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BUSINESS ETHICHS OF MUSLIM TRADERS FROM AN ISLAMIC PERSPECTIVE AND ITS IMPACT ON THE WELFARE OF MUSLIM TRADERS IN THE TRADITIONAL MARKET OF MOTONG, UTAN SUB-DISTRICT, SUMBAWA DISTRICT SAFITRI, RIZA ANGGRAINI; Huzaini, Moh.; Jufri, Akhad
Journal of Finance, Economics and Business Vol. 4 No. 1 (2025): Journal of Finance, Economics, and Business (JFEB), 2025
Publisher : Laboratorium Riset Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59827/jfeb.v4i1.257

Abstract

This study aims to determine the types of goods traded by traders and analyze the business ethics of traders and analyze the level of welfare of Muslim traders in Motong Market, Utan District, Sumbawa Regency. This research uses a descriptive qualitative approach. The type of research used is field research. Data collection techniques used are interviews, observation, and documentation. Determination of informants using purposive and snow ball. The conclusions of this study are: There are five groups of goods traded, namely agricultural products, home industry, fishery products, basic necessities and various types of snacks; Most traders have applied Islamic business ethics, such as being tauhid, honest, and transparent, not using false oaths, being lenient and generous, building good relationships and setting prices transparently. Two did not apply Islamic business ethics, such as being dishonest in selling, selling goods that are not of good quality; Most traders have obtained good welfare (hayaatan tayyibah) and have been qana'ah. Despite living in simplicity, they are already included in a prosperous family, because they have been able to fulfill their dharuriyat and hajiyat needs. Only one person has not because he has not been able to fulfill the needs of Hifdzu Diin, namely neglecting to perform the five daily prayers. Keywords: Islamic Business Ethics, Traders, Islamic Welfare This study aims to determine the types of goods traded by traders and analyze the business ethics of traders and analyze the level of welfare of Muslim traders in Motong Market, Utan District, Sumbawa Regency. This research uses a descriptive qualitative approach. The type of research used is field research. Data collection techniques used are interviews, observation, and documentation. Determination of informants using purposive and snow ball. The conclusions of this study are: There are five groups of goods traded, namely agricultural products, home industry, fishery products, basic necessities and various types of snacks; Most traders have applied Islamic business ethics, such as being tauhid, honest, and transparent, not using false oaths, being lenient and generous, building good relationships and setting prices transparently. Two did not apply Islamic business ethics, such as being dishonest in selling, selling goods that are not of good quality; Most traders have obtained good welfare (hayaatan tayyibah) and have been qana'ah. Despite living in simplicity, they are already included in a prosperous family, because they have been able to fulfill their dharuriyat and hajiyat needs. Only one person has not because he has not been able to fulfill the needs of Hifdzu Diin, namely neglecting to perform the five daily prayers.Keywords: Islamic Business Ethics, Traders, Islamic Welfare
Keputusan Pengolahan Produksi Daun Tembakau Virginia Di Desa Gapura Kecamatan Pujut Lombok Tengah Jufri, Akhmad; Sahri; Huzaini, Moh.; Wahyunadi
Jurnal Pengabdian Magister Pendidikan IPA Vol 7 No 3 (2024): Juli - September
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jpmpi.v7i3.9044

Abstract

Pengolahan produksi daun tembakau virginia di Desa Gapura Kecamatan Pujut Kabupaten Lombok Tengah sebagian besar dilakukan dengan cara pengovenan dan hanya sedikit dilakukan dengan cara perajangan. Beberapa tahun terakhir ini terjadi peningkatan permintaan produk tembakau rajangan sehingga banyak petani tembakau yang mengolah produksi daun tembakaunya dengan cara perajangan. Adanya fenomena ini dipandang penting untuk melakukan pengabdian kepada masyarakat terkait keputusan pengolahan produksi daun tembakau virginia. Tujuan pengabdian untuk memberikan pemahaman kepada petani dalam mengambil keputusan pengolahan daun tembakau virginia dengan cara pengovenan atau perajangan. Kegiatan Pengabdian dilakukan dengan metode penyuluhan sekaligus FDG (focus discussion group) diantara petani tembakau virginia, mitra serta staf desa gapura. Hasil kegiatan pengabdian menunjukkan bahwa petani tembakau memahami dengan baik berbagai aspek yang dipertimbangkan dalam mengambil keputusan mengolah produk daun tembakau dengan cara pengovenan atau perajang serta memahami perbandingan biaya dan pendapatan ekonomis yang diperoleh dari pemilihan keputusan cara pengolahan yang digunakan. Hasil pemantauan diketahui sebagian petani mengolah produksi daun tembakau virginia dengan cara perajangan karena perajangan dipandang lebih peraktis dan sedikit menggunakan tenaga kerja.
Analisis Sistem Upah Tenaga Kerja dalam Perspektif Ekonomi Islam pada Usaha Kuliner di Desa Kuta Kabupaten Lombok Tengah Eliza, Nova; Jufri, Akhmad; Huzaini, Moh.
Indonesia Berdaya Vol 4, No 4 (2023)
Publisher : UKInstitute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47679/ib.2023610

Abstract

Tujuan dari penelitian ini untuk menganalisis sistem pengupahan secara islami pada pekerja usaha restauran di Desa Kuta Kabupaten Lombok Tengah. Jenis penelitian ini adalah penelitian deskriptif dengan pendekatan kualitatif. Teknik pengumpulan data dilakukan dengan observasi partisipatif, wawancara mendalam dan dokumentasi. Informan penelitian ini adalah pekerja usaha restauran melalui teknik “purposive” dan “snowball”. Analisis data meliputi reduksi data, penyajian data, dan penarikan kesimpulan. Penelitian ini menyimpulkan bahwa sistem pengupahan pada pekerja usaha restauran di Desa Kuta telah sesuai dengan sistem pengupahan secara islami yang di tunjukan kepada semua pekerja usaha kuliner di Desa Kuta melakukan perjanjian untuk menyepakati besaran upah sebelum melakukan pekerjaan di restauran tempat mereka bekerja dan upah mereka dibayar sesuai perjanjian tepat waktu dan pekerja merasa upah yang diberikan sesuai dengan apa yang ia kerjakan.
Minat Masyarakat Kota Mataram Berwakaf Uang Yang Dimoderasi Oleh Religiusitas Hidayat, Ali Akbar; Huzaini, Moh.; Ro'is, Ihsan
Jurnal Ilmiah Global Education Vol. 5 No. 1 (2024): JURNAL ILMIAH GLOBAL EDUCATION, Volume 5 Nomor 1, Maret 2024
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/jige.v5i1.2512

Abstract

Waqf is one part of Islamic philanthropic instruments that can be used to support the economy. This research aims to analyze the factors that influence the interest of the people of Mataram city in cash waqf. This research is quantitative research with an associative approach. The data collection method uses a non-probability sampling with a purposive sampling approach. The research population is unknown, so sampling used the Lemeshow formula with a sample size of 130 respondents. The data used in this research is primary data taken using a questionnaire. This research uses data analysis tools with the Structure Equation Model (SEM) with the help of SmartPLS 3.0 software. The results of his research show that trust and subjective norms have a positive and significant effect on the interest of the people of Mataram city in giving cash waqf, while knowledge has no effect on the interest of the people of Mataram city in giving cash waqf. Meanwhile, trust, subjective norms and knowledge which are moderated by religiosity have no effect on the interest in cash waqf from the people of Mataram city.
ONLINE SELLING AND BUYING USING THE PAYLATER FEATURE ON THE SHOPEE APPLICATION FROM AN ISLAMIC Istiqomah, Santun; Huzaini, Moh.; Jufri, Akhmad
Journal of Finance, Economics and Business Vol. 4 No. 2 (2025): Journal of Finance, Economics, and Business (JFEB), 2025
Publisher : Laboratorium Riset Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59827/jfeb.v4i2.278

Abstract

This study aims to analyze the use of Shopee PayLater service and review its suitability with Islamic law, as well as evaluate the extent to which students of the Faculty of Economics and Business, University of Mataram understand the concept of Shopee PayLater in accordance with sharia principles. The research method used is a qualitative approach with data collection techniques through interviews, observation, and documentation to several students who use the service. The results showed that the buying and selling system using Shopee PayLater was considered not in accordance with the provisions in Islamic law. Although it has fulfilled the elements of the pillars and conditions in the qardh contract, in practice this service contains elements of usury, both qardh usury in the form of additional loans, as well as nasi'ah usury in the form of late fees that are quite high and burdensome for consumers, thus making the contract haram in shari'i. In addition, there are still many students who do not deeply understand Islamic law related to digital financial transactions such as Shopee PayLater. In fact, some who are aware of the element of usury still choose to use it to fulfill their urgent needs. Keywords: Online Selling and Buying, Shopee PayLater, Riba, Qardh, Islamic Law