Article Per Year (5 Year)
p-Index From 2021 - 2026
7.432
P-Index
This Author published in this journals
All Journal Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Jurnal Ekonomi & Studi Pembangunan EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Falah : Jurnal Ekonomi Syariah Jurnal Ilmiah Ekonomi Islam JURNAL MANAJEMEN MOTIVASI Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal SOLMA Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Ihtifaz: Journal of Islamic Economics, Finance, and Banking Jurnal Tabarru': Islamic Banking and Finance Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Iqtishoduna: Jurnal Ekonomi Islam Amwaluna Jurnal Ekonomi dan Keuangan Syariah Budimas : Jurnal Pengabdian Masyarakat Ihtiyath : Jurnal Manajemen Keuangan Syariah JES (Jurnal Ekonomi Syariah Jurnal Pengabdian kepada Masyarakat Nusantara Journal of Economics Research and Social Sciences Forum Bisnis dan Kewirausahaan Entrepreneur : Jurnal Bisnis Manajemen dan Kewirausahaan Jurnal Abdimas Indonesia : Jurnal Abdimas Indonesia Jurnal Ar-Ribh Journal of Islamic Economic and Business Research Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah TRANSFORMASI : JURNAL PENGABDIAN PADA MASYARAKAT Prosiding Seminar Nasional Program Pengabdian Masyarakat Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Proceeding ISETH (International Summit on Science, Technology, and Humanity) Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Prosiding Seminar Nasional Hasil-hasil Penelitian dan Pengabdian Pada Masyarakat Al-Khidmah : Jurnal Pengabdian Kepada Masyarakat Jurnal Studi Ekonomi dan Pembangunan Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah IECON: International Economics and Business Conference MAYARA: Jurnal Pengabdian Masyarakat BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Wadiah: Jurnal Perbankan Syariah
Fathurrahman, Ayif
Universitas Muhammadiyah Yogyakrta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Medicine & Pharmacology Public Health Social Sciences Other

Published : 73 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 73 Documents
Search

 4   5   6   7   8 
Decision Model Of Society In Choosing Islamic Banks (Case Study In Semarang Regency Society) Ayif Fathurrahman; Jyan Curnia Lestari
WADIAH Vol. 10 No. 1 (2026): Wadiah: Jurnal Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam, UIN Syekh Wasil Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/wadiah.v10i1.2415

Abstract

The research entitled Analysis of Factors Influencing People's Decisions to Become Customers of Islamic Banks (Case Study in Semarang Regency Communities) aims to examine the influence of independent variables in the form of Location (X1), Facilities (X2), Service (X3), and Knowledge (X4) on the community's decision to become a customer of an Islamic bank with a case study in the people of Semarang Regency. The subjects in this study were the people of Semarang Regency aged 17-65 years who had become customers of Islamic banks. This research is a type of quantitative research with a sample of 139 respondents who were selected using a purposive sampling method. The data that has been obtained is then processed with the help of IBM SPSS 26.0. The analytical tool used is multiple linear regression. Based on the analysis that has been carried out, the results show that Location has a calculated T value of 4.069, Facilities has a calculated T value of 4.202, Services has a calculated T value of 3.289, and Knowledge has a calculated T value of 2.233. So it can be concluded that Location (X1), Facilities (X2), Service (X3), and Knowledge (X4) have a positive and significant influence on people's decisions to become customers of Islamic banks. Keywords: Location; Facility; Service; Knowledge, Islamic Bank
Determinan Market Share Perbankan Syariah di Indonesia (Pendekatan Error Correction Model) Ayif Fathurrahman; Ade Maya Asriyanti
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 7 No 2 (2022)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v7i2.12043

Abstract

Penelitian ini bertujuan untuk menguji dan menganalisis pengaruh financing to deposit  ratio, dana pihak ketiga, BI rate dan inflasi terhadap market share perbankan syariah di Indonesia. Objek dalam penelitian ini difokuskan pada Bank Umum Syariah dan Unit Usaha Syariah periode 2015 sampai 2019. Alat analisis yang digunakan dalam penelitian ini adalah Error Correction Model (ECM) dengan program analisis Eviews 7.0. Berdasarkan pengujian hipotesis yang telah dilakukan diperoleh hasil bahwa dalam jangka panjang FDR dan inflasi memiliki pengaruh positif tetapi tidak signifikan terhadap market share perbankan syariah, BI rate memiliki pengaruh negatif tetapi tidak signifikan terhadap market share perbankan syariah serta DPK memiliki pengaruh positif dan signifikan terhadap market share perbankan syariah di Indonesia. Sedangkan dalam jangka pendek, FDR dan DPK memiliki pengaruh positif dan signifikan terhadap market share perbankan syariah, BI rate memiliki pengaruh positif tetapi tidak signifikan terhadap market share perbankan syariah serta inflasi memiliki pengaruh negatif tetapi tidak signifikan terhadap market share perbankan syariah di Indonesia.
Fiscal Policy And Credit Growth: The Dynamic Effects Of Capital Expenditure And The Moderating Role Of Unemployment In Regional Development Banks In Indonesia Retnaning Wulan; Ayif Fathurrahman; Ahmad Maruf
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 14 No 4 (2026): October
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v14i4.11259

Abstract

This study analyzes the effect of regional fiscal policy on the credit growth of Regional Development Banks (BPDs) in Indonesia, incorporating the dynamic effects of capital expenditure and the role of the unemployment rate as a moderating variable. Using unbalanced panel data from 27 BPDs over the period 2010–2024 and a fixed effects model with Driscoll–Kraay standard errors, the results show that capital expenditure has a positive and significant effect on credit growth, both contemporaneously and in its lagged form, indicating dynamic effects. In contrast, intergovernmental fiscal transfers (TKDD) exhibit a negative effect, while inflation and the unemployment rate do not have significant direct effects. However, moderation analysis reveals that the unemployment rate strengthens the positive effect of capital expenditure on credit growth. In addition, cumulative effect testing confirms that the impact of capital expenditure increases over time. These findings highlight the importance of improving the quality of capital expenditure and strengthening coordination between regional fiscal policy and the banking sector to enhance BPD intermediation, particularly under conditions of high unemployment.
Co-Authors Ade Maya Asriyanti Agustina Ayu Wulandari, Agustina Ayu Ahmad Maruf Ahmad Maruf AHMADI Ambar Arum Pratiwi Amirah Amirah Ananda Fauziah Putri Anggraini, Masita Anggun Dwi Cahyani Arsianto, Anisa Nendiya Devi, Abriani Sita Dimas Bagus Wiranatakusuma Edi Supiyono Fadilla, Jihan Fahmi Zulfikar Faiza Husnayeni Nahar Febriani, Peggy FIRSHA RUSDI Hamiyah Al-Islami Harun Thalib imamudin yuliadi Jihan Fadilla Jyan Curnia Lestari Martyas Anggesti Masita Anggraini Maya Kumala Sari Muhammad Danish Farhad Bin Zainol Asri Mutmainah, Choironi Nida Awaliah Fitriani Nurul Naqiliah Binti Nor Azman Rahma Aprilia Widiastuti Raisa Mukaroma Ratnasari, Dian Puspita Retnaning Wulan Retnaning Wulan Rista Suryadi Rohmansyah RUSDI, FIRSHA Setiana, Nana Dwi Suryadi, Rista Umi Azizah Umi Azizah, Umi Widiastuti, Rahma Aprilia Yuli Utami Zaini Muchlis Zulkifli, Siti Maryam Binti