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All Journal Jurnal Al-Qardh Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Owner : Riset dan Jurnal Akuntansi JESI (Jurnal Ekonomi Syariah Indonesia) Indonesian Journal of Business Analytics (IJBA) Relevance: Journal of Management and Business JURNAL ECONOMINA Journal of Islamic Economics Lariba Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Referensi Islamika: Jurnal Studi Islam
Ishak, Ishak
IAIN Palopo
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Model Pemasaran Pada Perusahaan Sosial Islam (Islamic Social Enterprise) Ishak Slamet
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.4697

Abstract

Islamic Social Enterprise (ISE) is one of the important sectors in the Islamic economy. Many Islamic social companies operate in Indonesia, whether run by individuals, partnerships, or non-profit organizations. Given their current growth, in Indonesia and around the world, studies on specific ISEs founded by individuals have not received serious attention. Moreover, no discussion of the marketing aspects of ISE can be found in the previous literature. Despite all these limitations, the marketing element remains very important for the sustainable development of ISE. The elements of marketing are expected to be very important for ISE, even though the basic goal is a social goal, but there are benefits to be achieved. The purpose of this study is to explore the marketing model in Islamic social enterprises. This is because the purpose of an Islamic social enterprise (ISE) is to serve the Islamic community/needy beneficiaries as well as the customers of the business being run, no matter what level they are at. This study adopts a literature study or literature review approach. The results of this study indicate that not all elements of the marketing mix can be applied to Islamic social enterprises. In addition, this study highlights several spaces to find ways to maintain ISE by implementing the right marketing elements. The results of the study also expand the literature review on ISE.
Analisis Efektivitas Transmisi Kebijakan Moneter Melalui Instrumen Syariah dan Konvensional Dalam Memengaruhi Inflasi di Indonesia Nur Ariani Aqidah; Ishak Ishak; Takdir Takdir; Mutmainnah Azzahra
Owner : Riset dan Jurnal Akuntansi Vol. 6 No. 3 (2022): Artikel Volume 6 Issue 3 Periode Juli 2022
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v6i3.990

Abstract

This research analyze the transmission of monetary policy through the syariah instrument and conventional instrument in influencing inflation in Indonesia with data analysis techniques using the Vector Error Correction Model. The data used in the research obtained from the 2016-2020 Indonesian Economic and Financial Statistics annual report, 2016-2020 Consumer Price Index data from Central Bureau of Statistics, the 2016-2020 Banking Statistics annual report and the 2016-2020 Islamic Banking Statistics annual report. The test results on the syariah instrument indicators show that the Consumer Price Index gives a negative response to shocks that occur in FINC and SBIS, while the Consumer Price Index gives a positive response to shocks that occur in DPK and PUAS. The test results on the conventional instrument indicators show that the Consumer Price Index gives a negative response to shocks that occur in LOAN, DPK and SBI, while the Consument Price Index gives a positive response to shocks that occur in PUAB. And the results of the Forecast Error Variance Decomposition test show that the influence of indicators from the syariah instrument variable simultaneously in influencing the Consumer Price Index as a proxy for inflation is greater than the indicators from the conventional instrument variable.
Covid-19 Pandemic: The Effectiveness of Utilizing Micro Business Productive Assistance (BPUM) for MSMEs Ishak Ishak; Nur Ariani Aqidah; Junastri Junastri
Relevance: Journal of Management and Business Vol. 5 No. 1 (2022)
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (549.703 KB)

Abstract

This study examines the impact of the COVID-19 Pandemic on MSMEs and how the effectiveness of utilizing business capital assistance paid by the government affects their survival during the COVID-19 Pandemic. Through a survey of 110 respondents (namely debtors/beneficiaries), this case study finds that the COVID-19 Pandemic has caused business delays, so the government assistance program has become the key to MSME business continuity during the COVID-19 Pandemic. With government assistance, the business actors in the sample of this study could maintain their business. Even though the overall labor force is decreasing and income is decreasing, some small, medium, and micro-enterprises can maintain or even increase workers and their turnover due to government assistance. This study recommends continuing the assistance program for MSMEs by loosening requirements and focusing on new beneficiaries, an integrated MSME database, and in the future, the assistance program needs to be integrated with financial literacy and MSME innovation programs. The policy implication of this study is that the government's economic recovery plan during the future recession needs to target MSMEs. KEYWORDS: Effectiveness of Utilization, Business Capital Assistance, MSMEs
Transformation of Islamic Banking Branchless Based on Local Culture Akbar Sabani; Ishak
Indonesian Journal of Business Analytics Vol. 3 No. 2 (2023): April, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijba.v3i2.3595

Abstract

The Islamic banking industry is a business institution in the financial sector that shows the existence of the Islamic economy in the current Indonesian economic order. This study aims to show a model for the development of branchless banking, especially Islamic banks. This study analyzes and also designs a branchless banking business model based on a literature study and also based on a qualitative analysis with a literature study approach. Based on this study, it was found that the development model of a branchless banking Islamic bank in Indonesia is more appropriate and more appropriate if it synergizes the latest technology and the local wisdom aspects which is developing in the community because it is more in line with the character and culture and geographical conditions of Indonesia. The diversity of local wisdom embraced by the Indonesian people can be a distinct advantage in the development of branchless banking Islamic banking. The results of this study also show that Islamic banking must collaborate with local economic institutions and units so that the integrated, protected and easy-to-operate design model of sharia banking can reach out widely in the community, especially in areas that are not covered by banking services so that the target for increasing Islamic banking market share can be achieved.
Portrait Implementation Muzara’ah Contract Effort Encourage Improvement Community's Economy Ishak, Ishak; Saepul, Saepul; Sabani, Akbar
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 1 (2023)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (336.847 KB) | DOI: 10.21927/jesi.2023.13(1).82-92

Abstract

The purpose of this study is to describe how the process of implementing profit sharing is carried out by agricultural communities in the District. District Anggeraja. Enrekang and whether the profit-sharing model is following the muzara’ah contract in Islam. There are three main topics discussed in this article, namely (1) The potential for shallot farming (2) The mechanism for implementing the muzara’ah contract in shallot farming (3) The economic impact on the community from shallot farming. This type of research uses qualitative methods which are described descriptively. Sources of research data using primary data and secondary data. To obtain valid data, the authors use data collection methods utilizing observation, interviews, and documentation. The data analysis technique used in this research is data reduction, presenting data, and drawing conclusions. The findings of the results in the study indicate that the concept of profit sharing is carried out by the people of Kec. Anggeraja Kab. Enrekang is called by the term bagessele' which is carried out based on the customs of the local community, namely an agreement between the owner of capital and sharecroppers in the form of an oral statement. In the process of implementing shallot farming profit sharing, all the results obtained from agriculture are totaled as a whole, then reduced by the capital that has been issued, and then divided based on the proportion between sharecroppers and capital owners. The mechanism for implementing the profit sharing used is also following the principles of Islamic law in Ramallah because it refers to the pillars and conditions that have been fulfilled. The distribution of ratios also follows the proportion of profit sharing in the muzara’ah contract, namely ½, 1/3, and ¼ following the mutual agreement.
Halal Product Assurance at Traditional Markets in Luwu Raya Based on Halal Supply Chain Traceability tahmidnur, muhammad; Ishak, Ishak; Rusmana Putri, Qisty Amalina; Sarijuddin, Peni
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 8 No. 2 (2024): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v8i2.3531

Abstract

The purpose of this study is to explore halal products in the Greater Luwu Market using halal supply chain treacebilit. the research intends to develop practical guidelines and recommendations for market operators and regulators to implement and maintain Halal assurance systems effectively. Ultimately, the goal is to promote consumer confidence in Halal products available in these traditional markets and contribute to the broader objective of standardizing Halal practices in the region. This study uses qualitative research by collecting data in the form of random interviews with economic actors of producers, distribution, and consumers in the Greater Luwu market. The results of the study found that first there are three sources of supply of goods or commodities in the Greater Luwu Market, namely outside the city , collectors of goods and land products themselves. Secondly, the application of halal awareness indirectly in the Greater Luwu community, which in fact is mostly Muslim, makes halal supply management in the Greater Luwu market run according to the provisions even though there is no specific tool to detect supply, so that the availability of halal food ingredients in the Greater Luwu market can be said to be easy to find and still dominant.
Influencer marketing on social media in Palopo City: How sponsorship disclosure, influencer credibility, and MSME reputation influence promotional effectiveness‎ Hayani, Nur; Iskandar, Ahmad Syarief; Ishak, Ishak
Journal of Islamic Economics Lariba Vol. 11 No. 1 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss1.art3

Abstract

IntroductionInfluencer marketing on social media has gained widespread attention for its ability to enhance promotional effectiveness by leveraging the authenticity and credibility of influencers. However, concerns about transparency, especially related to sponsorship disclosures, along with the credibility of influencers and businesses—particularly micro, small, and medium enterprises (MSMEs)—require deeper investigation, especially in emerging local markets.ObjectivesThis study investigates how sponsorship disclosure (explicit, implicit, or none), influencer credibility, and MSME credibility affect consumer perceptions and promotional effectiveness on social media. Additionally, the study examines the mediating role of consumer trust in these relationships within the context of MSMEs in Palopo City.MethodA quantitative approach utilizing a structured survey was employed. Data were collected from 133 active social media users in Palopo City who had experience interacting with influencer promotional content. Structural Equation Modeling (SEM) through SmartPLS software was used to analyze both direct and indirect effects among the study variables.ResultsFindings revealed that influencer credibility exhibited the strongest positive influence on promotional effectiveness, followed by MSME credibility and explicit sponsorship disclosure. Consumer trust significantly mediated these relationships, enhancing the overall impact of sponsorship disclosure, influencer credibility, and MSME credibility on promotional effectiveness.ImplicationsThe results underscore the importance for MSMEs to collaborate strategically with credible influencers and maintain transparency in sponsorship disclosures. Such practices can substantially increase consumer trust and, consequently, the effectiveness of promotional campaigns. Additionally, these findings highlight the necessity of regulatory support for transparent advertising practices.Originality/NoveltyThis research extends existing literature by exploring influencer marketing dynamics within a local MSME context, specifically examining how transparency in sponsorship disclosure, coupled with influencer and MSME credibility, influence promotional outcomes through consumer trust.
Effectiveness of Monetary Policy Transmission Through Sharia and Conventional Instruments in Influencing Inflation in Indonesia Ishak, Ishak; Aqidah, Nur Ariani; Rusydi, Mikdar
IKONOMIKA Vol 7, No 1 (2022)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v7i1.13084

Abstract

This study investigates the influence of the transmission of monetary policies through the Sharia and Conventional monetary policy instruments on Indonesian inflation using data analysis techniques such as the Vector Error Correction Model (VECM). The data of this study was obtained from financial statements of the Annual Report of Indonesian Economic and Financial Statistics (2016 to 2020), Consumer Price Index (CPI) data taken from the Central Bureau of Statistics (BPS; 2016 to 2020), from Banking Statistics Annual Reports (2016 to 2020), and from the Islamic Banking Statistics Annual Reports (2016 to 2020). The test results on the sharia instrument indicators show a negative reaction of the Consumer Price Index to shocks in FINC and SBIS, but a positive reaction to shocks in third-party funds and Islamic interbank money market. According to the test results on the conventional instrument indicators, the Consumer Price Index responds negatively to shock in LOAN, DPK, and SBI, and positively to shocks in PUAB.
The Influence of Sharia Labels and Compliance on Customer Trust in Bakti Huria Sharia Cooperatives, Palopo City abdullah, muh ruslan; bahar, Indah; Shaleh, Mahadin; Ishak, Ishak
AL-QARDH Vol 7 No 1 (2022): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study was to find out the influence of sharia labels and sharia compliance on customer trust in the Bakti Huriah Sharia Cooperative. This research used quantitative research. The population in this study, namely the customers of the Sharia Bakti Huria Cooperative, Palopo City had a total of 12,000 people and the sampling carried out in this study was accidental sampling. Data collection techniques in this study used a questionnaire. The results of this study found the Islamic Label variable (X1) tcount 6.824 and ttable 1.968 or 6.824 > 1.968 and a significant value of 0.000 <0.05. This means that H0 was rejected and H1 was accepted, so the sharia label had effect on customer trust. Sharia compliance variable (X2) tcount is 3.968 and ttabel was 1.968 and the significant value was 0.000 <0.05. This meant that H0 was rejected and H2 was accepted, so sharia compliance had effect on customer trust. The variable of Sharia Label and Sharia Compliance had a positive and significant effect on Customer Trust, which was 0.779 or 77.9%. The sharia label and sharia compliance were important in establishing, maintaining, and increasing customer trust. Conversely, without a sharia label and sharia compliance, it would have a negative impact on customer trust in Sharia cooperatives.
Local economic transformation, digitalization, and poverty reduction: The moderating role of Islamic financial inclusion in Luwu Regency Ernawati, Ernawati; Abdullah, Muh. Ruslan; Ishak, Ishak
Journal of Islamic Economics Lariba Vol. 12 No. 1 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss1.art27

Abstract

IntroductionPoverty remains a persistent development challenge in Indonesia, particularly in regional economies where economic growth does not always translate into inclusive welfare improvement. In Luwu Regency, poverty continues to reflect limited income, weak productive capacity, unequal access to economic opportunities, and insufficient integration between local development, digital technology, and financial services. Local economic transformation and digitalization are increasingly viewed as strategic pathways for strengthening productivity, expanding market access, empowering micro, small, and medium enterprises, and improving household welfare. At the same time, Islamic financial inclusion offers a Sharia-compliant mechanism for broadening access to financing, savings, digital financial services, and financial literacy.ObjectivesThis study analyzes the effects of local economic transformation and digitalization on poverty in Luwu Regency, South Sulawesi, Indonesia. It also examines whether Islamic financial inclusion strengthens the relationship between local economic transformation, digitalization, and poverty reduction.MethodThis study used a quantitative approach with a cross-sectional research design. Data were collected through structured questionnaires from 250 respondents consisting of micro, small, and medium enterprise actors and users of digital services in Luwu Regency. The data were analyzed using Structural Equation Modeling based on Partial Least Squares to assess the measurement model, structural model, direct effects, and moderating effects.ResultsThe findings show that local economic transformation, digitalization, and Islamic financial inclusion have significant direct effects on poverty reduction. Local economic transformation contributes through regional productivity improvement, local resource utilization, and enterprise empowerment. Digitalization supports poverty reduction by expanding access to digital transactions, online markets, and economic information. Islamic financial inclusion also contributes by improving access to Sharia-compliant financial services. However, Islamic financial inclusion does not significantly moderate the relationship between local economic transformation and poverty, while it significantly strengthens the relationship between digitalization and poverty reduction.ImplicationsThe findings suggest that poverty alleviation requires integrated policies that combine local economic empowerment, digital infrastructure, digital literacy, and broader access to Islamic financial services.Originality/NoveltyThis study contributes to regional development and Islamic economics literature by integrating local economic transformation, digitalization, and Islamic financial inclusion into a single framework for explaining poverty reduction at the regional level.
Co-Authors abdullah, muh ruslan ABDULLAH, MUH. RUSLAN Ahmad Syarief Iskandar Ahmad Syarief Iskandar Ahmad Syarief Iskandar, Ahmad Syarief Akbar Sabani Aqidah, Nur Ariani Asriaty Asriaty, Asriaty bahar, Indah Ernawati Ernawati Hayani, Nur Junastri Junastri Madinah Syarah Mujahidin Mujahidin Mutmainnah Azzahra Nur Ariani Aqidah Nur Ariani Aqidah Rusdi Rusdi Rusmana Putri, Qisty Amalina Rusydi, Mikdar Sabani, Akbar Saepul, Saepul Sarijuddin, Peni Shaleh, Mahadin tahmidnur, muhammad Takdir Takdir