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All Journal Papua Law Journal Pena Justisia: Media Komunikasi dan Kajian Hukum Nanggroe: Journal Of Scholarly Service AMMA : Jurnal Pengabdian Masyarakat Nanggroe: Journal of Scholarly Service Jurnal Pengabdian UMKM
Marthinus Mambaya
Universitas Cenderawasih
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Deposit Insurance Agency Between Legal Protection and Banking Crime Mambaya, Marthinus
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 2 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i2.4592

Abstract

This research was conducted with the aim of, among other things, wanting to know, understand and explain the role of deposit insurance institutions between legal protection and banking crime. To obtain accurate and scientifically accountable data, normative and empirical juridical research methods are used. The research results reveal that banking transactions are something that should be prioritized so that the interests of the parties can be protected. In law enforcement, these pairs of values need to be harmonized and explained more concretely because these values are usually abstract. Suggestions for utilizing legal tools for bank fraud are carried out using various modus operandi, in the form of deviation from Bank Indonesia Liquidity Assistance (BLBI) by disbursing it in the form of fictitious credit and bank balance mark-ups. Bank Indonesia has a big responsibility to protect and guarantee clients from losses caused by wrong bank actions as the institution that forms and supervises the banking system in Indonesia. To ensure that all banks operating in Indonesia implement statutory provisions, Bank Indonesia must be more active in carrying out its duties and authorities. Good and effective supervision helps reduce client losses due to bank actions.
PENGUATAN KEPATUHAN HUKUM UMKM MELALUI EDUKASI NIB, PIRT, DAN SERTIFIKASI HALAL Kaplele, Farida; Mambaya, Marthinus; Tanati, Daniel
Jurnal Pengabdian UMKM Vol. 5 No. 1 (2026): Januari
Publisher : Pusat Studi UMKM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36448/jpu.v5i1.108

Abstract

Pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) memiliki peran strategis dalam perekonomian nasional, namun masih menghadapi permasalahan rendahnya kepatuhan hukum usaha, khususnya terkait kepemilikan Nomor Induk Berusaha (NIB), Pangan Industri Rumah Tangga (PIRT), dan Sertifikasi Halal. Rendahnya literasi hukum dan persepsi bahwa legalitas usaha merupakan proses yang rumit menjadi faktor utama yang menghambat pemenuhan aspek legalitas tersebut. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pemahaman dan kepatuhan hukum pelaku UMKM melalui edukasi dan pendampingan terkait NIB, PIRT, dan Sertifikasi Halal. Metode pelaksanaan kegiatan meliputi sosialisasi hukum, diskusi interaktif, serta pendampingan teknis dalam proses pengurusan legalitas usaha. Hasil kegiatan menunjukkan adanya peningkatan pemahaman dan kesadaran hukum pelaku UMKM, yang ditandai dengan meningkatnya partisipasi aktif serta kesiapan UMKM dalam mengurus dan melengkapi legalitas usahanya. Selain itu, sebagian pelaku UMKM telah memiliki atau sedang dalam proses pengurusan NIB, PIRT, dan Sertifikasi Halal. Kegiatan ini memberikan kontribusi nyata dalam memperkuat kepatuhan hukum UMKM, meningkatkan kepastian hukum usaha, serta mendukung pengembangan UMKM yang berdaya saing dan berkelanjutan.
Co-Authors BUDIYANTO Budiyanto Budiyanto Daniel Tanati Decky D. A. Wospakrik Dian Rahadian Eddy - Pelupessy Eddy PELUPESSY, Eddy Farida Kaplele, Farida Frans Reumi, Frans G. M. I. Mamoribo, Margaretha Hetharia, Melkias Hilda M. Y. Krey, Thresia Hotlarisda Girsang Ida Magdalena Awi, Sara James Yoseph Palenewen Ketaren, Dahliana Kristina Sawen Marlissa, Elsyan R. Mulyadi, Dudi Nur Asmarani Nur Asmarani, Nur Palenewen, James Yoseph Pelupessy, Berd Elkiopas Pelupessy, Sella Petrix Pondayar, Yustus Simanjuntak, Ayub Jose Luhut Parulian Solossa, Marthinus Tanati, Daniel Usman, Tantu V. H. Baransano, Karel William Hendrik Reba