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All Journal Jurnal Aplikasi Akuntansi Musamus Journal of Economics Development SYARIAH: Journal of Islamic Law Bulletin of Community Engagement Kresna: Jurnal Riset dan Pengabdian Masyarakat Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Jurnal Ilmiah Pengabdian dan Inovasi Jurnal Pengabdian Masyarakat Bangsa JURNAL ILMIAH PENDIDIKAN KEBUDAYAAN DAN AGAMA JURNAL PENGABDIAN MASYARAKAT AKADEMISI Jurnal Akademik Pengabdian Masyarakat JURNAL RUMPUN MANAJEMEN DAN EKONOMI GLOSSARY Journal of Multidisciplinary Academic Business Studies
Adi Maulana Rachman
Universitas Musamus
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

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Pelatihan Pencatatan Keuangan Digital Bagi Pelaku UMKM di Merauke Yulianti, Ni Luh Putu Nita; Rachman, Adi Maulana; Ismail, Ismail
Jurnal Pengabdian Masyarakat Bangsa Vol. 3 No. 3 (2025): Mei
Publisher : Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/jpmba.v3i3.2243

Abstract

Pengabdian ini bertujuan untuk memberikan Pelatihan Pencatatan Keuangan Digital Bagi Pelaku UMKM di Merauke mengenai cara pengelolaan keuangan yang mudah dan benar. Metode yang digunakan dalam pengabdian ini adalah metode ceramah dan metode praktik menggunakan aplikasi BukuWarung untuk pencatatan keuangan. Program pengabdian ini dirasa penting dalam rangka membantu pencatatan keuangan yang tepat dan sesuai bagi pemilik UMKM di Merauke. Target dan luaran yang ingin dicapai melalui solusi pemecahan masalah: pelatihan tentang pencatatan keuangan dengan menggunakan aplikasi BukuWarung menggunakan metode ceramah dan praktik. Hasil program pengabdian masyarakat adalah melalui kegiatan pengabdian kepada masyarakat ini Pemilik UMKM di Merauke dapat meningkatkan system pencatatan keuangan secara sistematis dan efesien dengan memanfaatkan teknologi modern saat ini dan hasilnya peserta yaitu pemilik UMKM di Merauke mudah memahami penggunaan aplikasi tersebut karena aplikasi BukuWarung sangat sederhana dan dapat digunakan dimanapun dan dapat di download dengan menggunakan Handphone.
Storybook validation: Essential practices for student's financial literacy Irianto, Okto; Susanto, Susanto; Asmaningrum, Henie Poerwandar; Rachman, Adi Maulana; Budiasto, Jarot; Sokheh, Habib
Journal of Multidisciplinary Academic Business Studies Vol. 1 No. 2 (2024): February
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/jomabs.v1i2.3398

Abstract

Purpose: To develop and validate a financial literacy storybook for Junior High School students using the 4D (Define, Design, Develop, Disseminate) method. Research Methodology: This study employs a development research approach, specifically utilizing the 4D (Define, Design, Develop, Disseminate) method to create and validate a financial literacy storybook for Junior High School students. Results: High feasibility scores from both material (72 points) and media (77 points) experts validated the storybook's content accuracy, relevance, and overall design quality. These results suggest that the approach of using digital storytelling, specifically through Storyjumper, can effectively bridge the gap between abstract financial concepts and relatable age-appropriate narratives for adolescents. Conclusions: The validated storybook enhances students’ financial literacy by combining pedagogical accuracy with engaging design, and digital storytelling innovatively boosts understanding and interest in financial education. Limitations: First, the validation process relied primarily on expert opinions, which, although valuable, may not fully capture the perspectives of the target audience, Junior High School students. The study did not include a pilot test with actual students, which could provide insights into the storybook's real-world effectiveness and engagement levels. Additionally, the research is limited to a specific geographical and cultural context, potentially affecting the generalizability of the findings to other regions or educational systems. Contribution: This research contributes a validated financial literacy storybook for Junior High School students, advancing educational tools in this crucial field and demonstrating the 4D method's effectiveness in educational material development.
Pengaruh Pengeluaran Pemerintah di Sektor Pendidikan, Kesehatan dan Belanja Modal terhadap Indeks Pembangunan Manusia dan Kemiskinan di Indonesia Rachman, Adi Maulana
Bulletin of Community Engagement Vol. 4 No. 1 (2024): Bulletin of Community Engagement
Publisher : CV. Creative Tugu Pena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51278/bce.v4i1.1266

Abstract

The purpose of this research is to analyze the effect of government spending sectors of education, health, LPFR and the GDRP of the Human Development Index and poverty in Indonesia in 2010-2014. In this research there are two variables dependent HDI is one indicator of the progress of a country and poverty can make the effects serious enough for human development because of the problem of poverty is a complex problem that stems from the inability of people to meet their basic needs so that the needs of others as education and health was neglected. In this study, there are four independent variables were analyzed, namely government spending in education, health, LPFR and the GDRP of the HDI and poverty so that policies are made to increase the number of HDI and reduce poverty. The analysis model is the panel data regression. Results of regression with panel data regression model showed government spending positive effect on the health sector and LPFR HDI negative effect on the HDI. While government spending has no effect on the education sector and the GDRP HDI has no effect on the HDI. Government spending negatively affect the education sector poverty, public expenditure on health sector negatively affect the GDRP of poverty and negatively affect poverty. While LPFR no effect on poverty. Keywords: HDI, Poverty, Goverment spending, TPAK and PDRB
FACTORS INFLUENCING INDONESIAN ACCOUNTING STUDENTS' PERCEPTION OF SAFE HAVEN INVESTMENTS Irianto, Okto; Manuhutu, Fenty Yoseph; Ada, Kadek Bramdhika; Adiatma, Tini; Rachman, Adi Maulana
Jurnal Aplikasi Akuntansi Vol 10 No 1 (2025): Jurnal Aplikasi Akuntansi, October 2025
Publisher : Program Studi Diploma III Akuntansi Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jaa.v10i1.651

Abstract

This study aims to identify and analyze the factors that influence the perception of Accounting students in Indonesia towards safe haven investments in the context of global economic uncertainty due to the US-China trade war. Continued economic uncertainty encourages investors to seek hedging instruments, but the understanding of the younger generation as prospective financial practitioners towards safe havens is still limited. This explanatory quantitative study uses primary data from 168 accounting students through a structured questionnaire. Data analysis uses Structural Equation Modeling with Partial Least Squares (SEM-PLS) to test the effect of financial knowledge level, investment experience, risk tolerance, and exposure to market information on safe haven perceptions. The results show that the level of financial knowledge has the most significant positive effect on safe haven perceptions, followed by investment experience and exposure to market information, which also have a positive impact. Conversely, risk tolerance has a significant adverse impact on safe haven perceptions. The research model explains 54.7% of the variance in safe haven perceptions with good predictive relevance. These findings imply the need to strengthen financial literacy and experiential learning in the accounting curriculum to prepare graduates with a comprehensive understanding of investment risk management in an era of global economic uncertainty.
FINANCIAL LITERACY AND FINANCIAL INCLUSION ON SUSTAINABLE CREDIT DECISIONS THROUGH FINANCIAL BEHAVIOR : A STUDY OF MERAUKE MSMES Putu Nita Yulianti, Ni Luh; Rachman, Adi Maulana; Wati, Caecilia Henny Setya; Richard, Yumiad Fernando
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 3 (2025): ON GOING
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v9i3.6549

Abstract

Study This aim For analyze impact financial literacy and financial inclusion to taking decision sustainable credit​ through Financial behavior of MSMEs in Merauke City. Problems study leave from low financial literacy perpetrator business as well as limited utilization service formal finance, which causes decision credit often taken without careful consideration. Research​ This use method quantitative with population as many as 3.777 MSMEs. The sampling technique sample done with purposive sampling and quota sampling methods, with amount respondents as many as 120 MSMEs in Merauke City. Data collected through questionnaire Likert scale, then analyzed using Structural Equation Modeling Partial Least Squares (SEM-PLS). The research results show that financial literacy No influential significant to taking decision credit sustainable. Financial inclusion also not influential significant to sustainable credit decisions. On the other hand, financial behavior proven influential positive and significant to decision credit sustainable. Furthermore, the results of the mediation test show that financial literacy and financial inclusion influential No direct to decision credit sustainable through financial behavior. Findings This confirm that understanding and access finance Not yet Enough push decision sustainable credit​ if No reflected in financial behavior everyday. Therefore, literacy and inclusion programs are needed finances that are not only emphasize aspect knowledge, but also formation behavior healthy finances among Merauke MSMEs.
Co-Authors Ada, Kadek Bramdhika Asrudi Dodhy Hyronimus Ama Longgy Elly Noer Henie Poerwandar Asmaningrum Henie Poerwandar Asmaningrum, Henie Poerwandar Ismail Ismail Ismail Ismail Jacobus Rico Kuntag JAROT BUDIASTO Manuhutu, Fenty Yoseph My Ismail Ni Luh Putu Nita Yulianti Noer, Elly Nurkholis Syukron Okto Irianto Okto Irianto, Okto Parman parman parman Parman Parman Putu Nita Yulianti, Ni Luh Richard, Yumiad Fernando Romualdus Turu Putra Maro Djanggo Sokheh, Habib Susanto Susanto Tini Adiatma Wati, Caecilia Henny Setya Yulianti, Ni Luh Putu Nita