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Rekonstruksi Pemahaman Riba dalam Hadis (Telaah Historis dan Komparatifatas Interpretasi Ulama Klasik dan Kontemporer) Hidayat Hidayat; Paisal Paisal; Saru Reza
Sharing: Journal of Islamic Economics Management and Business Vol. 5 No. 2 (2026): Juni, 2026
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sharing.v5i2.59876

Abstract

This study aims to reconstruct the meaning of usury in the hadith to ensure its relevance to modern economic developments by comparing the views of classical and contemporary scholars. Usury is an important concept in Islamic economic law, expressly prohibited in the Qur'an and hadith. However, the emergence of modern banking systems and financial instruments has given rise to differing interpretations regarding the application of usury laws, particularly regarding bank interest. The study employed library research with a qualitative-descriptive approach. The results indicate that classical scholars tended to understand usury textually and applied analogy to transactions mentioned in the hadith. In contrast, contemporary scholars developed a more contextual approach, taking into account changes in the economic system and the needs of modern society. Despite differences in the application of the law to bank interest, both groups of scholars agree that the primary purpose of the prohibition of usury is to prevent exploitation, injustice, and economic oppression. Therefore, a reconstruction of the understanding of usury is necessary to maintain sharia principles and address contemporary economic challenges
Pelatihan Desain Kemasan Produk Yang Menarik Bagi Pelaku UMKM Kampar Muhammad Syaipudin; Saru Reza; Hidayat Hidayat
Journal of Community Service and Empowerment Vol. 1 No. 1 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jcse.v1i1.22

Abstract

Attractive product packaging design training for Micro, Small, and Medium Enterprises (MSMEs) was carried out to increase the competitiveness of local products by improving the quality of packaging. Product packaging functions as a protector and an important marketing tool in building brand image and attracting consumer interest. This training provides knowledge and skills to MSMEs in designing aesthetic, functional packaging that follows product characteristics and target markets. Through a practical approach, the training succeeded in increasing participants' understanding of the importance of packaging in business strategy. The training results showed an increase in the visual quality of the packaging produced by the participants, as well as a positive impact on their product sales. In addition, this training also facilitated the formation of collaborative networks among MSMEs, which can support their sustainable business growth. In conclusion, this training contributed significantly to increasing the competitiveness of MSMEs and is expected to be a model for MSME development programs in the future.
Penerapan Strategi Bisnis Berkelanjutan Sesuai Dengan Prinsip Syariah Di Dhuafa Mart Mifta Hasda; Mohd Winario; Hidayat Hidayat; Muhammad Zaim
Journal of Community Service and Empowerment Vol. 1 No. 1 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jcse.v1i1.25

Abstract

This community service aims to integrate sharia principles into sustainable business strategies to improve operational sustainability and social impact of Dhuafa Mart. The methods used include needs analysis, strategy design, training, implementation, and evaluation and adjustment. The initial needs analysis identified challenges and opportunities in existing business practices, while strategy design involved developing a plan that combined sharia principles with sustainable business practices. Training and socialization were conducted to ensure staff understanding and skills in implementing the new strategy. Implementation was carried out in stages to minimize disruption, followed by monitoring and evaluation to ensure the effectiveness and suitability of the strategy. The results of the community service showed that the strategies implemented succeeded in improving operational efficiency, strengthening customer relationships, and providing significant social benefits, including empowering the data community and protecting the environment. In conclusion, integrating sharia principles into sustainable business has proven effective. It can be used as a model for other companies, offering ethical and sustainable solutions in the context of modern business.
The Influence of Intellectual Intelligence on Primary School Teacher Performance Muhammad Syaipudin; Hidayat Hidayat
General Multidisciplinary Research Journal Vol. 1 No. 1 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/general.v1i1.6

Abstract

Introduction: This research aims to investigate the impact of intellectual intelligence on teacher performance in elementary schools. Methods: This research uses 30 surveys as the data collection method. The analytical method in this research is simple linear regression, then for testing the research instrument using product moment for validity testing and Cronbach alpha for reliability testing. Results: The results of the data analysis show that there is a significant relationship between intellectual intelligence and teacher performance. High intellectual intelligence is closely related to improving the quality of teaching and effectiveness in classroom management. Teachers who show a higher level of intellectual intelligence tend to have good adaptability to various learning challenges in elementary schools. Conclusion and suggestion: The implications of these findings can provide a deeper view of the importance of paying attention to aspects of intellectual intelligence in developing human resources in the field of education, especially to improve the quality of teacher performance. This research provides an empirical basis for teacher professional development policies and programs to increase their intellectual intelligence to provide a more optimal contribution to the learning process in elementary schools.
Principles of Accounting Calculations in Sharia Banking Suci Mardiyah; Syafnur Muhammad Rizky; Mifta Hasda; Hidayat Hidayat; Wahyu Febri Ramadhan Sudirman; Rinda Fithriyana
General Multidisciplinary Research Journal Vol. 1 No. 2 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/general.v1i2.8

Abstract

Introduction: This article aims to provide a better understanding of Accounting Principles in Islamic Banking. Methods: The research method used is the literature research method or literature review. The purpose of literature research is to understand existing understanding of a research topic, identify knowledge gaps, and provide a conceptual basis for further research. Results: The research results provide a better understanding of the calculations and accounting treatment of sharia banking products, as well as discussing the importance of compliance with Islamic sharia principles in sharia banking operations. Conclusion and suggestion: This article highlights the importance of research and a deeper understanding of calculations and accounting treatment in sharia banking products to strengthen accounting practices following sharia principles. The implication of this article is to increase understanding and awareness of sharia banking among the wider community. With a better understanding of how Islamic banking operates and how their financial products and services are managed accounting, people can make smarter financial decisions that comply with sharia principles.
Nilai-Nilai Hadist Sebagai Dasar Pengembangan UMKM: Peluang dan Tantangan di Era Modern Hidayat Hidayat; Wahyu Febri Ramadhan Sudirman; Muhammad Zaim
General Multidisciplinary Research Journal Vol. 1 No. 2 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/general.v1i2.27

Abstract

Introduction: This article aims to provide a better understanding of the Opportunities and Challenges in Micro, Small and Medium Enterprises Development with a hadith perspective a pproach. Methods: This research is a descriptive qualitative research using a literature research approach. The data sources in this research are primary and secondary data sources. primary and secondary data sources. Data collection techniques with keyword searches, subject searches and from recent scientific articles. from recent scientific articles. Results: Report the main result/findings is that the lack and lack of ability to read opportunities is a weak point in the development of Micro, Small and Medium Enterprises. In addition, marketing strategies, networking and promotion systems and funding often make Micro, Small and Medium Enterprises unable to compete in the distribution of their products in the market. So the research is expected to provide further policy recommendations to increase the strength of Micro, Small and Medium Enterprises as an opportunity and empower Micro, Small and Medium Enterprises in facing various challenges. Conclusion and suggestion: This article highlights the importance of research and a deeper understanding of the Opportunities and Challenges of Micro, Small and Medium Enterprises Development in Hadith Perspective. Along with the times, Micro, Small and Medium Enterprises are the main support in the country's economic growth, but along with its development there are many challenges in its development such as human resources, inability to monitor and lack of management knowledge and funding. This activity is a business that is in line with the teachings of Islam which is recommended in terms of buying and selling that is good and in accordance with Islamic religious law.
The Role of Religiosity in Shaping Ethical Business Behavior among MSME Actors in the Elementary School Environment of Pekanbaru City Muhammad Syaipudin; Muhamamd Zakir; Hidayat Hidayat
General Multidisciplinary Research Journal Vol. 2 No. 2 (2025)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63453/general.v2i2.46

Abstract

Introduction:This research is motivated by the importance of religiosity in shaping ethical business behavior, particularly among MSMEs in Pekanbaru City's Public Elementary Schools (SDN). In the context of increasingly competitive economic development, moral and spiritual values ​​are a crucial foundation for maintaining justice and blessings in business activities. Methods:This study employed a descriptive quantitative approach with a survey method. Data were collected through offline questionnaires distributed to 66 MSME respondents within the Pekanbaru City elementary school environment from September 2023 to July 2024. The study population comprised 193 public elementary schools in Pekanbaru City, and the sample size was determined using the Slovin formula with a 10% precision. Data collected included respondent characteristics (gender, age, education level) as well as indicators of religiosity and ethical business behavior. Results:The results showed that the majority of respondents were male (73%), with a productive age group of 30–39 years (47%), and a high school education level (55%). High levels of religiosity have been shown to be positively correlated with ethical business behavior. Business actors with a good understanding and practice of religion tend to be more honest, responsible, and fair in their trading activities. Conclusion and Suggestion: This study concludes that religiosity has a significant influence on the formation of ethical business behavior among MSMEs. Religious values ​​serve as moral guidelines for conducting business in accordance with the principles of justice and blessings. Therefore, it is recommended that local governments, religious institutions, and schools collaborate in providing education and guidance on Islamic business ethics for MSMEs within the school environment.
Analysis of the Hadith on the Prohibition of Hoarding Goods (Ihtikar) and Its Relevance to the Bangkinang City Traditional Market Paisal Paisal; Hidayat Hidayat
General Multidisciplinary Research Journal Vol. 2 No. 2 (2025)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63453/general.v2i2.49

Abstract

Introduction:This study examines the Hadith on the prohibition of hoarding goods (ihtikar) and its relevance to economic practices in the traditional market, particularly in Pasar Bawah Bangkinang Kota. The issue of ihtikar is highly significant because hoarding goods can disrupt market balance, cause artificial scarcity, and harm consumers, especially those from lower-income groups. Islamic teachings emphasize justice and fairness in economic transactions, and the prohibition of ihtikar serves as an ethical and moral guideline to prevent exploitation in trade. Methods:This research employs a qualitative approach using the library research method. The data were collected from classical and contemporary Islamic literature, including Hadith compilations, interpretations by scholars, and economic fiqh books. The collected data were analyzed through descriptive and content analysis techniques to understand the textual meaning of the Hadith and its contextual relevance to modern market conditions. Results:The findings reveal that the Hadith strongly condemns the act of hoarding goods for profit during times of scarcity, as it leads to market distortion and violates Islamic principles of justice and social responsibility. The moral values contained in the Hadith encourage market fairness, price stability, and protection of public welfare. Conclusion and Suggestion: The study concludes that the Hadith on ihtikar provides timeless guidance in regulating fair economic behavior and maintaining market stability. The values embedded in the Hadith should be internalized by traders, consumers, and policymakers to prevent unethical practices and promote social welfare. It is suggested that local authorities and religious leaders work collaboratively to promote awareness of Islamic business ethics, ensuring that traditional markets like Pasar Bawah Bangkinang Kota operate based on justice, transparency, and community well-being.
Financial Performance Analysis of PT Bank Syariah Indonesia Al Insani Mutiara Ramadhan; Wahyu Febri Ramadhan Sudirman; Hidayat Hidayat
Journal of Financial and Business Vol 1 No 1 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jfb.v1i1.18

Abstract

This research aims to analyze the financial performance of PT Bank Syariah Indonesia (BSI) from 2022 to 2023 through evaluating main financial ratios. The data used includes current ratio, quick ratio, return on assets (ROA), return on equity (ROE), and capital adequacy ratio (CAR). Analysis is carried out to understand changes in bank financial conditions and their implications for stability and operational performance. the analysis results show a significant increase in short-term liquidity with an increase in the current ratio and quick ratio, which reflects better liquidity management. Increasing ROA and ROE indicate increased efficiency in the use of assets and equity to generate profits. In addition, the increase in CAR confirms that BSI has stronger capital reserves to face financial risks. These findings paint a positive picture of BSI's financial health and support investor and stakeholder confidence in the bank's future.