Garuda - Garba Rujukan Digital

Legal Aspects of Crypto Assets on Indonesian Digital Investment Development Kusnadi, Egi Hadi; Nasir, Rifqi Ridlwan; Hulwanullah, Hikam
Supremasi Hukum: Jurnal Kajian Ilmu Hukum Vol. 12 No. 2 (2023): Supremasi Hukum
Publisher : UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/sh.v12i2.3168

This study aims to understand the legal aspect of digital investment in Indonesian crypto assets which is linked to the theories of legal certainty, justice, and benefit. Currently, Indonesian people are very fond of the cryptocurrency digital investment trend. The Indonesian government has provided several regulations regarding the physical crypto market mechanism. However, the rules regarding cryptocurrencies cannot guarantee that problems will not arise in the future. Moreover, cryptocurrency and its rules are still very new. There is still a lot of confusion in society about whether crypto investment is safe or not. This study is normative juridical study using a statutory and conceptual approach, which is summarized by examining statutory regulations and related legal doctrine. The results of this study explain that the Indonesian government is opening up opportunities by legalizing digital crypto investment activities to strengthen the economic sector. Crypto in Indonesia can only be used as an investment instrument, not currency. The implementation of crypto asset trading is regulated in the Commodity Futures Trading Supervisory Agency (Bappebti) Regulation Number 5 of 2019 concerning Technical Provisions for the Implementation of Physical Crypto Asset Markets. This regulation regulates the use of Good Corporate Governance principles in the context of carrying out buying and selling of crypto assets on the Crypto Futures Exchange (CFX). Bappebti's regulations were then changed with the enactment of Law Number 4 of 2023 concerning Development and Strengthening of the Financial Sector (UU P2SK) which expanded the authority and responsibility of the Financial Services Authority (OJK) to include digital financial assets, crypto assets and Financial Technological Innovation Sector. (ITSK).

Ideology and Impact of the Feminism Movement in Indonesia Beginning of the XX Century Azizah, Faras Puji; Kusnadi, Egi Hadi; Kurniasih, Dede Dwi; Sudarman, Sudarman; Erman, Erman
Tarikhuna: Journal of History and History Education Vol 6, No 2 (2024)
Publisher : UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/thje.v6i2.10226

This article aims to describe the feminist movement in Indonesia in the early 20th century. This research employed the historical method, encompassing several key stages. Heuristics involved the systematic gathering of relevant sources, including articles, books and existing research related to the study. Subsequently, source criticism was conducted to assess the authenticity, reliability and credibility of the identified sources. Following this, the interpretation stage involved analyzing the collected data to extract meaningful insights and draw conclusions. Finally, the findings were combined and presented in a scholarly format through the writing of a research paper. In addition, the author collects data through the Dutch website (Delpher) which is a website that provides digitized full texts of newspapers, books, journals, and copy sheets of historic Dutch-language radio news broadcasts. The research reveals that the Indonesian feminist movement arose in response to the injustices faced by women during Dutch colonial rule in the East Indies. A key example of this inequality was the restricted access to education for women compared to their male counterparts. This disparity spurred the emergence of the feminist movement, driven by the goal of securing equal rights for women.

Judicial Interpretation of the Inclusion of Standard Clauses in Murabahah Contracts Reviewed from the Principle of Proportionality and Islamic Law Rezaldy; Nasir, Rifqi Ridlwan; Kusnadi, Egi Hadi
Jurnal Syariah dan Hukum Komparatif Volume 3 Issue 2 (2024)
Publisher : Universitas Islam Negeri Profesor Kiai Haji Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/el-aqwal.v3i2.12595

Agreements are an important aspect of law relating to business. An agreement basically must fulfill several conditions for the validity of the agreement, as well as paying attention to the legal principles of the agreement. In practice in banking, including Sharia banking, generally agreements or contracts are made using standard clauses. The aim of this research is to find out Juridical interpretation of the inclusion of standard clauses in murabahah contracts in Islamic banks in terms of proportional principles and Islamic law. This research is normative legal research using statutory approaches, legal principles and Islamic law. The results of this research show that the juridical interpretation of the inclusion of standard clauses in murabahah contracts contains elements of a combination of positive law and Islamic law. The inclusion of standard clauses in a murabahah contract must be interpreted contextually, both in terms of the object being traded or the subject matter of the parties involved in the contract.

The Determination of Relevant Market on Islamic Financial Services Sector: Perspective of Indonesian Business Competition Law Nasir, Rifqi Ridlwan; Kusnadi, Egi Hadi; Hidayah, Aziza Mutifani
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 15 No. 2 (2023): Az Zarqa'
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/azzarqa.v15i2.3193

Abstract: After promulgation of Act Number 4 of 2023 concerning the Development and Strengthening of Financial Sector, sharia financing service businesses consisting of Sharia Banking, Sharia Public Economic Banks and Sharia Microfinance Institutions (LKMS) have financing products that tend to be the same. This is related to the definition of the relevant market in Act Number 5 of 1999 concerning the Prohibition of Monopolistic Practices and Unfair Business Competition. This study aims to analyze the relevant market and to find potential of anti-competitive behavior in the financial services business. It is a normative juridical research using qualitative analysis. The method is summarized by examining regulations and doctrines related to Indonesian Business Competition Law. The results of this study explain that Sharia Banking, Sharia Public Economic Banks, and LKMS have same relevant market because the only difference is the financing scale. The Sharia Banking as dominant sector can influence the climate of business competition. Based on CR4 theory, the market concentration ratio in the Islamic financial services sector is a market that leads to loose oligopoly. There needs to be a limitation on the scale of financing regarding the maximum value of financing in Sharia Banking area and how much is in the area of LKMS to reduce the potential for abuse of dominance. But, rule of reason approach is still needed to find out the occurrence of violations caused by corporate action. The rule of reason approach used to assess corporate actions is in accordance with the maslahah mursalah concept. Abstrak: Pasca diundangkannya Undang-Undang Nomor 4 Tahun 2023 tentang Pengembangan dan Penguatan Sektor Keuangan, pelaku usaha jasa pembiayaan syariah yang terdiri dari Perbankan Syariah, Bank Perekonomian Rakyat Syariah, dan LKMS mempunyai produk pembiayaan yang cenderung sama. Mereka masih merupakan satu kesatuan dari iklim persaingan atau pasar yang bersangkutan. Hal ini terkait dengan pengertian pasar bersangkutan dalam Undang-Undang Nomor 5 Tahun 1999 tentang Larangan Praktek Monopoli dan Persaingan Usaha Tidak Sehat. Penelitian ini bertujuan untuk menganalisis pasar bersangkutan dan mengetahui potensi perilaku anti persaingan pada bisnis jasa keuangan. Penelitian ini merupakan penelitian yuridis normatif dengan menggunakan analisis kualitatif. Metode tersebut dirangkum dengan mengkaji peraturan dan doktrin terkait Hukum Persaingan Usaha Indonesia. Hasil penelitian ini menjelaskan bahwa Perbankan Syariah, Bank Perekonomian Rakyat Syariah, dan LKMS mempunyai pasar bersangkutan yang sama karena yang membedakan hanyalah skala pembiayaannya. Perbankan Syariah sebagai sektor dominan dapat mempengaruhi iklim persaingan usaha di sektor jasa keuangan syariah. Berdasarkan teori CR4, rasio konsentrasi pasar pada sektor jasa keuangan syariah adalah pasar yang mengarah pada oligopoli longgar. Perlu adanya pembatasan skala pembiayaan terkait nilai maksimal pembiayaan yang menjadi wilayah Bank Syariah dan berapa yang menjadi wilayahnya LKMS untuk mengurangi potensi penyalahgunaan posisi dominan. Namun demikian, pendekatan rule of reason tetap diperlukan untuk mengetahui terjadinya pelanggaran yang diakibatkan oleh suatu aksi korporasi. Adapun pendekatan rule of reason yang digunakan untuk menilai aksi korporasi telah sesuai dengan konsep maslahah mursalah dalam Hukum Islam.

The Use of Indonesian in International Contracts: Sadd Dzariah's Perspective Kusnadi, Egi Hadi; Al Haq, Syaif; Muazzami, Al
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 16, No 2 (2024)
Publisher : Faculty of Sharia and Law, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v16i2.42512

Based on Law 24/2009, international contracts made in Indonesia must use Indonesian. What about contracts made with foreign parties without using Indonesian, are they null and void or have binding force? This research is normative research using the statutory regulations approach, the judge's decision approach, and the Sadd Dzariah approach. The research results show that there are differences in decisions made by judges regarding the obligation to use Indonesian in international contracts, causing this obligation to be biased. In Sadd Dzariah's approach, the use of Indonesian in contracts made with foreign parties is mandatory, in line with the regulation in Law 24/2009. This aims to avoid bad faith which could result in default or unlawful actions. Berdasar pada UU 24/2009, kontrak internasional yang dibuat di Indonesia wajib menggunakan bahasa Indonesia. Bagaimana dengan kontrak yang dilakukan dengan pihak asing tanpa menggunakan bahasa Indonesia, apakah batal demi hukum atau mempunyai kekuatan mengikat. Penelitian ini merupakan penelitian normatif dengan menggunakan pendekatan peraturan perundang-undangan, pendekatan putusan hakim, dan pendekatan Sadd Dzariah. Hasil penelitian menunjukan bahwa terdapat perbedaan putusan yang dilakukan oleh hakim terhadap kewajiban penggunaan bahasa Indonesia dalam kontrak internasional, sehingga menyebabkan kewajiban tersebut menjadi bias. Dalam pendekatan Sadd Dzariah, penggunaan bahasa Indonesia terhadap kontrak yang dibuat dengan pihak asing adalah wajib, selaras dengan yang telah diatur dalam UU 24/2009. Hal ini bertujuan untuk menghindari adanya itikad buruk yang dapat mengakibatkan wanprestasi atau tindakan melawan hukum.

The Use of Indonesian in International Contracts: Sadd Dzariah's Perspective Kusnadi, Egi Hadi; Al Haq, Syaif; Muazzami, Al
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 16 No. 2 (2024)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v16i2.42512

Based on Law 24/2009, international contracts made in Indonesia must use Indonesian. What about contracts made with foreign parties without using Indonesian, are they null and void or have binding force? This research is normative research using the statutory regulations approach, the judge's decision approach, and the Sadd Dzariah approach. The research results show that there are differences in decisions made by judges regarding the obligation to use Indonesian in international contracts, causing this obligation to be biased. In Sadd Dzariah's approach, the use of Indonesian in contracts made with foreign parties is mandatory, in line with the regulation in Law 24/2009. This aims to avoid bad faith which could result in default or unlawful actions. Berdasar pada UU 24/2009, kontrak internasional yang dibuat di Indonesia wajib menggunakan bahasa Indonesia. Bagaimana dengan kontrak yang dilakukan dengan pihak asing tanpa menggunakan bahasa Indonesia, apakah batal demi hukum atau mempunyai kekuatan mengikat. Penelitian ini merupakan penelitian normatif dengan menggunakan pendekatan peraturan perundang-undangan, pendekatan putusan hakim, dan pendekatan Sadd Dzariah. Hasil penelitian menunjukan bahwa terdapat perbedaan putusan yang dilakukan oleh hakim terhadap kewajiban penggunaan bahasa Indonesia dalam kontrak internasional, sehingga menyebabkan kewajiban tersebut menjadi bias. Dalam pendekatan Sadd Dzariah, penggunaan bahasa Indonesia terhadap kontrak yang dibuat dengan pihak asing adalah wajib, selaras dengan yang telah diatur dalam UU 24/2009. Hal ini bertujuan untuk menghindari adanya itikad buruk yang dapat mengakibatkan wanprestasi atau tindakan melawan hukum.

Urgency of reforming the zakat management system in Indonesia Su’udi, Muhammad Arif; Kusnadi, Egi Hadi; Rouf, Abd.
Asy-Syari’ah : Jurnal Hukum Islam Vol. 11 No. 1 (2025): Asy-Syari'ah: Jurnal Hukum Islam, Januari 2025
Publisher : LP3M Universitas Islam Zainul Hasan Genggong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/assyariah.v11i1.1958

BAZNAS is an institution authorized to manage zakat nationally. In terms of calculating the percentage of zakat according to the law, it is not the main task of BAZNAS, but is left to the muzakki themselves. This is contrary to the spirit in the concept of zakat itself (khudh min amwalihim sadaqah). Among the impacts of the ineffectiveness of the system that is most felt is the distance between the potential and the amount of zakat that BAZNAS has managed to collect. The potential for zakat in Indonesia reaches 327 trillion per year, while the acquisition of zakat in 2023 is only 20 trillion. This research is a normative legal research with a conceptual-descriptive approach and use the legal content analysis technique. The theoretical framework used in this study is the concept of the spirit of zakat management and the concept of zakat as a public financial instrument. The conclusion obtained from this study is the need for system reform through strengthening the position and more attention by the state to BAZNAS as a trusted institution in the eyes of Muslims, so that it can be relied on to be used as part of public revenue institutions. In addition, BAZNAS also needs to change the perspective that zakat is an initiative of muzakki to pay it, but must be more active in "picking up the ball" to come to the regions to explore the potential of existing zakat.

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