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All Journal International Journal of Islamic Economics and Finance (IJIEF) AT-TA`DIB JMIE (Journal of Madrasah Ibtidaiyah Education) Khazanah Pendidikan Islam Attadib: Journal of Elementary Education Al-Muhasib: Journal of Islamic Accounting and Finance Jurnal Epistemic : Jurnal Ilmiah Pendidikan
Latifah, Leti
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Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Foundation and Epistemology of Islamic Education in Indonesia Nasir, Tatang Muh; Sonia, Gina Aria; Rusyd, Nasirudin; Kafi, Muhammad Kafnun; Latifah, Leti
Khazanah Pendidikan Islam Vol 5, No 2 (2023): Khazanah Pendidikan Islam
Publisher : Pascasarjana UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/kp.v5i2.22304

Abstract

The aim of the national education system is to establish educational standards that are adopted by Islamic education providers in Indonesia as a whole. This preference of course leaves open the question of how far the educational foundation has been met by national education standards. This descriptive-analytic study explains the foundations of Islamic education as included in national education standards. This study can identify that the foundation of Islamic education is relevant to the educational standards set by the national education system. The national education system has contained human values with various conditions, challenges and changing times which are very quickly eroding human values themselves. The national education system has demonstrated an effort to change humans with knowledge, attitudes and behavior that are in accordance with the framework of Islamic values, because the aim of education is to create Human Resources (HR) who have an Islamic personality, in the sense that their way of thinking is based on Islamic values and has a spirit in accordance with the spirit and breath. Islam. Islamic education based on the Koran and Sunnah is designed by taking into account the concept of Islamization of knowledge regarding the nature of science in an Islamic perspective which is based on spiritual power which has a harmonious relationship between reason and revelation, the interdependence of reason and intuition towards the epistemology of the spiritual values of Islamic education like this. become a beacon of hope in building a better life for Muslims with a more established and stable Islamic civilization. Islamic educational epistemology like this emphasizes the totality of experience and reality (empiricism) and advocates many ways to study nature (rationalism, so that knowledge obtained from revelation and reason from observation and intuition from tradition and theoretical speculation truly produces a balanced generation of intellectual abilities. and spirituality and morality.
DEVELOPMENT OF COMIC-BASED TEACHING MATERIALS TO IMPROVE THE MATHEMATICAL CRITICAL THINKING ABILITY OF FIFTH-GRADE ELEMENTARY SCHOOL STUDENTS Latifah, Leti; Arifuddin, Ahmad; Andini, Wulan; Waliyadin, Waliyadin
JMIE (Journal of Madrasah Ibtidaiyah Education) Vol 8, No 1 (2024): JMIE (JOURNAL OF MADRASAH IBTIDAIYAH EDUCATION)
Publisher : PD PGMI se Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32934/jmie.v8i1.613

Abstract

This research changed students' low critical mathematical thinking abilities. To overcome this problem, researchers developed comic-based teaching materials to enhance college students' critical mathematical thinking skills. This study aims to supply comic-based coaching materials that are legitimate and practical. This research uses the R&D method with a 4D development model. This research design uses data collection techniques, validation sheets, and practicality questionnaire sheets. The subjects in this research were 20 students in class V. From the research results, it was found that the media expert's score was 96.66%, which was categorized as very appropriate. The linguist scored 88% in the very appropriate category, the material expert was 80% in the proper category, and the teacher practitioner was 92% in the very appropriate category. For the practicality of comic-based teaching materials, the teacher's practicality score was 96%, and the students' practicality score was 87.7%, categorized as very practical. Therefore, comic-based teaching materials can be used as a solution for educators to improve critical mathematical thinking.
IMPLEMENTASI KONSEP TUJUAN HIDUP DAN MASYARAKAT SEBAGAI OBJEK KAJIAN DALAM FILSAFAT DARI PEMIKIRAN FILOSOF MUSLIM DI SDN 1 CIWALEN GARUT Hermawan, Acep Heris; Sonia, Gina Aria; Nasir, Tatang Muh; Latifah, Leti; Nuroh, Laelatul
Attadib: Journal of Elementary Education Vol 8, No 1 (2024): Attadib: Journal of Elementary Education
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/attadib.v8i1.2165

Abstract

Islamic Education Philosophy has an important role in shaping education in accordance with Islamic values. One of the important concepts in Islamic Education Philosophy is the purpose of life and society as the object of study. The purpose of human life in the view of Islam is to achieve perfection and happiness in his life, both in this world and in the hereafter. Meanwhile, society is also the object of study because humans are social creatures who cannot live alone. This study aims to analyze the implementation of the concept of the purpose of life and society as objects of study in the Philosophy of Islamic Education from the thoughts of Muslim philosophers as well as the conceptual implementation of the object of study in the curriculum with various philosophical approaches, namely synopsis, normative and inductive. This research uses a qualitative method with a literature study approach. The results of this study indicate that understanding and implementing the concept of the purpose of life and society according to the thoughts of Muslim philosophers in Islamic Education Philosophy can help develop a quality Islamic education curriculum that is in accordance with Islamic valuesTRANSLATE with x EnglishArabicHebrewPolishBulgarianHindiPortugueseCatalanHmong DawRomanianChinese SimplifiedHungarianRussianChinese TraditionalIndonesianSlovakCzechItalianSlovenianDanishJapaneseSpanishDutchKlingonSwedishEnglishKoreanThaiEstonianLatvianTurkishFinnishLithuanianUkrainianFrenchMalayUrduGermanMalteseVietnameseGreekNorwegianWelshHaitian CreolePersian //  TRANSLATE with COPY THE URL BELOW Back EMBED THE SNIPPET BELOW IN YOUR SITE Enable collaborative features and customize widget: Bing Webmaster PortalBack//
Analisis Kurikulum pada Mata Pelajaran Sejarah Kebudayaan Islam pada Madrasah Aliyah Latifah, Leti
Epistemic: Jurnal Ilmiah Pendidikan Vol. 3 No. 2 (2024): Mei 2024
Publisher : Perkumpulan Peneliti dan Pegiat Literasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70287/epistemic.v3i2.216

Abstract

Understanding the history of Islamic civilization is crucial in addressing modern challenges. This research aims to analyze the Prophet Muhammad's preaching strategy in Mecca and its presentation within the Islamic Cultural History (SKI) curriculum. Employing a descriptive qualitative research design, data were collected through document analysis and interviews with key informants at MAN 1 Cianjur during November and December 2023. The findings reveal that the SKI curriculum effectively integrates historical and religious values, enhancing students' understanding of Islamic history and moral development. The Independent Curriculum's flexibility allows for the incorporation of diverse teaching methods and technological tools, fostering comprehensive evaluations. This research supports previous findings on the importance of contextually relevant pedagogical approaches and contributes new insights into curriculum development for Islamic education. Future research should explore the long-term impacts of this curriculum model and its adaptability to different educational contexts, potentially guiding further enhancements in teaching Islamic history and values.
IMPLEMENTASI KONSEP TUJUAN HIDUP DAN MASYARAKAT SEBAGAI OBJEK KAJIAN DALAM FILSAFAT DARI PEMIKIRAN FILOSOF MUSLIM DI SDN 1 CIWALEN GARUT Hermawan, Acep Heris; Sonia, Gina Aria; Nasir, Tatang Muh; Latifah, Leti; Nuroh, Laelatul
ATTA`DIB Vol. 8 No. 1 (2024): APRIL
Publisher : Program Studi PGMI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/at-tadib.v8i1.19456

Abstract

Filsafat Pendidikan Islam memiliki peran yang penting dalam membentuk pendidikan yang sesuai dengan nilai-nilai Islam. Salah satu konsep penting dalam Filsafat Pendidikan Islam adalah tujuan hidup dan masyarakat sebagai objek kajian. Tujuan hidup manusia dalam pandangan Islam adalah mencapai kesempurnaan dan kebahagiaan dalam hidupnya, baik di dunia maupun di akhirat. Sementara itu, masyarakat juga menjadi objek kajian karena manusia adalah makhluk sosial yang tidak dapat hidup sendiri. Penelitian ini bertujuan un-tuk menganalisis implementasi konsep tujuan hidup dan masyarakat sebagai objek kajian da-lam Filsafat Pendidikan Islam dari pemikiran para filosof muslim serta implementasi kon-septual objek kajian tersebut dalam kurikulum dengan berbagai pendekatan filsafat yaitu sinopsis, normatif, dan induktif. Penelitian ini menggunakan metode kualitatif dengan pen-dekatan studi pustaka. Hasil dari penelitian ini menunjukkan bahwa pemahaman dan im-plementasi konsep tujuan hidup dan masyarakat menurut pemikiran para filosof Muslim dalam Filsafat Pendidikan Islam dapat membantu pengembangan kurikulum pendidikan Is-lam yang berkualitas dan sesuai dengan nilai-nilai Islam.
Regulatory and Ethical Duality in Indonesia's Fintech P2P Lending: Conventional vs. Sharia Models from an Islamic Economics Perspective Latifah, Leti
Al-Muhasib: Journal of Islamic Accounting and Finance Vol. 5 No. 1 (2025)
Publisher : Department of Islamic Accounting, The Faculty of Islamic Economics and Business, State Islamic Institute of Kediri [IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/al-muhasib.v5i1.2344

Abstract

Abstract: This study employs an Islamic economics perspective to comparatively analyze both systems' operational frameworks, compliance challenges, and socio-economic impacts. The rapid expansion of fintech peer-to-peer (P2P) lending in Indonesia reveals a regulatory and ethical duality between conventional and Sharia models. Through qualitative document analysis of OJK regulations, DSN-MUI fatwas, and fintech platforms (2019-2024), we identify how conventional P2P lending relies on interest-based mechanisms that contradict Islamic principles of riba prohibition, while Sharia P2P financing utilizes murabahah, mudharabah, and musyarakah contracts to ensure ethical transactions. Key findings demonstrate: (1) Tension between OJK's unified fintech supervision and DSN-MUI's Sharia governance requirements, (2) 38% higher financial inclusion for MSMEs under Sharia models despite lower market penetration, and (3) Critical literacy gaps enabling illegal lending platforms. We argue that reconciling this duality requires regulatory harmonization, integrating POJK's risk frameworks with maqashid al-shariah objectives. This research contributes a policy blueprint for Muslim-majority economies navigating digital finance ethicalization.Abstrak: Studi ini mengkaji dualitas regulasi dan etika dalam fintech P2P lending Indonesia melalui perspektif ekonomi Islam, membandingkan secara analitis model konvensional berbasis bunga dengan skema Syariah berbasis akad murabahah, mudharabah, dan musyarakah. Berbasis analisis dokumen kualitatif terhadap regulasi OJK (POJK No. 10/2022), fatwa DSN-MUI (No. 117/2018), dan operasional platform fintech periode 2019-2024, temuan mengungkap tiga dinamika kritis: (1) Ketegangan struktural antara kerangka pengawasan terpadu OJK dan persyaratan syariah DSN-MUI, (2) Capaian inklusi keuangan UMKM 38% lebih tinggi pada model Syariah meski penetrasi pasarnya lebih rendah, dan (3) Kerentanan sistemik akibat literasi digital yang minim yang dimanfaatkan platform ilegal. Penelitian menyimpulkan bahwa rekonsiliasi dualitas memerlukan harmonisasi kebijakan yang mengintegrasikan manajemen risiko POJK dengan prinsip maqashid al-shariah (pelestarian agama, jiwa, akal, keturunan, dan harta), sekaligus menawarkan blueprint regulasi bagi negara mayoritas Muslim dalam membangun ekosistem keuangan digital yang etis dan berkelanjutan.  
The Empowerment of MSMEs through Islamic P2P Financing: A Value-Based Social Entrepreneurship Framework Latifah, Leti; Rodoni, Ahmad; Aziz, Roikhan Mochamad
International Journal of Islamic Economics and Finance (IJIEF) Vol. 8 No. 2 (2025): IJIEF Vol 8 (2), July 2025
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/ijief.v8i2.27985

Abstract

Islamic Peer-to-Peer (P2P) financing has become a promising alternative to overcome capital barriers faced by Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. This study aims to examine the empowerment role of Islamic P2P financing through two complementary approaches. First, a descriptive qualitative method was employed to analyze the business models of Islamic P2P platforms and their integration with social entrepreneurship values. Second, a Systematic Literature Review was conducted to specifically assess the role of Islamic fintech in supporting MSME capitalization. The descriptive findings indicate that leading platforms such as ALAMI and Ammana integrate sharia contracts mudharabah, musyarakah, wakalah, and qardh to combine commercial goals with social impact. These practices reflect the principles of social entrepreneurship by enhancing inclusivity, ethical finance, and community empowerment. The SLR, based on 20 eligible articles published between 2019 and 2025, identified three main themes. First, models and financing schemes, including musyarakah, mudharabah, qardh al-hasan, and smart contracts that expand outreach and efficiency. Second, key success factors, such as trust, sharia compliance, literacy, technological innovation, and transparent information that drive adoption. Third, impact on financial inclusion and empowerment, highlighting contributions to MSME growth, poverty alleviation, inequality reduction, and integration with halal certification and community-based initiatives. Overall, the study confirms that Islamic P2P financing functions not merely as a financial intermediary but also as a driver of socio-economic transformation. Theoretically, it advances discourse on value-based financial innovation, while practically, it provides insights for policymakers, regulators, and practitioners to strengthen sharia fintech as a catalyst for MSME development and sustainable Islamic economic ecosystems.
Co-Authors Ahmad Arifuddin Ahmad Rodoni Andini, Wulan Hermawan, Acep Heris Kafi, Muhammad Kafnun Nuroh, Laelatul Roikhan Mochamad Aziz, Roikhan Mochamad Rusyd, Nasirudin Sonia, Gina Aria Tatang Muh Nasir Waliyadin, Waliyadin