEMBANGAN USAHA NASABAH DI BMT PERMATA HIDAYATULLAH DESA LOYOK KECAMATAN SIKUR KABUPATEN LOMBOK TIMUR Sartika, Baiq Dewi; Busaini, Busaini; Huzaini, Moh.
Jurnal Oportunitas : Ekonomi Pembangunan Vol. 3 No. 2 (2024): Oportunitas, September 2024
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/oportunitas.v3i2.876

Abstract

Penelitian ini bertujuan untuk menganalisis praktik pelaksanaan pembiayaan murabahah dan peran pembiayaan murabahah dalam perkembangan usaha nasabah di BMT Permata Hidayatullah Desa Loyok Penelitian ini menggunakan metode pendekatan kualitatif deskriptif dengan pengumpulan data melalui observasi, wawancara dan dokumentasi. Berdasarkan hasil penelitian, disimpulkan bahwa 1) Pelaksanaan pembiayaan murabahah di BMT Permata Hidayatullah Desa Loyok dijalankan sudah sesuai dengan syariat islam dengan mengedepankan prinsip islam dan dengan mengikuti rukun dan syarat pembiayaan murabahah serta sesuai dengan Fatwa DSN No.04/DSN-MUI/IV/2000 terkait dengan ketentuan umum pembiayaan murabahah 2) Pembiayaan murabahah berperan dalam perkembangan usaha nasabah. Perkembangan usaha nasabah ditandai dengan terjadinya peningkatan pendapatan, peningkatan laba, dan peningkatan omzet dalam usaha nasabah BMT Permata Hidayatullah Desa Loyok Kecamatan Sikur.
Upah Tenaga Kerja pada Usahatani Padi Perspektif Islam di Kecamatan Pujut Kabupaten Lombok Tengah (Labor Wages in Rice Farming from an Islamic Perspective in Pujut District, Central Lombok Regency) Jufri, Akhmad; Hakim, Lukman; Huzaini, Moh.; Daeng, Akung
Indonesia Berdaya Vol 6, No 1 (2025)
Publisher : UKInstitute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47679/ib.20251008

Abstract

Penelitian ini bertujuan untuk menganalisis upah tenaga kerja pada usahatani padi perspektif ekonomi Islam di Kecamatan Pujut Kabupaten Lombok Tengah. Kajian penelitian berpokus pada implementasi kesepakatan kerja, besaran upah dan pemberian upah terhadap tenaga kerja (buruh tani) pada usahatani padi. Penelitian ini menggunakan pendekatan kualitatif dengan jenis penelitian deskriptif. Pengumpulan data penelitian melalui observasi dan wawancara mendalam (indepth interview). Informan ditentukan dengan teknik snowball sampling serta analisis data secara deskriptif. Kesimpulan penelitian  bahwa pengupahan tenaga kerja pada usahatani padi di kecamatan pujut kabupaten lombok tengah telah diimplementasikan sesuai syariat Islam, yaitu terdapatnya akad (kesepakatan) kerja tidak tetulis, pelaksanaan kerja sesuai akad, upah dibayar tepat waktu sesuai akad, serta adanya sikap ikhlas dan saling ridho (kerelaan) antara tenaga kerja dengan pemilik usahatani. Direkomendasi tenaga kerja pada usahatani padi dan petani pemilik usahatani untuk tetap amanah dan jujur dalam mengimplementasikan upah kerja sesuai syariat Islam.Abstract: This study aims to analyze labor wages in rice farming from an Islamic economic perspective in Pujut District, Central Lombok Regency. The research focuses on the implementation of work agreements, the amount of wages, and the payment of wages to laborers (farm workers) in rice farming. This research employs a qualitative approach with a descriptive research design. Data collection was conducted through observation and in-depth interviews. Informants were selected using snowball sampling, and data analysis was performed descriptively. The study concludes that labor wages in rice farming in Pujut District, Central Lombok Regency, have been implemented in accordance with Islamic law, as evidenced by the existence of an informal work agreement, the execution of work according to the agreement, timely wage payments as per the agreement, and a spirit of sincerity and mutual consent (willingness) between the laborers and the farm owners. It is recommended that laborers in rice farming and farm owners maintain trustworthiness and honesty in implementing wages according to Islamic law.
Minat Masyarakat Kota Mataram Berwakaf Uang: Sikap Sebagai Variabel Mediasi Hidayat, Ali Akbar; Huzaini, Moh.; Husni, Vici Handalusia; Hak, Muhamad Bai'ul; Fadlli, Muhammad Dzul
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 11 No. 2 (2024)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v11i2.15678

Abstract

This study aims to analyze the factors influencing the interest of society to cash waqf in Mataram City. This research uses a quantitative approach. The population of this study is unknown, so sampling uses a purposive sampling. The number of samples was 100 respondents taken based on the Lemeshow formula. The data used is primary data from the questionnaires. This study uses data analysis with the Structure Equation Model-Partial Least Square (SEM-PLS). The results showed that subjective norms have a positive but insignificant effect on the attitude to cash waqf. Religiosity and knowledge have a positive and significant effect on the attitude to cash waqf. Subjective norms and knowledge have a positive and significant effect on the interest in cash waqf. Religiosity and attitude have a positive but insignificant effect on interest in cash waqf. Subjective norms, religiosity and knowledge have a positive but insignificant effect on interest in cash waqf mediated by attitudes. The Adjusted R-Square value is 0.513 or 51.3 per cent, meaning that the variables of subjective norms, religiosity, knowledge and attitudes are able to explain the variation in the variable interest in waqf money by 51.3 percent which is classified as a moderate model.
Farm Labour Wages in Tobacco Farming From an Islamic Perspective in Pujut District, Central Lombok Regency Jufri, Akhmad; Sahri, Sahri; Huzaini, Moh.; Ismiwati, Baiq
Jurnal Ilmiah Global Education Vol. 6 No. 2 (2025): JURNAL ILMIAH GLOBAL EDUCATION, Volume 6 Nomor 2
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/jige.v6i2.3704

Abstract

This study aims to analyze farm labourers' wages in tobacco farming from an Islamic economic perspective in Pujut District, Central Lombok Regency. The research study focuses on implementing work agreements, the amount of wages, and the provision of wages to farm labourers in tobacco farming. This study uses a qualitative approach with a descriptive research type. Data collection was carried out through observation and in-depth interviews. Informants were determined using the snowball sampling technique and descriptive data analysis. The study concludes that labour wages in rice farming in Pujut District, Central Lombok Regency, have been implemented following Islamic law, namely the existence of an unwritten work agreement (agreement), work implementation according to the agreement, wages are paid on time according to the agreement, and there is an attitude of mutual assistance (ta'awun), sincerity, mutual consent (antaradin) and mutual consent (willingness) between workers and farm owners. It is recommended that workers in rice farming and tobacco farmers remain trustworthy and honest in implementing wages according to Islamic law as part of carrying out worship
BUSINESS ETHICHS OF MUSLIM TRADERS FROM AN ISLAMIC PERSPECTIVE AND ITS IMPACT ON THE WELFARE OF MUSLIM TRADERS IN THE TRADITIONAL MARKET OF MOTONG, UTAN SUB-DISTRICT, SUMBAWA DISTRICT SAFITRI, RIZA ANGGRAINI; Huzaini, Moh.; Jufri, Akhad
Journal of Finance, Economics and Business Vol. 4 No. 1 (2025): Journal of Finance, Economics, and Business (JFEB), 2025
Publisher : Laboratorium Riset Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59827/jfeb.v4i1.257

Abstract

This study aims to determine the types of goods traded by traders and analyze the business ethics of traders and analyze the level of welfare of Muslim traders in Motong Market, Utan District, Sumbawa Regency. This research uses a descriptive qualitative approach. The type of research used is field research. Data collection techniques used are interviews, observation, and documentation. Determination of informants using purposive and snow ball. The conclusions of this study are: There are five groups of goods traded, namely agricultural products, home industry, fishery products, basic necessities and various types of snacks; Most traders have applied Islamic business ethics, such as being tauhid, honest, and transparent, not using false oaths, being lenient and generous, building good relationships and setting prices transparently. Two did not apply Islamic business ethics, such as being dishonest in selling, selling goods that are not of good quality; Most traders have obtained good welfare (hayaatan tayyibah) and have been qana'ah. Despite living in simplicity, they are already included in a prosperous family, because they have been able to fulfill their dharuriyat and hajiyat needs. Only one person has not because he has not been able to fulfill the needs of Hifdzu Diin, namely neglecting to perform the five daily prayers. Keywords: Islamic Business Ethics, Traders, Islamic Welfare This study aims to determine the types of goods traded by traders and analyze the business ethics of traders and analyze the level of welfare of Muslim traders in Motong Market, Utan District, Sumbawa Regency. This research uses a descriptive qualitative approach. The type of research used is field research. Data collection techniques used are interviews, observation, and documentation. Determination of informants using purposive and snow ball. The conclusions of this study are: There are five groups of goods traded, namely agricultural products, home industry, fishery products, basic necessities and various types of snacks; Most traders have applied Islamic business ethics, such as being tauhid, honest, and transparent, not using false oaths, being lenient and generous, building good relationships and setting prices transparently. Two did not apply Islamic business ethics, such as being dishonest in selling, selling goods that are not of good quality; Most traders have obtained good welfare (hayaatan tayyibah) and have been qana'ah. Despite living in simplicity, they are already included in a prosperous family, because they have been able to fulfill their dharuriyat and hajiyat needs. Only one person has not because he has not been able to fulfill the needs of Hifdzu Diin, namely neglecting to perform the five daily prayers.Keywords: Islamic Business Ethics, Traders, Islamic Welfare
Co-Authors AHMAD HULAIMI, AHMAD Akbar Hidayat, Ali Akhmad Jufri Akung Daeng B. Busaini, B. Baiq Ismiwati Dina Aulani Eliza, Nova Hak, Muhamad Bai'ul Hidayat, Ali Akbar humaini, eqi Husni, Vici Handalusia Ihsan Rois Istiqomah, Santun Jufri, Akhad Lukman Hakim MUAIDY YASIN, MUAIDY Muhammad Dzul Fadlli NURFITRI HIDAYANTI, NURFITRI Rahman, Azkia Rostiani Ro'is, Ihsan Ro’is, Ihsan Safitri, Riza Anggraini Sahri Sahri Sahri Sartika, Baiq Dewi Satarudin Syakira Hulwah Firmayanti Syifa, Husnus Syifa wahyunadi Wahyunadi, Wahyunadi Widyatul Jannah