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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Bima Journal : Business, Management and Accounting Journal Jurnal Akuntansi, Manajemen Dan Ekonomi Islam (JAM-EKIS) Economic Reviews Journal Jurnal Pengabdian Mandiri MILRev: Metro Islamic Law Review JSE: Jurnal Sharia Economica
Supardi Mursalin
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Analisis Manajemen Resiko Calon Jamaah Umroh (Studi di Desa Talang Tinggi Kabupaten Seluma) Indra Heriyantoni Pratama; Supardi Mursalin; Khozin Zaki
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 1 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i1.30842

Abstract

This study aims to analyze the risk management faced by prospective Umrah pilgrims, particularly victims of Umrah Package fraud in Talang Tinggi Village, Seluma Regency, this study used a qualitative descriptive approach with data collection techniques through observation, interviews, and documentation. The research informants consisted of prospective Umrah pilgrims, fraud victims, and umrah travel agencies. The result show that prospective Umrah pilgrims face various risk, including administrative, operational,legal, economic, social, and psychological risks. The most dominant risks are economic and legal risks, which cause financial losses and uncertainty about departure. The implementation of risk management is carried out through the stages of identification, analysis, evaluation, and risk mitigation. Recommended strategies include increasing pilgrim literacy regarding travel legality, transparency ind fund management, strengthening internal coordination of travel agencies, and emotional support for victims. The impelentation of appropriate risk management is expected to minimize the potential for fraud and increase protection for prospective Umrah pilgrims
PARTISIPASI MASYARAKAT DALAM PENGELOLAAN DANA DESA (Studi di Desa Marga Sakti Kecamatan Padang Jaya Kabupaten Bengkulu Utara) Supardi Mursalin; Citra Liza; fikri, muhammad
JSE: Jurnal Sharia Economica Vol. 5 No. 1 (2026): Januari
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v5i1.3069

Abstract

This study aims to identify the forms of community participation in the management of village funds in Marga Sakti Village and to assess whether the management process has been carried out transparently, accountably, and in accordance with community needs. The research uses a descriptive qualitative method with a descriptive approach and applies a purposive sampling technique, in which respondents are deliberately selected based on their understanding of village fund management. A total of 10 participants were involved, consisting of village officials, community leaders, youth, and local residents. The results show that the level of community participation in Marga Sakti Village varies at each stage of fund management. Participation is relatively good during the planning and implementation stages, while at the supervision and evaluation stages, it still needs improvement. Overall, the management of village funds in Marga Sakti Village has been carried out quite transparently and accountably; however, greater community involvement in all stages is needed to make fund management more effective and aligned with community needs.
Co-Authors Citra Liza Esti Alfiah Evan Stiawan Felisa Ayu Wulandari Hamdan Inda Tri Listri Indi Mardalena Indra Heriyantoni Pratama Khozin Zaki Kustin Hartini M. Fijar Ishlahul Ummah Mohamad Salik Muhammad Fikri Nurhayati, Yeni Nurul Aini Rahmat Noprianto Renta Rejesti Robeet Thadi Rolin Galileo Sabrina Aulia Salsabilla USWATUN HASANAH Yetti Afrida Indra