Claim Missing Document
Check
Articles

Found 13 Documents
Search

Analysis of Cooperative Performance Efficiency Levels at the Puskopdit Timor Primary Credit Cooperative in Kupang City Djuang, Maria; Man, Stanis; Seran, Paskalis; Manafe, Henny Angri; Niha, Simon Sia
Dinasti International Journal of Economics, Finance & Accounting Vol. 6 No. 6 (2026): Dinasti International Journal of Economics, Finance & Accounting (January - Feb
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v6i6.5930

Abstract

This study aims to analyze the performance efficiency level of cooperatives in 13 Primary Credit Cooperatives of Puskopdit Timor in Kupang City from 2021 to 2023 using the Data Envelopment Analysis (DEA) method and variable return to scale assumptions. Efficiency is achieved when the amount of input produces a greater amount of output. Inputs include the number of members, capital, assets, and expenses, while outputs are income and surplus. The analysis results show that eight credit unions were efficient during 2021-2023. Kopdit Solidaritas achieved efficiency in 2022 and 2023. Kopdit Sami Jaya, Timau Indah, and Harapan Sejahtera were only efficient in 2023. Kopdit Familia was the credit union that did not achieve efficiency during 2021-2023. Factors causing differences in efficiency levels between credit unions include: Low member participation experienced by the five credit unions that were not yet efficient; Idle capital (Kopdit Sami Jaya, Solidaritas, Familia, and Timau Indah); Non-productive assets (Kopdit Solidaritas, Familia (2021, 2022), Timau Indah (2022), and Harapan Sejahtera. High operational costs, only Kopdit Sami Jaya. The strategy for inefficient credit unions is to improve their input management by following the benchmark credit unions. Kopdit Sami Jaya, Familia, and Timau Indah refer to Kopdit Adiguna and Harmoni Jaya. Kopdit Solidaritas refers to Kopdit Adiguna. Kopdit Familia refers to Kopdit Embu Welu (2021). Kopdit Harapan Sejahtera refers to Kopdit Sesawi Mandiri and USP Kopsen Kasema.
Membangun Keluarga Sejahtera melalui Sosialisasi Perencanaan Keuangan Rumah Tangga dan Investasi Bijak Frem, Marianus Alfan; Navo, Andreas Hariyano; Wongsono, Briand Christofer; Helmon, Kristoforus Eugenius Crisen; Beribe, Veren Brigitha; Mau, Januaria Benga; Obe, Regina; Penu, Elfrida Cindi; Koy, Karina Ristanti S.; Jafrisma, Apolonia; Bouk, Kornelia Bete; Awang, Rambu Marshanda; Rekong, Karolina; Riwu, Elda E. J.; Pratama, Maria Nindri Saputri; Cipriano, Epifania Angelika; Mau, Ignatia Thomasita Bau; Seran, Paskalis; Manafe, Henny; Man, Stanis
Jurnal Pengabdian Masyarakat (ABDIRA) Vol 6, No 1 (2026): Abdira
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/abdira.v6i1.1538

Abstract

The main objective of this activity was to improve the financial literacy of the village community, particularly in terms of household financial planning and understanding wise investment. Field observations indicate that most residents are unfamiliar with creating a household budget, tend to be consumptive, and lack an understanding of legal and safe forms of investment. The outreach activities, which included material delivery, discussions, and simple record-keeping practices, successfully improved participants' understanding, as demonstrated by an increase in post-test scores compared to the pre-test. Furthermore, new solutions offered in this activity included the implementation of micro-savings, simple diary-based financial record-keeping, the use of village cooperatives as a means of collective investment, and an introduction to simple digital financial literacy. These findings align with various previous studies emphasizing the importance of financial literacy in family financial management. Therefore, this community service activity not only improves understanding but also provides practical strategies that communities can implement to build household economic independence and avoid the risk of fraudulent investments.
PELATIHAN DIGITAL ENTERPRENEURSHIP UNTUK MENINGKATKAN KEMAMPUAN BERWIRAUSAHA BAGI GENERASI MUDA PADA ORGANISASI MUDA KATOLIK GEREJA ST. FRANSISKUS ASISI KOLHUA Goetha, Selfiana; Thomasita Bau Mau, Ignatia; Firmansyah, Mariano; Noviega Bribin Burin, Stefanie; Arbania, Septiani; Fallo, Apryanus; Hendrikus Temai Lejap, Hedwig; Seran, Paskalis; Manafe, David; Silver Crespo Koy, Herman
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 9, No 1 (2026): MARTABE : JURNAL PENGABDIAN KEPADA MASYARAKAT
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v9i1.%p

Abstract

Kewirausahaan memiliki peran strategis dalam meningkatkan perekonomian masyarakat, namun rendahnya literasi digital dan keterampilan berwirausaha masih menjadi tantangan bagi generasi muda. Kegiatan pengabdian ini bertujuan untuk meningkatkan kemampuan digital entrepreneurship bagi Orang Muda Katolik (OMK) Gereja St. Fransiskus Asisi Kolhua melalui pelatihan yang mencakup digital marketing, pembuatan konten promosi, desain pamflet, dan pengelolaan toko online. Metode yang digunakan meliputi penelitian lapangan, wawancara, seminar, pelatihan teknis, pendampingan, dan evaluasi. Hasil pre-test menunjukkan pemahaman peserta masih sangat terbatas, namun setelah mengikuti pelatihan terjadi peningkatan signifikan pada pengetahuan dan keterampilan mereka. Peserta mampu menghasilkan konten digital, merancang toko online sederhana, serta menerapkan strategi pemasaran digital. Beberapa anggota OMK mulai merintis usaha kecil berbasis digital. Kegiatan ini memberikan dampak positif terhadap pemberdayaan ekonomi generasi muda dan menjadi model kemitraan efektif antara perguruan tinggi dan komunitas gereja.