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All Journal Studia Economica: Jurnal Ekonomi Islam Syntax Literate: Jurnal Ilmiah Indonesia IJOIS: Indonesian Journal of Islamic Studies International Journal of Educational Review, Law And Social Sciences (IJERLAS) Journal of General Education and Humanities INOVASI: Jurnal Politik dan Kebijakan Sharia Economic and Management Business Journal (SEMBJ) Jurnal Ilmu Ekonomi, Pendidikan dan Teknik (IDENTIK) Orasi: Jurnal Dakwah dan Komunikasi
Muhammad Habibi Siregar
Universitas Islam Negeri Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Social Sciences Other

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Kearifan Lokal: Fenomena Pengobatan Supranatural dalam Perspektif Kemashalatan Firja Endriza; Muhammad Habibi Siregar
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : Syntax Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36418/syntax-literate.v8i7.12996

Abstract

The phenomenon of relatively expensive health services that cannot be afforded by everyone, especially those with a low standard of living, has caused some people to choose alternative medical routes that are easier and more cost-effective. This study aims to find out the reasons why people still use supernatural healing. The research method is to use a research method through a qualitative descriptive method in which the author conducts interviews and analyzes any developments related to these problems. The results of this study indicate that people's perceptions of supernatural healing originate from a form of belief in the strange diseases they experience. There are several factors that become reasons for doing supernatural healing, namely; medical expenses, personal experience, simple methods and fast recovery.
Mudharabah dan Filsafat Ekonomi Islam Yona Fitri; Muhammad Habibi Siregar
Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. 11 | No. 2 | 2025
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30821/se.v0i2.26258

Abstract

This study discusses mudharabah as one of the main instruments in the Islamic financial system and its relationship with Islamic economic philosophy. The concept of mudharabah is one of the main pillars in the Islamic economic system that prioritizes justice, honesty, and social responsibility in economic activities. Conceptually, mudharabah is understood as a cooperation contract between the capital owner (shahibul maal) and the business manager (mudharib) with the principle of profit sharing and risk sharing. From a normative perspective, this contract is in line with the principles of maqasid al-shari‘ah, especially in realizing justice, trustworthiness, and the economic welfare of the people. In practice, mudharabah has been widely used in modern Islamic financial institutions, especially in supporting the micro and small business sector, although its implementation still faces challenges in the form of moral hazard, information asymmetry, and regulatory limitations. This study uses a library research approach by analyzing classical and contemporary literature. The research results confirm that mudharabah is not only a financing instrument, but also a manifestation of Islamic philosophical values that are relevant to addressing global challenges, strengthening Islamic financial inclusion, and encouraging equitable and sustainable economic development for the people
INTEGRASI FUNGSI MANAJEMEN DAKWAH DAN PEMBINAAN KARAKTER PRAJURIT : STUDI IMPLEMENTASI DI DIVISI BINTAL JARAHDAM KODAM I/BB Muhammad Habibi Siregar; Achmad Navish Isnaeni Sagala
ORASI: Jurnal Dakwah dan Komunikasi Vol. 16 No. 1 (2025): Juli 2025
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/orasi.v16i1.20432

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui pola pembinaan karakter dan rohani melalui Fungsi – Fungsi Manajemen Dakwah pada Divisi BintaljarahDam di wilayah Kesatuan Kodam I/BB. Pembinaan mental dan rohani sudah dilaksanakan sejak prajurit masuk kedunia militer. Sikap perilaku dan tanggungjawab prajurit tidak hanya pada saat sedang menjalankan tugas, melainkan kehidupan bersosial, berumahtangga dan bermasyarakat. Penelitian ini menggunakan metode kualitatif deskriptif. Teknik pengumpulan data menggunakan observasi, wawancara dan studi literatur. Temuan utama dalam penelitian ini adalah prajurit TNI Angkatan Darat dibawah Divisi BintaljarahDam I/BB memiliki penerapan pembinaan mental dan rohani, dengan program yang terencana/terstruktur melalui program jangka panjang dan jangka pendek. Selain itu prajurit mampu mengurangi angka pelanggaran dan sangsi berat yang menyebabkan pemecatan. Prajurit yang belum menjalankan masa pembinaan mental dan rohani akan menimbulkan sifat emosional dan negatif sehingga menimbulkan perilaku buruk yang timbul di mata masyarakat awam. Hal tersebut dapat membuat kesalahpahaman antara masyarakat dengan prajurit TNI Angkatan Darat saat menjalankan tugas maupun pada saat menjalankan kehidupan sehari – hari. Sehingga hal ini perlu diantisipasi agar tidak menyebabkan kesalahpahaman terhadap prajurit TNI Angkatan Darat. Kesimpulan yang diperoleh bahwa dengan pola pembinaan mental dan rohani dengan mengintegrasikan kepada fungsi – fungsi manajemen dakwah cukup efektif bagi prajurit dalam menjalankan tugas – tugas dan tanggung-jawabnya.
Living Beyond Norms: A Qualitative Study on Public Perception and Lived Realities of Unmarried Middle-Aged Women in Medan Annisa Umamy; Muhammad Habibi Siregar
Journal of General Education and Humanities Vol. 4 No. 3 (2025): August
Publisher : MASI Mandiri Edukasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58421/gehu.v4i3.664

Abstract

Marriage is often considered an important phase in the lives of Indonesian women, reflecting the success and completeness of a woman's identity as a wife and mother. However, an increasing number of middle-aged women (aged 40–60) are unmarried in an ever-evolving social context. This phenomenon elicits diverse responses from society, ranging from negative stigma to social pressure, which ultimately affects the comfort and psychological well-being of women who experience it. This study aims to explore middle-aged women's perceptions of marriage, identify factors hindering marriage, and understand their conditions and expectations as unmarried women. The study uses a descriptive qualitative approach with in-depth interviews with four main informants and four supporting informants in Medan. Data were analyzed through thematic reduction and categorization. The study results show that middle-aged women perceive marriage as a form of worship and a long-term commitment. Although they had a desire to marry in the past, they experienced various obstacles, including emotional trauma, the absence of a serious partner, and social and cultural pressure. Nevertheless, they demonstrated economic and emotional independence and were able to build a positive meaning of life outside the institution of marriage. Family support proved to be an important factor in maintaining psychological stability. This study concludes that the single status of middle-aged women results from a complex life process, not merely a form of failure. Therefore, society needs to stop stigmatizing and build a more inclusive understanding of women's life choices.
Analysis of the Impact of Riba Nasi'ah Practices on Digital Consumer Protection and Sharia Business Ethics of Halal Cake UMKM in E-Commerce Helvinasari Nasution; Muhammad Irwan Padli Nasution; Muhammad Habibi Siregar
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 6 No. 3 (2026)
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v6i3.5554

Abstract

The development of the digital culinary ecosystem through e-food delivery applications encourages the use of paylater features that offer payment convenience, but potentially contain elements of riba nasi'ah in the form of additional fees for delayed payments. This practice raises issues from the perspective of digital consumer protection and Islamic business ethics. This study analyzes the impact of riba nasi'ah practices on digital consumer protection and Islamic business ethics in halal cake MSMEs in the e-commerce ecosystem. This study addresses the issue of hidden interest mechanisms embedded in digital financial features such as buy now pay later (BNPL) and fintech-based loans, which are contrary to Islamic principles. The research questions focus on how riba nasi'ah affects Islamic business ethics and digital consumer protection, and what Sharia-based solutions can be implemented. This study uses a qualitative normative-conceptual approach based on a literature review of reputable journals, books, and regulatory sources. The findings indicate that riba nasi'ah practices lead to violations of justice (adl), honesty (sidq), and virtue (ihsan), increase production costs, reduce product quality, and weaken consumer trust. Furthermore, these practices create risks of gharar and tadlis in digital transactions. This study contributes by offering an integrative framework that links riba nasi’ah, Islamic business ethics, and consumer protection, and proposes sharia-compliant solutions such as murabahah and wakalah contracts.
Sekularisasi Sinyal Keagamaan Pada Pasar Multikultural: Model Jalur Ganda Konsumsi Halal Di Indonesia M. Afif Shahputra Zen; Saparuddin Siregar; Sugianto Sugianto; Muhammad Habibi Siregar
Inovasi Vol 23 No 1 (2026): INOVASI Jurnal Politik dan Kebijakan
Publisher : Badan Perencanaan Pembangunan, Riset dan Inovasi Daerah Provinsi Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33626/pa8s9n64

Abstract

This study aims to deconstruct the psychological architecture of consumer preferences for halal products within a multicultural market transitioning toward a mandatory certification regime. Amidst the theoretical schism between religious approaches (Theory of Planned Behavior) and utilitarian perspectives (Lancaster’s Theory), this research proposes an integrative model to explain how a single religious symbol acts as a driver for consumption across diverse faith groups simultaneously. Employing a Mixed-Methods Sequential Explanatory design, this study analyzed data from 182 respondents in Medan City using Partial Least Squares Structural Equation Modeling (PLS-SEM) with Multi-Group Analysis (MGA), followed by a qualitative deepening through Reflexive Thematic Analysis of 25 informants. The MGA results reveal a sharp and statistically significant behavioral divergence. In the Muslim group, the direct pathway from religion to preference is substantial (β = 0.293), driven by a mechanism of "Transcendental Compliance" which is largely inelastic. Conversely, in the Non-Muslim group, the influence of religion is negligible (β = 0.002). Qualitative findings illuminate this statistical anomaly through the phenomenon of "Symbol Secularization," where Non-Muslim consumers deconstruct the halal label from its theological attributes and reconstruct it as a functional indicator of quality assurance and hygiene (Hifz al-Nafs). The primary conclusion of this study is that market equilibrium is achieved because the halal label operates as a Polysemic Signal; a single visual signifier that transmits meanings of "sanctity" for the in-group (Muslim) and "quality assurance" for the out-group (Non-Muslim) concurrently. This research recommends that industry players adopt ambidextrous marketing strategies, emphasizing universal quality standards without compromising the authenticity of Sharia values. Keywords: Halal Certification, Multicultural Market, Polysemic Signal, Symbol Secularization, Multi-Group Analysis, Mixed-Methods.
A Preventive Security Framework in Hadith: Exploring Mitigation and Tracing Sidiq Hartono; Muhammad Habibi Siregar
IJoIS: Indonesian Journal of Islamic Studies Vol. 7 No. 1 (2026): Indonesian Journal of Islamic Studies
Publisher : Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/ijois.1692

Abstract

This study examines the concepts of mitigation and tracing in the Prophetic traditions (hadith) and analyzes their contribution to social security and self-defense systems. The research is motivated by the tendency of previous studies to focus primarily on hadith as a legal basis for self-defense and the use of force, while paying limited attention to their preventive and early-detection dimensions. Employing a qualitative library-based approach, this study utilizes a normative-theological perspective and thematic (mawdhu’i) hadith analysis. Primary data were drawn from relevant traditions contained in the Six Canonical Collections (Kutub al-Sittah) concerning the protection of life, property, and honor. The data were analyzed as well as contextual and intertextual analysis. The findings reveal that the hadith corpus embodies the principle of tracing as a mechanism for identifying, verifying, and detecting potential threats at an early stage, while mitigation functions as a strategy for reducing risks through the protection of life, property, and personal dignity. These findings indicate that self-defense in hadith is not merely a reactive response to an ongoing attack but constitutes an integral component of a broader preventive security framework that prioritizes risk prevention over punitive action.
Dampak Sistem Informasi Manajemen Terhadap Produktivitas Dan Kinerja Pegawai Pada Organisasi Pemerintah Daerah (Studi Pada Pemerintah Daerah Kabupaten Labuhanbatu Tahun 2024) Muhammad Habibi Siregar; Muhammad Irwan Padli Nasution
Jurnal Ilmu Ekonomi, Pendidikan dan Teknik Vol. 3 No. 1 (2026): IDENTIK - Januari
Publisher : CV. SINAR HOWUHOWU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70134/identik.v3i1.979

Abstract

The purpose of this study is to look at how employee performance and productivity are affected by the installation of the Management Information System (MIS) by the Labuhanbatu Regency Government.  As a tactic for bureaucratic modernization, it is anticipated that the use of MIS in the public sector will enhance the efficacy, efficiency, and caliber of public services.  One hundred State Civil Apparatus (ASN) from different local government work units participated in this quantitative survey study approach.  Multiple linear regression analysis was used to look at how the independent variables affected the dependent variable.  The results of the study show that staff productivity is positively and significantly impacted by the adoption of a Management Information System (MIS), with a regression coefficient of 0.612 and a significance value (p) of 0.000.Additionally, the Management Information System significantly and favorably affects employee performance, with a regression coefficient of 0.487 and a p value of 0.000.  These findings show that when a MIS is successfully implemented, personnel productivity and performance in local government settings increase.
Impact of Multidimensional Social Ties on Economic Well-Being Among MSMEs: The Moderating Role of Social Environment in the Digital Era Ahda Segati; Muhammad Irwan Padli Nasution; Muhammad Habibi Siregar
Sharia Economic and Management Business Journal (SEMBJ) Vol. 7 No. 1 (2026): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v7i1.2480

Abstract

Background: Micro, Small, and Medium Enterprises (MSMEs) play a vital role in economic development, particularly in emerging economies such as Indonesia. However, many MSMEs struggle to achieve sustainable economic well-being amid rapid digital transformation. This study examines the impact of multidimensional social ties bonding, bridging, and linking on MSMEs’ economic well-being and investigates the moderating role of social environment in the digital era. A quantitative approach was employed using a cross-sectional survey of 312 MSME owners. Method: Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) to evaluate both measurement and structural models, including moderation effects. Economic well-being was conceptualized as a multidimensional construct comprising income stability, financial security, and subjective well-being, while social environment was operationalized through digitalization, locality, and community support. Results: The findings demonstrate that all dimensions of social ties significantly influence economic well-being, with bridging social ties exhibiting the strongest effect. Furthermore, the social environment significantly moderates these relationships, strengthening the impact of social ties under favorable digital and community conditions. Conclusion: This study contributes to the literature by advancing social capital theory through a multidimensional and context-dependent perspective. Practically, the findings provide strategic insights for policymakers and MSME stakeholders to enhance resilience by strengthening social networks and improving digital and institutional ecosystems.
BPJS Ketenagakerjaan as a Fiscal Instrument in Ensuring the Stability of Workers' Welfare in Indonesia Tedi Hermansyah; Muflihul Fadhil; Muhammad Habibi Siregar; Muhammad Irwan Padli Nasution; Yusrizal; Muhammad Ridwan
Sharia Economic and Management Business Journal (SEMBJ) Vol. 7 No. 1 (2026): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v7i1.2487

Abstract

Background: The global economy in 2026 faces increasingly complex challenges, ranging from trade fragmentation to geopolitical tensions that trigger commodity price volatility. In facing these dynamics, the Indonesian Government, through the 2026 Macroeconomic Framework and Main Fiscal Policy Principles (KEM-PPKF), positions the State Budget (APBN) as the main shock absorber to maintain macroeconomic stability. This research aims to elaborate on the strategic role of BPJS Ketenagakerjaan as a fiscal instrument in ensuring the stability of workers' welfare in Indonesia. Method: Using a qualitative approach and literature review, this analysis explores how social security can function as an automatic stabilizer that supports national economic resilience Results: The findings show that BPJS Ketenagakerjaan has evolved into a major pillar of social protection. However, significant structural challenges remain in reaching informal sector workers and achieving closer policy synchronization between the social security system and the national fiscal agenda. Conclusion: The study concludes that the integration of social security into the national fiscal strategy is urgently needed to transform the paradigm of social protection from a cost burden into a strategic investment that supports inclusive and sustainable economic resilience.
Co-Authors Achmad Navish Isnaeni Sagala Ahda Segati Annisa Umamy Firja Endriza Helvinasari Nasution M. Afif Shahputra Zen Muflihul Fadhil Muhammad Ridwan Nasution, Muhammad Irwan Padli Nurul Muyasaroh Saparuddin Siregar Shohwatul Islamiah Sidiq Hartono Sugianto Sugianto Tedi Hermansyah Widya Khaidir Yona Fitri Yusrizal