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All Journal Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) AL-FALAH : Journal of Islamic Economics Jurnal Al-Ashlah JURNAL PENDIDIKAN TAMBUSAI ILTIZAM Journal of Sharia Economic Research AT-TURAS: Jurnal Studi Keislaman Review of Islamic Economics and Finance Ihtiyath : Jurnal Manajemen Keuangan Syariah ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) AL-FALAH : Journal of Islamic Economics EKSYA: Jurnal Ekonomi Syariah Jurnal Riset Manajemen dan Akuntansi (JURIMA) Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Al-Tijary : Jurnal Ekonomi dan Bisnis Islam J-ISACC : Journal of Islamic Accounting Competency Jurnal Manajemen Keuangan Syariah Jurnal Riset Manajemen dan Ekonomi Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Sains Student Research Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Jurnal Inovasi Ekonomi Syariah dan Akuntansi Margin : Journal of Islamic Banking MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Refky Fielnanda
UIN Sulthan Thaha Saifuddin Jambi
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Pengaruh Harga Karet Terhadap Tingkat Kesejahteraan Masyarakat Petani Karet Di Desa Sukamajukecamatan Rimbo Ulu Kabupaten Tebo Magfiroh, Inarotul; Anita, Efni; Fielnanda, Refky
Jurnal Pendidikan Tambusai Vol. 8 No. 2 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Penelitian ini adalah penelitian kualitatif deskriptif. Masalah yang melatar belakangi penulisan skripsi ini adalah tingginya jumlah masyarakat petani karet di Desa Suka Maju dengan demikian sebagian besar masyarakat menggantungkan hidupnya pada hasil karet. Sedangkan harga karet sering mengalami fluktuasi, oleh sebab itu peneliti ingin mengetahui pengaruh harga karet terhadap tingkat kesejahteraan masyarakat petani karet di desa Suka Maju. Penelitian ini menggunakan metode analisis regresi linear sederhana menggunakan bantuan SPSS. Dari hasil perhitungan regresi linear sederhana, maka diperoleh nilai t hitung sebesar 3,322 dan nilai signifikan sebesar 0,002<0,05 atau nilai alfa. Dan nilai uji R square sebesar 0,230. Dari hasil tersebut dapat disimpulkan bahwa harga karet memiliki pengaruh positif dan signifikan terhadap tingkat kesejahteraan masyarakat petani karet. Besar pengaruhnya yaitu 0,230 atau sebesar 23% dan sisanya yaitu sebesar 77% dipengaruhi oleh variabel lain diluar diluar penelitian.Dengan demikian maka dapat diartikan bahwa Ho ditolak dan Ha diterima. Dengan kata lain, ketika harga karet mengalami peningkatan, maka kesejahteraan petani karet juga ikut meningkat, dan sebaliknya ketika harga karet mengalami penurunan maka kesejahteraan petani karet juga menurun.
Sharia Supervision Of Amil Zakat And Shodaqoh Institutions: Framwork And Reporting Of Supervision Results Fielnanda, Refky
ILTIZAM Journal of Shariah Economics Research Vol. 6 No. 2 (2022): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

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Abstract

The purpose of this study was to determine the work framework of the Sharia Supervisor and the reporting of the results of the supervision of the Sharia Supervisory Board at the Insan Madani Amil Zakat Institution and BAZNAZ Jambi City.This research uses descriptive qualitative methods, with a field research approach. It was found that the work framwork of the Shari'ah Supervisor both at the Insan Madani Amil Zakat Institution and BAZNAZ Jambi City is to supervise the operational activities of the Amil Zakat Institution to comply with the provisions and principles of sharia. The difference lies in reporting the results of the supervision of the Shari'ah Supervisor where the Insan Madani Amil Zakat Institution reports the results to the Jambi Provincial BAZNAZ and then the Regional Office of the Ministry of Religion of Jambi Province periodically. Unlike the case with BAZNAZ Jambi City which reports the results of its supervision to the Regional Office of the Ministry of Religion, the Mayor, and the Governor.
Integrating service quality and Sharia governance in building customer loyalty in Islamic banking Fielnanda, Refky; Nofriza, Eri
Asian Journal of Islamic Management (AJIM) VOLUME 7 ISSUE 2, 2025
Publisher : Faculty of Business & Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/AJIM.vol7.iss2.art5

Abstract

Purpose – This study explores how service quality and Sharia governance directly influence customer loyalty in Islamic banking. It moves beyond procedural interpretations of Sharia compliance by examining how operational performance and institutional religiosity jointly shape long-term customer commitments.Methodology – An explanatory sequential mixed-method design was employed. In the quantitative phase, data were collected from 213 customers of the Bank Syariah Indonesia (BSI) in Jambi Province, Indonesia. The sample was selected using cluster random sampling, in which two of the three existing BSI branches were randomly chosen, and all customers from the selected branches participated as respondents. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The qualitative phase followed an Interpretative Phenomenological Analysis (IPA) involving in-depth interviews with four long-term loyal customers to uncover the emotional, spiritual, and value-based dimensions underpinning their loyalty.Findings – Both service quality and Sharia governance significantly and directly affect customer loyalty, with Sharia governance exerting a stronger influence. The qualitative findings revealed four key loyalty-building patterns: spiritualized service experience, trust in Sharia supervisory structures, emotional connection with Islamic digital platforms, and personalized service grounded in ethics.Implications – For Islamic banks, fostering loyalty requires more than efficient service delivery and demands visible Sharia credibility and alignment with customers’ religious values and expectations.Originality – Departing from previous studies that examined operational or governance factors in isolation, this study integrates service quality and Sharia governance as parallel, mutually reinforcing drivers of customer loyalty. The developed loyalty framework captures the multidimensional interplay between faith, ethical congruence, and service experience in Muslim-majority banking context.
Percampuran Deposito dan Investasi dalam Perspektif Fiqh Islam Fielnanda, Refky
JURNAL AT-TURAS Vol 4, No 1 (2017): Sosiologi Hukum Islam Kontemporer
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (827.897 KB) | DOI: 10.33650/at-turas.v4i1.196

Abstract

Mudhâraba is partnership in profit between capital and work. It is conducted between investment account holders as owner of capital (rabb al-mâl) and the Islamic bank as a mudhârib. The Islamic bank announces its willingness, to accept the funds of invesment account holders, the sharing of profits being as agreed between the two parties, and the loss being borne by the owner of funds, unless they were due to misconduct, negligence or violation of the conditions agreed upon by the Islamic bank. A Mudhâraba contract may also be concluded between the Islamic bank, as a provider of capital on behalf of itself on behalf of invesment account holders, and bussiness owner.
Prioritizing Challenges and Strategies for Sustainable Productive Waqf Management in Indonesia: an ANP Method Refky Fielnanda
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 17 No. 2 (2025)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v17i2.46164

Abstract

Productive waqf management has strong potential to strengthen Islamic social finance and promote regional economic development. However, its implementation remains inefficient, particularly in Jambi, Indonesia. This study examines the key challenges in productive waqf management and proposes strategic solutions to enhance its effectiveness. The Analytic Network Process (ANP) was applied to prioritize challenges and strategies based on expert judgment and interdependent relationships. Data were obtained through in-depth interviews with experts, a focus group discussion, and pairwise-comparison questionnaires. The results indicate that key obstacles include limited managerial capacity at nāẓir, weak institutional governance, particularly the suboptimal role of the Indonesian Waqf Board (BWI) in Jambi, and insufficient government support. The study proposes strategic measures, such as targeted capacity-building for nāẓir, institutional reform, financing integration, and regulatory strengthening to enhance the sustainability of productive waqf governance. Keywords: productive waqf; islamic economics; Analytic Network Process Abstrak Pengelolaan wakaf produktif berpotensi besar memperkuat ekosistem keuangan sosial Islam dan mendorong pembangunan ekonomi daerah. Namun, pelaksanaannya masih belum optimal, khususnya di Jambi, Indonesia. Penelitian ini menganalisis tantangan dalam pengelolaan wakaf produktif dan merumuskan strategi penguatan efektivitas dan keberlanjutannya. Metode Analytic Network Process (ANP) digunakan untuk memprioritaskan tantangan dan strategi berdasarkan penilaian ahli dan keterkaitan antarfaktor. Data diperoleh melalui wawancara mendalam, diskusi kelompok terfokus (FGD), serta kuesioner perbandingan berpasangan. Penelitian ini menemukan kendala utama yang dihadapi meliputi keterbatasan kapasitas manajerial pada nazhir, lemahnya tata kelola kelembagaan, terutama belum optimalnya peran Badan Wakaf Indonesia (BWI) di Jambi, serta minimnya dukungan pemerintah. Penelitian ini merekomendasikan penguatan kapasitas nazhir yang terarah, reformasi kelembagaan, integrasi pembiayaan, dan penguatan regulasi guna meningkatkan keberlanjutan tata kelola wakaf produktif. Kata Kunci: wakaf produktif; ekonomi islam; Analytic Network Process
Pengaruh Persepsi Kemudahan, Persepsi Manfaat dan Persepsi Resiko Terhadap Keputusan Penggunaan E-Wallet Pada Mahasiswa di Kota Jambi Adinda Kirana; Agustina Mutia; Refky Fielnanda
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 1 No. 4 (2023): Oktober : Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/muqaddimah.v1i4.442

Abstract

This study aims to determine the effect of perceived ease of use, perceived usefulness and perceived risks on the decision to use e-wallets among students in Jambi City. This research is a quantitative research, collecting data using questionnaires and questionnaires. The sample of this research is students who are in the city of Jambi, totaling 100 people. The results of this study show that the variables Perceived Ease of Use, Perceived Usefulness and Perceived Risk simultaneously influence the decision to use e-wallet. This result can be proven from the simultaneous f test value with a significance value of 0.000 <0.05 which means significant, the (partial) t-test results on the Perceived Ease of Use variable show that Perceived Ease of Use (X1) has a significant effect on the decision to use e-wallet, this is indicated by the t count > t table of 5,992 > 1.966 with a significance value of 0.000 < 0.05, the t-test results (partial) on the Perceived Usefulness variable show that Perceived Usefulness (X2) has a significant effect on the decision to use e- wallet, this is indicated by the t count > t table of 10,462 > 1.966 with a significance value of 0.000 <0.05 and the results of the t-test (partial) on the Perceived Risk variable show that Perceived Risk (X3) has a significant effect on the decision to use e-wallets, this is indicated by the value of t count > t table of 6,623 > 1.966 with a significance value of 0.000 < 0.05. And the R Square value is 0.642 or 64,2% which indicates that the independent variables have an influence of 64.2% on the use decision variable (Y).
Pengelolaan Wakaf Tunai di Masjid Al-Munawwarah Kelurahan Penyengat Rendah Kecamatan Telanai Pura Kota Jambi Arif Mustofa; Maulana Yusuf; Refky Fielnanda
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 1 No. 4 (2023): Oktober : Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/muqaddimah.v1i4.444

Abstract

The subject matter of this thesis is how cash waqf is managed at the Al-Munawwarah Mosque, Penyengat Rendah Village, Telanai Pura District, Jambi City. The purpose of this discussion is to find out how to manage cash waqf, cash waqf management, and supporting and inhibiting factors in managing cash waqf at the Al-Munawwarah Mosque, Penyengat Low Village, Telanai Pura District, Jambi City. This research is a field research using qualitative methods. Data collection techniques with observation, interviews and documentation. The interviewees consisted of 5 sources, namely Mr. Yatno, Mr. Nana Nuryana, Mr. Syahrul Riyadi, Mr. M. Heri, and brother Abdi. The results of this study are that the management of cash waqf is managed directly by the administrators of the mosque, especially the treasurer. The management of cash waqf is carried out by creating a compensation program for orphans and the poor and community empowerment programs. In the process of managing cash waqf there are supporting factors, namely the enthusiasm of the congregation and residents for cash waqf so that the funds collected every week or month are relatively large, while the inhibiting factors are the lack of human resources in managing cash waqf, especially nazhir and the lack of public awareness of the importance waqf cash.
GREEN BANKING, ENVIRONMENTAL RESPONSIBILITY, AND SUSTAINABLE PERFORMANCE OF ISLAMIC BANKS: THE MEDIATING ROLE OF ENVIRONMENTAL INNOVATION Kurniawan, Riko; Fielnanda, Refky
MARGIN: Journal of Islamic Banking Vol 6 No 1 (2026): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/margin.v6i1.5770

Abstract

This study aims to examine the effects of green banking practices and environmental responsibility on the sustainable performance of Islamic banks, as well as to investigate the mediating role of environmental innovation in these relationships. The study is motivated by the growing global demand for sustainable financial practices, while empirical evidence explaining how environmental innovation enhances the sustainability performance of Islamic banking remains limited, particularly in regional contexts. A quantitative approach was employed using Structural Equation Modeling (SEM). The sampling procedure applied cluster random sampling. Of the three Islamic bank branches operating in Jambi City, two branches were randomly selected as research clusters. Survey data were collected from customers of the selected branches, resulting in 300 valid respondents, which meets the recommended sample size for SEM analysis. The study examines four key constructs: green banking, environmental responsibility, environmental innovation, and sustainable performance of Islamic banks. The findings reveal that green banking practices and environmental responsibility have a positive and significant effect on the sustainable performance of Islamic banks. Furthermore, environmental innovation plays a significant mediating role, strengthening the impact of green banking and environmental responsibility on sustainable performance. These results indicate that sustainable performance in Islamic banking is not only driven by environmental commitment but also by the bank’s ability to continuously develop and implement environmental innovations.
Co-Authors Abdul Malik, Firdaus Adinda Kirana Adinda Kirana Agustina Mutia Agustina Mutia Ahmad Tarmizi Ahsan Putra Hafiz Ambok Pangiuk Ami Mastura Anita, Efni Arif Mustofa Arif Mustofa Arsa Arsa Bambang Kurniawan Bela Sesarwati Efni Anita Eja Armaz Euis Amalia Firdaus Abdul Malik Garde Saspika Hansen Rusliani Irma Damayanti Istiyanti, Istiyanti Kurniawan, Riko M Rizky M.Nazori Madjid Magfiroh, Inarotul Mahathir Hefrianda Majid, Nazori Maulana Yusuf Maulana Yusuf Muhammad Ilham Nazori Majid Nofriza, Eri Novida, Irma Nur Hidayah Nur Sahara Nuriza, Nuriza Pujiono Pujiono Rafidah Rafidah Rani Reza Hafiza Rahim Santi Wahyuningsih Santi Wahyuningsih, Santi Sissah Sissah Sissah Suci Martha Liany Tania Titin Agustin Nengsih Toyba Toyba Widodo