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All Journal Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies IQTISHADIA Walisongo: Jurnal Penelitian Sosial Keagamaan Falah : Jurnal Ekonomi Syariah Tazkia Islamic Finance and Business Review Al-Muzara'ah Jurnal Ekonomi & Keuangan Islam Iqtishoduna: Jurnal Ekonomi Islam El-Barka: Journal of Islamic Economics and Business Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Jurnal Pusat Inovasi Masyarakat Halal Studies and Society
Tita Nursyamsiah, Tita
Departement Of Islamic Economics, Faculty Of Economic And Management, Institut Pertanian Bogor
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Economics, Econometrics & Finance Education Social Sciences Other

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Journal : IQTISHADIA

 1 
APLIKASI MODEL BISNIS MICROBANKING SYARIAH DI INDONESIA Effendi, Jaenal; Baga, Lukman Mohammad; Beik, Irfan Syauqi; Nursyamsiah, Tita
IQTISHADIA Vol 10, No 2 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i2.2241

Abstract

Microbanking is generally defined as a broad set of financial services to meet the needs of the poor and small enterprises. However, mirobanking that have been well-designed might not have a positive impact on the poorest unless it particularly obtains to reach them through proper business model. On the other hand, Indonesia lists as the largest Moslem community in the world.  Hence, microbanking that are ruled under sharia regulation namely Islamic microbanking hopefully enable to support the development program particularly to the poor and SMEs in Indonesia. Therefore, the study of practices Islamic microbanking business model should be conducted in order to design the strategy of development, particularly on financial inclusion program. This study used qualitative analysis through a process of discussion, focus group discussion (FGD), in-depth interviews and literature review in order to gain information from primary and secondary sources as well as a comparative study of business models of Islamic microfinance in Indonesia.
APLIKASI MODEL BISNIS MICROBANKING SYARIAH DI INDONESIA Jaenal Effendi; Lukman Mohammad Baga; Irfan Syauqi Beik; Tita Nursyamsiah
IQTISHADIA Vol 10, No 2 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i2.2241

Abstract

Microbanking is generally defined as a broad set of financial services to meet the needs of the poor and small enterprises. However, mirobanking that have been well-designed might not have a positive impact on the poorest unless it particularly obtains to reach them through proper business model. On the other hand, Indonesia lists as the largest Moslem community in the world.  Hence, microbanking that are ruled under sharia regulation namely Islamic microbanking hopefully enable to support the development program particularly to the poor and SMEs in Indonesia. Therefore, the study of practices Islamic microbanking business model should be conducted in order to design the strategy of development, particularly on financial inclusion program. This study used qualitative analysis through a process of discussion, focus group discussion (FGD), in-depth interviews and literature review in order to gain information from primary and secondary sources as well as a comparative study of business models of Islamic microfinance in Indonesia.
Green Sukuk Development Strategy in Indonesia: ANP-SWOT Approach Alhaq, Khairanisa; Nursyamsiah, Tita; Muthohharoh, Marhamah
IQTISHADIA Vol 16, No 1 (2023): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v16i1.16312

Abstract

Green sukuk are State Sharia Securities (SBSN) that put forward the concept of financing programs for environmentally friendly projects. However, since the issuance of this instrument, the number of green sukuk is still small compared to other SBSNs. This study aims to identify strengths, weaknesses, opportunities, threats, and solutions and develop strategies for developing green sukuk in Indonesia. The Analytic Network Process with a SWOT (Strength-Weakness-Opportunity-Threat) network structure is used. Respondents in the study amounted to five experts, consisting of academics, regulators, and practitioners. The results show that opportunities are a top priority in supporting the development of green sukuk. The most influential variables of strengths, weaknesses, opportunities, and threats are green sukuk which impacts reducing greenhouse emissions and preserving the environment. The number and types of funded projects are limited, increasing public awareness of environmentally friendly sustainable lifestyle trends and reputational risks. The priority strategy for developing green sukuk in Indonesia is increasing awareness of the issue of climate change.
Co-Authors AGENG PRASETYO Alhaq, Khairanisa Alifah Fidela Ananda Diah Oktaviani Anisa Dwi Utami Annisa, Nadya Nur Aprinaldi Pratama Busaid Fadhila Meithasari Nurtjahjo Fathyah Isnaini Hasanah, Qoriatul Irfan Syauqi Beik JAENAL EFFENDI Khairanisa Alhaq Khalifah Muhamad Ali Lukman M Baga Lukman M. Baga Lydia Edgina Mahanani, Yekti Marhamah Muthohharoh Maudy Susanti Mayang Indi Genousa Mohammad Iqbal Irfany Muthohharoh, Marhamah Nasyafira, Hanifah Zahra Neneng Hasanah Nurlaila Mahdiah Qoriatul Hasanah R. Sapto Hendri Boedi Soesatyo Rahmat Yanuar Ranti Wiliasih Rofifah, Safirah Rosadi, Chodijah Puteri Shinta Marbella Christine Syahida Rohmah, Naila Thiarany, Usy Thuba Jazil Thuba Jazil Tilova, Tari Yulia Usy Thiarany Valyanisa Byzzanthi Yekti Mahanani