Article Per Year (5 Year)
p-Index From 2020 - 2025
2.024
P-Index
This Author published in this journals
All Journal Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) I-ECONOMICS: A Research Journal on Islamic Economics Al-Iktisab: Journal of Islamic Economic Law Proceedings of Annual Conference for Muslim Scholars Wahana Akademika: Jurnal Studi Islam dan Sosial JURNAL PENGABDIAN PENDIDIKAN MASYARAKAT (JPPM) AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Ziswaf Asfa Journal Proceedings of Femfest International Conference on Economics, Management, and Business
Khurun’in Zahro’
Universitas Darussalam Gontor
Religion Humanities Computer Science & IT Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

Published : 13 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 13 Documents
Search

 1   2 
PERAN FINANCIAL TECHNOLOGY DALAM MENGHIMPUN DANA ZAKAT, INFAQ DAN SEDEKAH SERTA KONTRIBUSINYA DALAM MENANGGULANGI KEMISKINAN DI INDONESIA Jamal, Mulyono; Putri, Nurmalasari Mulia; Zahro’, Khurun’in
Wahana Akademika: Jurnal Studi Islam dan Sosial Vol. 11 No. 1 (2024): Vol. 11, No. 1, April 2024
Publisher : Kopertais Wilayah X Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/wa.v11i1.18290

Abstract

Financial technology (Fintech) is present as a solution in distributing zakat funds, which is predicted to reduce poverty levels. However, so far it is still not optimal. This causes a reduction in public knowledge and awareness of fintech. This research aims to analyze the role of financial technology in collecting ZIS funds and its contribution to overcoming poverty in Indonesia. This type of research is descriptive qualitative with a literature study approach. The results of this research show that financial technology can maximize ZIS fund collection. This is proven by the increasing number of muzakki and infaq and alms donors so that they can be distributed to those in need.
Sustainable Living Legacy Integrated from Mawarith Linked Waqf Awalia, Fadhila Tianti Mudi; Wulandari, Yunita; Zahro’, Khurun’in; Sari, Tryas Titi; Amelia, Ishma
AL- IKTISAB Journal of Islamic Economic Law Vol 8 No 1 (2024)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/aliktisab.v8i1.11727

Abstract

Mawarith and waqf are two things related to one's property. Waqf which has the characteristics of maintaining the property being waqf, and mawarith is the transfer of ownership rights from the deceased to his heirs who are still alive, whether what is left is property (money), land, or anything in the form of property rights in a shar'i way. The writing aims are to introduce the concept of mawarith and waqf integration in life or in terms known as mawarith linked waqf and show its application at Gontor. This research uses empirical juridical research methods by examining legal norms in the form of mawarith and waqf regulations related to Gontor's practices as one of the sustainable waqf based Islamic boarding schools. The results, Gontor as an educational institution has implemented an mawarith and waqf system that is beneficial for Muslims in general. By waqf system, this boarding school develops and continues to give birth to various benefits for the people. Mawarith linked waqf can increase assets and the potential for equitable distribution of property benefits.
IMPACT OF COMMUNITY INTEREST IN PAYING ZAKAT VIA MOBILE BANKING BANK SYARIAH INDONESIA Fajar Satriyawan Wahyudi; Zahro, Khurun’in; Ladjin, Nurjanna
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 7 (2024): July
Publisher : Adisam Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The rapid development of technology has had an impact in all fields, one of which is the banking sector. Advances in information and communication technology are reflected in Bank Syariah Indonesia, which is developing their services by offering mobile banking services, but customers still lack knowledge in using them because many customers do not want to know about banking developments. Awareness of using mobile banking can be said to be a growing feeling in mobile banking users to carry out their obligations in accordance with what they already know and understand. Because online zakat has enormous potential for the community's economy, considering that the Indonesian people have the largest number of Muslims in the world. And it cannot be denied that Indonesian Muslims are also mobile banking users who are active in banking activities. The strategy used to attract people to pay zakat still uses a fairly simple strategy. The strategy used in marketing zakat products is through brochures, banners, advertisements, radio. As an appeal to make it easier for customers to distribute their zakat using several methods, namely through Bank Syariah Indonesia mobile, especially mobile banking.
ANALYSIS OF MUI FATWA AND MINISTRY OF TRADE POLICY ON BOYCOTT PRODUCTS IN INDONESIA Khurun'in Zahro'; Fadhila Sukur Indra; Yunita Wulandari; Siti Nur Adila; Maritza Putri Nabila
I-Economics Vol 10 No 2 (2024): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v10i2.24167

Abstract

The prolonged conflict between Palestine and Israel has made several parties more aggressively support Palestine. One form of Indonesia's support for Palestine is the issuance of the Indonesian Ulema Council (MUI) fatwa No 83 of 2023 on the Law of Supporting the Palestinian Struggle. Unlike the MUI, the Ministry of Trade did not issue any decree regarding the prohibition of Israeli boycott products entering Indonesia, as long as they follow the applicable procedures. This research method uses a literature study to collect data and information from books, journals, articles, and related news. The purpose of this research is to analyze the fatwa of MUI and the Ministry of Trade regarding the boycott of Israeli products circulating in Indonesia, as well as the response and attitude of the community regarding this matter. The result of this research shows that the boycott of Israeli products is a form of indirect support of the Indonesian people, namely with the MUI fatwa, which urges as much as possible to avoid transactions and use of products affiliated with Israel and that support colonialism and Zionism. Unlike the MUI, the Ministry of Trade does not prohibit any product from circulating and being traded in Indonesia as long as it follows the applicable rules. This also has an impact on the decline of Indonesia's economic level. The Ministry of Commerce, MUI, and the governments concerned should clarify and affirm the decisions made regarding the Israeli boycott of products in Indonesia.
Peran Wakaf Produktif Dalam Meningkatkan Kesejahteraan Perekonomian Indonesia Zahro', Khurun’in; Amelia, Ishma; Agustin, Nia Puji
ZISWAF ASFA Vol 1 No 1 (2023): ZISWAF ASFA Journal (May 2023)
Publisher : ASFA Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69948/ziswaf.3

Abstract

Wakaf merupakan salah satu pilar ekonomi Islam untuk memajukan kesejahteraan umum yang memiliki fleksibilitas dalam pengembangannya. Hal ini dapat terealisasikan dengan pemberdayaan dan pemanfaatan wakaf produktif diiringi regulasi yang sesuai dengan perkembangan zaman. Penelitian ini bertujuan untuk mengetahui peran wakaf produktif dalam meningkatkan kesejahteraan perekonomian Indonesia. Dengan menggunakan metode kualitatif berdasarkan studi kepustakaan, hasil dari penelitian ini menunjukkan bahwa wakaf produktif berperan penting dalam meningkatkan kesejahteraan perekonomian seperti menyediakan fasilitas umum, sarana dan kegiatan ibadah, adanya bantuan modal, memberikan lapangan pekerjaan, mengatasi kemiskinan, mengurangi beban anggaran Negara bahkan untuk segala lini kehidupan di Negara Indonesia.
Development and Productivity Waqf in Sharia Insurance in Indonesia and Egypt: A Comparative Analysis Suhada Setiawan; Muhammad Bagus Saputro; Mufti Afif; Khurun’in Zahro
Proceedings of Femfest International Conference on Economics, Management, and Business Vol. 2 No. 2 (2024): Special Issue, The Proceeding of International Conference on Islamic Human Reso
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Professional management of waqf funds will facilitate its growth and development. This article aims to shed light on the development and potential of Islamic insurance waqf in Indonesia, with a view to increasing its productivity and scope of development. Following the issuance of the DSN-MUI fatwa in 2016, which addresses the issue of Waqf of Insurance Benefits and Waqf of Investment Benefits on the subject of sharia-compliant life insurance, Indonesia can benefit from the examples provided by countries in the Middle East, such as Egypt, which has long been a pioneer in the development of its waqf, which has become a permanent provision in Egyptian law. This research utilises a qualitative descriptive research design. The data collected is analysed by providing a comprehensive picture of the development of Islamic insurance waqf. The findings of this study indicate that the development of Islamic insurance waqf is positive and has significant potential in the future. This is due to the large Muslim population in Indonesia, which provides a great opportunity for the growth of this form of Islamic finance. Provided that the conceptual and concrete barriers that may hinder its development can be effectively addressed by the relevant authorities and the general public, its growth potential is quite significant.
MEMBANGUN PENGUATAN PEMAHAMAN DAN KESADARAN WAKAF MASYARAKAT PESANTREN GONTOR MELALUI GISWAF Syahruddin; Khurun'in Zahro'; Arizqiya Nurfattah; Azzam Al Hanif; Roudhoh Hannaris Said
Jurnal Pengabdian Pendidikan Masyarakat (JPPM) Vol 6 No 1 (2025): Jurnal Pengabdian Pendidikan Masyarakat (JPPM), Vol 6 No 1 (Maret 2025)
Publisher : LPPM UNIVERSITAS MUHAMMADIYAH MUARA BUNGO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52060/jppm.v6i1.2797

Abstract

Waqf has a strategic role in the economic empowerment of Muslims through innovative and productive utilization. However, public understanding and literacy about waqf is still relatively low. This community service programmed aims to increase waqf awareness and literacy through the Indonesian Waqf Awareness Movement (GISWAF) activities implemented at Pondok Modern Darussalam Gontor (PMDG) Female Campus. The implementation method involves a participatory approach consisting of education, case study discussion, practical training, and pre-test and post-test evaluation. The programmed was designed to determine the extent of understanding and awareness of waqf after the counselling. The pre-test and post-test results of the 150 Gontor teacher participants showed that the Gontor teachers' understanding and awareness of productive waqf and some of its schemes were not very deep. It can be seen from the percentage of answers 54% correct and 46% incorrect, which is still dominated by incorrect answers. Meanwhile, the post-test has shown a significant difference, which is dominated by correct answers with a percentage of 87% correct and 13% incorrect answers. Thus, it is clear that the impact of the counselling has changed for now, but there needs to be development and sustainability so that the understanding gained by Gontor teachers can be maximized. Participants also demonstrated the ability to design and manage productive waqf projects in the education and economic sectors. However, challenges related to technical understanding and implementation remain, which require ongoing mentoring. Suggestions include the digitalization of training modules, strategic partnerships with waqf institutions, and the development of an online platform to expand the impact of the programmed. These efforts are expected to create waqf literacy agents that contribute to the welfare of the ummah.
Multi-Service Ijarah Contract for Umrah Financing: Analysis of Its Compliance with DSN-MUI Fatwa Lahuri, Setiawan bin; Jamal, Mulyono; Zahro’, Khurun’in; Nugraheni, Nuriwanda Azizah
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 16, No 1 (2024)
Publisher : Faculty of Sharia and Law, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v16i1.35424

Abstract

Umrah merupakan salah satu ibadah yang membutuhkan biaya yang cukup besar dari masyarakat luar negeri Arab untuk dapat berkunjung ke Makkah. Di Indonesia, terdapat beberapa perusahaan pembiayaan yang menyediakan pembiayaan bagi jamaah umrah. Akan tetapi, prosedur pembiayaan tersebut masih menjadi pertanyaan karena terkait dengan kepatuhannya terhadap syariat Islam. Tulisan ini bertujuan untuk mengkaji tentang pembiayaan umrah yang dijalankan oleh AMITRA FIFGroup dan kepatuhannya terhadap fatwa Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI). Penelitian ini mengungkap bahwaModel pembiayaan tersebut telah sesuai dengan Fatwa DSN-MUI No. 44/DSN-MUI/VIII/2004 tentang Pembiayaan Multijasa. Hal ini terlihat dari penetapan ujrah yang dilakukan AMITRA FIFGroup Indonesia tidak menggunakan persentase melainkan nominal. Selain itu, AMITRA FIFGroup Indonesia tidak menggunakan kafalah, melainkan ijarah multijasa dalam pembiayaan umrah.Abstrak:Umroh adalah jenis ibadah yang membutuhkan dana yang tidak sedikit bagi orang-orang dari luar negara Arab untuk mengunjungi Makkah. Di Indonesia, perusahaan pembiayaan menawarkan pembiayaan untuk jamaah umrah. Namun, prosedur pembiayaan tersebut masih dipertanyakan, karena terkait dengan kepatuhan terhadap syariah. Penelitian ini bertujuan untuk mengkaji pembiayaan umroh yang dioperasikan oleh AMITRA FIFGroup dan kesesuaiannya dengan fatwa Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI). Hasil penelitian ini menunjukkan bahwa model pembiayaan tersebut telah sesuai dengan Fatwa DSN-MUI No. 44/DSN-MUI/VIII/2004 tentang Pembiayaan Multijasa. Hal ini dapat dilihat dari penetapan ujrah yang dilakukan oleh AMITRA FIFGroup Indonesia tidak menggunakan persentase tetapi menggunakan nominal. Selain itu, AMITRA FIFGroup Indonesia tidak menggunakan akad kafalah, melainkan ijarah multijasa dalam pembiayaan umroh.
Revealing the Impact of Waqf Literacy: How are Students of Universitas Darussalam Gontor Interested in Cash Waqf? Zahro', Khurun’in; Anisa Muflikhatul Muna; Vina Fithriana Wibisono
ZISWAF ASFA Vol 3 No 1 (2025): ZISWAF ASFA Journal (May 2025)
Publisher : ASFA Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69948/ziswaf.22

Abstract

This study aims to identify the effect of cash waqf literacy on interest in waqf money among female teachers of Universitas Darussalam Gontor at Pondok Modern Darussalam Gontor for Girls 3. Innovation in waqf management is a necessity to expand Muslim participation, especially in the form of cash waqf. The cash waqf model provides greater flexibility, given that the object can be both movable and symbolic, allowing for more diverse investments and utilization. However, the potential of cash waqf in Indonesia has not been fully maximized. This research is descriptive quantitative research, data collection techniques using questionnaires, with proportional random sample sampling of 160 respondents. The analytical tool used is SEM-PLS Version 4.0. The results showed that the level of cash waqf literacy in female students at Universitas Darussalam Gontor  was at a moderate level, namely at a percentage of 65.63%. Factor analysis shows that cash waqf literacy has a significant influence on the interest in waqf money among these students. Evidenced by the t-statistic value of 37,188 (p-value 0.000 <0.05). In a 95% interval, the effect of waqf literacy on interest in waqf money lies between (0.776) to (0.867). The research shows that waqf literacy can influence the interest in waqf money among female students at Universitas Darussalam Gontor, especially Pondok Modern Darussalam Gontor for Girls 3.
Tax Principles According to Abu Yusuf and Adam Smith: Comparative Study Khurun'in Zahro'; Nuriwanda Azizah Nugraheni; Ishma Amelia; Muhammad Reyhan
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 3 No. 2 (2023): Desember 2023
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35964/albayan.v3i2.172

Abstract

Taxes are important for every country because it is the main income for the state, which is certainly very influential on state coffers in addition to gain in other fields. In the history of Islam itself, taxes have existed since the time of the Prophet (peace be upon him), and many Muslim scholars poured their thoughts into taxation. One of them is quite famous is Abu Yusuf, who poured a lot of economic thought into his book Al-Kharaj. One of these Western economists is Adam Smith, more commonly known as the Father of Economics. Adam Smith poured much of his thoughts on economics into his book An Inquiry into The Nature and Causes of the Wealth of Nations. The purpose of this study was to know the thoughts of Abu Yusuf and Adam Smith in the principle of taxes as well as to know the similarities and differences in the principle of taxes. This study uses comparative descriptive qualitative research conducted by studying literature or documentation and analyzing data submitted by Miles and Huberman. The results of this study showed that the difference between Abu Yusuf and Adam Smith is very clearly seen, in the taxes levied, Abu Yusuf did not collect taxes on land rent, rent, and wage taxes. And Abu Yusuf strongly emphasized justice where taxes are imposed on the taxpayer in accordance with his ability and does not burden the taxpayers.
Co-Authors Agustin, Nia Puji Akhmad Affandi Mahfudz Amelia, Ishma Anisa Muflikhatul Muna Arief Rahmawan Arizqiya Nurfattah Awalia, Fadhila Tianti Mudi Azzam Al Hanif Fadhila Sukur Indra Fajar Satriyawan Wahyudi hidayah, akmal Ishma Amelia Ladjin, Nurjanna Maritza Putri Nabila Mufti Afif Muhammad Bagus Saputro Muhammad Reyhan Mulyono Jamal Nugraheni, Nuriwanda Azizah Nuriwanda Azizah Nugraheni Putri, Nurmalasari Mulia Roudhoh Hannaris Said Royyan Ramdhani Djayusman Sari, Tryas Titi Siti Nur Adila Suhada Setiawan Syahruddin Vina Fithriana Wibisono Yunita Wulandari Yunita Wulandari