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GREEN SUKUK RITEL TERHADAP PEMBANGUNAN BERKELANJUTAN DI INDONESIA Zahra Maulida, Atika; Normailati, Normailati; Purnomo, Agus
Al-Aflah Vol 2 No 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23971/al-aflah.v2i2.6588

Abstract

Obligasi hijau mulai menyasar investor perorangan dari penerbitan green sukuk ritel. Hal ini dilatarbelakangi oleh meningkatnya pangsa investor pada produk investasi berkelanjutan dalam tujuh tahun terakhir yang berasal dari agen aset yang kurang dikelola. Metode penelitian yang diterapkan pada penelitian ini merupakan kuliatatif dengan pendekatan literatur review. Metode penelitian kualitatif mengkaji dari literatur review dari perkembangan transaksi green sukuk dari tahun 2018 sampai 2022. Hasil penelitian ini menunjukan bahwa secara khusus obligasi hijau mampu memintaskan sumber daya dari pasar modal dalam negeri dan luar negeri untuk mengatur perubahan iklim, energi bersih dan terjangkau serta ekosistem lautan dan daratan. Obligasi Hijau diterbitkan mulai menyasar investor individu dari penerbitan Obligasi Hijau ritel. Hal ini dilatarbelakangi dari pangsa investor yang meningkat di produk investasi berkelanjutan Pada kurun waktu 7 tahun terakhir dari agen aset under manajemen. Di tahun 2012 hanya 11% dari investasi berkelanjutan di dunia dikendalikan oleh investor ritel. Proporsi itu lalu meningkat jadi 25% di tahun 2018. Negara yang sudah mengeluarkan Obligasi Hijau ritel diantaranya adalah Jepang, Canada, New Zealand, Amerika Serikat serta Afrika Selatan. Sedangkan di Indonesia melalui Kementerian Keuangan juga menerbitkan 3 seri instrumen Obligasi Hijau dengan kerangka Green sukuk. Green sukuk merupakan instrumen Obligasi Hijau yang dikeluarkan sejalan dengan prinsip syariah Islam. Green sukuk pertama adalah sukuk Global yang terbit tahun 2018 senilai USD1,25 miliar.
Bank Indonesia Syariah Certificate: Encouraging Economic Growth During The COVID-19 Pandemic Purnomo, Agus; Zahra Maulida, Atika; Fatimah Tuzahra, Siti; Lestari, Dian Ayu
AL-QARDH Vol 8 No 1 (2023): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

The Bank Indonesia Sharia Certificate (SBIS) is one of the sharia monetary instruments used by Bank Indonesia in formulating monetary policy. The development of SBIS is related to several factors: inflation growth, the economy, and the development of the gross domestic product. This study aims to determine how to implement the Bank Indonesia Sharia Certificate (SBIS) in encouraging monetary economic growth during the
Pemanfaatan Limbah Enceng Gondok Sebagai Kerajinan Tas Purnomo, Agus; Hani, Umi; Purnamasari, S; Zahra Maulida, Atika; Hadi, Abdul
Empowerment: Jurnal Pengabdian Masyarakat Vol. 3 No. 1 (2024): Januari 2024
Publisher : Pusat Riset Manajemen dan Publikasi Ilmiah Serta Pengembangan Sumber Daya Manusia Sinergi Cendikia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55983/empjcs.v3i1.436

Abstract

Water hyacinth is a plant that grows in swamps and rivers. The presence of water hyacinth waste scattered across swamps and rivers makes rivers polluted. Having abundant and rotten water hyacinth waste can have an impact on health. There are empowerment activities for the community to utilize water hyacinth waste into handicrafts in the form of bags. The aim of community service is to utilize water hyacinth waste into craft materials that have sales value. The implementation of this service activity uses socialization methods and training on how to use water hyacinth waste to make handicrafts. Water hyacinth waste is cut into long shapes and then dried in the sun until dry. Results and discussion Water hyacinth waste leaves are taken and formed into the desired pattern. In forming the bag shape pattern, the size and shape of the leaves from the dried water hyacinth leaves will be arranged into handicrafts in the form of bags and other handicrafts.
BANK INFAQ: RISK MANAGEMENT IN THE PROVISION OF UMKM CAPITAL DURING COVID-19 Purnomo, Agus; Maulida, Atika Zahra
Al-Infaq: Jurnal Ekonomi Islam Vol. 14 No. 1 (2023)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

Bank Infaq is an Islamic public financial instrument that has economic empowerment activities. Infaq fund collection is carried out by infaq banks offline and online. This research was conducted to reduce risk and provide solutions to reduce the risk of jamming in the provision of business capital during the covid 19 pandemic. The study used qualitative methods by conducting interviews with the management, collection, and distribution of infaq funds. In collecting research data using the purposive sampling technique, the researcher takes data according to the categories that have been determined by the researcher at random. The analysis of the research results explains the collection, distribution, and risk management in providing UMKM business capital. Infaq funds collected by infaq banks have increased every year. Infaq funds will be channeled in economic empowerment activities such as providing business capital to UMKM actors affected by COVID 19. The distributed business capital will be monitored and evaluated to reduce the risk of default (bad credit).
THE INFLUENCE OF SERVICE ROLES, PERCEPTION OF CONVENIENCE, PERCEPTION OF RISK, AND FACILITIES ON CONSUMER SATISFACTION IN THE FINANCIAL INFORMATION SERVICE SYSTEM (SLIK) REVIEWED FROM ISLAMIC ECONOMICS (STUDY ON THE FINANCIAL SERVICES AUTHORITY OF SOUTH K Norhayati; Agus Purnomo; Iman Setya Budi; Atika Zahra Maulida; Umi Uniska; Abdul Hadi
Wasīlah: Journal Of Sharia Sciences Vol. 2 No. 3 (2026): Agustus
Publisher : Wasīlah: Journal Of Sharia Sciences

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Abstract

This study was motivated by the SLIK service context, specifically the rising demand for information, inquiries, and complaint consultations from consumers regarding SLIK records, debt collector behavior, and external fraud—such as scams, account breaches, and skimming (identity theft). Given the growing number of business records and individuals relying on financial information for loans and other transactions, assessing SLIK's effectiveness has become increasingly important for enhancing customer satisfaction. The objective of this study is to determine the extent to which the independent variables influence the dependent variable, both partially and simultaneously. It's a quantitative study. The population consists of 3,475 individuals, based on the number of walk-in consumers who visited the OJK SLIK service in 2024, while the sample comprises 44 respondents selected via random sampling. Data collection was conducted via a Likert-scale questionnaire. The results indicate that, when analyzed individually, the "Service Role" variable does not have a significant effect (significance value: -2.086). The "Perceived Ease" variable has a significant effect (p-value: 6.36), as does the "Perceived Risk" variable (p-value: 3.183). Conversely, the "Facilities" variable does not have a significant effect (significance value: 0.633). However, when analyzed simultaneously, the variables of Service Role, Perceived Ease, Perceived Risk, and Facilities exert a significant influence on purchasing decisions, with an F-test significance value of 0.000 (α = 0.05).