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PENGARUH TINGKAT RELIGIUSITAS, TINGKAT PENDIDIKAN DAN TINGKAT PENDAPATAN TERHADAP MINAT MENABUNG DI BANK SYARIAH PADA MASYARAKAT KELURAHAN SIMPANG IV SIPIN Fielnanda, Refky; Wahyuningsih, Santi
MARGIN: Journal of Islamic Banking Vol 1 No 1 (2021): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/margin.v1i1.847

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh tingkat religiusitas, tingkat pendidikan, tingkat pedapatan terhadap minat menabung di bank syariah pada masyarakat kelurahan Simpang IV Sipin. Penelitian ini menggunakan pendekatan kuantitatif deskriptif dengan metode pengumpulan data angket (kuesioner), wawancara dan dokumentasi. Populasi pada penelitian ini adalah masyarakat Kelurahan Simpang IV Sipin dan sampel sebagai responden penelitian akan diambil menggunakan teknik non probability sampling dengan rumus slovin yaitu 100 masyarakat yang menabung di bank syariah. Hasil penelitian menunjukkan bahwa tingkat religiusitas (X1) dan tingkat pendidikan (X2) berpengaruh signifikan dan positif terhadap minat menabung. Sedangkan tingkat pendapatan (X3) tidak berpengaruh dan tidak signifikan terhadap minat menabung.
PENGARUH JAMINAN, TENOR, DAN PELAYANAN TERHADAP KEPUTUSAN PEMBIAYAAN MURABAHAH PADA BANK 9 JAMBI SYARIAH CABANG SIMPANG 4 SIPIN Sissah; Refky Fielnanda; Tania
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1240

Abstract

The purpose of this study was to determine and analyze the effect of collateral, tenor and service on customer decisions to choose Murabahah financing at Bank 9 Jambi Syariah. This research is a descriptive quantitative research. The data used is primary data obtained from distributing questionnaires to customers of Bank 9 Jambi Syariah who do the financing. The research sample was obtained from the purposive sampling technique with the Slovin formula, 94 respondents were obtained. Data analysis technique using Multiple Regression Analysis. The results showed that: 1) Collateral has an influence on the customer's decision to choose Murabahah financing at Bank 9 Jambi Syariah with a significance value of 0.000 <0.05; 2) The tenor has an influence on the customer's decision to choose Murabahah financing at Bank 9 Jambi Syariah with a significance value of 0.015 <0.05; 3) Service has an influence on the customer's decision to choose Murabahah financing at Bank 9 Jambi Syariah with a significance value of 0.000 <0.05; and 4) Collateral, tenor, and service together influence the customer's decision to choose Murabahah financing at Bank 9 Jambi Syariah with an influence of 68.5%.
PENGARUH DANA PIHAK KETIGA, TOTAL ASET DAN PEMBIAYAAN BAGI HASIL TERHADAP ROA UNIT USAHA SYARIAH BANK 9 JAMBI Abdul Malik, Firdaus; Majid, Nazori; Fielnanda, Refky
Manajemen Keuangan Syariah Vol. 3 No. 2 (2023): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/makesya.v3i2.2038

Abstract

The purpose of this study was to determine the effect of TPF, Total Assets and Profit Sharing Financing on ROA at Bank 9 Jambi's Sharia Business Unit. The research method used is a quantitative method, with secondary data, in a multiple linear regression model. This study uses one dependent variable, namely the sharia business unit of bank 9 Jambi and independent variables, namely DPK, Total Assets and Profit Sharing Financing, with data collection techniques using the documentation method. Secondary data obtained from the website of Bank 9 Jambi. The results of the t-test in the study show that the DPK, Total Assets and Profit-sharing Financing variables have no effect on the Sharia Business Unit of Bank 9 Jambi. Based on the F-test, it was obtained that TPF, Total Assets and Profit Sharing Financing jointly affect the Sharia Business Unit of Bank 9 Jambi. Keywords: Third Party Funds, Total Assets, Profit Sharing Financing, Sharia Business Units.
Pengaruh Kualitas Pelayanan, Pengetahuan Perpajakan dan Penerapan Sistem E-Filling Terhadap Kepatuhan Wajib Pajak Orang Pribadi Nuriza, Nuriza; Fielnanda, Refky; Sissah, Sissah
Journal of Islamic Accounting Competency Vol. 2 No. 1 (2022): J-ISACC (Journal of Islamic Accounting Competency)
Publisher : Prodi Akuntansi Syariah UIN Sulthan Thaha Saifuddin Jambi

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Abstract

Tax compliance is a requirement to fulfill all WPOP obligations towards taxation and exercise their taxation rights. The growth in the number of WPOPs at the Kuala Tungkal KPP Pratama throughout the 2017-2019 period continues to increase greatly each year, but the percentage of taxpayer compliance is still up and down and inconsistently rising. It can be concluded that not all registered WPOPs can effectively fulfill their tax obligations. This research was conducted to determine the effect of service quality, tax knowledge and the implementation of E-Filling on WPOP compliance. This research uses illustrations of 100 WPOPs through questionnaires distributed and interviewed and uses convenience sampling technique for sampling. The data were analyzed using the Multiple Linear Regression Analysis method with the SPSS 22 supporting program. The F test results show that independent variables such as service quality, knowledge of taxation, and the implementation of E-Filling have a simultaneous effect on WPOP compliance. From the results of the t test of the independent variables, there is a partial effect on WPOP compliance. From the results of the adjustment of the coefficient of determination Rsquare (R2) of 0.164 or 16.4% for wpop compliance, this is 83.6 influenced by the independent variable and the remaining% is influenced by other factors not only from the independent variables in this research.
Pengaruh Harga Karet Terhadap Tingkat Kesejahteraan Masyarakat Petani Karet Di Desa Sukamajukecamatan Rimbo Ulu Kabupaten Tebo Magfiroh, Inarotul; Anita, Efni; Fielnanda, Refky
Jurnal Pendidikan Tambusai Vol. 8 No. 2 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Penelitian ini adalah penelitian kualitatif deskriptif. Masalah yang melatar belakangi penulisan skripsi ini adalah tingginya jumlah masyarakat petani karet di Desa Suka Maju dengan demikian sebagian besar masyarakat menggantungkan hidupnya pada hasil karet. Sedangkan harga karet sering mengalami fluktuasi, oleh sebab itu peneliti ingin mengetahui pengaruh harga karet terhadap tingkat kesejahteraan masyarakat petani karet di desa Suka Maju. Penelitian ini menggunakan metode analisis regresi linear sederhana menggunakan bantuan SPSS. Dari hasil perhitungan regresi linear sederhana, maka diperoleh nilai t hitung sebesar 3,322 dan nilai signifikan sebesar 0,002<0,05 atau nilai alfa. Dan nilai uji R square sebesar 0,230. Dari hasil tersebut dapat disimpulkan bahwa harga karet memiliki pengaruh positif dan signifikan terhadap tingkat kesejahteraan masyarakat petani karet. Besar pengaruhnya yaitu 0,230 atau sebesar 23% dan sisanya yaitu sebesar 77% dipengaruhi oleh variabel lain diluar diluar penelitian.Dengan demikian maka dapat diartikan bahwa Ho ditolak dan Ha diterima. Dengan kata lain, ketika harga karet mengalami peningkatan, maka kesejahteraan petani karet juga ikut meningkat, dan sebaliknya ketika harga karet mengalami penurunan maka kesejahteraan petani karet juga menurun.
Sharia Supervision Of Amil Zakat And Shodaqoh Institutions: Framwork And Reporting Of Supervision Results Fielnanda, Refky
ILTIZAM Journal of Shariah Economics Research Vol. 6 No. 2 (2022): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

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Abstract

The purpose of this study was to determine the work framework of the Sharia Supervisor and the reporting of the results of the supervision of the Sharia Supervisory Board at the Insan Madani Amil Zakat Institution and BAZNAZ Jambi City.This research uses descriptive qualitative methods, with a field research approach. It was found that the work framwork of the Shari'ah Supervisor both at the Insan Madani Amil Zakat Institution and BAZNAZ Jambi City is to supervise the operational activities of the Amil Zakat Institution to comply with the provisions and principles of sharia. The difference lies in reporting the results of the supervision of the Shari'ah Supervisor where the Insan Madani Amil Zakat Institution reports the results to the Jambi Provincial BAZNAZ and then the Regional Office of the Ministry of Religion of Jambi Province periodically. Unlike the case with BAZNAZ Jambi City which reports the results of its supervision to the Regional Office of the Ministry of Religion, the Mayor, and the Governor.