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ANALISIS SOSIOLOGI DAN ANTROPOLOGI HUKUM EKONOMI SYARIAH PADA PUTUSAN SENGKETA MURABAHAH DI PENGADILAN AGAMA KOTA CIREBON (Perkara Nomor 1/ Pdt.G.S/2020/Pa.Cn) Fadli Daud Abdullah; Tajul Arifin; Abdal
Strata Law Review Vol. 1 No. 2 (2023): September
Publisher : CV. Strata Persada Academia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59631/slr.v1i2.94

Abstract

This research explores the settlement of Murabahah disputes through sociological and anthropological studies of Islamic economic law. The focal point of this analysis is Case Number 1/Pdt.G.S/2020/Pa.Cn, which is a lawsuit related to the Murabahah transaction heard at the Cirebon Religious Court. This study utilized qualitative research methods, which were collected through secondary data. The result of this study is that the decision-making process in resolving Murabahah disputes at the Cirebon Religious Court significantly reflects the socio-anthropological dimensions of Islamic economic law. This includes recognizing the social and economic impacts of sharia transactions, particularly the large material losses resulting from defaults. This underscores the importance of Sharia norms, ethical considerations in transactions, and social responsibility in ensuring fairness in the Sharia economy. In addition, it recognizes the challenges faced in reaching solutions within the framework of Sharia economics and emphasizes the importance of collaboration among the parties involved in the process. Ultimately, the implications of this judgment highlight how social and cultural elements in Sharia-compliant societies influence economic transactions and provide a comprehensive understanding of the dynamics of Sharia economic law in a practical context and its implications for case resolution in Religious Courts.
ANALISIS PERDAGANGAN INTERNASIONAL MELALUI MODEL POLITIK HECKSCHER-OHLIN TERHADAP KEPENTINGAN EKONOMI NASIONAL PESPEKTIF HUKUM EKONOMI ISLAM Fadli Daud Abdullah; Chaerul Saleh; Fauzan Ali Rasyid; Doli Witro
Al Ushuliy: Jurnal Mahasiswa Syariah dan Hukum Vol 2, No 2 (2023)
Publisher : UIN Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/alushuliy.v2i2.11483

Abstract

This research analyzes international trade through the Heckscher-Ohlin political model towards national economic interests from an Islamic economic law perspective. This research uses qualitative methods with a text analysis approach. The data used is secondary, regarding the relationship between international trade, economic policy and national economic welfare. The research results show that the Heckscher-Ohlin (HO) theory is the main basis for studying the economics of international trade. This theory emphasizes differences in the scarcity of production factors between countries as the main factor influencing trade patterns. The main production factors in this theory are labor and capital. This difference in the scarcity of production factors encourages specialization in production, which helps increase the efficiency of resource allocation. Comparative advantage is basic in HO theory, where countries focus on producing goods they are able to produce at lower costs. This analysis also carries the HO Theory with Islamic economic law, which emphasizes the fairness of wealth distribution, business ethics, integrity, social welfare, balance and social justice, as well as individual moral responsibility in international trade. By combining these two approaches, international trade can provide sustainable economic and social benefits and is in accordance with Islamic ethical values.
SISTEM MARKETING RENTENIR: SKEMA BARU PERLUASAN JANGKAUAN PERBANKAN SYARIAH Muhamad Izazi Nurjaman; Fadli Daud Abdullah
Gunung Djati Conference Series Vol. 42 (2024): Seminar Nasional Ekonomi dan Bisnis Islam
Publisher : UIN Sunan Gunung Djati Bandung

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Abstract

Penelitian ini bertujuan untuk menganalisis sistem marketing rentenir yang dapat menjadi skema baru perluasan jangkauan perbankan syariah. Adapun penelitian ini termasuk penelitian pustaka dengan metode penelitian deskriptif analisis. Teknik analisis data dilakukan dengan tiga tahapan yaitu reduksi data, sajian data dan kesimpulan. Hasil penelitian ini mengungkapkan bahwa keberhasilan marketing rentenir yang mampu menjangkau masyarakat pedesaan dalam menikmati layanan keuangan dapat diadopsi oleh bank syariah untuk berperan aktif di tengah-tengah masyarakat. Adapun untuk mewujudkan hal itu bank syariah dapat mendirikan pusat layanan (kantor cabang) di lokasi strategis, mengadopsi fleksibilitas dan kemudahan persyaratan peminjaman yang menjadi daya tarik dari rentenir serta merancang inovasi produk yang memberikan manfaat dan kemaslahatan bagi masyarakat pedesaan. Selain itu juga, bank syariah dapat melakukan edukasi dan pelatihan terkait produk perbankan syariah dalam rangka meningkatkan literasi keuangan syariah bagi masyarakat.
MOSQUE-BASED ISLAMIC FINANCIAL INNOVATION TO IMPROVE THE WELFARE OF VILLAGE COMMUNITIES Akmal Khairi; Fadli Daud Abdullah; Anas Bayan Mubarok
Gunung Djati Conference Series Vol. 56 (2025): Seminar Nasional Ekonomi dan Bisnis Islam
Publisher : UIN Sunan Gunung Djati Bandung

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Abstract

This study aims to examine the role of mosque-based Islamic financial innovation in improving the welfare of rural communities. The method used in this study is qualitative with a literature study approach. Data sources were obtained from various literature such as books, scientific journals, articles, and official documents relevant to the research theme. Data analysis techniques were carried out in three stages, namely data reduction, data presentation, and drawing conclusions. The results of the study indicate that mosques have strategic potential as community-based economic centers because of their social and emotional closeness to rural communities. Through the management of zakat, infaq, sedekah, and waqf (ZISWAF) funds, as well as the implementation of sharia contracts such as qardhul hasan, murabahah, and musyarakah, mosques can become inclusive and usury-free Islamic microfinance institutions. This innovation is able to provide access to financing for small business actors, farmers, housewives, and poor rural communities, thereby encouraging local economic growth. In addition, the presence of mosques as financial centers also strengthens social solidarity, increases sharia financial literacy, and expands community participation in productive activities. By strengthening management, utilizing technology, as well as regulatory support and collaboration with Islamic financial institutions, mosques can become agents of significant socio-economic transformation in realizing sustainable and equitable village welfare.
A CONTEMPORARY ISLAMIC LEGAL REVIEW OF MUḌĀRABAH CONTRACTS BASED ON THE DSN-MUI FATWA Hamdan Fathurrahman; Nofrianto; Yuke Rahmawati; Fadli Daud Abdullah; Syahid Mujahid Wiwaha
al-Mawarid Jurnal Syariah dan Hukum (JSYH) Vol. 7 No. 2 (2025): al-Mawarid Jurnal Syariah dan Hukum (JSYH)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/mawarid.vol7.iss2.art8

Abstract

Purpose: This study aims to review the muḍārabah contract from a contemporary Islamic legal perspective, particularly through the fatwas of the National Sharia Council (DSN-MUI), given its strategic role in Islamic financing practices in Indonesia. This study aims to analyze the development of the muḍārabah concept from a classical fiqh understanding to a more contextual and systematic regulation, as outlined in the DSN-MUI fatwas. Method - This study uses a qualitative research method with a normative-juridical approach, analyzing classical fiqh texts, contemporary literature, and DSN-MUI fatwas related to muḍārabah. Findings - The research findings show that although the basic concept of muḍārabah in Islamic jurisprudence emphasizes the principle of profit-sharing and full responsibility for losses on the part of the owner of the capital, the National Sharia Council (DSN-MUI) has developed it through more systematic regulations, such as recognizing legal entities as parties to the contract, guarantee mechanisms under certain conditions, and adapting muḍārabah to modern financial instruments such as sukuk, convertible bonds, and Islamic insurance. Research Contribution–This study provides a comprehensive understanding of the transformation of the muḍārabah contract from a classical concept to the context of Indonesian Islamic economic law. The limitation of this research lies in its limited focus on DSN-MUI fatwas without exploring their practical implementation in Islamic financial institutions. Originality: This study’s originality lies in its attempt to critically connect classical fiqh studies with contemporary fatwas, thereby enriching Islamic legal discourse in responding to modern challenges.
Contemporary Challenges for Sharia Financial Institutions to Increase Competitiveness and Product Innovation Perspective of Sharia Economic Law: Evidence in Indonesia Fadli Daud Abdullah; Doli Witro; Misbahul Munir Makka; Muhamad Sadi Is; Syahid Mujahid Wiwaha
MILRev: Metro Islamic Law Review Vol. 3 No. 2 (2024): MILRev: Metro Islamic Law Review
Publisher : Faculty of Sharia, IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/milrev.v3i2.9202

Abstract

Globalisation and technological advancement present contemporary challenges for Indonesia's Sharia Financial Institutions (LKS) in maintaining competitiveness and innovating. This study examines these challenges, including the acceleration of financial technology (fintech), regulatory changes, and rising consumer expectations for inclusive and efficient services. LKS is required to continuously innovate and create products that meet the needs of a dynamic market while still following the principles of Sharia economic law. This research discusses how LKS integrates fintech and Islamic financial technology in their operations. This research uses a qualitative method with a descriptive-analytical approach. Data were collected through a literature study and document analysis related to government regulations and policies regarding Sharia Financial Institutions. The literature study and document analysis also included laws and regulations related to Islamic finance, Islamic economic law regulations, academic articles (journals), and books that discuss product innovation and competitiveness challenges of Sharia Financial Institutions. This study found that regulations such as the Financial Services Authority Regulation (POJK) and the fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) provide a legal basis to support such innovation. However, LKS still faces challenges such as competition with conventional financial institutions, regulatory changes, and technological disruption. To remain competitive, LKS must adjust innovations such as Sharia fintech and crowdfunding following Sharia principles. In addition, public education on Sharia products is also important to increase financial inclusion. Through innovations such as factoring, bespoke financing, and solutions for online businesses, LKS can improve efficiency and empower small businesses while contributing to sustainable economic growth.
Pendidikan Islam di Era Society 5.0: Perspektif Nurcholish Madjid dalam Dinamika Kontemporer Adam Hasyim; M. Mahbub AI Basyari, Ernawati, Amir Syaripudin, Neli Puswanti, Fadli Daud Abdullah
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 02 (2025): Volume 10 No. 02 Juni 2025 In Build
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i02.25900

Abstract

Era Society 5.0 membawa perubahan drastis dalam dunia pendidikan, termasuk pendidikan Islam yang dihadapkan pada tantangan mengintegrasikan teknologi berbasis Artificial Intelligence (AI) dan Internet of Things (IoT). Namun, hambatan seperti keterbatasan infrastruktur, kurangnya kesiapan tenaga pendidik, dan resistensi terhadap perubahan masih menjadi kendala utama. Pemikiran Nurcholish Madjid menawarkan pendekatan yang relevan, dengan menekankan pentingnya nilai-nilai inklusivitas, pluralisme, dan humanisme dalam pendidikan Islam. Perspektif ini tidak hanya mendorong penguatan moralitas dan spiritualitas tetapi juga beradaptasi terhadap kebutuhan zaman melalui inovasi berbasis teknologi. Dalam penulisan ini menggunakan Metode penelitian library research atau studi kepustakaan yang update dan relevan, adalah metode penelitian yang dilakukan dengan mengumpulkan dan menganalisis data dari berbagai sumber literatur yang relevan. Penelitian ini juga memperhatikan pentingnya pengembangan kurikulum pendidikan Islam yang responsif terhadap tantangan Society 5.0. Kurikulum tersebut harus mampu mengintegrasikan literasi teknologi, data, dan manusia dengan nilai-nilai keislaman universal. Di sisi lain, pendidikan Islam perlu menjadi wadah pembinaan karakter yang bercirikan pada etika, moralitas dan spiritualitas dalam menghadapi dampak negatif disrupsi teknologi. Dengan pendekatan ini, pendidikan Islam diharapkan tidak hanya relevan tetapi juga mampu berkontribusi dalam menciptakan generasi yang kompeten secara global dan kokoh secara moral.